Michael L. Favro Jr. received a Bachelor of Business Administration degree from the University of Toledo in 2008, majoring in Accounting with a minor in Finance. He worked as a Credit Analyst for Croghan Colonial Bank from 2008 to 2014, where he independently created insightful reports and critically evaluated loan requests. He believes that implementing the Franklin Covey four quadrant system will allow him to professionally plan his days in the most efficient and effective way.