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MD ABDUR RAB
): +91 9438054319, +91 9556372108
*: rab.mdabdur@yahoo.com
): C/o –MD Abdur Rauf -,Plot No-62/1768,Rabi Talkies Square,Bhubaneswar,751018
A goal-oriented individual, in quest of middle level assignments in Branch Operations / Banking
Operations with a leading organization of high repute in Financial Service / Banking sector preferably in
Bhubaneswar
PROFILE SNAPSHOT
MBA (Finance & HR) with 8 years and 3 months of experience in:
-Branch Operations -Banking Operations -ATM Channel Management
-Remittance Management -Team Management -Vendor Management
-CTS Head.
• Expertise in managing branch operations with key focus on top line and bottom line profitability by ensuring
optimal utilization of resources
• Proficient in managing banking operations and implementing & innovating strategies towards enhancing
product information and business volumes & growth
• In-depth understanding of all processes and systems connected with banking industry; conversant with RBI
guidelines and other statutory obligations
• Highly skilled in supervising & administrating the Bank's Automated Teller Machine (ATM) products, services and
related systems
• Played a pivotal role in ATM Channel Management for dealing with vendors single handedly
• A team player with exceptional decision making, planning & coordination skills
ORGANIZATIONAL EXPERIENCE
Since Jan’07 Axis Bank, Bhubaneswar
Growth Path
Jan’07-May’09 Assistant Manager
May ‘09-June ‘10 Deputy Manager
June ’10 - Mar’11 Branch Banking Manager
Mar’11- August’14 ATM Operations Manager
Sept’14-till date CTS Head (Axis Bank)
CTS Head: (Cheque Truncation System)
-It is the paperless clearing conducted by RBI where image of the instruments are presented before the Drawee
Bank. On the basis of the image the cheque is cleared.
-Monitoring of the CTS Activity.
-Honoring ECS mandate.
-Monitoring of the bills sent for collection.
-Monitoring and attending P2F clearing.(paper to follow).The instruments which are not acknowledged under
CTS process are presented to the drawee bank physically under p2f process.
-Conducting UV check of the instruments above Rs 25000.
-Reconciliation of the CTS Activity (No of instruments received vis a vis instruments cleared under CTS process).
-
As ATM Operations Manager
• Heading & supervising a team of 5 personnel
• Responsible for planning optimum cash replenishment and monitoring daily cash indent/vault limit
• Handling the accounting of cash loaded by service providers and carrying out surprise verification of cash at
ATMs
• Spearheading the operations related to:
o Deposit of cash/cheques in drop boxes/ATMs
o Resolution of dispute, controlling service provider activities
• Looking after the profitability & optimum usage of ATMs
• Drafting end of the day reports and sending MIS reports to ACC-RBP
• Accountable for vendor management
• Collating video footage for suspicious transactions
As Branch Banking Manager:
• Authorized Pay Orders, Demand Drafts, Funds Transfer, and RTGS/NEFT, etc.
• Worked on the software like CMS, Dividend Warrant & CBSS as an Authorizer
• Handled the authorization of NFO & IPO in the software
• Looked after the lockers and safe custody
• Carried out branch customer meets and administered the reconciliation of gold, security inventory, welcome
KIT, locker deliverables (Cheque Book and ATM Card) and clearing & various other office accounts
• Supervised the instant debit card, loose leaf/cheque book & internet banking related Issues
• Oversaw the transfer/closure of account nomination facility and account modification (Name, Address,
Signature, PAN/Form 60, Contact no, Mail Id, etc.)
As Deputy Manager:
• Handled the opening of accounts (SB & Current Account and Fixed & Recurring Deposits)
• Supervised the processing of internet & mobile banking request from customers & managed bulk cash, which
was common phenomenon in Talcher Branch and kept retention limit
• Monitored the petty cash expenses of the branch
• Entertained the customer queries & resolved them at an earliest
• Looked after the mobilizing of customers to achieve cross sell target and cross selling life insurance, general
insurance & mutual fund products
As Assistant Manager:
• Looked after the Cash Department as Head Cashier
• Managed the clearing functions-inward & outward (handled Cash Management Functions entailing cash &
cheque collections and inward & outward locations)
• Supervised the remittance desk as Enterer (error free entry of inward & outward remittances & fund transfer
(inter-Bank))
Notable Accomplishments:
• Significantly contributed towards the ATM Channel Management for dealing with the vendors single handedly
• Felicited by Axis Bank for rendering 7 years of service in Axis Bank.
ACADEMIC DETAILS
• MBA (Finance & HR) from IBAT School of Management, Bangalore, KIIT Deemed University, Bhubaneswar,
Orissa in Year 2006
• B.Com. from P N College, Khurda, Utkal University, Orissa in Year 2001
CERTIFICATION
• Completed Finacle 7.2, 8.1 & 10.2
• Certificate in Computing from IGNOU
PERSONAL DETAILS:
Date of Birth : 20th
June 1980.
Sex : Male
Marital Status : Married
Nationality : Indian
Religion : Muslim
Languages Known : Read, write, &speak:
Hindi, English, Oriya
Permanent Address : At-Plot No-149(Upstairs) Bapuji Nagar
Bhubaneswar, Orissa Pin-751009
Notice Period : 3 months
Present CTC : 7 lacs 20 Thousand
___________________________________________________________
DECLARATION: I do hereby declare that the above information furnished by me are true to the best of my knowledge.
Date: 29.04.2015
Place: Bhubaneswar (MD ABDUR RAB)

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MD ABDUR RAB_1

  • 1. MD ABDUR RAB ): +91 9438054319, +91 9556372108 *: rab.mdabdur@yahoo.com ): C/o –MD Abdur Rauf -,Plot No-62/1768,Rabi Talkies Square,Bhubaneswar,751018 A goal-oriented individual, in quest of middle level assignments in Branch Operations / Banking Operations with a leading organization of high repute in Financial Service / Banking sector preferably in Bhubaneswar PROFILE SNAPSHOT MBA (Finance & HR) with 8 years and 3 months of experience in: -Branch Operations -Banking Operations -ATM Channel Management -Remittance Management -Team Management -Vendor Management -CTS Head. • Expertise in managing branch operations with key focus on top line and bottom line profitability by ensuring optimal utilization of resources • Proficient in managing banking operations and implementing & innovating strategies towards enhancing product information and business volumes & growth • In-depth understanding of all processes and systems connected with banking industry; conversant with RBI guidelines and other statutory obligations • Highly skilled in supervising & administrating the Bank's Automated Teller Machine (ATM) products, services and related systems • Played a pivotal role in ATM Channel Management for dealing with vendors single handedly • A team player with exceptional decision making, planning & coordination skills ORGANIZATIONAL EXPERIENCE Since Jan’07 Axis Bank, Bhubaneswar Growth Path Jan’07-May’09 Assistant Manager May ‘09-June ‘10 Deputy Manager June ’10 - Mar’11 Branch Banking Manager Mar’11- August’14 ATM Operations Manager Sept’14-till date CTS Head (Axis Bank) CTS Head: (Cheque Truncation System) -It is the paperless clearing conducted by RBI where image of the instruments are presented before the Drawee Bank. On the basis of the image the cheque is cleared. -Monitoring of the CTS Activity. -Honoring ECS mandate. -Monitoring of the bills sent for collection. -Monitoring and attending P2F clearing.(paper to follow).The instruments which are not acknowledged under CTS process are presented to the drawee bank physically under p2f process. -Conducting UV check of the instruments above Rs 25000. -Reconciliation of the CTS Activity (No of instruments received vis a vis instruments cleared under CTS process).
  • 2. - As ATM Operations Manager • Heading & supervising a team of 5 personnel • Responsible for planning optimum cash replenishment and monitoring daily cash indent/vault limit • Handling the accounting of cash loaded by service providers and carrying out surprise verification of cash at ATMs • Spearheading the operations related to: o Deposit of cash/cheques in drop boxes/ATMs o Resolution of dispute, controlling service provider activities • Looking after the profitability & optimum usage of ATMs • Drafting end of the day reports and sending MIS reports to ACC-RBP • Accountable for vendor management • Collating video footage for suspicious transactions As Branch Banking Manager: • Authorized Pay Orders, Demand Drafts, Funds Transfer, and RTGS/NEFT, etc. • Worked on the software like CMS, Dividend Warrant & CBSS as an Authorizer • Handled the authorization of NFO & IPO in the software • Looked after the lockers and safe custody • Carried out branch customer meets and administered the reconciliation of gold, security inventory, welcome KIT, locker deliverables (Cheque Book and ATM Card) and clearing & various other office accounts • Supervised the instant debit card, loose leaf/cheque book & internet banking related Issues • Oversaw the transfer/closure of account nomination facility and account modification (Name, Address, Signature, PAN/Form 60, Contact no, Mail Id, etc.) As Deputy Manager: • Handled the opening of accounts (SB & Current Account and Fixed & Recurring Deposits) • Supervised the processing of internet & mobile banking request from customers & managed bulk cash, which was common phenomenon in Talcher Branch and kept retention limit • Monitored the petty cash expenses of the branch • Entertained the customer queries & resolved them at an earliest • Looked after the mobilizing of customers to achieve cross sell target and cross selling life insurance, general insurance & mutual fund products As Assistant Manager: • Looked after the Cash Department as Head Cashier • Managed the clearing functions-inward & outward (handled Cash Management Functions entailing cash & cheque collections and inward & outward locations) • Supervised the remittance desk as Enterer (error free entry of inward & outward remittances & fund transfer (inter-Bank)) Notable Accomplishments: • Significantly contributed towards the ATM Channel Management for dealing with the vendors single handedly • Felicited by Axis Bank for rendering 7 years of service in Axis Bank. ACADEMIC DETAILS • MBA (Finance & HR) from IBAT School of Management, Bangalore, KIIT Deemed University, Bhubaneswar, Orissa in Year 2006
  • 3. • B.Com. from P N College, Khurda, Utkal University, Orissa in Year 2001 CERTIFICATION • Completed Finacle 7.2, 8.1 & 10.2 • Certificate in Computing from IGNOU PERSONAL DETAILS: Date of Birth : 20th June 1980. Sex : Male Marital Status : Married Nationality : Indian Religion : Muslim Languages Known : Read, write, &speak: Hindi, English, Oriya Permanent Address : At-Plot No-149(Upstairs) Bapuji Nagar Bhubaneswar, Orissa Pin-751009 Notice Period : 3 months Present CTC : 7 lacs 20 Thousand ___________________________________________________________ DECLARATION: I do hereby declare that the above information furnished by me are true to the best of my knowledge. Date: 29.04.2015 Place: Bhubaneswar (MD ABDUR RAB)