80,000$ over 20 years = 645$ per month

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/49503023809@N01/804190044/">gadgetdude</a>	
  via	
  <a	
  href="http://comp5ight.com">Comp5ight</a>	
  <a	
  
href="http://creativecommons.org/licenses/by/2.0/">cc</a>
!
Photo Credit: <a href="http://www.flickr.com/photos/29333334@N06/3796279865/">Evil Erin</a> via
<a href="http://compfight.com">Compfight</a> <a href="http://creativecommons.org/licenses/by/
2.0/">cc</a>

Freaking out yet?
Learn to Live with Less

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/45860104@N05/4647003283/">izakayapunks</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
Act now!
Dont sink into a hole!

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/55084317@N08/6909744081/">Walter	
  Benson</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a>
Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/88876166@N00/5255495593/">Phil	
  Roeder</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

Learn from my EXPERIENCE
Start planting seeds for
tomorrow

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/11121568@N06/4375850315/">Alan	
  Cleaver</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

3 concepts you should NOT turn your nose up at
Consequences

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>	
  via	
  <a	
  
href="http://comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
Protect your credit

or else...

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/50696182@N02/5372030437/">SpaceShoe	
  [Learning	
  to	
  live	
  with	
  the	
  
crisis]</a>	
  via	
  <a	
  href="http://comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
Photo	
  Credit:	
  <a	
  href="http://www.flickr.com/photos/48876614@N00/2387523075/">˙Cаvin 〄</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

I should have put away a nest egg!
become

FRUGAL
Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
small changes

=

BIG SAVINGS

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/61172365@N00/436674160/">TerryJohnston</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/99247795@N00/300626853/">Richard	
  Masoner	
  /	
  Cyclelicious</a>	
  via	
  <a	
  
href="http://comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a>

lifestyle change = MANDATORY
Horde your money

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/61174949@N00/3673567823/">tsmall</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a>

Buffer your Bank Account
!
Photo Credit: <a href="http://www.flickr.com/photos/26373139@N08/6097066382/">kenteegardin</
a> via <a href="http://compfight.com">Compfight</a> <a href="http://creativecommons.org/licenses/by-sa/
2.0/">cc</a>

Create a BUDGET
then

TAILOR it to you
!
Catipillar - Photo Credit: <a href="http://www.flickr.com/photos/
22357152@N02/8359355554/">SidPix</a> via <a href="http://compfight.com">Compfight</a> <a
href="http://creativecommons.org/licenses/by/2.0/">cc</a>

TAKE ACTION!
make a change
What have we learned?

Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
Good thing I put a few nuts aside
Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/7200854@N05/4053123799/">Tomi	
  Tapio</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
Photo	
  Credit:	
  <a	
  href="http://www.5lickr.com/photos/65193799@N00/469120791/">dbking</a>	
  via	
  <a	
  href="http://
comp5ight.com">Comp5ight</a>	
  <a	
  href="http://creativecommons.org/licenses/by/2.0/">cc</a>

don't move back
in with
your parents...
TAKE CONTROL!

Living within your Means PCPIgnite

  • 1.
    80,000$ over 20years = 645$ per month Photo  Credit:  <a  href="http://www.5lickr.com/photos/49503023809@N01/804190044/">gadgetdude</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a   href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 2.
    ! Photo Credit: <ahref="http://www.flickr.com/photos/29333334@N06/3796279865/">Evil Erin</a> via <a href="http://compfight.com">Compfight</a> <a href="http://creativecommons.org/licenses/by/ 2.0/">cc</a> Freaking out yet?
  • 3.
    Learn to Livewith Less Photo  Credit:  <a  href="http://www.5lickr.com/photos/45860104@N05/4647003283/">izakayapunks</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 4.
    Act now! Dont sinkinto a hole! Photo  Credit:  <a  href="http://www.5lickr.com/photos/55084317@N08/6909744081/">Walter  Benson</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a>
  • 5.
    Photo  Credit:  <a  href="http://www.5lickr.com/photos/88876166@N00/5255495593/">Phil  Roeder</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a> Learn from my EXPERIENCE
  • 6.
    Start planting seedsfor tomorrow Photo  Credit:  <a  href="http://www.5lickr.com/photos/11121568@N06/4375850315/">Alan  Cleaver</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 7.
    Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a> 3 concepts you should NOT turn your nose up at
  • 8.
    Consequences Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a   href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 9.
    Protect your credit orelse... Photo  Credit:  <a  href="http://www.5lickr.com/photos/50696182@N02/5372030437/">SpaceShoe  [Learning  to  live  with  the   crisis]</a>  via  <a  href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 10.
    Photo  Credit:  <a  href="http://www.flickr.com/photos/48876614@N00/2387523075/">˙Cаvin 〄</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a> I should have put away a nest egg!
  • 11.
    become FRUGAL Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 12.
    small changes = BIG SAVINGS Photo  Credit:  <a  href="http://www.5lickr.com/photos/61172365@N00/436674160/">TerryJohnston</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 13.
    Photo  Credit:  <a  href="http://www.5lickr.com/photos/99247795@N00/300626853/">Richard  Masoner  /  Cyclelicious</a>  via  <a   href="http://comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a> lifestyle change = MANDATORY
  • 14.
    Horde your money Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 15.
    Photo  Credit:  <a  href="http://www.5lickr.com/photos/61174949@N00/3673567823/">tsmall</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by-­‐sa/2.0/">cc</a> Buffer your Bank Account
  • 16.
    ! Photo Credit: <ahref="http://www.flickr.com/photos/26373139@N08/6097066382/">kenteegardin</ a> via <a href="http://compfight.com">Compfight</a> <a href="http://creativecommons.org/licenses/by-sa/ 2.0/">cc</a> Create a BUDGET then TAILOR it to you
  • 17.
    ! Catipillar - PhotoCredit: <a href="http://www.flickr.com/photos/ 22357152@N02/8359355554/">SidPix</a> via <a href="http://compfight.com">Compfight</a> <a href="http://creativecommons.org/licenses/by/2.0/">cc</a> TAKE ACTION! make a change
  • 18.
    What have welearned? Photo  Credit:  <a  href="http://www.5lickr.com/photos/78428166@N00/4387722389/">Tobyotter</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 19.
    Good thing Iput a few nuts aside Photo  Credit:  <a  href="http://www.5lickr.com/photos/7200854@N05/4053123799/">Tomi  Tapio</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a>
  • 20.
    Photo  Credit:  <a  href="http://www.5lickr.com/photos/65193799@N00/469120791/">dbking</a>  via  <a  href="http:// comp5ight.com">Comp5ight</a>  <a  href="http://creativecommons.org/licenses/by/2.0/">cc</a> don't move back in with your parents... TAKE CONTROL!