Big data analytical driven fraud detection for finance; banks and insuranceSyed Danish Ali
utilizing anomaly detection to reduce fraud in insurance and banking. machine learning can liberate current players and give them a laser eye into suspicious transactions more than ever before.
how the money flows from the advertisers through the ad tech intermediaries to longtail, fraud, and fake sites, with the help of botnets and traffic sellers
As we reflect on 2019, we see some notable shifts in the threat landscape, with businesses facing new levels of complexity
in fraud orchestration. Rather than looking for the quick buck, fraudsters are playing the long game, with multi-step attacks
that do not initially reveal their fraudulent intent.
As the saying goes, ‘money makes the world go round’, and this could not be more true for the cybercrime underworld.
Fraudsters’ unrelenting demand for fresh user credentials provides the financial incentive for cyber attackers carrying out
major data breaches. When fraudsters successfully leverage the spoils from these breaches to make money, they will use
the proceeds to invest in more advanced attack toolkits and greater volumes of stolen data. As a result, organizations find it
increasingly difficult to defend against the barrage of attacks on their websites and apps.
The only sustainable approach to curbing the cybercrime cycle of success is adopting a zero-tolerance approach to fraud
prevention. Tolerating current fraud levels as a 'cost of doing business' exacerbates the problem long-term by providing the
financial incentive for fraudsters. In-depth profiling of activity across customer touchpoints helps organizations facing subtle
attacks that do not show immediate tell-tale signs of fraud. When combined with targeted friction, large-scale attacks
quickly become unsustainable for fraudsters who have become accustomed to circumnavigating systems that avoid putting
up barriers to users.
As the latest data from the Arkose Labs platform show, attack rates are continuously on the rise. Going into 2020, the fraud fighting community needs to finally win back the upper hand against fraudsters, protecting individuals and our society from
the effects of cybercrime.
Big data analytical driven fraud detection for finance; banks and insuranceSyed Danish Ali
utilizing anomaly detection to reduce fraud in insurance and banking. machine learning can liberate current players and give them a laser eye into suspicious transactions more than ever before.
how the money flows from the advertisers through the ad tech intermediaries to longtail, fraud, and fake sites, with the help of botnets and traffic sellers
As we reflect on 2019, we see some notable shifts in the threat landscape, with businesses facing new levels of complexity
in fraud orchestration. Rather than looking for the quick buck, fraudsters are playing the long game, with multi-step attacks
that do not initially reveal their fraudulent intent.
As the saying goes, ‘money makes the world go round’, and this could not be more true for the cybercrime underworld.
Fraudsters’ unrelenting demand for fresh user credentials provides the financial incentive for cyber attackers carrying out
major data breaches. When fraudsters successfully leverage the spoils from these breaches to make money, they will use
the proceeds to invest in more advanced attack toolkits and greater volumes of stolen data. As a result, organizations find it
increasingly difficult to defend against the barrage of attacks on their websites and apps.
The only sustainable approach to curbing the cybercrime cycle of success is adopting a zero-tolerance approach to fraud
prevention. Tolerating current fraud levels as a 'cost of doing business' exacerbates the problem long-term by providing the
financial incentive for fraudsters. In-depth profiling of activity across customer touchpoints helps organizations facing subtle
attacks that do not show immediate tell-tale signs of fraud. When combined with targeted friction, large-scale attacks
quickly become unsustainable for fraudsters who have become accustomed to circumnavigating systems that avoid putting
up barriers to users.
As the latest data from the Arkose Labs platform show, attack rates are continuously on the rise. Going into 2020, the fraud fighting community needs to finally win back the upper hand against fraudsters, protecting individuals and our society from
the effects of cybercrime.
As more and more data is received by companies every second it is vital for them to protect their customers at the highest level. Even the biggest tech giants did not avoid the failure: Google, Facebook
But there is another field that receives tremendous amounts of very private information - hotels
Let's discover how Marriott has overcame one of the biggest data 'leakages' in the history
Or it hasn't?
The results of the Fake News survey are in! Please follow us on the ZIGRAM Linkedin channel to stay up to date with more surveys and results. https://bit.ly/2XTgQEM
Our Newsletter. Mexico & Latin America. February 2018.
We help companies to be successful in Mexico & Latam via highly personalized and cost-effective consulting services. Areas of expertise include interim management, CFO/controller roles, special audits, fraud investigations, anti-corruption initiatives, internal control assessments, financial reporting, project management, risk management, strategic planning, financial transformations and turnarounds. On the commercial side, public relations, business development, contract negotiations, communications, social media, and design and execution of commercial strategy.
In this edition, we explore how foreign companies can make direct listings in USA public markets. Many chinese companies have already taken advantage of this legal figure. Perhaps it is time to see more Latin American business venturing in the same direction. The strength and depth of the US public markets represent a very interesting alternative for premium businesses from around the world.
Additionally, you will find our usual analysis of Key Economic Indicators from the region. Below you will see some highlights.
At Nuricumbo + Partners, we are ready to discuss about your projects and explore how we can support your business activities in Mexico and the rest of the Americas.
As more and more data is received by companies every second it is vital for them to protect their customers at the highest level. Even the biggest tech giants did not avoid the failure: Google, Facebook
But there is another field that receives tremendous amounts of very private information - hotels
Let's discover how Marriott has overcame one of the biggest data 'leakages' in the history
Or it hasn't?
The results of the Fake News survey are in! Please follow us on the ZIGRAM Linkedin channel to stay up to date with more surveys and results. https://bit.ly/2XTgQEM
Our Newsletter. Mexico & Latin America. February 2018.
We help companies to be successful in Mexico & Latam via highly personalized and cost-effective consulting services. Areas of expertise include interim management, CFO/controller roles, special audits, fraud investigations, anti-corruption initiatives, internal control assessments, financial reporting, project management, risk management, strategic planning, financial transformations and turnarounds. On the commercial side, public relations, business development, contract negotiations, communications, social media, and design and execution of commercial strategy.
In this edition, we explore how foreign companies can make direct listings in USA public markets. Many chinese companies have already taken advantage of this legal figure. Perhaps it is time to see more Latin American business venturing in the same direction. The strength and depth of the US public markets represent a very interesting alternative for premium businesses from around the world.
Additionally, you will find our usual analysis of Key Economic Indicators from the region. Below you will see some highlights.
At Nuricumbo + Partners, we are ready to discuss about your projects and explore how we can support your business activities in Mexico and the rest of the Americas.
Fintech in Latin America had an amazing year in 2019 with over US$ 2 billion in raised capital. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Fintech Investment Latin America 2021 Q1Thiago Paiva
Fintech in Latin America had a good first quarter in 2021 considering the pandemic with over US$ 1.4 billion in raised capital. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
How is fin tech enabling financial inclusion in latin americanimbleappgenie
FinTech brings endless opportunities and enables financial inclusion to speed up time to market for businesses and provide new accessibility to individuals. To create a new innovative Fintech of your own, experienced FinTech development companies will definitely be able to assist you. Nimble AppGenie is a global leader in this space, so we would be glad to help you with your Fintech app development
How Is FinTech Enabling Financial Inclusion in Latin America Nimble Appgenie LLP
FinTech brings endless opportunities and enables financial inclusion to speed up time to market for businesses and provide new accessibility to individuals. To create a new innovative Fintech of your own, experienced FinTech development companies will definitely be able to assist you. Nimble AppGenie is a global leader in this space, so we would be glad to help you with your Fintech app development.
Mexico has many issues including poverty, crime, income inequality and trade surpluses with both Canada and USA.
Despite NAFTA the way of life for the average Mexican has not improved. Mexican has seen an increase in those people living in poverty. It is estimated that about 53M people live in poverty.
Fintech Investment Latin America 2021 Q2Thiago Paiva
Fintech in Latin America is booming! On the second quarter of 2021, fintechs in the region raised over US$ 3 billion. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Since President Biden issued an executive order regarding the future of US money and payment systems half a year ago government agencies have been considering cryptocurrencies and how to regulate them. The end result will be substantial regulation of the world of cryptocurrencies. That is the Biden warning to Bitcoin and the rest of the cryptocurrency world.
https://youtu.be/jGjgLQ5Oy0M
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
Encuesta Global de Resiliencia de Negocios. Global Business Resilience Survey...Nuricumbo + Partners
COMPRENDER LA PROBLEMÁTICA DEL SECTOR EMPRESARIAL DENTRO Y FUERA DE MEXICO ANTE LA PANDEMIA COVID-19. IDENTIFICAR PRINCIPALES TENDENCIAS, ASÍ COMO RIESGOS Y OPORTUNIDADES.
TO UNDERSTAND THE PROBLEMS OF THE BUSINESS SECTOR IN AND OUTSIDE MEXICO CAUSED BY THE COVID-19 PANDEMIC. IDENTIFY THE MAIN TRENDS, RISKS AND OPPORTUNITIES.
Nuricumbo + Partners is specialized on subjects such as financial due diligence for M&A, special audits, independent process assessments, debt/equity solutions, on-demand financial talent, anti-corruption initiatives, enterprise risk management, and corporate governance. We have become trusted business advisors for companies of all sizes, providing direct support to CEOs and CFOs in special or confidential projects.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...Amil Baba Dawood bangali
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
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Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
3. Credit Ratings
Argentina
B
With NEGATIVE Outlook
(14 May 2019)
Source: Fitch Ratings
Brazil
BB-
With STABLE Outlook
(21 May 2019)
Colombia
BBB-
With NEGATIVE Outlook
(31 May 2019)
Chile
A
With STABLE Outlook
(5 March 2019)
Mexico
BBB
With STABLE Outlook
(5 June 2019)
Peru
BBB+
With STABLE Outlook
(28 March 2019)
4. $44.79 $42.48 $43.88
$0.00
$20.00
$40.00
$60.00
May June July
Argentina
Exchange Rates
$3.92 $3.85 $3.81
$0.00
$1.10
$2.20
$3.30
May June July
Brazil
$3,379.55 $3,211.36 $3,279.53
$0.00
$1,500.00
$3,000.00
$4,500.00
May June July
Colombia
$710.21 $678.73 $697.22
$0.00
$200.00
$400.00
$600.00
May June July
Chile
$19.62 $19.22 $19.19
$0.00
$10.00
$20.00
$30.00
May June July
Mexico
$3.38 $3.29 $3.30
$0.00
$1.00
$2.00
$3.00
$4.00
May June July
Peru
Source: Bloomberg, 2019.
*USD / PEN
*USD / MXN
*USD / CLP*USD / ARS
*USD / BRL
*USD / COP
5. Foreign Direct Investmet
$3,260
$11,517 12162
$0
$4,000
$8,000
$12,000
2016 2017 2018
Argentina
$52,751
$67,583 $61,223
$0
$30,000
$60,000
$90,000
2016 2017 2018
Brazil
$13,850 $13,836
$11,010
$0
$5,000
$10,000
$15,000
2016 2017 2018
Colombia
$11,942
$6,856 $7,160
$0
$4,000
$8,000
$12,000
2016 2017 2018
Chile
$30,865 $32,091 $31,604
$0
$12,000
$24,000
$36,000
2016 2017 2018
Mexico
$6,863 $6,769 $6,175
$0
$3,000
$6,000
$9,000
2016 2017 2018
Peru
*U.S. Dollars at Current Prices in Millions
Source: United Nations Conference on Trade and Development, UNCTAD, 2019.
$12,162
7. Source: Argentina, Brazil, Colombia, Chile, Mexico and Peru Central Banks, 2019.
55.80% 57.30% 55.80%
0.00%
20.00%
40.00%
60.00%
80.00%
April May June
Argentina
Inflation Rate
4.94% 4.66%
3.37%
0.00%
1.50%
3.00%
4.50%
6.00%
April May June
Brazil
3.25% 3.31% 3.43%
0.00%
1.00%
2.00%
3.00%
4.00%
April May June
Colombia
2.00% 2.30% 2.30%
0.00%
1.00%
2.00%
3.00%
4.00%
April May June
Chile
4.41% 4.28% 3.95%
0.00%
1.50%
3.00%
4.50%
April May June
Mexico
2.59% 2.72%
2.29%
0.00%
0.90%
1.80%
2.70%
3.60%
April May June
Peru
8. $64,757 $64,123 $67,994
$0
$25,000
$50,000
$75,000
$100,000
May June July
Argentina
International Reserves
$384,165 $383,799 $386,162
$0
$120,000
$240,000
$360,000
$480,000
April May June
Brazil
$51,522 $51,975 $52,445
$0
$18,000
$36,000
$54,000
$72,000
April May June
Colombia
$38,259 $39,516 $40,233
$0
$13,000
$26,000
$39,000
$52,000
May June July
Chile
$178,291 $178,740 $178,921
$0
$60,000
$120,000
$180,000
$240,000
May June July
Mexico
$66,309 $66,513 $66,969
$0
$20,000
$40,000
$60,000
$80,000
May June July
Peru
*Million U.S. Dollars
*Million U.S. Dollars
*Million U.S. Dollars
*Million U.S. Dollars
*Million U.S. Dollars
*Million U.S. Dollars
Source: Argentina, Brazil, Colombia, Chile, Mexico and Peru Central Banks, 2019.
9. 33,949.53
41,796.36 42,057.77
0
12,000
24,000
36,000
48,000
May June July
Argentina
Stock Exchange
97,030.32 100,967.20 101,812.10
0
30,000
60,000
90,000
120,000
May June July
Brazil
1,487.00 1,548.98 1,562.13
0
500
1,000
1,500
2,000
May June July
Colombia
19,922.77 20,622.79 19,957.26
0
7,000
14,000
21,000
28,000
May June July
Peru
42,749.16 43,161.17 40,863.09
0
15,000
30,000
45,000
60,000
May June July
Mexico
4,977.09 5,070.72 4,972.36
0
1,200
2,400
3,600
4,800
May June July
Chile
*IPSA:IND
*MEXBOL:IND
*SPBLPGPT:IND
*MERVAL:IND
*IBOV:IND
*COLCAP:IND
Source: Bloomberg, 2019.
10. Transparency Index
Argentina
40
(Ranking 85)
Source: Corruption Perception Index by Transparency International (2018)
Brazil
35
(Ranking 105)
Colombia
36
(Ranking 99)
Chile
67
(Ranking 27)
Mexico
28
(Ranking 138)
Peru
35
(Ranking 105)
11. Country Presidents
Argentina
President: Mauricio Macri
Birth: 8 February 1959
In office since: 10 December 2015
Political Party: Propuesta Republicana
Brazil
President: Jair Bolsonaro
Birth: 21 March 1955
In office since: 1 January 2019
Political Party: PSL
Colombia
President: Iván Duque Márquez
Birth: 1 Agosto 1976
In office since: 7 Agosto 2018
Political Party: Centro Democrático
Chile
President: Sebastián Piñera E.
Birth: 1 December 1949
In office since: 11 March 2018
Political Party: Independent
Mexico
President: Andrés Manuel López O.
Birth: 13 November 1953
In office since: 1 December 2018
Political Party: Morena
Peru
President: Martín Vizcarra
Birth: 22 Marzo 1963
In office since: 23 March 2018
Political Party: Peruanos por el Kambio
14. Featured Content
New Cyber Attack Trends Report Reveals That Digital Criminals Made Off With $45 Billion in 2018
A new report on cyber attack trends that combines information from a number of high-level sources has just been
released, and it reveals a startling amount of cyber crime growth. The report revealed that cyber crime became a $45
billion industry in 2018, up tens of billions of dollars from the previous year.
10 Cyber Security Best Practices for Your SMBs
Small and medium businesses often don’t provide much importance to cybersecurity, as most of them are of the opinion
that hackers only target enterprises and large organizations. But it is an incorrect notion, as according to a survey
conducted by the US Congressional Small Business Committee, it is estimated that adversaries have targeted more than
71 per cent of small and medium businesses. Hence, it becomes highly imperative for SMEs to enhance their
cybersecurity in order to protect their sensitive information.
Cybersecurity Forecast: Big Picture Challenges & Smart Solutions
Today, significant cybersecurity breaches have become so commonplace that it’s easy to gloss over headlines and move
on. But the attacks that quickly fade from the news cycle still leave a significant mark. McKinsey reports that 47 percent
of C-suite executives claim their company experienced a cyberattack. Of those affected, over a quarter rated the damage
as “high” or “severe.” Only 11 percent said the impact had “little or no effect.”
Why AI Is The Future Of Cybersecurity
61% of enterprises say they cannot detect breach attempts today without the use of AI technologies; 48% say their
budgets for AI in cybersecurity will increase by an average of 29% in Fiscal Year (FY) 2020; breach attempts are
proliferating with Cisco reporting that in 2018, they blocked seven trillion threats on behalf of their customers. These
and many other insights are from Capgemini’s “Reinventing Cybersecurity with Artificial Intelligence” Report indicating
that, as digital businesses grow, their risk of cyberattacks exponentially increases.
15. Latin America Update
BBVA and Fibra Uno sign Latin America’s First-ever
Sustainability-linked Revolving Credit Line
BBVA served as sole sustainable agent in the first syndicated
revolving credit facility in Latin America, signed with Fibra Uno, a
strategic client for the bank. The transaction is also the first
sustainable transaction by a real estate business in the region and
the first facility to be arranged in accordance with the
‘Sustainability-Linked Loan Principles’ in Latin America.
Presidential Terms in Latin America are like Potato Chips: you
can never Stop at One
Presidential candidates often come into power promising to
improve democracy or to change politics as they were; but once
sworn in, all-too-often they become intoxicated with the power
and swept up in the normal ways of doing business. And all-too-
often, they attempt to alter their country’s constitution to stay
there. Changing term limits has historically sparked protests and
controversy, and yet, the trend continues.
Tariffs Won’t Stop Chinese Influence in Latin America
enator Rick Scott’s claims that China’s growing influence in Latin
America represents a threat to the American way of life and
highlights the growing presence of Chinese firms, Beijing’s
financial and political support for the Maduro Regime in
Venezuela, and the expansion of Chinese financial agreements as
problems for the United States.
The Next Frontier in Latin America's Anti-Corruption Drive
It is hard to overstate the importance of international
collaboration for investigating corruption in Latin America. Simply
put, operations like Brazil’s Lava Jato would probably not have
existed without the information and technical assistance provided
by the U.S. or Switzerland—in particular, the sharing of intelligence
on financial crimes.
Goldman Sachs sets Its Sights on supporting Fintech Challengers
in Latin America
The bank's special situations group, which invests in and lends to
midsized firms, is looking to invest in fintechs across the region.
With over 1,100 fintech firms vying for a share of the region's
burgeoning population, Goldman is aiming to identify the most
promising ventures and provide them with the necessary financing
or equity to fuel their business. Here's what it means: Latin
America's huge unbanked population makes it fertile ground for
fintech — an opportunity Goldman's not alone in spotting.
Trade war threatens Instability and Deforestation in Latin
America
The latest round of tariff hikes in the ongoing US-China trade war
could have far-reaching impacts not only for big soy exporters
Brazil and Argentina but throughout Latin America. The region’s
initial opportunism is giving way to fears over instability and
slower global growth. On June 1 China suspended purchasing US
soy in an escalation of the trade spat. The world’s largest buyer
will look largely to Brazil to meet demand.
17. Our Firm at a glance
Key Facts Industries
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For more information: www.nuricumbo.com
EY PWC. BBVA/BANAMEX ZIMAT CIT METLIFE GM
KPMG DELOITTE. INTERPUBLIC BOMBARDIER +GF+ RGP KANDEO
1990 1995 2000 2004 2005 2010 2015 2018
Formal launch as
independent consultancy
Professional Experience
as Employees
History
Some of our interventions as
Consultants
18. Our Service Portfolio
ASSURANCE
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INNOVATION & GROWTH
19. Highly-experienced and talented team at your service
Our team can provide effective solutions to complex business problems. We can be deployed internationally for the time strictly
required by your project. High-quality, highly-efficient, cost-effective talent that creates value from the very first minute.
www.nuricumbo.com / contacto@nuricumbo.com
Armando Nuricumbo
Jorge Pulido
Miguel Amador
Guillermo Lagos
Former CFO
Former Investor Relations
Former Controller / Auditor
Former CEO
Jesus Bush
PWC. IPG. Bombardier. RGP.
25 years of experience.
Bancomer. Grupo Mexico. TD.
35 years of experience.
Whirlpool. Banco Azteca.
35 years of experience.
EY. Smurfit. Maxcom. Devlyn.
30 years of experience.
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KPMG. Confies.
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Former CFO
Ingram. Dresser. TRW.
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AT&T Capital. CIT. Alta.
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Former Latam Controller
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CFE. BID. Real Financiera.
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20.
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contacto@nuricumbo.com / +52.55.5339.5829
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PEQUEÑAS Y MEDIANAS EMPRESAS.
Es una norma que establece que todas las
empresas- sin importar su tamaño- deben
tener procesos y mecanismos para detectar,
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incidir negativamente en el equilibrio
psicosocial de sus empleados.
Platiquemos. Estamos en tu WeWork.
22. We care about your business priorities.
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