- The Indian markets closed moderately lower amid choppy trading and profit-taking, as reforms face political opposition. Asian markets were mixed and European markets provided some optimism.
- Key stock indexes fell slightly, while mid-cap stocks were mostly flat. Buying was seen in power, capital goods and auto stocks, while metals and consumer stocks declined.
- FIIs and domestic institutions were net buyers of equities. Market breadth was flat and trading volume was moderate. Global markets were mostly positive ahead of key European meetings.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
Keynote capitals india morning note december 7-'11
1. K E Y N O T E
INSTITUTIONAL RESEARCH
India Morning Note
Wednesday, December 7, 2011
Domestic Markets Snapshot Views on markets today
Name of Index Dec 2 Dec 5 Change (%) • Indian markets closed moderately lower amid a
Sensex 16,846.83 16,805.33 -0.25% choppy session yesterday, as the profit booking takes
CNX Nifty 5,050.15 5,039.15 -0.22% place on growing doubts over the government's ability
BSE Mid-cap 5,763.40 5,760.54 -0.05% to usher in retail-sector reforms amid tough political
BSE IT 5,726.93 5,727.11 0.00% opposition. Renewed optimism in the European
BSE Banks 10,550.45 10,552.04 0.02% markets also couldn't help the index to recover and it
hardly could stay in a positive territory. The markets
FII Activity (`Cr) opened weak amid mixed cues from the Asian
Date Buy Sell Net markets, as Chinese shares dropped after its Services
2-Dec 2,574 1,862 712 PMI dipped and Japanese and Australian markets were
1-Dec 2,436 1,531 905 up on account of weak yen and mining story
Total Dec 5,010 3,393 1617 respectively. Retail stocks fell after the ruling
Congress party put on holds plans to open up the
2011 YTD 573,454 574,782 -1328
country's $450bn retail sector to foreign
MF Activity (`Cr) supermarkets. The downward movement was mainly
Date Buy Sell Net led by selling pressure in metal, consumer durables,
2-Dec 548 386 163 FMCG and real estate stocks while power, capital
1-Dec 551 794 -243
goods and auto stocks witnessed some buying
activities which gave some support to the markets.
Total Dec 1099 1179 -80
Metal stocks led the losses for the Sensex, as investors
2011 YTD 123,324 117,958 5367
booked profits in the stocks. Tata Steel was the top
Volume & Advances / Declines loser and lost 1.7%. Sterlite Industries and Coal India
NSE BSE
declined 1.5% and 0.6%, respectively. Man Industries
jumped as much as 6.8%, after the steel pipes-maker
Trading Volume (`Cr) 8,149 1,823
said it won export orders worth `5.15bn for supply of
Advances 690 1,353
large-diametre pipes for the oil and gas sector. Ashok
Declines 739 1,337
Leyland also closed 5.8% up, after the company said
Unchanged 88 152 on Saturday its November vehicle sales jumped 53%.
Total 1,517 2,842
• Market breadth was however flat at ~1.01x as
Global Markets investors bought large cap stocks. Both FIIs and
Index Latest Values Change (%) domestic institutions bought equities worth `1.46bn
DJIA 12,150.13 0.4% and `0.38bn, respectively.
NASDAQ 2,649.56 -0.2% • Asian markets are positive today after optimism
Nikkei * 8,644.28 0.8% returning ahead of this week’s crucial European
Hang Seng * 19,092.25 0.8% meetings after a report that a second rescue fund may
* as of 8.25AM IST
be available.
Currencies / Commodities Snapshot • We expect a flat to negative opening for the Indian
Latest Previous markets despite positive Asian markets due to catch
Quote Close up trading after a day's holiday.
Indian Rupee per $ 51.42 51.42
Economic and Corporate Developments
Indian Rupee per € 69.01 68.93
NYMEX Crude Oil($/bbl) 101.46 101.28
• Software industry body Nasscom maintained its
growth projection of 16-18% for the sector in this
Gold ($/oz) 1,730.60 1,727.90
fiscal, notwithstanding concerns over economic
Silver ($/oz) 32.53 32.67
uncertainty in global markets.
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2. K E Y N O T E
INSTITUTIONAL RESEARCH
TOP GAINERS Buzzing Stocks
(BSE A-Group) • Wipro Infrastructure Engineering, the hydraulics
Previous Current Change business arm of Wipro signed a joint venture
Company Name contract with Kawasaki Heavy Industries. According
Close (`) Price (`) (%)
Ashok Leyland 25.05 26.40 5.39 to the new agreement, the company will set up a
Shriram Trans 541.10 570.00 5.34 manufacturing facility for the manufacture of
Aurobindo Phar 92.45 96.50 4.38 hydraulic pumps for excavators.
ADANI POWER 73.25 76.45 4.37 • Meghmani Organics Ltd will invest over `240Cr for
Sun TV Network 281.05 292.35 4.02 setting up a chlorinated polyvinyl chloride (CPVC)
production facility jointly with Japanese firms,
(BSE Mid-Cap)
Kaneka Corporation and Mitsui & Co in Dahej. The
Previous Current Change company is believed to meet funding requirements
Company Name
Close(`) Price(`) (%)
through internal accruals.
Electrosteel 4.40 4.69 6.59
Monnet Ispat 370.95 395.00 6.48 • Hindalco Industries plans to make an additional
investment, equal to the $5bn (`25,700Cr) capex
Hindustan Oil 123.95 131.15 5.81
under way, to more than double its aluminium
GVK Power 10.84 11.46 5.72
production capacity by 2016.
Hindusthan Nat 145.75 153.80 5.52
• Ranbaxy Laboratories launched a generic version of
TOP LOSERS Caduet, used for treating cardio vascular diseases, in
the US market, as part of an agreement with Pfizer
(BSE A-Group)
Inc.
Previous Current Change
Company Name US markets
Close(`) Price(`) (%)
Pantaloon Retl 213.90 186.40 -12.86 U.S. stocks on Tuesday mostly extended the prior day’s
IB Real Estate 65.70 62.95 -4.19 gains with Wall Street on standby ahead of what is
CESC 260.30 249.95 -3.98 viewed as a crucial European Union summit at the end
JSW Steel 636.25 611.30 -3.92
of the week.
United Phos 137.30 132.90 -3.20 The Dow Jones Industrial Average finished with a gain
of 52.30 points, or 0.4%, at 12,150.13. The S&P 500
(BSE Mid-Cap)
rose 1.39 points, or 0.1%, to 1,258.47. The Nasdaq
Previous Current Change Composite fell 6.20 points, or 0.2%, to 2,649.56.
Company Name
Close(`) Price(`) (%)
Pantaloon Retl 213.90 186.40 -12.86
Bombay Rayon 246.10 221.85 -9.85
VIP Inds 124.05 117.85 -5.00
Kwality Dairy 51.50 48.95 -4.95
Sujana Towers 9.71 9.23 -4.94
Keynote Capitals Institutional Research (research@keynoteindia.net) (+9122-30266000)
3. K E Y N O T E
INSTIT UT IONAL R ES EAR C H
India and Global Economic Calendar
Countries / Wednesday2 Thursday2 Friday2 Monday2
Regions Dec. 7 Dec. 8 Dec. 9 Dec. 12
India Weekly Inflation Data Forex Reserves Data IIP Data
Weekly Supplement
of RBI
US EIA Petroleum Status
Jobless Claims Data International Trade
Report
Reuters/Michigan
Consumer Credit Wholesale Inventories Consumer Sentiment
Index
Quarterly Services
Money Supply
Survey
Global Germany Trade
Australia Gross UK Bank of England
Balance & Consumer
Domestic Product Interest Rate Decision
Price
UK Industrial and
Canada Housing UK Producer Price
Manufacturing
Starts Input and Output
Production
Germany Industrial Japan Gross UK Trade Balance &
Production Domestic Product Goods Trade Balance
Canada International
Japan Economic
Merchandise Trade &
Watchers Survey
Labour Productivity
Australia
Unemployment rate
European interest
rate decision
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Tel. : 9122-2269 4322 / 24 / 25 • www.keynoteindia.net
Disclaimer: This report is purely for information purpose and is based on public information. News content is attributable to
various media, unless specified otherwise. All market related statistical data pertains to the immediately preceding trading day,
unless stated otherwise. Neither the information nor any opinion expressed in this report constitutes an offer, or an invitation to
make an offer, to buy or sell the securities mentioned herein. We or any of our directors, officers or employees shall not in any
way be responsible for any loss arising from the use of this report. Investors are advised to apply their own judgment before
acting on the contents of this report. The report has not been edited due to time constraints.