A merchant cash advance provides qualified merchants with working capital by purchasing a portion of their future credit and debit card sales. The funding partner pays an up-front discounted purchase price in exchange for the right to collect a percentage of daily card sales until the specified amount is reached. For example, a restaurant received $20,000 for $27,000 in future receipts, with the funding partner collecting 20% of daily card sales until $27,000 is collected. Merchant cash advances typically fund experienced small businesses in food, retail, and medical industries.

1. Merchant Cash Advance

6. How it Works

14. Typical Client Avg. Time in Business 7.49 Years Avg. Annual Sales $850k Face-to-Face Transactions 99% Eating & Drinking Merchants 54.89% Non-Eating & Drinking 45.11% Avg. Customer Lifecycle 2.9Fundings Avg. Funding Amount $21,796

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