Here is my final Presentation for History, It introduces the topic of ethnic segregation and briefly takes it through the history of then and now through the topics of residential and educational systems.
Here is my final Presentation for History, It introduces the topic of ethnic segregation and briefly takes it through the history of then and now through the topics of residential and educational systems.
Branch Banking Operations, Sales with Compliance & Marketing and Client Relationship Management
A keen planner, strategist & implementer in leading operations, devising marketing activities and accelerating the business growth
Proficient in handling all service activities, analyzing market trends & establishing healthy & prolonged business relations with clients.
• Competency in managing branch banking operations by ensuring that financials of the branch are under control and branch adhering to Audit & Compliance in all parameters, Know Your Customer (KYC) & Anti-Money Laundering (AML) norms at all times
• Pivotal in implementing strategies towards enhancing market penetration, business volumes & growth
• Demonstrated abilities in implementing various systems as per business needs (as-is & to-be analysis)
• Monitoring the overall functioning of process, identifying improvement areas and implementing adequate measures to maximize customer satisfaction level
• Formulated sales & marketing strategies & reached out to unexplored market segments/ customer groups for business expansion in those regions
• Experience in handling Branch Banking Operations, Cash transaction operations & Transaction Verifications & Authorizations, Account opening, Requests processing & Trade and Forex transactions including implementing risks management policies and controlling mechanisms, procedures & systems to detect transactions outside established parameters
• Achieved sales target and excellent audit rating for the branch compliance & service as per the regulatory guidelines of the Bank
• Effectuated business development plans for the purpose of achieving pre-designated revenue plans and equity & mutual fund investments and management
• Expertise in using Finacle (Core Banking Software) & Flexcube & mentored the team during implementation
• Proficient in building & maintaining healthy business relations with HNI corporate & institutional clients, ensuring maximum customer satisfaction
• Sound knowledge of implementing various systems as per business needs (as-is & to-be analysis) and reviewing processes
• An effective communicator with strong analytical & problem solving with skills in directing teams for running successful service & business operations
1. MD ABDUR RAB
): +91 9438054319, +91 9556372108
*: rab.mdabdur@yahoo.com
): C/o –MD Abdur Rauf -,Plot No-62/1768,Rabi Talkies Square,Bhubaneswar,751018
A goal-oriented individual, in quest of middle level assignments in Branch Operations / Banking
Operations with a leading organization of high repute in Financial Service / Banking sector preferably in
Bhubaneswar
PROFILE SNAPSHOT
MBA (Finance & HR) with 8 years and 3 months of experience in:
-Branch Operations -Banking Operations -ATM Channel Management
-Remittance Management -Team Management -Vendor Management
-CTS Head.
• Expertise in managing branch operations with key focus on top line and bottom line profitability by ensuring
optimal utilization of resources
• Proficient in managing banking operations and implementing & innovating strategies towards enhancing
product information and business volumes & growth
• In-depth understanding of all processes and systems connected with banking industry; conversant with RBI
guidelines and other statutory obligations
• Highly skilled in supervising & administrating the Bank's Automated Teller Machine (ATM) products, services and
related systems
• Played a pivotal role in ATM Channel Management for dealing with vendors single handedly
• A team player with exceptional decision making, planning & coordination skills
ORGANIZATIONAL EXPERIENCE
Since Jan’07 Axis Bank, Bhubaneswar
Growth Path
Jan’07-May’09 Assistant Manager
May ‘09-June ‘10 Deputy Manager
June ’10 - Mar’11 Branch Banking Manager
Mar’11- August’14 ATM Operations Manager
Sept’14-till date CTS Head (Axis Bank)
CTS Head: (Cheque Truncation System)
-It is the paperless clearing conducted by RBI where image of the instruments are presented before the Drawee
Bank. On the basis of the image the cheque is cleared.
-Monitoring of the CTS Activity.
-Honoring ECS mandate.
-Monitoring of the bills sent for collection.
-Monitoring and attending P2F clearing.(paper to follow).The instruments which are not acknowledged under
CTS process are presented to the drawee bank physically under p2f process.
-Conducting UV check of the instruments above Rs 25000.
-Reconciliation of the CTS Activity (No of instruments received vis a vis instruments cleared under CTS process).
2. -
As ATM Operations Manager
• Heading & supervising a team of 5 personnel
• Responsible for planning optimum cash replenishment and monitoring daily cash indent/vault limit
• Handling the accounting of cash loaded by service providers and carrying out surprise verification of cash at
ATMs
• Spearheading the operations related to:
o Deposit of cash/cheques in drop boxes/ATMs
o Resolution of dispute, controlling service provider activities
• Looking after the profitability & optimum usage of ATMs
• Drafting end of the day reports and sending MIS reports to ACC-RBP
• Accountable for vendor management
• Collating video footage for suspicious transactions
As Branch Banking Manager:
• Authorized Pay Orders, Demand Drafts, Funds Transfer, and RTGS/NEFT, etc.
• Worked on the software like CMS, Dividend Warrant & CBSS as an Authorizer
• Handled the authorization of NFO & IPO in the software
• Looked after the lockers and safe custody
• Carried out branch customer meets and administered the reconciliation of gold, security inventory, welcome
KIT, locker deliverables (Cheque Book and ATM Card) and clearing & various other office accounts
• Supervised the instant debit card, loose leaf/cheque book & internet banking related Issues
• Oversaw the transfer/closure of account nomination facility and account modification (Name, Address,
Signature, PAN/Form 60, Contact no, Mail Id, etc.)
As Deputy Manager:
• Handled the opening of accounts (SB & Current Account and Fixed & Recurring Deposits)
• Supervised the processing of internet & mobile banking request from customers & managed bulk cash, which
was common phenomenon in Talcher Branch and kept retention limit
• Monitored the petty cash expenses of the branch
• Entertained the customer queries & resolved them at an earliest
• Looked after the mobilizing of customers to achieve cross sell target and cross selling life insurance, general
insurance & mutual fund products
As Assistant Manager:
• Looked after the Cash Department as Head Cashier
• Managed the clearing functions-inward & outward (handled Cash Management Functions entailing cash &
cheque collections and inward & outward locations)
• Supervised the remittance desk as Enterer (error free entry of inward & outward remittances & fund transfer
(inter-Bank))
Notable Accomplishments:
• Significantly contributed towards the ATM Channel Management for dealing with the vendors single handedly
• Felicited by Axis Bank for rendering 7 years of service in Axis Bank.
ACADEMIC DETAILS
• MBA (Finance & HR) from IBAT School of Management, Bangalore, KIIT Deemed University, Bhubaneswar,
Orissa in Year 2006
3. • B.Com. from P N College, Khurda, Utkal University, Orissa in Year 2001
CERTIFICATION
• Completed Finacle 7.2, 8.1 & 10.2
• Certificate in Computing from IGNOU
PERSONAL DETAILS:
Date of Birth : 20th
June 1980.
Sex : Male
Marital Status : Married
Nationality : Indian
Religion : Muslim
Languages Known : Read, write, &speak:
Hindi, English, Oriya
Permanent Address : At-Plot No-149(Upstairs) Bapuji Nagar
Bhubaneswar, Orissa Pin-751009
Notice Period : 3 months
Present CTC : 7 lacs 20 Thousand
___________________________________________________________
DECLARATION: I do hereby declare that the above information furnished by me are true to the best of my knowledge.
Date: 29.04.2015
Place: Bhubaneswar (MD ABDUR RAB)