The document discusses pain points related to diversity on local construction projects from the perspectives of diversity construction contractors (DCCs), general contractors (GCs), and owners. For DCCs, issues include a lack of business skills and difficulties obtaining insurance, bonding, equipment and working capital. GCs face problems meeting participation requirements and higher costs from delays and assuming risks of DCC failures. Owners feel pressure to meet diversity goals but struggle with providing fair opportunities and reducing disparities in minority spending while completing projects on time. The goal is to formalize DCCs into a cohesive group that can successfully compete for projects without negatively impacting outcomes, while also helping GCs and owners achieve their participation objectives.