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Matthew Lee, Managing Partner
matthew@volitionprop.com
(416) 937-5251
[Volition (vō-ˈli-shən): the power to make
your own choices or decisions; free will.]
Looking to learn tonight
A challenge you're currently facing that you can't figure
out how to get past
Your next action step in Real Estate Investing
Real-Time Real Estate
Investor Scenario
Analysis
Helping YOU find various untapped opportunities within your
portfolios. Higher returns and faster financial freedom!!
Real Estate Investor Scenario Analysis
“How do I grow my portfolio?”
Questions to ask yourself:
1. Do I have enough capital to buy all the real estate I need?
2. If not…
a. How much from savings?
b. How much can I get from existing portfolio?
YOUR EXISTING INVESTMENT PROPERTY
Property Value: $____500k
Mortgage Value: $____167k
Rent: $____2175
Expenses:
Property Taxes: $____342
Utilities: $____312
Insurance: $____106
Condo Fees: $____0
TOTAL: $____760
Monthly Mortgage: $____1000
Cashflow: $____415
YOUR EXISTING INVESTMENT PROPERTY (REFI)
Property Value: $____500k
80% Mortgage Value: $____400k
Rent: $____2175
Expenses:
Property Taxes: $____342
Utilities: $____312
Insurance: $____106
Condo Fees: $____0
TOTAL: $____760
New Monthly Mortgage: $____1526
New Cashflow: $____-111
Equity Takeout: $____233k
Considerations on how to proceed:
1. Is this enough capital to buy another property?
2. After I refi, will I still be cashflow positive?
3. After I refi, if I am cashflow negative, will my new investment
produce positive cashflow to cover negative cashflow?
4. How well does the property perform at 80% LTV?
5. Is this a property that I would buy today? What are the
prospects for the future?
6. Am I holding on to this property because it is a outstanding
performer, or because of emotional attachment?
7. Should I sell? What would be my proceeds after all fees?
8. What would I be putting my capital into if I refi’d or sold? Is
that a better investment that will help me get to my goals
quicker?
9. What are the mortgage break fees? How do I minimize them?
(same bank, portability, etc.)
10.How do I continue to qualify for mortgages? (refi or
purchase). Do I need to “free up” financing on poorer
performing properties?
11. Capital gains tax?
12. Owner-occupied? Willing to move?
13. Others?
Investment Property (SAMPLE)
Property Value: $____ 900k
Downpayment 20%: $____ 180k
Mortgage: $____720k
Closing Costs: $____30k
Cash Required Per Property: $____210k
Rent: $____4650
Expenses: $____900
Monthly Mortgage: $____2750
Cashflow: $____1000
(BONUS) Owner Occupied Investment Property
Property Value: $____ 900k
Downpayment 10%: $____ 90k
Closing Costs: $____30k
Cash Required Per Property: $____120k
CMHC Fees: $____20k (only extra $75/month)
Mortgage: $____830k
Rent: $____4650
Expenses: $____900
Monthly Mortgage: $____3175
Cashflow: $____575
TAKE ACTION!!
Complimentary Consultation with Matthew (REIA)
Snapshot
• Where are you now: How many properties do you own,
savings, RRSPs/TSFA, income?
• Where do you want to go: What is your vision for the future?
• Plan: What is your plan to get there?
Investment Property
• Budget: How much capital do you have?
• Mortgage: How much mortgage can you qualify for?
• Location: Which area do you want to buy?
• Renos: Are you willing to do renos or do you want turnkey?
How much do you want to spend in renos?
• # of units: Duplex or Triplex (or more?)
• Tenant Profile: Who is your intended tenant profile?
• Investment Strategy: What is your planned strategy for this
property?
• What features are important to you: Parking? Detached vs
Semi? Wide vs. narrow lot? 2 story vs. bungalow? Side
street vs. main road?
20 MINUTE NETWORKING BREAK
Fin
Turn-key Investment Property Services
FIND IT: Investor-Focussed Realtor
CREATE IT: Renovations to Create Rent-Ready Properties
MANAGE IT: Property Management
Matthew Lee, Managing Partner
Sam Ho, Managing Partner
Certified Real Estate Investment Advisors (REIA)
info@volitionprop.com
(416) 937-5251
1)
• July meetup ??? Casual get together?
• Street Smart Tour
2)
• Join Meetup.com group to get
updates.
3)
• Write down one action item that you
will commit to completing before next
meetup.

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Analyze Your Portfolio to Discover Untapped Opportunities - Interactive Session

  • 1.
  • 2. Matthew Lee, Managing Partner matthew@volitionprop.com (416) 937-5251 [Volition (vō-ˈli-shən): the power to make your own choices or decisions; free will.]
  • 3. Looking to learn tonight A challenge you're currently facing that you can't figure out how to get past Your next action step in Real Estate Investing
  • 4.
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  • 10.
  • 11. Real-Time Real Estate Investor Scenario Analysis Helping YOU find various untapped opportunities within your portfolios. Higher returns and faster financial freedom!!
  • 12. Real Estate Investor Scenario Analysis “How do I grow my portfolio?” Questions to ask yourself: 1. Do I have enough capital to buy all the real estate I need? 2. If not… a. How much from savings? b. How much can I get from existing portfolio?
  • 13. YOUR EXISTING INVESTMENT PROPERTY Property Value: $____500k Mortgage Value: $____167k Rent: $____2175 Expenses: Property Taxes: $____342 Utilities: $____312 Insurance: $____106 Condo Fees: $____0 TOTAL: $____760 Monthly Mortgage: $____1000 Cashflow: $____415
  • 14. YOUR EXISTING INVESTMENT PROPERTY (REFI) Property Value: $____500k 80% Mortgage Value: $____400k Rent: $____2175 Expenses: Property Taxes: $____342 Utilities: $____312 Insurance: $____106 Condo Fees: $____0 TOTAL: $____760 New Monthly Mortgage: $____1526 New Cashflow: $____-111 Equity Takeout: $____233k
  • 15. Considerations on how to proceed: 1. Is this enough capital to buy another property? 2. After I refi, will I still be cashflow positive? 3. After I refi, if I am cashflow negative, will my new investment produce positive cashflow to cover negative cashflow? 4. How well does the property perform at 80% LTV? 5. Is this a property that I would buy today? What are the prospects for the future? 6. Am I holding on to this property because it is a outstanding performer, or because of emotional attachment? 7. Should I sell? What would be my proceeds after all fees? 8. What would I be putting my capital into if I refi’d or sold? Is that a better investment that will help me get to my goals quicker? 9. What are the mortgage break fees? How do I minimize them? (same bank, portability, etc.) 10.How do I continue to qualify for mortgages? (refi or purchase). Do I need to “free up” financing on poorer performing properties? 11. Capital gains tax? 12. Owner-occupied? Willing to move? 13. Others?
  • 16. Investment Property (SAMPLE) Property Value: $____ 900k Downpayment 20%: $____ 180k Mortgage: $____720k Closing Costs: $____30k Cash Required Per Property: $____210k Rent: $____4650 Expenses: $____900 Monthly Mortgage: $____2750 Cashflow: $____1000
  • 17. (BONUS) Owner Occupied Investment Property Property Value: $____ 900k Downpayment 10%: $____ 90k Closing Costs: $____30k Cash Required Per Property: $____120k CMHC Fees: $____20k (only extra $75/month) Mortgage: $____830k Rent: $____4650 Expenses: $____900 Monthly Mortgage: $____3175 Cashflow: $____575
  • 18. TAKE ACTION!! Complimentary Consultation with Matthew (REIA) Snapshot • Where are you now: How many properties do you own, savings, RRSPs/TSFA, income? • Where do you want to go: What is your vision for the future? • Plan: What is your plan to get there? Investment Property • Budget: How much capital do you have? • Mortgage: How much mortgage can you qualify for? • Location: Which area do you want to buy? • Renos: Are you willing to do renos or do you want turnkey? How much do you want to spend in renos? • # of units: Duplex or Triplex (or more?) • Tenant Profile: Who is your intended tenant profile? • Investment Strategy: What is your planned strategy for this property? • What features are important to you: Parking? Detached vs Semi? Wide vs. narrow lot? 2 story vs. bungalow? Side street vs. main road?
  • 20. Fin
  • 21. Turn-key Investment Property Services FIND IT: Investor-Focussed Realtor CREATE IT: Renovations to Create Rent-Ready Properties MANAGE IT: Property Management Matthew Lee, Managing Partner Sam Ho, Managing Partner Certified Real Estate Investment Advisors (REIA) info@volitionprop.com (416) 937-5251
  • 22. 1) • July meetup ??? Casual get together? • Street Smart Tour 2) • Join Meetup.com group to get updates. 3) • Write down one action item that you will commit to completing before next meetup.