Microfinance Banking.pptx
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Microfinance started gaining importance in Pakistan in the late 1990s. In 2000, the government launched the Microfinance Sector Development Program to promote microfinance in the formal sector. The goal was to broaden access to financial services for the poor. The Microfinance Institutions Ordinance 2001 established a separate regulatory framework for microfinance. It allowed for three types of microfinance institutions based on their scope of operations and minimum capital requirements.
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Microfinance refers to small-scale financial services like credit and deposits provided to low-income individuals who lack access to traditional banking services. It aims to help the poor become self-sufficient through saving, borrowing, and insurance. While banks are reluctant to serve these clients due to high costs and lack of collateral, microfinance fills this gap by providing small, affordable loans. Groups like self-help groups and microfinance institutions have successfully delivered microcredit in countries like India and Bangladesh, achieving repayment rates over 95% and helping many escape poverty. However, some criticize that microfinance benefits the moderately poor more than the destitute and can lead to over-indebtedness if not implemented responsibly.
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Microfinance refers to small-scale financial services like credit and deposits provided to low-income individuals who lack access to traditional banking services. It aims to help the poor become self-sufficient through saving, borrowing, and insurance. While banks are reluctant to serve those with little income or collateral, microfinance fills this gap by providing small, collateral-free loans. In many developing countries, over 75% of the population lacks access to financial services apart from money lenders who charge high interest rates. Microfinance helps the poor by increasing incomes, allowing them to better manage cash flows and risks through access to credit. It also supports micro-enterprises and women's empowerment. Common microfinance models include self-help groups, credit
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The document provides an overview of microfinance institutions (MFIs) in India. It discusses that MFIs aim to provide financial services to low-income populations who are excluded from traditional banking. MFIs offer loans for purposes like small businesses, agriculture, and consumption. They also provide an alternative to expensive loans from money lenders. The document then covers definitions of microfinance and MFIs, different business models used, key funders of MFIs including donors and investors, and the need for MFIs in India given the large unbanked population.
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This document discusses the role of commercial banks in microfinance in Pakistan. It notes that while microfinance traditionally served those without access to formal financial services, involving commercial banks could help expand access to millions more. Commercial banks provide a widespread branch network and expertise in financial services that could better reach the microfinance market. While commercial bank rates may be higher, the costs of serving many small, rural customers justify this. The document also outlines the regulatory framework for microfinance in Pakistan and the State Bank of Pakistan's efforts to develop the industry.
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Microfinance refers to small-scale financial services like credit and deposits provided to low-income individuals who lack access to traditional banking services. It aims to help the poor become self-sufficient through saving, borrowing, and insurance. Traditional banks are reluctant to serve the poor due to high costs of small loans and lack of collateral. As a result, the poor rely on expensive money lenders. Microfinance helps address this need by providing affordable credit and financial services to the poor. It helps increase incomes, smooth cash flows, manage risks, support micro-enterprises, and empower women. Common microfinance models include self-help groups, community banking, and non-profit organizations. Features include group lending, minimal collateral, and gradually
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Microfinance aims to provide financial services like loans, savings, and insurance to low-income individuals who lack access to traditional banking. In India, microfinance grew out of efforts to provide credit to the poor, starting in the 1970s with organizations like Grameen Bank. The National Bank for Agriculture and Rural Development (NABARD) spearheaded India's microfinance program through partnerships with non-profits, banks, and cooperatives. Studies show microfinance has empowered women, improved health and education outcomes, and reduced dependency on informal lenders in rural India. However, some argue microfinance needs reforms to foster greater economic growth through support for real businesses and improved infrastructure.
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This document discusses the role of commercial banks in microfinance in Pakistan. It notes that while microfinance traditionally served those without access to formal financial services, involving commercial banks could help expand access to millions more. Commercial banks provide a widespread branch network and expertise in financial services that could better reach the microfinance market. While commercial bank rates may be higher, the costs of serving many small, rural customers justify this. The document also outlines the regulatory framework for microfinance in Pakistan and the State Bank of Pakistan's efforts to develop the industry.
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This document provides an overview of microfinance, including its key concepts, features, role, and importance. Microfinance involves providing financial services like loans, savings, insurance, and money transfers to low-income households and microenterprises. It aims to help the poor raise their income and standards of living. Key features include dealing in small loans, catering to the poor, supporting women and self-employment opportunities. Microfinance plays an important role in providing credit to the rural poor, alleviating poverty, empowering women, stimulating economic growth, and developing skills. Understanding the country context is also important, as it influences how microfinance is delivered.
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Nationalized banks in India play an important role in microfinance in rural areas. Microfinance provides small loans, savings, and insurance to poor individuals and small businesses that lack access to traditional banking. While nationalized banks have expanded access to credit for rural Indians, they face limitations like a lack of experience with microfinance methods. Recommendations to improve microfinance through nationalized banks include developing a uniform legal framework, interest rates that cover costs, and programs that link credit to subsidies.
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This document provides a summary of microfinance in India. It defines microfinance and outlines some of the key strategic policy initiatives taken by the Indian government to promote microfinance. It discusses various microfinance models used in India including self-help groups and analyses several large microfinance institutions operating in the country. The document also examines issues faced by the microfinance sector in India and factors contributing to the success of microfinance. Overall, the document provides a comprehensive overview of the microfinance landscape in India.
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This document discusses microfinance and its role in providing financial services to low-income populations. It defines microfinance as the provision of small loans, savings opportunities, and other basic financial services to the poor. Microfinance helps the poor generate income through self-employment and smooth consumption. The major models of microfinance delivery in India are the self-help group (SHG) bank linkage model and non-banking financial companies (NBFCs). The SHG model involves groups of women saving regularly and taking small loans, with banks later providing larger loans. NBFCs encourage joint liability groups (JLGs) and make individual loans to members.
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Microfinance provides small loans and other financial services to poor and low-income individuals who traditionally lack access to banking and related services. The document discusses two main approaches to microfinance - the saving-led approach and the credit-led approach. The saving-led approach emphasizes group savings first before lending internally from pooled savings, while the credit-led approach prioritizes getting external capital to groups in the form of individual loans with set repayment terms. Both aim to provide poor communities with needed credit and help accumulate savings, though they differ in their starting point and governance structures.
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Microfinance in India operates through self-help groups (SHGs) and microfinance institutions (MFIs). The SHG-Bank Linkage Program introduced in 1992 connects SHGs, banks, and NGOs to provide financial services like loans, savings, and insurance to low-income groups. Top MFIs in India include SKS Microfinance, Bandhan Financial Services, and Ujjivan Financial Services. However, the 2010 AP crisis in Andhra Pradesh caused a severe shortage of financing after the state government cracked down on private MFIs for alleged unfair practices. Key models like the Grameen Bank in Bangladesh also aim to empower women and reduce poverty through microfinance. Recent issues involve MFIs planning
Microfinance
Microfinance aims to provide financial services like credit, savings, insurance and money transfers to low-income households and micro-entrepreneurs. It is delivered by microfinance institutions (MFIs) through small loans with group lending. Shortcomings include overdependence on donors, high interest rates, lack of regulations and difficulty reaching remote areas. The State Bank of Pakistan has launched various initiatives like credit guarantee facilities, funding programs and partnerships to strengthen the microfinance sector and promote financial inclusion.
Microcredit Organizations in Bangladesh
Microcredit organizations in Bangladesh include Grameen Bank, around 1500 non-governmental organizations (NGOs), commercial and specialized banks, and government programs. These organizations provide small, uncollateralized loans to impoverished individuals and groups to support entrepreneurship, alleviate poverty, and empower communities. Microcredit is sustained through financial regulations tailored to objectives, increasing customer base to boost savings, large coverage, and addressing development needs of the poor. The Microcredit Regulatory Authority regulates and supervises microfinance operations in Bangladesh.
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This document provides an overview of microfinance in India. It defines microfinance and discusses its evolution in India since the 1970s. It describes different microfinance models like self-help groups (SHGs) and joint liability groups (JLGs). It also discusses microfinance institutions (MFIs) like non-profits, cooperatives, and NBFCs. The document outlines priority sector lending guidelines and summarizes recommendations from the Malegam Committee on regulating the microfinance sector in India.
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Governor Olli Rehn
Bank of Finland
Press conference on the outlook for the Finnish economy
Helsinki, 11 June 2024
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Microfinance provides small loans and other financial services to poor and low-income individuals who traditionally lack access to banking and related services. The document discusses two main approaches to microfinance - the saving-led approach and the credit-led approach. The saving-led approach emphasizes group savings first before lending internally from pooled savings, while the credit-led approach prioritizes getting external capital to groups in the form of individual loans with set repayment terms. Both aim to provide poor communities with needed credit and help accumulate savings, though they differ in their starting point and governance structures.
77 79
Microfinance provides small loans to poor and low-income individuals without collateral to help them engage in entrepreneurial activities or expand small businesses. It has proven effective at reducing poverty by empowering individuals, especially women, to become self-sufficient. In India, microfinance has grown rapidly in recent decades through self-help groups and microfinance institutions, reaching over 100 million people. However, there is still a large unmet demand and regulatory challenges around interest rates and appropriate legal structures remain.
Microfinance sector in india by sameer lakhani
Microfinance in India operates through self-help groups (SHGs) and microfinance institutions (MFIs). The SHG-Bank Linkage Program introduced in 1992 connects SHGs, banks, and NGOs to provide financial services like loans, savings, and insurance to low-income groups. Top MFIs in India include SKS Microfinance, Bandhan Financial Services, and Ujjivan Financial Services. However, the 2010 AP crisis in Andhra Pradesh caused a severe shortage of financing after the state government cracked down on private MFIs for alleged unfair practices. Key models like the Grameen Bank in Bangladesh also aim to empower women and reduce poverty through microfinance. Recent issues involve MFIs planning
Microfinance
Microfinance aims to provide financial services like credit, savings, insurance and money transfers to low-income households and micro-entrepreneurs. It is delivered by microfinance institutions (MFIs) through small loans with group lending. Shortcomings include overdependence on donors, high interest rates, lack of regulations and difficulty reaching remote areas. The State Bank of Pakistan has launched various initiatives like credit guarantee facilities, funding programs and partnerships to strengthen the microfinance sector and promote financial inclusion.
Microcredit Organizations in Bangladesh
Microcredit organizations in Bangladesh include Grameen Bank, around 1500 non-governmental organizations (NGOs), commercial and specialized banks, and government programs. These organizations provide small, uncollateralized loans to impoverished individuals and groups to support entrepreneurship, alleviate poverty, and empower communities. Microcredit is sustained through financial regulations tailored to objectives, increasing customer base to boost savings, large coverage, and addressing development needs of the poor. The Microcredit Regulatory Authority regulates and supervises microfinance operations in Bangladesh.
microfinance-140113043356-phpapp01 (2).pptx
This document provides an overview of microfinance in India. It defines microfinance and discusses its evolution in India since the 1970s. It describes different microfinance models like self-help groups (SHGs) and joint liability groups (JLGs). It also discusses microfinance institutions (MFIs) like non-profits, cooperatives, and NBFCs. The document outlines priority sector lending guidelines and summarizes recommendations from the Malegam Committee on regulating the microfinance sector in India.
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Micro finance- P. SAI PRATHYUSHA ([PONDICHERRY UNIVERSITY)
Micro finance- P. SAI PRATHYUSHA ([PONDICHERRY UNIVERSITY)
Lesson 1: Introduction to Microfinance (ENTREP-ELEC)
Lesson 1: Introduction to Microfinance (ENTREP-ELEC)
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1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Governor Olli Rehn
Bank of Finland
Press conference on the outlook for the Finnish economy
Helsinki, 11 June 2024
Chapter 25: Economic Growth Summary from Samuelson and Nordhaus
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一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
永久可查学历认证【微信：A575476】【美国新罕布什尔大学(unh)毕业证成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
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How Poonawalla Fincorp and IndusInd Bank’s Co-Branded RuPay Credit Card Cater...
The eLITE RuPay Platinum Credit Card, a strategic collaboration between Poonawalla Fincorp and IndusInd Bank, represents a significant advancement in India's digital financial landscape. Spearheaded by Abhay Bhutada, MD of Poonawalla Fincorp, the card leverages deep customer insights to offer tailored features such as no joining fees, movie ticket offers, and rewards on UPI transactions. IndusInd Bank's solid banking infrastructure and digital integration expertise ensure seamless service delivery in today's fast-paced digital economy. With a focus on meeting the growing demand for digital financial services, the card aims to cater to tech-savvy consumers and differentiate itself through unique features and superior customer service, ultimately poised to make a substantial impact in India's digital financial services space.
Economic trends from a business point of view (May 2024)
Economic trends from a business point of view (May 2024)Інститут економічних досліджень та політичних консультацій
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
13 Jun 24 ILC Retirement Income Summit - slides.pptx
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Ending stagnation: How to boost prosperity across Scotland
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
TechnoXander Confirmation of Payee Product Pack 1.pdf
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
How to Invest in Cryptocurrency for Beginners: A Complete Guide
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
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Understanding-Stocks-and-Real-Estate.pptx
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
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◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
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校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
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- 4. Microfinance started getting importance in Pakistan1 towards the end of 1990s. In order to promote the MF in formal sector, the most significant step taken by the government was the launching of Microfinance Sector Development Program (MSDP) in 2000. The main objective of this program was to broaden and increase the pace for the development of the sector to provide the financial services to poor on sustainable basis. Then MFI Ordinance 2001 was put in place to provide separate regulatory framework exclusively for MF. Microfinance is the provision of financial services including Credit, Savings, Insurance etc, to those sectors of economy, which are not serviced by traditional formal financial institutions viz. commercial banks and non-banking financial institutions.
- 5. 1. Village Savings and Credit Associations (VISACAs), 2. Finance Companies (FCs) 3. Fiduciary Financial Institutions (FFIs). Three types of MFIs that can be established under MFIs Ordinance 2001 viz.: 1. MFIs having operations on national level, Country-wide; minimum capital Rs.500 million. 2. MFIs operating in a Province, Province-wide; minimum capital Rs.250 million. 3. MFIs operating in a specified District, District-wide; minimum capital Rs.100 million.
- 6. • Remove poverty • Issue Loans • Improve the economic conditions • Services The purpose of microfinance is to provide financial services to people "generally excluded from traditional banking channels because of their low, irregular and unpredictable income“. The purpose of microfinance is to help disadvantaged households and entrepreneurs gain access to affordable financial services to help them finance income-generating activities, accumulate assets through savings, provide for family needs, and protect themselves against the risks of daily life, such as illness, death, theft, natural disasters, says.
- 7. Economic status of borrowers Collateral requirement FUNCTIONS Amount of loans Purpose Loan tenure
- 8. ADVANTAGES 1. It allows people to better provide for their families. 2. It gives people access to credit. 3. It serves those who are often overlooked in society. 4. It offers a better overall loan repayment rate than traditional banking products. 5. It provides families with an opportunity to provide an education to their children. 6. It creates the possibility of future investments. 7. It encourages people to save. DISADVANTAGES 1. Harsh repayment criteria 2. Small Loan amount 3. High-interest rate
- 9. A microfinance institution grants microloans and sometimes can even offer certain savings solutions. For that reasons these institutions can seem a lot like traditional banks. However an MFI operates in some very different ways, especially when it is registered as a non-profit, mutual fund or cooperative.