Millars Bank Ltd is transferring Janet Marsh from Cairo to replace the loan officer position in Abu Dhabi. Upon her arrival, the bank manager Mr. Smothers expresses doubts that clients will work with a woman given the traditional Arab culture. However, Marsh argues that clients are pragmatic and prioritize competitive rates. She has experience in the Middle East and speaks Arabic. While Egypt is more progressive than Abu Dhabi, Marsh requests the opportunity to prove herself. The situation highlights differences between Western and Arab cultures regarding women's roles.
Mr. Smothers, the manager of Millars Bank in Abu Dhabi, is unsure how to proceed with the newly arrived loan officer Ms. Marsh, as women do not typically hold such positions in the United Arab Emirates. In a meeting, Ms. Marsh argues that the bank's clients will evaluate her based on her ability to perform her duties competently, not on her gender. However, Mr. Smothers remains concerned about how conservative clients will react to a female loan officer. Ms. Marsh stresses her experience and language skills make her well-qualified for the role.
- Millars Bank is a British bank operating in Abu Dhabi with a need to fill the role of corporate loan officer
- The head office recommends Janet Marsh, who is well qualified but faces skepticism from the local branch manager due to her gender and the traditional culture in Abu Dhabi
- Options include keeping Marsh as is, having her on a trial period then stepping down if unsuccessful, pairing her with a local man, transferring her, or firing her to comply with local culture
- The recommended option is to have Marsh on a trial period then allow her to step down if the role proves untenable due to cultural issues
- Punting has evolved significantly in Cambridge over the past 20 years, becoming more professionalized but also more crowded and commercialized.
- In the past, punting companies competed aggressively and sometimes illegally, but now generally cooperate and follow regulations.
- While touts play an important role in promoting punting businesses, they are also widely seen as a nuisance due to aggressive and repetitive soliciting of tourists. Recent anti-tout laws have not significantly reduced touting activities.
- Opinions on touts vary - while they provide an income, their pushy methods of soliciting customers are acknowledged as irritating to the public.
Emma has been working on the River Cam since 1998, starting as a boat hand. She learned to punt from a housemate and later started her own punting business with her ex-partner using salvaged boats. In the late 1990s/early 2000s, punting was more dangerous as companies like Scudamores were heavily involved in sabotaging competitors. Now the industry is more professionalized but still faces issues from unauthorized operators touting on the streets. Punting has evolved over the past 20 years with more tourists and boats, making the river busier and less enjoyable for locals. The introduction of new touting laws has not significantly impacted unauthorized operators' business.
- Mr. McHenry, a carpet buyer for an international wholesaler, is finalizing a major contract with a Moroccan carpet manufacturer, SOMARTA, managed by Mr. Hachad.
- However, Mr. McHenry saw pictures of the plant showing girls as young as 12 working, which presents ethical issues. There are also delays and price/wool supply problems.
- Mr. McHenry faces a dilemma of whether to ignore the child labor conditions to preserve the deal, or address the issues. Options include auditing the factory, finding a new supplier, changing production countries, or replacing Mr. McHenry.
- The best option is to audit the factory to verify the ages of
Here are the key points I would make in response:
1. The best option is to pursue legal action against Reliable Restaurants (Option 2) to establish Creative Cuisines' rights as the sole distributor and seek compensation, while also maintaining communication and diplomacy with Leclerc. A lawsuit sends a clear message while avoiding permanently damaging the supplier relationship.
2. As a new company, complaining against another would not be my first choice, but may be necessary here to protect the business. Allowing an unauthorized distributor to undercut prices could seriously threaten Creative Cuisines' viability.
3. Leclerc should not ignore the issue if it wants to maintain its exclusive distribution agreement long-term
Case study n°4 Leclerc Machines de cuisineGalahad Jego
1) The document discusses a case study involving three kitchen appliance companies - Leclerc Machines, Creative Cuisines, and Reliable Restaurant and Home Kitchen Supplies.
2) Leclerc had an exclusive deal with Creative Cuisines to distribute its products in North America, but Reliable has also started selling seemingly identical Leclerc products.
3) Bill Lewis of Creative Cuisines and lawyer Marie Dominic are discussing potential legal action against Reliable if it is found that Reliable is selling counterfeit Leclerc products in violation of the exclusive distribution agreement.
Mr. Smothers, the manager of Millars Bank in Abu Dhabi, is unsure how to proceed with the newly arrived loan officer Ms. Marsh, as women do not typically hold such positions in the United Arab Emirates. In a meeting, Ms. Marsh argues that the bank's clients will evaluate her based on her ability to perform her duties competently, not on her gender. However, Mr. Smothers remains concerned about how conservative clients will react to a female loan officer. Ms. Marsh stresses her experience and language skills make her well-qualified for the role.
- Millars Bank is a British bank operating in Abu Dhabi with a need to fill the role of corporate loan officer
- The head office recommends Janet Marsh, who is well qualified but faces skepticism from the local branch manager due to her gender and the traditional culture in Abu Dhabi
- Options include keeping Marsh as is, having her on a trial period then stepping down if unsuccessful, pairing her with a local man, transferring her, or firing her to comply with local culture
- The recommended option is to have Marsh on a trial period then allow her to step down if the role proves untenable due to cultural issues
- Punting has evolved significantly in Cambridge over the past 20 years, becoming more professionalized but also more crowded and commercialized.
- In the past, punting companies competed aggressively and sometimes illegally, but now generally cooperate and follow regulations.
- While touts play an important role in promoting punting businesses, they are also widely seen as a nuisance due to aggressive and repetitive soliciting of tourists. Recent anti-tout laws have not significantly reduced touting activities.
- Opinions on touts vary - while they provide an income, their pushy methods of soliciting customers are acknowledged as irritating to the public.
Emma has been working on the River Cam since 1998, starting as a boat hand. She learned to punt from a housemate and later started her own punting business with her ex-partner using salvaged boats. In the late 1990s/early 2000s, punting was more dangerous as companies like Scudamores were heavily involved in sabotaging competitors. Now the industry is more professionalized but still faces issues from unauthorized operators touting on the streets. Punting has evolved over the past 20 years with more tourists and boats, making the river busier and less enjoyable for locals. The introduction of new touting laws has not significantly impacted unauthorized operators' business.
- Mr. McHenry, a carpet buyer for an international wholesaler, is finalizing a major contract with a Moroccan carpet manufacturer, SOMARTA, managed by Mr. Hachad.
- However, Mr. McHenry saw pictures of the plant showing girls as young as 12 working, which presents ethical issues. There are also delays and price/wool supply problems.
- Mr. McHenry faces a dilemma of whether to ignore the child labor conditions to preserve the deal, or address the issues. Options include auditing the factory, finding a new supplier, changing production countries, or replacing Mr. McHenry.
- The best option is to audit the factory to verify the ages of
Here are the key points I would make in response:
1. The best option is to pursue legal action against Reliable Restaurants (Option 2) to establish Creative Cuisines' rights as the sole distributor and seek compensation, while also maintaining communication and diplomacy with Leclerc. A lawsuit sends a clear message while avoiding permanently damaging the supplier relationship.
2. As a new company, complaining against another would not be my first choice, but may be necessary here to protect the business. Allowing an unauthorized distributor to undercut prices could seriously threaten Creative Cuisines' viability.
3. Leclerc should not ignore the issue if it wants to maintain its exclusive distribution agreement long-term
Case study n°4 Leclerc Machines de cuisineGalahad Jego
1) The document discusses a case study involving three kitchen appliance companies - Leclerc Machines, Creative Cuisines, and Reliable Restaurant and Home Kitchen Supplies.
2) Leclerc had an exclusive deal with Creative Cuisines to distribute its products in North America, but Reliable has also started selling seemingly identical Leclerc products.
3) Bill Lewis of Creative Cuisines and lawyer Marie Dominic are discussing potential legal action against Reliable if it is found that Reliable is selling counterfeit Leclerc products in violation of the exclusive distribution agreement.
The Millars Bank case document summarizes an ethical issue facing Millars Bank regarding assigning a female loan officer, Mrs. Marsh, to their office in Abu Dhabi, UAE. Mrs. Marsh is well qualified and experienced working in the Middle East, but the local manager, Mr. Smothers, refuses to allow her to work due to local customs. The document outlines the characters involved, exhibits provided, existing issues, proposed solutions, and recommends a trial period for Mrs. Marsh as the approved solution.
This document summarizes a situation at Millars Bank Ltd in Abu Dhabi, UAE in 1994. The bank assigned a new female Corporate Loan Officer, Ms. Janet Marsh, to replace the former officer. However, the local Bank Manager, Mr. Smothers, refused to accept Ms. Marsh because women did not hold high positions in companies in the UAE at that time. The document outlines the key people involved, background of the situation regarding gender roles in UAE society, and potential options to resolve the problem of Mr. Smothers not accepting Ms. Marsh as the loan officer due to her gender.
Millars Bank is considering appointing Janet Marsh as a new Loan Officer in their Abu Dhabi branch. Janet is well qualified for the role, as she is fluent in Arabic, knowledgeable about Middle Eastern history and customs, and has experience working with Arab clients. However, appointing a woman in this role could face resistance from conservative Emirati clients. The document considers the options of a trial period to test client reactions, giving Janet another role to avoid clients, having her wear a hijab, or offering her a higher position in their Cairo branch instead. It ultimately recommends a one-month trial period to assess how Emirati customers respond to Janet in the loan officer role.
Millars Bank is considering appointing Janet Marsh as a new Loan Officer in their Abu Dhabi branch. Janet is well qualified for the role, as she is fluent in Arabic, knowledgeable about Middle Eastern history and customs, and has experience working with Arab clients. However, appointing a woman in this role could face resistance from conservative Emirati clients. The document considers the options of a trial period to test client reactions, giving Janet another role to avoid clients, having her wear a hijab, or offering her a higher position in their Cairo branch instead. It ultimately recommends a one-month trial period to assess how Emirati customers respond to Janet in the loan officer role.
This document summarizes a case study about Millars Bank's decision to hire Janet Marsh, a woman, as a corporate loan officer in Abu Dhabi, UAE. It outlines the key characters, exhibits, known strengths and weaknesses of Marsh's qualifications, and the problem the bank faces in deciding whether to follow local customs that are less accepting of women professionals or take Marsh's experience into account. Potential solutions are described, such as keeping Marsh in her role with assistance, moving her to another position, or replacing her with a man to adhere to local traditions. The document concludes by asking for questions.
This literature review discusses factors that contribute to non-adherence to antiretroviral therapy (ART) for HIV, which can lead to drug-resistant strains. Estimates suggest 50-70% of patients do not fully adhere to their medication schedules. Non-adherence allows the virus to replicate rapidly and acquire mutations that make drugs less effective or resistant. Factors influencing non-adherence include patient-related issues like substance abuse, and dosing inconvenience. Improving treatment plans, education, and support groups can help address these challenges and prevent drug resistance.
Mr. Duncan, a vice president at an international bank, has recommended Ms. Marsh for a loan officer position in Abu Dhabi, where she would work under Mr. Smothers, the local bank manager. However, Mr. Smothers is reluctant to hire Ms. Marsh because she is a woman in a conservative Islamic culture. The document outlines the differing perspectives of Mr. Smothers and Ms. Marsh on whether her gender will hinder her ability to perform the job effectively. It also presents potential solutions to the ethical dilemma, such as giving Ms. Marsh a trial period or moving her to another position.
Surrogate endpoints are used in clinical research when the true clinical endpoint would be difficult to measure. Surrogate endpoints are physiological or biochemical markers that can serve as proxies for the true endpoint. Examples include blood pressure serving as a surrogate for death from hypertension over 50 years, viral particle concentration serving as a surrogate for HIV/AIDS, and bone density serving as a surrogate for osteoporosis. Surrogate endpoints are easier to measure than the true clinical endpoint and allow research to be conducted more efficiently.
This document discusses the considerations for thin client vs fat client network designs. Thin clients store minimal resources locally and rely primarily on a server, while fat clients have substantial local storage and processing power. Some key factors to consider include upfront costs, maintenance/management needs, security, and flexibility to support different applications. Overall, thin clients offer lower costs and management needs but less flexibility, while fat clients are more flexible but more expensive to implement and maintain.
5 Essay Writing Services That Reddit Users Love (Best Essay WritingCarla Jardine
The document summarizes key quotes from Jane Austen's novel Northanger Abbey that illustrate the influence of friends on the protagonist Catherine Morland. The quotes show how Catherine learns about friendship through her interactions with both supportive friends like Eleanor Tilney and misleading acquaintances like Isabella Thorpe. One quote features the character Henry Tilney educating Catherine on reading people, though his own character is hard to read. The summary highlights how the quotes demonstrate Catherine's personal growth through relationships and lessons about trust.
All Quiet On The Western Front Essay Lost GenerationRuth Phillips
The document provides instructions for requesting and receiving help on writing assignments from HelpWriting.net. It outlines a 5-step process: 1) Create an account with a password and email. 2) Complete a request form with instructions, sources, and deadline. 3) Review bids from writers and select one. 4) Review the completed paper and authorize payment. 5) Request revisions until satisfied, knowing plagiarized work results in a refund. The service aims to provide original, high-quality content through a bidding system and revision process.
How To Write A Successful College Application EssayMaria Campanita
The essay describes the author feeling sad as they leave their old peeling and worn house to move to a new home, glancing back at the place that held many memories and was close to neighbors they may not see again. Upon arriving at the new house, the author sees it has a gorgeous front with lush grass, feeling hopeful that this new place may become a home despite the uncertainty of leaving what was familiar.
In 3 sentences:
The essay discusses the basic physics concepts involved in car collisions, including Newton's laws of motion which describe how objects interact through forces. Newton's first law explains how objects at rest or in motion tend to stay that way unless acted upon by an external force, while his second law introduces the concept of action and reaction forces. Static and kinetic friction also play an important role as the force that resists motion between two surfaces in contact, such as between tires and the road.
How To Finish A Compelling Essay In 1 Hour - PerfectEssayBrenda Zerr
The document outlines 5 steps to request and receive help writing an assignment from the website HelpWriting.net. It explains how to create an account, submit a request with instructions and deadline, review bids from writers and choose one, authorize payment after reviewing the completed paper, and request revisions if needed. The website promises original, high-quality content and refunds for plagiarized work.
How To Finish A Compelling Essay In 1 Hour - PerfectEssayAngela Baxter
The document provides instructions for completing an assignment through an online writing service in 5 steps:
1. Create an account and provide contact information.
2. Complete an order form with instructions, sources, deadline and attach a sample for style imitation.
3. Review bids from writers and choose one based on qualifications, history and feedback and provide a deposit.
4. Review the completed paper and authorize full payment if pleased or request revisions.
5. Papers can receive multiple revisions to ensure satisfaction and the service guarantees original work or a refund.
How To Write A Good Introduction For A ReKaty Allen
The document provides steps for requesting writing assistance from HelpWriting.net:
1. Create an account and provide contact information.
2. Complete a form with assignment details, sources, and deadline. Attach a sample if wanting the writer to mimic your style.
3. Review bids from writers and choose one based on qualifications. Place a deposit to start the writing.
4. Review the completed paper and authorize final payment if pleased. Free revisions are available.
Essay On Mumbai City. Essay on Mumbai Mumbai Essay for Students and Children...Eva Bartlett
Essay on Mumbai | Mumbai Essay for Students and Children in English - A .... Essay On Mumbai City in English for Class 1, 2 & 3: 10 Lines, Short .... 10 Lines on Mumbai / Essay on Mumbai in english / Mumbai City essay ....
My Best Friend Essay | Friedrich Engels | Karl Marx. Grade 1 Descriptive Writing My Best Friend | Composition Writing Skill .... Write an essay on My Best Friend | Essay Writing | English - YouTube.
The document discusses the five steps to getting assignment writing help from HelpWriting.net:
1. Create an account with a password and email.
2. Complete a 10-minute order form providing instructions, sources, and deadline.
3. Writers will bid on the request and the client chooses a writer based on qualifications.
4. The client reviews the paper and can request revisions for free before authorizing payment.
5. HelpWriting.net guarantees original, high-quality content and offers refunds for plagiarism.
The document provides instructions for conducting an osmosis experiment using dialysis bags containing different sucrose solutions that are permeable to water but not sucrose. Materials needed include dialysis bags, beakers, distilled water, and a scale. Each bag will be filled with 15mL of a different sucrose solution and submerged in a beaker of water. The bags will be weighed initially and periodically to calculate the percent change in mass and observe the effects of osmosis over time as water moves across the membranes down its concentration gradient.
How MJ Global Leads the Packaging Industry.pdfMJ Global
MJ Global's success in staying ahead of the curve in the packaging industry is a testament to its dedication to innovation, sustainability, and customer-centricity. By embracing technological advancements, leading in eco-friendly solutions, collaborating with industry leaders, and adapting to evolving consumer preferences, MJ Global continues to set new standards in the packaging sector.
Understanding User Needs and Satisfying ThemAggregage
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
In this webinar, we won't focus on the research methods for discovering user-needs. We will focus on synthesis of the needs we discover, communication and alignment tools, and how we operationalize addressing those needs.
Industry expert Scott Sehlhorst will:
• Introduce a taxonomy for user goals with real world examples
• Present the Onion Diagram, a tool for contextualizing task-level goals
• Illustrate how customer journey maps capture activity-level and task-level goals
• Demonstrate the best approach to selection and prioritization of user-goals to address
• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
The Millars Bank case document summarizes an ethical issue facing Millars Bank regarding assigning a female loan officer, Mrs. Marsh, to their office in Abu Dhabi, UAE. Mrs. Marsh is well qualified and experienced working in the Middle East, but the local manager, Mr. Smothers, refuses to allow her to work due to local customs. The document outlines the characters involved, exhibits provided, existing issues, proposed solutions, and recommends a trial period for Mrs. Marsh as the approved solution.
This document summarizes a situation at Millars Bank Ltd in Abu Dhabi, UAE in 1994. The bank assigned a new female Corporate Loan Officer, Ms. Janet Marsh, to replace the former officer. However, the local Bank Manager, Mr. Smothers, refused to accept Ms. Marsh because women did not hold high positions in companies in the UAE at that time. The document outlines the key people involved, background of the situation regarding gender roles in UAE society, and potential options to resolve the problem of Mr. Smothers not accepting Ms. Marsh as the loan officer due to her gender.
Millars Bank is considering appointing Janet Marsh as a new Loan Officer in their Abu Dhabi branch. Janet is well qualified for the role, as she is fluent in Arabic, knowledgeable about Middle Eastern history and customs, and has experience working with Arab clients. However, appointing a woman in this role could face resistance from conservative Emirati clients. The document considers the options of a trial period to test client reactions, giving Janet another role to avoid clients, having her wear a hijab, or offering her a higher position in their Cairo branch instead. It ultimately recommends a one-month trial period to assess how Emirati customers respond to Janet in the loan officer role.
Millars Bank is considering appointing Janet Marsh as a new Loan Officer in their Abu Dhabi branch. Janet is well qualified for the role, as she is fluent in Arabic, knowledgeable about Middle Eastern history and customs, and has experience working with Arab clients. However, appointing a woman in this role could face resistance from conservative Emirati clients. The document considers the options of a trial period to test client reactions, giving Janet another role to avoid clients, having her wear a hijab, or offering her a higher position in their Cairo branch instead. It ultimately recommends a one-month trial period to assess how Emirati customers respond to Janet in the loan officer role.
This document summarizes a case study about Millars Bank's decision to hire Janet Marsh, a woman, as a corporate loan officer in Abu Dhabi, UAE. It outlines the key characters, exhibits, known strengths and weaknesses of Marsh's qualifications, and the problem the bank faces in deciding whether to follow local customs that are less accepting of women professionals or take Marsh's experience into account. Potential solutions are described, such as keeping Marsh in her role with assistance, moving her to another position, or replacing her with a man to adhere to local traditions. The document concludes by asking for questions.
This literature review discusses factors that contribute to non-adherence to antiretroviral therapy (ART) for HIV, which can lead to drug-resistant strains. Estimates suggest 50-70% of patients do not fully adhere to their medication schedules. Non-adherence allows the virus to replicate rapidly and acquire mutations that make drugs less effective or resistant. Factors influencing non-adherence include patient-related issues like substance abuse, and dosing inconvenience. Improving treatment plans, education, and support groups can help address these challenges and prevent drug resistance.
Mr. Duncan, a vice president at an international bank, has recommended Ms. Marsh for a loan officer position in Abu Dhabi, where she would work under Mr. Smothers, the local bank manager. However, Mr. Smothers is reluctant to hire Ms. Marsh because she is a woman in a conservative Islamic culture. The document outlines the differing perspectives of Mr. Smothers and Ms. Marsh on whether her gender will hinder her ability to perform the job effectively. It also presents potential solutions to the ethical dilemma, such as giving Ms. Marsh a trial period or moving her to another position.
Surrogate endpoints are used in clinical research when the true clinical endpoint would be difficult to measure. Surrogate endpoints are physiological or biochemical markers that can serve as proxies for the true endpoint. Examples include blood pressure serving as a surrogate for death from hypertension over 50 years, viral particle concentration serving as a surrogate for HIV/AIDS, and bone density serving as a surrogate for osteoporosis. Surrogate endpoints are easier to measure than the true clinical endpoint and allow research to be conducted more efficiently.
This document discusses the considerations for thin client vs fat client network designs. Thin clients store minimal resources locally and rely primarily on a server, while fat clients have substantial local storage and processing power. Some key factors to consider include upfront costs, maintenance/management needs, security, and flexibility to support different applications. Overall, thin clients offer lower costs and management needs but less flexibility, while fat clients are more flexible but more expensive to implement and maintain.
5 Essay Writing Services That Reddit Users Love (Best Essay WritingCarla Jardine
The document summarizes key quotes from Jane Austen's novel Northanger Abbey that illustrate the influence of friends on the protagonist Catherine Morland. The quotes show how Catherine learns about friendship through her interactions with both supportive friends like Eleanor Tilney and misleading acquaintances like Isabella Thorpe. One quote features the character Henry Tilney educating Catherine on reading people, though his own character is hard to read. The summary highlights how the quotes demonstrate Catherine's personal growth through relationships and lessons about trust.
All Quiet On The Western Front Essay Lost GenerationRuth Phillips
The document provides instructions for requesting and receiving help on writing assignments from HelpWriting.net. It outlines a 5-step process: 1) Create an account with a password and email. 2) Complete a request form with instructions, sources, and deadline. 3) Review bids from writers and select one. 4) Review the completed paper and authorize payment. 5) Request revisions until satisfied, knowing plagiarized work results in a refund. The service aims to provide original, high-quality content through a bidding system and revision process.
How To Write A Successful College Application EssayMaria Campanita
The essay describes the author feeling sad as they leave their old peeling and worn house to move to a new home, glancing back at the place that held many memories and was close to neighbors they may not see again. Upon arriving at the new house, the author sees it has a gorgeous front with lush grass, feeling hopeful that this new place may become a home despite the uncertainty of leaving what was familiar.
In 3 sentences:
The essay discusses the basic physics concepts involved in car collisions, including Newton's laws of motion which describe how objects interact through forces. Newton's first law explains how objects at rest or in motion tend to stay that way unless acted upon by an external force, while his second law introduces the concept of action and reaction forces. Static and kinetic friction also play an important role as the force that resists motion between two surfaces in contact, such as between tires and the road.
How To Finish A Compelling Essay In 1 Hour - PerfectEssayBrenda Zerr
The document outlines 5 steps to request and receive help writing an assignment from the website HelpWriting.net. It explains how to create an account, submit a request with instructions and deadline, review bids from writers and choose one, authorize payment after reviewing the completed paper, and request revisions if needed. The website promises original, high-quality content and refunds for plagiarized work.
How To Finish A Compelling Essay In 1 Hour - PerfectEssayAngela Baxter
The document provides instructions for completing an assignment through an online writing service in 5 steps:
1. Create an account and provide contact information.
2. Complete an order form with instructions, sources, deadline and attach a sample for style imitation.
3. Review bids from writers and choose one based on qualifications, history and feedback and provide a deposit.
4. Review the completed paper and authorize full payment if pleased or request revisions.
5. Papers can receive multiple revisions to ensure satisfaction and the service guarantees original work or a refund.
How To Write A Good Introduction For A ReKaty Allen
The document provides steps for requesting writing assistance from HelpWriting.net:
1. Create an account and provide contact information.
2. Complete a form with assignment details, sources, and deadline. Attach a sample if wanting the writer to mimic your style.
3. Review bids from writers and choose one based on qualifications. Place a deposit to start the writing.
4. Review the completed paper and authorize final payment if pleased. Free revisions are available.
Essay On Mumbai City. Essay on Mumbai Mumbai Essay for Students and Children...Eva Bartlett
Essay on Mumbai | Mumbai Essay for Students and Children in English - A .... Essay On Mumbai City in English for Class 1, 2 & 3: 10 Lines, Short .... 10 Lines on Mumbai / Essay on Mumbai in english / Mumbai City essay ....
My Best Friend Essay | Friedrich Engels | Karl Marx. Grade 1 Descriptive Writing My Best Friend | Composition Writing Skill .... Write an essay on My Best Friend | Essay Writing | English - YouTube.
The document discusses the five steps to getting assignment writing help from HelpWriting.net:
1. Create an account with a password and email.
2. Complete a 10-minute order form providing instructions, sources, and deadline.
3. Writers will bid on the request and the client chooses a writer based on qualifications.
4. The client reviews the paper and can request revisions for free before authorizing payment.
5. HelpWriting.net guarantees original, high-quality content and offers refunds for plagiarism.
The document provides instructions for conducting an osmosis experiment using dialysis bags containing different sucrose solutions that are permeable to water but not sucrose. Materials needed include dialysis bags, beakers, distilled water, and a scale. Each bag will be filled with 15mL of a different sucrose solution and submerged in a beaker of water. The bags will be weighed initially and periodically to calculate the percent change in mass and observe the effects of osmosis over time as water moves across the membranes down its concentration gradient.
How MJ Global Leads the Packaging Industry.pdfMJ Global
MJ Global's success in staying ahead of the curve in the packaging industry is a testament to its dedication to innovation, sustainability, and customer-centricity. By embracing technological advancements, leading in eco-friendly solutions, collaborating with industry leaders, and adapting to evolving consumer preferences, MJ Global continues to set new standards in the packaging sector.
Understanding User Needs and Satisfying ThemAggregage
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
In this webinar, we won't focus on the research methods for discovering user-needs. We will focus on synthesis of the needs we discover, communication and alignment tools, and how we operationalize addressing those needs.
Industry expert Scott Sehlhorst will:
• Introduce a taxonomy for user goals with real world examples
• Present the Onion Diagram, a tool for contextualizing task-level goals
• Illustrate how customer journey maps capture activity-level and task-level goals
• Demonstrate the best approach to selection and prioritization of user-goals to address
• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
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How to Implement a Real Estate CRM SoftwareSalesTown
To implement a CRM for real estate, set clear goals, choose a CRM with key real estate features, and customize it to your needs. Migrate your data, train your team, and use automation to save time. Monitor performance, ensure data security, and use the CRM to enhance marketing. Regularly check its effectiveness to improve your business.
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Millars bank
1. MILLARS BANK LTD
Léa Beulaguet
Estelle Habrant
Astrid Viphakone-Lamache 25
March 2014
2. Overview
• Company: Millars Bank Ltd
• Characters:
• Mrs Janet Louise MARSH, Loan Officer
• Mr. P.D. SMOTHERS, Bank manager, Abu Dhabi
• W.T.R. DUNCAN, Vice-President, International Banking London
• John PHILLIPS, Bank manager, Cairo (ex Mrs Marsh supervisor)
• Date: August 1994
• Location: Abu Dhabi, United Arab Emirates
3. Overview
• She replaces Mr. Mathers as loan officer in Millars Bank
Abu Dhabi.
• She arrived the 1st August 1994 for assignment 15th
August
• Mrs Marsh and Mr. Smothers first met the day she
arrived in Smother’s office
Mr. Smothers didn’t expect J.L Marsh to be a woman.
4. Exhibits
• 18th July 1994 : Fax from Duncan to Smothers (Ex 1)
• 1st August 1994: Dialogue between Smothers and Marsh
• 2nd August 1994 : Series of faxes between Smothers and
Duncan (Ex 2)
• 2nd August 1994 : Letter from Marsh to Smothers (Ex 4)
• CV of Janet Louise Marsh (Ex3)
5. Exhibit 1: Fax from W. T. R. Duncan, Vice-President, International
Banking, Millars Bank, London, to Smothers
DATE: 18 July 1994
TO: P. SMOTHERS
FM: W. DUNCAN
RE: REPLACEMENT OFFICER
J. L. MARSH, REPLACEMENT FOR MATHERS, ARRIVING 1 AUG FOR ASSIGNMENT
15 AUG. MARSH FORMERLY CORPORATE LOAN OFFICER, BEIRUT AND CAIRO.
FLUENT ARABIC. HIGHLY SUCCESSFUL IN FORMER POSITIONS. CREDITED WITH
EXPANDING CAIRO LOAN OPERATIONS BY 30%. SHOULD BE ABLE TO ASSUME
EXTENSIVE DUTIES IN MINIMUM TIME. PLEASE REPLY UPON MARSH ARRIVAL.
CORDIALLY,
DUNCAN
6. Smothers: Miss Marsh, I frankly don't know what to say. I would
have thought, with your obvious knowledge of the Middle East, that you
would have disqualified yourself from this position.
Marsh: Mr. Smothers, I understand what you're trying to tell
me, but I really don't see that we have a problem. Believe it or not, when I
was first transferred to Cairo five years ago, John, John Phillips, the
manager there, had very much the same reservations you have today.
Smothers: I know John. Know him very well.
Marsh: Well, it worked out beautifully.
Smothers: But, Egypt is not Abu Dhabi. Egypt is progressive, very
liber-al, women are acknowledged as professionals. But in the Emirates .
. .
Marsh: You don't want me to stay.
Smothers: It's not me. Please understand that I would be
delighted to have you stay. But, but, I can't imagine, Miss Marsh, how you
could do your job. Our clients are conservative, traditional. They expect
their principal loan officer to be a man. They won't do business with us.
They won't take us seriously.
Marsh: Why not?
Smothers: They just won't. It's simply not done. Unheard of, even.
Marsh: With all due respect, I think you're vastly mistaken.
Smothers: What?
Marsh: That's right. Mistaken. Our clients come to our bank to
borrow pounds in order to finance projects that must be paid in pounds.
Nothing more, nothing less. What they are looking for is a loan officer who
can place their loan at a competitive interest rate and in short order. Isn't
that correct?
Dialogue between Smothers and Marsh
Smothers: Yes. And no.
Marsh: Why no?
Smothers: Miss Marsh, you've been in corporate banking long
enough to realize that personal relations between a client and a lending
institution are vitally important. I, I can't see how our clients could, would
relate to you. And we're not the only bank in town either. Why, just in Abu
Dhabi alone there are at least two dozen foreign banks with whom we are
in direct competition, not to mention the other two dozen Emirate-owned
banks plus all the other foreign banks with represen-tatives on restricted
licenses who also can occasionally take business away from us.
Marsh: Mr. Smothers, I am well aware of competition and the
role of the loan officer. I am so well aware, in fact, that I feel that I can be
as effective, or more effective, than I was in Beirut and Cairo. I
understand the Middle East. I've lived here for many years. I speak, read,
and write Arabic. I know the customs, the religion, the history, and, most
importantly, the business of business. How many other loan officers are
fluent in Arabic?
Smothers: Not many. I'm not even myself. But that has not been a
disadvantage.
Marsh: Has it been an advantage?
Smothers: No, I can't say that either.
Marsh: Besides, Mr. Smothers, let me remind you that this is a
British bank, not an Arab bank and . . .
Smothers: But a British bank in an Arab country.
7. Exhibit 2: Texts of a Series of Faxes Sent Back and Forth from
Smothers to Duncan
Fax from Smothers to Duncan:
JANET MARSH ARRIVED YESTERDAY. HAVE SERIOUS DOUBTS AS TO HER
ABILITY TO PERFORM DUTIES ADEQUATELY GIVEN STRONG TRADITIONAL ARAB
CULTURE HERE. PLEASE ADVISE ASAP.
Fax from Duncan to Smothers:
PLS CLARIFY MESSAGE RE MARSH.
Fax from Smothers to Duncan:
CLARIFICATION REGARDING JANET MARSH: FEEL ARABS WILL NOT DEAL WITH
WOMAN LOAN OFFICER. EMIRATES VERY TRADITIONAL, NOT ACCUSTOMED TO
FEMALES IN BUSINESS. COULD SERIOUSLY JEOPARDIZE OPERATIONS. PLEASE
ADVISE.
8. Exhibit 4: Letter from Marsh to Smothers
Dear Mr. Smothers:
In relation to our conversation of yesterday, I feel some further clarification of my position is desirable.
Let me assure you, first, that I did not apply for this position in order to create a “test” case regarding the employment of
women in executive positions in the Arab world. It is simply that the qualifications posted for the position were ideally
suited to my talents.
Let me also assure you that I gave considerable thought to the possible complications involved, but I felt, and still feel,
that my own administrative skills are sufficient to overcome objections that arise initially from our predominantly Arab
clientele. My positions in both Beirut and Cairo have taught me much about how to proceed in the Middle East, and I
trust I can draw on those lessons to ensure a smooth and speedy transition from Cairo to Abu Dhabi.
In Cairo I worked with a number of Saudi clients and, in general, had friendly and excellent relationships with them.
Although they were certainly traditional in their social views, I found them to be extremely progressive in their business
outlook. This progressive viewpoint extended to our client/banker relationship, where I was seen as “a banker”. Their
attitude was quite clearly one of financial pragmatism, i.e., if Millars employed me in such a position, I must be qualified.
Additional anecdotes abound; however, in most of them “financial pragmatism” was more important than “cultural
tradition”. Had I been an Arab woman, things might have been different, but as an Englishwoman working for an English
bank, I have been allowed to stand outside the “cultural tradition”.
In conclusion, Mr. Smothers, I simply urge you to grant me the opportunity to serve Millars Bank in Abu Dhabi. If my
performance is not satisfactory, I promise to step down from the position within ninety days.
I thank you in advance for your consideration. Very truly yours,
J. L. Marsh
2 August 1994
9. Millars Bank
14 Talaat Harb St.
Cairo, Egypt
Employment
11 '88 to present
Millars Bank (Cairo) Ltd.
14 Talaat Harb St., Cairo, Egypt
Position: Corporate Loan Officer
Duties: Liaison with clients; Processing of acceptance
s and transit items; financialinvestigations; Eurodollar
financing; Project evaluations.
Supervisor: John Phillips
6/85 to 11/88
Millars Bank (Beirut) Ltd.
POB 1028, Beirut, Lebanon
Position: Assistant Corporate Loan Officer
Duties: Processing of acceptances and transit items;
financial investigations; liaison with clients.
9/82 to 6/85
Millars Bank, International Division 58 Lombard St.,
London EC3, England
Position: Assistant, International Finance
Duties: Processing of letters of credit, acceptances,
and transit items; Eurodollar loan
financing; Middle East finance specialist. Translator and
interpreter: Arabic—English, English— Arabic.
Exhibit 3: CV of Janet Marsh Janet Louise Marsh
Health: Excellent
Citizenship: United Kingdom
Marital Status: Single
Date of Birth: 4 January 1961
Education
London School of Economics
Houghton St., London WC2A 2PE, England
B.Sc. (Econ) June 1982 Programme: Monetary
Economies
Major Studies: Monetary Economics, Finance,
Accounting, Arabic, International Finance
Publications
“The Changing Character of International Finance in
Egypt,'' Banking International, v. 14, no. 63, 1982.
Languages
Arabic, French (fluent) German (reading knowledge)
Leisure Activities
Tennis, Swimming, Photography
10. Women conditions in Abu Dhabi in 1994
United Arab Emirates is a traditional arabic society:
The most conservative country of the Arabian Peninsula
Women rarely hold important positions
Women and men are not on the same equal footing
But the women conditions evolves differently in other
parts of the Middle East and North Africa
12. Communication
STRENGHTS WEAKNESSES
Smothers’ tranparency towards Marsh
and her integration in the Abu Dhabi
Millars Bank.
Misunderstanding between Smothers
and Duncan concerning the gender of
the new loan officer (Mrs Marsh)
Smother directly informed, Ducan
the vice-president in London.
Smothers and Marsh don’t have the
same opinion about women in
executive position in the Arabic World.
13. Intercultural differences
STRENGHTS WEAKNESSES
The position of women in Arab
societies is in a state of evolution.
Clash of cultures between the West
and the Middle East.
The is a gap between traditional and
modern Arab societies (not the same
stage)
Women don’t have the same
opportunities for higher education and
professionnal careers.
The international vice-president,
Duncan, was not awre of the cultural
differences in Arab countries
14. Ethics
STRENGHTS WEAKNESSES
Discrimination against women in
executive positions.
Very conservative way to do business
in Abu Dhabi
No intention to give Mrs. Marsh a
chance to proove her capabilities and
talents.
15. Management
STRENGHTS WEAKNESSES
Real implication from the London
office concerning the situation in Abu
Dhabi.
Smothers does not trust Mrs. Marsh
even though she is qualified.
Direct proposition of a qualified worker
that would perfeclty fit for the job.
Smothers recognizes Marsh’s
qualifications.
16. Problem
Clash of culture between West and Middle East but also
between traditional and modern Arabic countries that can
lead to women discrimination in workplace.
18. Our options
1.Mrs. Marsh stays the new loan officer assigned for
replacement
2.Smothers hires her for a probation time of 90 days
3.Smothers hires an Arab man to assist her to deal with clients
1.Marsh moves in a more liberal country as corporate loan officer
2.Millars follows United Arab Emirates’ traditions and hire a man
instead of Ms. Marsh
19. Mrs. Marsh stays the new loan officer assigned for replacement
Strenghts Weaknesses
Fair for Mrs. Marsh and her 12 years-
experience in international banking.
The bank can lost a lot of clients
because of the place of women in Abu
Dhabi’s society.
Breaks the codes: leads to an
evolution inside a traditional society.
Smothers might always have a little
doubt (bad relationship between both
of them).
More credibility since she is a UK
citizen and not a local.
OPTION 1
20. Smothers hires her for a probation time of 90 days
Strenghts Weaknesses
A way for marsh to proove her
reliability and qualifications to
Smothers
Clients not accustomed to female in
business.
More credibility since she is a UK
citizen and not a local.
It could seriously jeopardize
operations
OPTION 2
21. Smothers hires anArab man to assist her to deal with clients
Strenghts Weaknesses
Clients will be reassured. Marsh will still be running the
operations
No loss of existing clients. Additional costs in terms of wages.
No trust towards Marsh and her ability
to deal with clients.
She will maybe not be really
enthusiastic about this solution and
won’t work in an efficient way.
OPTION 3
22. Marsh moves in a more liberal country as corporate loan officer
Strenghts Weaknesses
The bank won’t lost any clients. She won’t have the chance to prove
that she is able to work in Abu Dhabi.
She keeps the same position as
corporate loan officer.
OPTION 4
23. Millars follows UnitedArab Emirates’ traditions and hire a
man instead of Ms. Marsh
Strenghts Weaknesses
The bank won’t lost any clients Won’t help to change women
conditions in Arabic countries
Ms Marsh won’t have the chance to
prove that she is able to handle this
job
OPTION 5
24. Debate
Do you think cultural difference can be a brake with the
process of hiring someone ?