Aflac provides supplemental insurance policies to over 29,000 businesses. The policies are 100% employee-paid on a voluntary basis with no direct costs to employers. Offering Aflac policies can help attract and retain employees by enhancing an employer's benefits package. The premiums may also provide tax savings for businesses if paid through a Section 125 Cafeteria Plan and help save on FICA taxes. Aflac policies cover expenses from health events like disability and intensive care that complement existing major medical insurance plans.