Lifetime Publishing Group: Luxury Marketing Company in Boca Raton

YACHT & BOAT
LIFE
OF CHICAGO
PRO
UDLYSPONSORED
BY | KRISTINE CH
EN
FROST,COLDW
ELLBANKER|

2011 to 2016
312.933.1894
KFROST@GMAIL.COM
Wechat id: Xiaojing2013Chicago
FINDHOMECHICAGO.COM
The Frost Team offers English,
Mandarin, French and Korean speaking
real estate consultants

70 E. Lake St., Suite 500
Chicago, IL 60601
312.551.1552
www.recent-law.com
DIVORCE • CHILD SUPPORT • INTERNATIONAL ADVISEMENT
MEDIATION • PRENUPTIAL AGREEMENTS
CHILD CUSTODY • NONDISCRIMINATORY REPRESENTATION
Nicole L. Centracchio | Bryan V. Reed
Yacht & Boat Life Of Chicago 2017 1

Dave Ruths, Jr. CFP®
312-867-4110
druths@ipiwealthchicago.com
IPI Wealth Management, Inc.IPI Wealth Management, Inc.
YACHT & BOAT LIFE
OF CHICAGO
CONTENTWater Sports Safety: Boating..............................................................Pg. 4
Top 10 Sunblock Tips..........................................................................Pg. 6-8
Fishing Trip Tips..................................................................................Pg. 10-11
8 Tips On Organizing Your Home.......................................................Pg. 12-14
Buying A Yacht....................................................................................Pg. 16-17
How I Survived Breast Cancer............................................................Pg. 20-21
How Liability Insurance Reduces Your Risk.......................................Pg. 22-23
2017 Superboat International
Race Schedule.....................................................................................Pg. 24
Yacht Club Directory...........................................................................Pg. 30
Featured Yacht Club: Burnham Park Yacht Club................................Pg. 31, 48-49
Race To Mackinac...............................................................................Pg. 34
Grilling Salmon...................................................................................Pg. 36-37
Boats Word Search..............................................................................Pg. 38
What Pink Makes Possible..................................................................Pg. 39-42
2017 Chicago Events...........................................................................Pg. 44
tel: (312) 419-3326
toll-free: (800) 621-2842
tara.m.schutz@morganstanley.com
Tara M. Schutz, CFP®
630.616.4240
Look at Work Differently
www.ask-tig.com | info@ask-tig.com
2 Yacht & Boat Life Of Chicago 2017

A larger boat must carry at least one wearable personal flota-
tion device (PFD) for each person aboard and, in addition, a
throw-able PFD.
A larger boat must carry at least one wearable personal flota-
tion device (PFD) for each person aboard and, in addition, a
throw-able PFD. A throw-able PFD can be either a life pre-
server (a doughnut-shaped ring buoy) or a buoyant cushion
(floating pillow). All life preservers must be ready for use and
easily accessible. A small-boat user may find him or herself
in and out of the water frequently, for example, swimming or
diving. In such cases, wearing a PFD is impractical. Howev-
er, a child is more likely to become exhausted by swimming
and must wear a flotation jacket. It should be easy to use
and convenient to wear. A boat must also by law carry a fire
extinguisher of the approved type.
Navigation lights are also required. Closed boats must have
adequate ventilation. A noise-making device, such as a
horn or whistle, must be carried by motorboats over 16 feet
(4.8m). Boat users should always carry plenty of spare, warm
clothing for everyone aboard. Keep the clothing in water-
proof bags tied firmly into the boat. In an emergency , loose
equipment is dangerous. Boat users should wear sneak-
er-type shoes that are designed to give a good grip on wet
surfaces. Never wear rain boots. Good sunglasses should be
worn to prevent eyestrain on sunny days.
Water Sports
Safety: BOATING

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TOP TEN
SUNBLOCK TIPS
Sunblock is used by many people to help prevent sun-
burn and skin cancer. However, if you do not have the cor-
rect sunblock or use your sunblock incorrectly you will not
prevent sunburn or skin cancer. Using these helpful tips, you
can avoid sunburn and protect yourself against skin caner.
Tip #1 Use Sun Block With A SPF Of 30 Or Higher
SPF 30 provides protection for most of the day. For example
if you get sunburn in 10 minutes, SPF 30 will protect you for
300 minutes. If you use SP 15, you will be protected from the
sun for 150 minutes.
Tip #2 Make Sure To Use A Broad Spectrum Sun Block
Broad-spectrum sun blocks protect both UVA and UVB rays.
UVA rays are present even when there is no sun and can lead
to skin cancers. UVB rays are present when there is sun light
out. People tan with UVB and UVB causes sunburn and also
cancer if the skin in not protected.
Tip #3 Be Sure To Reapply Sun Block Early And Often
Water breaks down sun block even if the product is water-
proof. The sun will also break down your sun block over
time. Reapply sun block at least once every hour if you are
out in a pool. Be sure to use your sunscreen daily.
Tip #4 Be Sure To Apply Sun Block Even If You Are Just
Resting In The Shade Away From Sun Light
This is because UVA rays are present even when there is no
direct sun light.
Tip #5 Be Sure To Avoid Sun Block That Contain Oxyben-
zone
Oxybenzone is a toxic sunscreen that soaks into the skin,
which might be a contributing factor to skin cancer. Instead
look for sunscreen that contains Zinc Oxide or Titanium
oxide.

We perform conﬁdential appraisals for banks, trusts, estates
and insurance companies, as well as free verbal appraisals for
individuals. We also make house calls when applicable.
If you are in the area and have something you would like to
get a value for simply bring it in and one of our Numismatists
will be happy to assist you. You can also call us, some values
can be given over the phone.
We are members of Professional Numismatist Guild (PNG),
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Dealers in Precious Metals & Rare Coins & Currency

TOP TEN
SUNBLOCK TIPS
Tip #6 Buy New Sun Screen Every Year
Most sunscreen do not protect as well after 12 months be-
cause the ingredients start to lose the amount of sun protec-
tion that they can give.
Tip #7 Take A Break At Midday
Mid-day or peak sun is also a good time to get out of the sun
and take a break indoors. The sun is strongest at this point.
The sun is strongest between 12:00PM and 3:00PM.
Tip #8 Wear Sun Glasses, Hats And Tight Shirts
Wear UV sunglasses to protect your eyes , hat to protect your
scalp and tight shirt to protect your body from the sun.
Tip #9 Take Special Care When Going To The Beach
Sun block may need to be reapplied more frequently since
the sand and the water reflect the sun creating a stronger
UVB ray. Higher altitudes also gives the sun more intensity.
Tip #10 Be Sure To Drink Plenty Of Water
Water keeps your skin hydrated and improves the protection
of your sun block.

Services
• Wealth Management
• 401(k) Rollovers
• Business Planning
• Financial Planning
• Stock Option Plans
• Insurance Services
• Annuities
Vice President, Financial Advisor
Certified Divorce Financial Analyst®
“I believe success in achieving important financial
goals starts with a comprehensive wealth strategy.
I will help you define what is most important to you
and then formulate the strategies that are suited
for your needs, whether you are accumulating
wealth or investing for income, solidifying your
retirement plan or devising a distribution approach
that meets your lifestyle and legacy goals.”that meets your lifestyle and legacy goals.”
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL
PLANNER™ and federally registered CFP (with flame design) in the US.The use of the CDFA™ designation does
not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by
a licensed attorney. ©2017 Morgan Stanley Smith Barney LLC. Member SIPC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where
appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties
to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC
INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY
FEDERAL GOVERNMENT AGENCY
tel: (312) 419-3326
toll-free: (800) 621-2842
70 W. Madison St. | Suite 5100 | Chicago, IL 60602

Fishing can be a relaxing way to spend your week-
ends. It has been proven that fishing is one of the all-time
treasured experiences of thousands of American families.
However, any sport has its dangerous side and fishing is no
exemption.
Majority of fishing equipment have sharp tools such
as metal hooks which may lead to accidents when the fishing
environment unexpectedly changes for the worse.
Storms, hurricanes, wild currents, and other mishaps,
could spoil your fishing trip. If you are planning to go on a
fishing expedition with family or friends, here is a list of ur-
gent situations and what preparations you need to face each
scenario.
FISHING TRIP TIPS

1) Weather – Before packing up your bags and traveling
to you fishing spot, consult or be aware of the weather con-
ditions for the day and the following days. Whether you are
fishing on shores or in a boat, you should be cautious of the
conditions such as flash floods, storm movements and dark-
ening of the skies. When signals such as extreme lightning
strikes, you should head to dry land immediately. Having a
sun-drenched day is not really an “appropriate fishing day.”
You should be aware that spending many hours with ex-
posure to the sun could damage your skin. Be prepared by
bringing sun block to avoid sunburns. You should be aware
of heat sickness symptoms such as nausea, breathing difficul-
ty, lightheaded, and unable to concentrate on tasks. Prepare
a supply of water or liquid beverages to keep hydrated.
2) Sharp fishing equipments – Since fishing in-
cludes many sharp tools, you should always be prepared to
treat injuries by packing disinfectants such as medicated
lotion or spray and hydrogen peroxide. If an incident leads
the skin to bleed, you would need bandages, cotton or paper
towel. Bring your own first aid kit.
3) Tangles – One of the most common fishing hindrances
is wherein your line is caught in anything surrounding your
fishing spot such as trees, logs, etc. Try to get your line or
fishing rod out of the tangle immediately to avoid the prob-
lem that could lead into a major accident. You could either
snap off the branches of the tree or carefully and slowly
remove your line away from where it is tangled.
4) Bait – When you run out of bait, it could spoil your
while fishing trip. Avoid this by splitting up the rest of the
bait into halves, quarters or thirds. The worm, even if divid-
ed, could still move, so the divided worms could still lure
your target fish. Be prepared to face any scenario to keep
your fishing adventure as relaxed as possible. With all these
in mind , you could enjoy your fishing trip safely and suc-
cessfully.

8 Tips On Organizing
Your HomeBy: Walter Jensen
Here are 8 very useful tips on organizing your home. Taking that
first step is the most important part of organizing your home. So
now let’s get started on step one. This is critical because you can’t
get to where you want to go unless you know what that “where”
looks like. How do you want this room to function? How do you
want to feel when you’re in it? What do you want to do in this
room? What is the real purpose of this room?
Tip #1
Get a pad of paper and pen and walk through each room of your
home and write down what you see. It is important not to be over-
whelmed. Try doing this systematically.
For example, here is what you might see in your home entry way:
shoes, unopened newspapers, mail and circulars that are left at your
door, keys, pet toys, coats, sweaters and more. Now write down
what can be done to eliminate this clutter.
Tip #2- Get into a Routine
Sounds simple doesn’t it - well take it from me it’s one of the hard-
est tasks to do. As a teacher, I have always found this has helped
me “organize” my day at school for lessons planning, staff meetings
and have always found it effective - so, guess what? I now do it for
organizing the home. For example, with the children if they have
left any toys lying around after playing with them I encourage them
to put them away in their “tidy box” or on the shelf.

Dr. Victoria D. Coleman
(312) 268-0011 | info@angerdr.com
www.angerdr.com
Dr. Victoria D. Coleman is an Anger Management Expert,
Behavioral Health Specialist, Clinical Mental Health
Counselor, and Online Professor of Psychology, Counseling,
Human Services, and U.S. History. A former tenured professor
at Purdue University in West Lafayeee, IN, she has held
posiions in mental health, criminal jussce, food & beverage,
and transportaaon, including the State University of New
York,York, Educaaonal Tessng Service, and American Airlines.
Anger Management Divorce &
Workplace MediationAs a Cerrfied Anger Management Facilitator
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professional associaaons, and community
organizaaons. She will also help individuals
explore values, core beliefs, and goals to
facilitfacilitate personal and professional success.
Dr. Coleman will provide a variety of services
for individuals, families, and organizaaons
related to personal, family, divorce, and
workplace challenges. A Cerrfied Federal
Mediator, she can facilitate communicaaon
skills, and the development of appropriate
behaviors in the 21st century global economy.

Tip #3 - Organize Storage
All things in the home must have a “Home” that’s one of the things
I say to my kids. Why? Because when something is not seen (in the
closet) you can get the False Feeling of it’s all organized. On the shelves
divide up sweaters, blouses, the clothes you wear now. As for racks -
great for shoes.
Tip #4 - Organize your kitchen
Organize you cabinets for plates, Tupperware, guest tableware - sep-
arately if possible, if not, separate shelves. Another great (often over-
looked) storage facility is the “Dishwasher” - storage and “purpose”
rolled into one!
Tip #5 - Organize the Bathrooms
Ideally, if you have the space and children two bathrooms are great.
Make sure that shelves for the toothpaste are just the ‘right’ height for
the children in their bathroom. In addition, keep no make up or any
potentially dangerous articles in the children’s bathroom within reach!
Tip #6 - The master grocery list
It’s been one the greatest time savers in our home. Basically I have a
‘general list’ that includes the ‘basics’ then ‘specifics’ including favorite
items that my children would like in the week and then ‘luxuries’ the
items that we would like but don’t need.
Tip #7 - Organize the Garage
Start out by making piles, for example: Yard tools, hand tools etc. Be-
gin by clearing off the work bench if you have one. You might want to
purchase some storage containers for the things you have in the house
you want to save. Label the containers and stack them in the garage.
You can buy hooks to hang rakes, shovels, hoses, bicycles etc
Tip #8 - Have a garage sale
After you go through the house and garage, you will end up with many
things you no longer want. The most fun way to get rid of these items
is by having a garage sale. You will be amazed at the amount of money
you can possibly earn and what you don’t sell you can give away or
donate.

At DWI, we
offer a “choice
of cultures.”
We appreciate
the individuality
each investor
brings to the
ininvestment
process and
why we may
not always be
the right fit.
No one firm is
right for all.
P: 773-285-0100 | F: 773-363-6616
janet.derrick@voyafa.com
Janet L. Derrick, CEO of Derrick Walker
Internaaonal, Ltd, (DWI) is a 31 year securiies
industry professional and pioneer among women
in the investment business. Her mission of
reducing financial malfeasance and increasing
transparency in an ever-evolving investment
landscape starts with an educated client. Financial
liliteracy/wellness is therefore, a top priority.
Clients can take advantage of many of my services
including: Yacht calls, family financial educaaon,
emergency financial situaaons and much more!
This is all part of being a trusted financial advisor.
Ms. Derrick holds FINRA Series 7, 24 licenses
Illinois Insurance License
State securiies series 63
NFLPA Registered Player Financial Advisor
Advisor to the Stars
“At DWI we help our clients learn to
own how they think about wealth.
We help ‘get people talking and
listening’ about money.”
Registered representaave of & securiies offered through Voya Financial Advisors LLC,
Member SIPC
Voya Financial Advisors does not give legal or tax advice.
Derrick Walker Int’l, Ltd is not a subsidiary of nor controlled by Voya Financial Advisors LLC.
DERRICK WALKER INTERNATIONAL
Client Care is #1
The Cosmopolitan Vision LTD.
Janet L. Derrick, CEO

BUYING A YACHT
Buying a yacht can be a daunting process. But if you
buy through a broker and know what you want, it will be a
rewarding experience, which will enhance your life for many
years to come.
Buying a yacht is a dream of many. It conjures up
images of serenely sailing into the sunshine, free to explore
exciting new places from a yacht with all the mod cons. Own-
ing your own yacht might seem expensive and unachievable.
Buying a brand new luxury yacht is obviously unaffordable
for most people. If you stretch to the top of your budget, you
might not be able to afford training, insurance, fuel, crew
and maintenance. A smaller sailing yacht, however, may be
more affordable than you first thought. Browsing broker’s
websites will give you a rough idea of how much a yacht is
going to cost - some are 100,000. This may seem expensive
at first, but consider the money you will save on holidays,
travel and hotels. And the experience of freedom to explore
the seas at your own pace and from the comfort of your own
surroundings is much more rewarding.
If you are interested in buying a yacht you will need
to speak to a broker who will find you a yacht for sale. The
advantage of owning a sailing yacht to a motor yacht is that
sailing yachts rely on a cheaper and more relaxed form of
fuel: the wind. Sailing also allows you to put your true cap-
taining skills to the test.
The main types of yachts are day sailing, weekender,
cruising and luxury yachts. Sailing is generally a day-long
act, and sailing yachts often do not have a cabin because of
this. Weekender yachts are under 9.5 meters in length, usu-
ally have a cabin or two and are intended for use for no more
than 3 days. Cruising yachts are larger, usually between 7
and 14 meters long, and are equipped for long journeys. Lux-
ury yachts tend to be over 25 meters long, with even more
space and luxurious finishings.

The process of finding a yacht for sale begins with the broker.
You should have a rough idea of your budget and what type of yacht
you require before speaking to a yacht broker. The size of the yacht of-
ten depends on your budget, but remember you may be able to charter
your yacht out to earn some money to cover costs while you are not
using it.
You are likely to need to speak to a broker to buy your yacht,
particularly if this will be your first. They will share their expertise
into the different types and brands available, answering any questions
which you may have. Decide on your requirements before talking to
a broker. Will you be spending weeks sailing the world, or sailing the
coast of Britain on the odd day at the weekend? Source a place to keep
your yacht too. Dock-age can be difficult to find in some areas, so talk
to the people at marinas about available space before you buy your
yacht. If you will be chartering your yacht out think carefully about
where you will want to dock it. Crowds hit the Caribbean each winter
and the Mediterranean each summer so this is when you will be able to
make most money chartering your yacht out.
You will only truly be able to know if you like the feel of a boat
by spending time on board , and your yacht broker will explain whether
this is a possibility.

Stephanie Podell
Personal Chef
773.882.0752
letseathome@hotmail.com
www.LetsEatHome.com
“One cannot think well, love well,
sleep well, if one has not dined well.”
-Virginia Woolf
Janelle Emalfarb Gordon
Tel: 312-925-0975
janellegordonrealty@gmail.com
Tel: 312-925-0975
Tel: 312-925-0975
KoenigRubloff Realty Group
Call to find your perfect home in the City or Northern Suburbs.
Janelle Gordon has been a top producer for the past 8 consecutive years,
earning a designation of Top One Percent in the entire city. Born and
raised in Chicago, she has a wealth of resources, contacts and
connections to intelligently help validate any buying or selling decision.

There are different kinds of liability insurance. These
include Business Liability Insurance, General Liability Insur-
ance, Fleet Insurance, PI Insurance, etc. If you are employ-
ing staff for your business it is mandatory by law to cover
them against any kind of accident or injury at work. In many
instances this may also include self employed contractors. As
an employer it is important that you should have an insur-
ance cover that will pay when the employee gets injured,
killed or falls ill when at work. In most nations across the
globe Employer’s liability insurance is mandatory by law.
Benefits of Employer’s Liability Insurance
In the event any employee suffers from any injury or dies at
work, the employer’s liability insurance will pay the employ-
ee’s family. Having such a kind of insurance policy reduces
the employer’s risk against huge claims from employees. Not
having such a policy is detrimental to your business interests
since accidents are quite frequent and despite all the precau-
tions and safety measures, are unavoidable. In the UK,
HowLiability
Insurance Reduc
esYourRisks

there are many businesses that are still not covered for under
the Employer’s Liability Insurance. With raising awareness
amongst workers world wide, this can prove very costly for
such businesses.
Arranging for Employer’s Liability Insurance
Employer’s Liability insurance is normally arranged when
applying for business insurance. Quite often, many business
owners do not realize that business insurance incorporates
different types of insurance that is relevant to the business. It
may include: Employer’s Liability Insurance, General Liabil-
ity Insurance, Building Insurance or Property Insurance and
Motor Vehicle Insurance.
Cost of Insurance
The cost of any insurance is based on the claims experience
of the country and also and the perceived risk. This is nor-
mally determined by the insurance companies themselves.
In the United Kingdom, though the minimum insurance to
be held is £ 5.0 million, it is quite common for companies to
opt for £ 10 million. Within the same industry, the costs may
vary between employees belonging to different categories.
For instance, the cost of insurance for those working on scaf-
foldings and roof tops is higher when compared to painters
or fitters. Similarly, the cost of insurance for those working
inside an office is lower when compared to those who are
working in the field.
Finally, the Liability Insurance must cover all the employees
in the organization. Some employer’s insurance requires the
exact details about the number of permanent and temporary
employees. In the United Kingdom, the records of the Em-
ployers Liability Insurance should be retained for forty years.

May 19-21
July 21-23
Aug 4-6

Sept 29-Oct 1

Nov 5-12

Cocoa Beach, FL
8th Annual Space Coast Super
Boat Grand Prix
Mentor, OH
2nd Annual Mentor Super Boat
Grand Prix
Michigan City, IN
9th Annual Super Boat
Great Lakes Grand Prix
Clearwater, FL
9th Annual Clearwater Super Boat
National Championship
Key West, FL
37th Annual Key West World
Championship
2017 SUPERBOAT INTERNATIONAL
RACE SCHEDULE

• Telecom Repair Services
• Home Theater Installation
• Fleet Vehicle Installations
• Marine Electronics Installations
• Low Voltage Wiring
• Security Camera Systems
• Sound Masking
• Intercom & Access Control
Services We OOer:
Art's Wired Electronics is the go to
solutions in Chicago for all your telecom,
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Have you have been thinking about updating your marine
stereo, TV, Alarm or have another marine electronic
installation project for your boat? Well why wait, we are
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Stephanie Podell
Personal Chef
773.882.0752
letseathome@hotmail.com
www.LetsEatHome.com
“One cannot think well, love well,
sleep well, if one has not dined well.”
-Virginia Woolf
We’ll Repair What
Your Husband Fixed.

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Chicago Yacht Club
400 East Monroe Street,
Chicago, IL 60603
Columbia Yacht Club
111 North Lake Shore Drive,
Chicago, IL 60601
FEATURED YACHT CLUB:
Burnham Park Yacht Club
1500 South Linn White Drive,
Chicago, IL 60605
Diversey Yacht Club
2601 North Cannon Drive,
Chicago, IL 60614
YACHT CLUB
DIRECTORY

312-867-4110
Our Services
IPI Wealth Management is a boutique financial advisory and
planning firm that has been consistently recognized for excellence
as well as growth by publications including Financial Times™ and
Financial Advisor™. Through my affiliation with IPI, I serve
individuals, families and business owners across the country in
wealth management and financial planning. Working together, we
will create significance for you, your families and your communities
by transforming your hard work into long term financial well-being.by transforming your hard work into long term financial well-being.
Securities and investment advice offered through Investment Planners, Inc. (Member FINRA/SIPC) and IPI Wealth Management, Inc.
226 W. Eldorado St., Decatur, IL 62522. 217-425-6340
• Investment Strategies
• Insurance/Risk Management
• Retirement Strategies
• Estate Planning

I have been working with satisfied buyers and
sellers in the Chicago Metropolitan Area for
over 17 years. Most of my clients become my
friends. I take pride in my swift, detailed,
honest, reliable and ethical approach to my
work. I am involved in many charitable
organizations and feel it is important to give
back to the communitback to the community.
Deborah
Rountree
Baird & Warner
737 North Michigan Avenue
Suite#1800
Chicago, IL 60611
Office: 312-981-2300
Cell: 312-925-6511
coldwellbankerhomes.com

Race To Mackinac
The 109th annual Chicago Yacht Club Race to Macki-
nac will set sail July 15 – 18, 2017. A fleet of over 350 boats
will make way across Lake Michigan towards the finish line,
in Mackinac Island, MI.
The Chicago Yacht Club Race to Mackinac is the most
celebrated event among the freshwater boating community.
The 333 mile voyage was founded in 1898, and serves some
of the elitist sailing talent in the world as an amateur sailing
competition.
Monroe Station has been named Race Headquarters,
and will stage the Warning Gun Party and Pre-Race Kick-Off
party, featuring food and beverage tents with live entertain-
ment and music.
Don Maxwell has been announced as the chairman for the
race this summer, and again for the summer of 2017. Win-
trust will present the 2017 CYC Race to Mackinac, and spon-
sors include Line Honors Yacht Racing Outfitters, Grand
Hotel Mackinac Island Michigan, SUNOLOGY natural sun
protection, and STAR LINE. Additional sponsorships are
available. For more information visit: www.cycracetomack-
inac.com or email racecoordinator@chicagoyachtclub.com
and call 312.861.7777.

Call for a Free Consultation
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Aline Bethea Defiglia LCSW, MPH, CADC
Secure Your Course
Hankewych & Associates, Inc
773-772-6131
941 N Western Ave
Chicago, Illinois 60622
office@hankewych.com
Accountingatitsfinest

312-867-4110
tel: (312) 419-3326
toll-free: (800) 621-2842
630.616.4240
Salmon is one of the best types of
fish to do on the grill. Use these
tips and techniques to get great
tasting grilled salmon.
Grilling
Salmon

Salmon is one of the best types of fish to do on the grill, as
it is so versatile. It has a high fat content, which can stand
up to the high heat of the grill.
The trick with salmon is keeping it moist and let it cook in
its own juices. Salmon and fish in general are a nice healthy
alternative to the normal red meat dishes on a barbecue.
Preparation
The fresher the salmon is the better it is for the grill. Your
salmon fillets need to be at least an inch thick as anything
thinner will flake while grilling. When seasoning salmon,
do not over do it. Use basic ingredients: salt, ground pep-
per, and a bit of lemon juice. Do not over marinate salmon,
let it have its own flavor. Don’t leave it in the marinade for
too, ten minutes is plenty of time.
Fish is really soft and the acidic ingredients in a marinate
will eat away at the flesh.
Grilling Salmon
Preheat grill to a medium heat and grease the grill grid well
with olive oil. Salmon tends to stick to the grill very easily.
Avoid flare-ups at all costs; an open flame will burn fish.
Grilling time: eight to ten minutes per side.
An alternative is to wrap the salmon in high duty alumi-
num foil, which prevents the salmon from burning. Lightly
grease rectangle shaped pieces of foil and place salmon in
the foil bringing the ends up to enclose it.

We’re often asked at Susan G. Komen about the amounts we fund in
research versus other aspects of our work to end breast cancer. We
hope the information below, describing our processes around our
mission funding, is helpful.
Komen’s Comprehensive Approach
Komen has funded more breast cancer research than any other
nonprofit ($889 million to date, second only to the U.S. govern-
ment). But like many health organizations, we’ve known from our
very first days that reducing death from breast cancer requires
a mix of science, education, and direct help to people facing the
disease.
We focused our attention then, as now, on those with the fewest
resources: uninsured, underinsured and low-income women and
men without the resources or capacity to access care. Their need
can be as simple as finding a low-cost screening or as complicated
as support during years of surgery, drug treatments and therapies
for aggressive and metastatic breast cancer.
Imagine having to face a cancer diagnosis without insurance, or
money, or someone by your side. Imagine having to choose to forgo
treatment so that you can pay for child care, or calculating whether
your bus fare to chemotherapy means the family won’t eat today.
Tens of thousands of people live that reality every day, and Komen
programs are there to help them.
Awareness = Education and So Much More, and It Matters
We also hear that we should stop discussing “awareness” of breast
cancer because people are “aware.”
What Pink Makes Possible
Research and More in the Mission to End Breast Cancer

But in the communities we work in all across the country, we find
that not everyone is “aware” of breast cancer or educated about the
facts, and some have mistaken beliefs about the disease. A surpris-
ing number believe, for example, that they’re not at risk for breast
cancer because breast cancer doesn’t run in their families (only 5 to
10 percent of breast cancer cases are hereditary)
They believe that under-wire bras or deodorants cause breast can-
cer (they don’t).
Or worse yet, they believe that if they get sick, they will lose their
jobs, or that there is no help for them or their families, so they
hold off seeking medical attention until their tumors are breaking
through the skin. Some believe their disease is matter of fate, and
there are still many for whom the diagnosis of breast cancer is a
source of shame and stigma.
This is why we work in community centers, churches, local clinics
and schools to educate about breast cancer. To make women aware
of the signs and symptoms of breast cancer, and to connect them
with the resources available to them if they need assistance.
Education also includes maintaining the most comprehensive
source of breast cancer information - komen.org - accessed by mil-
lions of people each year, and funding a national toll-free helpline
that provides supports to thousands annually and connects callers
to services they need.
We also print breast cancer materials in 26 languages, pay to train
laypeople to serve as community educators, and fund programs to
establish patient navigation programs and patient navigators who
support patients by finding and linking care providers, helping with
paperwork, sorting through insurance issues, and ensuring patients
follow up with their care.
How We Raise the Funds
Komen raises funds for its mission in two ways: First, through

My education in this business has been a combination of courses
taken, seminars and associations with successful people. I am
committed to a life-long learning experience and have found that you
can learn things anywhere if you maintain an open mind and a
passion for self-improvement. I believe that credentials (formal
education) may open a few doors, but character, integrity and
performance are the only things that will keep you competing
susuccessfully in maintaining and developing a good client base.
Rita Neri(630) 774-5042
ritaneri@remax.net | www.ritaneri.com
18901 NE 29th Ave. Suite 100 Aventura, FL 33180

community events like our Komen Race for the Cure series operat-
ed by our 111 U.S. Affiliates. Our Affiliation agreements in the U.S.
require, and our Affiliates promise local donors, that 75 percent of
the funds raised in our local communities will stay in local commu-
nities for the outreach programs mentioned above and others listed
below.
To determine how those local funds are used, each of our U.S. Affil-
iates develops a detailed community profile that outlines the most
pressing needs for local women, and funds grants that meet those
specific needs.
The remaining 25 percent raised in our communities is contributed
to Komen’s national research program, meaning it is used exclusive-
ly to fund breast cancer research.
None of the funds raised through our grassroots Affiliate Network
supports our national operational overhead expenses. Komen’s
overhead expenses (rent, salaries, utilities) are paid by a portion
of the funds raised through partnerships, direct mail and email
campaigns, sales of merchandise and gifts from donors. Some part-
ners also require us to fund specific research grants or community
outreach programs.
An Impressive Mission Spend
All of these community-based services, plus our research, public
policy advocacy, and global work in 30 countries outside the U.S.
comprise the Komen mission. Komen consistently has spent at
least 80 cents of every dollar on mission programs, including about
20-25 cents, on average, to research.
Metastatic breast cancer research has comprised about 16 percent
of Komen’s overall research spending since we were founded. We’ve
invested $147 million to metastatic research, funding 377 research
grants specifically into metastatic disease. In 2015, about 50 per-
cent of our new research grants are focused on metastatic research,
bringing our number of active metastatic research grants to 60.

The Leigh Gallery offers a diverse
and innovative selection of
artwork from over 80
well-established artists.
We are OPEN daily
11am to 6pm
Closed Tuesdays
the leigh gallery
3306 North Halsted Street
Chicago, IL
www.theleighgallery.com
773-472-1865
Printing Embroidery
Promotional
1340 W. Belmont / Chicago, IL 60657
shirtsillustrated.com
773.871.4785CALL TO
customize

May 6, 2017
19th Annual Chicago Kids
and Kites Festival presented by
Country Financial Cricket Hill
in Lincoln Park
May 27, 2017
Chicago’s Memorial Day
Parade State St. from Lake St.
to Van Buren St.
June 2-3, 2017
32nd Chicago Gospel Music
Festival Millennium Park and
Chicago Cultural Center
June 3-September 2, 2017
Millennium Park Summer
Workouts Wednesdays &
Saturdays, Millennium Park,
Great Lawn
July 5-9, 2017
37th Annual Taste of Chicago
Grant Park
August 28, 2017
4th Annual Fifth Star Honors
Millennium Park
August 19-20, 2017
59th Annual Chicago Air and
Water Show presented by Shell
Oil Products US
North Avenue Beach
September 8-24, 2017
19th Annual World Music Fes-
tival Chicago Chicago Cultural
Center, Millennium Park and
other citywide locations
November 18, 2017
Magnificent Mile Lights Festi-
val Downtown Chicago
Anime convention
December 15 - 17, 2017
16 miles NW
December 31, 2017
Fireworks & music at the river
2017 Chicago Events

O’Connor Family Law, P.C.
The Chicago, Illinois, divorce and family law ﬁrm
brings more than 20 years of experience to the
skilled assistance you need to guide you through
life’s transitions. The lawyers at O’Connor Family
Law, PC oﬀer legal knowledge, personal service and
a track record of success for clients in Illinois.

2011 to 2016
312.933.1894
KFROST@GMAIL.COM
Wechat id: Xiaojing2013Chicago
FINDHOMECHICAGO.COM
The Frost Team offers English,
Mandarin, French and Korean speaking
real estate consultants

Burnham Park Yacht Club
Burnham Park Yacht Club members enjoy one of the most breath-
taking and exclusive views featuring the City of Chicago skyline
from our dining room, bar, and our delightful patio. The view cre-
ates an experience that is truly captivating and is enjoyed by
young and old alike.
Our Chef, Manager, and Galley Staff are committed to serving
fabulous dishes. Whether you want a hamburger for lunch, a great
steak for dinner, or chocolate cake for dessert, we offer an exten-
sive menu for your dining pleasure. Our bar also has just about
anything you would like. We have an extensive beer selection and
weekly drink specials.
The use of the Burnham Park Yacht Club private tender boat is
exclusive to Club members. The tender can bring you to and from
the Club from anywhere in the harbor, bring you food, bring ice to
your boat, and also help you and your guests on and off your boat.
The ability to pick up the phone and have food delivered directly to
your boat is a great convenience. Our modern restrooms and
showers are open 24/7 for members as well as our washer and
dryer facility.dryer facility.
Additional benefits of the Burnham Park yacht Club include our
Junior sailing program, Wednesday beer-can racing and weekly
social and educational events throughout the year. Our sail racing
programs are very active, easy to join, and are growing. The Club
facilities are also available for private functions such as weddings,
parties, and business meetings. Our location, with the museums,
local beach, and dining at the Club provides an excellent place to
bring the family and meet with friends.bring the family and meet with friends.

Our social programs and activities are numerous and occur
throughout the year. The Club hosts many fun events throughout
the year including Pirate’s Ball, Casino Night, Poker Runs, Dinghy
Raft-offs, Valentine’s Day, Kentucky Derby, St. Patrick’s Day,
Super Bowl, and Blackhawks play-off parties. The events regularly
include live music. BPYC has destination rendezvous trips which
have been a great success with numerous members participating.
The greatest benefit of being a member of the BPYC is the comThe greatest benefit of being a member of the BPYC is the com-
radery and making wonderful new friends. Friends you would
never have met had you not joined. There is an overall love for the
Club. Every member feels very fortunate to be a member of such
a beautiful place with so many genuinely nice people. Not to men-
tion one of the most magnificent views in the World! As one or our
members said, “We are only on this earth for a short time, so we
might as well have a good time.” The Burnham Park Yacht Club is
a great place to have a great time!
Please plan on attending our Prospective Member Receptions and
take advantage of our limited membership discount for new mem-
bers joining during the reception. We will take you on a tour of the
facilities, introduce you to members, and make your visit a pleas-
ant experience. Come enjoy complementary appetizers and a free
drink on us!
We are looking forward to meeting you and explaining more about
the benefits of membership. Membership does have its privileges.
Please call the Club at 312.427.4664 to confirm your attendance.
Reservations are requested but not required.
Cordially,
Scott Gordon
Commodore

Architectural Design
Gooch Design Studio....................................................................................Pg. 19 & 46
Art Gallery
The Leigh Gallery..................................................................................................Pg. 43
Business to Business
Telcom Innovations Group................................................................................Pg. 26-27
Business Coaching
Guy Counseling & Life Coaching.........................................................................Pg. 29
Certified Divorce Financial Analyst
Tara M. Schutz Morgan Stanley............................................................................Pg. 9
Coaching
Aline Bethea..........................................................................................................Pg. 35
Coin Dealer
Chicago Coin Co., Inc. ..........................................................................................Pg. 7
Custom Embroidery
Shirts Illustrated Inc. .............................................................................................Pg. 43
Data Network
Divorce Law
O’Connor Family Law, P.C. ..................................................................................Pg. 45
Divorce Mediation
Reed Centracchio & Associates..........................................Back Inside Cover & Pg. 1
Family Law
Reed Centracchio & Associates..........................................Back Inside Cover & Pg. 1
O’Connor Family Law, P.C. ..................................................................................Pg. 45
Financial Planner
Tara M. Schutz Morgan Stanley.............................................................................Pg. 9
Financial Planning
Dave Ruths Jr. CFP IPI Wealth Management Inc. ................................................Pg. 32
Fine Art
The Leigh Gallery..................................................................................................Pg. 43
Gold Buyer
Chicago Coin Co., Inc. ..........................................................................................Pg. 7
House Cleaning
Hags With Rags................................................................................Back Outside Cover
Interior Design
Gooch Design Studio....................................................................................Pg. 19 & 46
Investments
Kovitz Investment Group.......................................................................................Pg. 3
IRS Representation
Sean McNeely, EA.................................................................................................Pg. 29
Hankewych & Associates Inc. ..............................................................................Pg. 35
Life Coach
Dr. Victoria D. Coleman........................................................................................Pg. 29
Guy Counseling & Life Coaching.........................................................................Pg. 29
Life Insurance
Derrick Walker International LTD. .......................................................................Pg. 15
Luxury Condos
Tere Proctor @Properties.......................................................................................Pg. 17
YACHT & BOAT LIFE
OF CHICAGO
INDEX

Luxury Properties
Janelle Emalfarb Gordon Berkshire Hathaway......................................................Pg. 18
Luxury Real Estate
Kristine Chen Frost Coldwell Banker.................................Front Inside Cover & Pg. 47
Deborah Rountree Baird & Warner........................................................................Pg. 33
Rita Neri ReMax....................................................................................................Pg. 41
Marine Electronics
Arts Wired Electronics...........................................................................................Pg. 25
Personal Chef
Let’s Eat Home! Personal Chef Service.......................................................Pg. 18 & 28
Photography
Sandra Sanchez Photography.................................................................................Pg. 5
Plumbing
Goode Plumbing, LLC...........................................................................................Pg. 28
Portrait Photography
Sandra Sanchez Photography.................................................................................Pg. 5
Post Construction Cleaning
Promotional Products
Shirts Illustrated Inc. .............................................................................................Pg. 43
Psychiatry
Dr. Andrea Mann...................................................................................................Pg. 9
Psychotherapy
Dr. Victoria D. Coleman........................................................................................Pg. 29
Quality Stereo/Video Installation
Realtor
Kristine Chen Frost Coldwell Banker.................................Front Inside Cover & Pg. 47
Deborah Rountree Baird & Warner........................................................................Pg. 33
Rita Neri ReMax....................................................................................................Pg. 41
Residential Cleaning
Tax Preparation
Sean McNeely, EA................................................................................................Pg. 29
Hankewych & Associates Inc. ..............................................................................Pg. 35
Telecommunications
Therapy
Aline Bethea...........................................................................................................Pg. 35
Underwater Lighting
Waterfront Properties
Wealth Management
Kovitz Investment Group.......................................................................................Pg. 3
Tara M. Schutz Morgan Stanley.............................................................................Pg. 9
Derrick Walker International LTD. .......................................................................Pg. 15
Dave Ruths Jr. CFP IPI Wealth Management Inc. ................................................Pg. 32

312-867-4110
tel: (312) 419-3326
toll-free: (800) 621-2842
630.616.4240

70 E. Lake St., Suite 500
Chicago, IL 60601
312.551.1552
www.recent-law.com
DIVORCE • CHILD SUPPORT • INTERNATIONAL ADVISEMENT
MEDIATION • PRENUPTIAL AGREEMENTS
CHILD CUSTODY • NONDISCRIMINATORY REPRESENTATION
Nicole L. Centracchio | Bryan V. Reed

Home Cleaning in Chicago - Hags with Rags Cleaning
Service is Chicago’s fastest growing and most trusted
cleaning service. The cornerstone of the Hag’s
philosophy is “Look after the client, no matter what”.
Post Construction Cleaning • Recurring Service Maintenance Cleaning
Move in/Move out cleaning • Pre listing deep cleaning
Hire The Hags
Hags with Rags Cleaning Service is fully insured and
incorporated. We can be trusted to have a set of keys
to your property, security codes or details of a lock
box. You do not have to be there when we clean but
if you are that’s good for us too.
CLEANING SERVICE || 312.888.5828 || CHICAGO, IL
Hags With Rags
Home Cleaning in Chicago
Schedule an appointment – 312.888.5828
interest@hagswithrags.com

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