The document summarizes NTUC Income's migration from a paper-based system to a fully digital system. Some key points: [1] NTUC Income previously used outdated technologies like HP 3000 mainframes and COBOL which led to problems like being tedious, time-consuming, and prone to breakdowns. [2] In 2003, NTUC Income implemented a new digital system developed by eBao Technology called the eBao LifeSystem which was based on Java and resolved the prior problems by allowing easier access, faster information sharing, and minimized downtimes. [3] Benefits of the new system included easy accessibility, faster information sharing, income summary views, strong security, and reduced downt