This PowerPoint presentation represents how I present a municipal budget in the form most easily understood by both elected officials and the public alike.
This document summarizes budget assumptions for the 2012-13 school year. It outlines that the budget depends on a tax initiative passing in November 2012. If it passes, funding could decrease. If it fails, revenues may be reduced by $441 per student. The assumptions include a 0% COLA, increasing healthcare and pension costs, and $6.1 million in expenditure reductions through cuts and relocating a school. The board is recommended to accept the presented assumptions.
The document provides the budget presentation for the Garnet Valley School District for fiscal year 2010-2011. It includes a summary of the district's 2009-2010 revenue budget performance and projections, showing revenues are projected to be under budget by $1.2 million. It also outlines the district's 2010-2011 budget, showing a budget to budget increase in revenues of $3.1 million and expenditures of $4.5 million, resulting in an increase to the ending fund balance of $4.5 million. Significant over-expenditures in special education from the prior year are also noted.
FUS Mid-year Financial Update January 2012fusmadison
Thank you for the detailed financial update. I appreciate you taking the time to provide this overview and analysis. It is helpful to understand both the opportunities and challenges ahead as we work together towards a sustainable future for our congregation.
FUS Mid-year Financial Update January 2012fusmadison
This document provides an overview and update of the financial situation for the FUS Capital and Operating Funds. It discusses revenue sources such as capital pledges, annual pledges, and other fundraising. It outlines capital expenses and debt obligations. The operating budget funds ongoing capital repayment through annual pledges. Maintaining status quo is challenging due to increasing debt payments and expenses. Program cuts may be needed if revenue growth does not keep pace. Community engagement and new funding sources are needed to manage the transition to full debt repayment.
The 2nd Interim Financial Report projects that while the school district will have a positive fund balance for the current and next two years, the balance will deteriorate significantly without budget reductions as expenditures are projected to exceed revenues, resulting in a negative fund balance by 2014-15. The Superintendent will propose budget reduction solutions of $8-16 million over the next two years to avoid fiscal insolvency and ensure adoption of a balanced budget.
GPPSS 2013 Fund Equity Alternate RealityBrendan Walsh
Analysis of the Grosse Pointe Public School System in response to concerns about whether the district could have avoided a significant reduction in its fund equity levels.
Fairfax County Public Schools will face budget challenges in future years due to the loss of stimulus funding, rising retirement costs, and increasing enrollment. Stimulus funding that supported over 500 positions and averted class size increases will end. Retirement contribution rates and costs for repaying past debts are projected to rise significantly. The school system may face a budget deficit of $65 million for fiscal year 2012 despite expenditure reductions totaling over $465 million in the past three years. Reserves set aside to help offset rising retirement costs will be depleted within the first few years of repayment requirements.
This document summarizes budget assumptions for the 2012-13 school year. It outlines that the budget depends on a tax initiative passing in November 2012. If it passes, funding could decrease. If it fails, revenues may be reduced by $441 per student. The assumptions include a 0% COLA, increasing healthcare and pension costs, and $6.1 million in expenditure reductions through cuts and relocating a school. The board is recommended to accept the presented assumptions.
The document provides the budget presentation for the Garnet Valley School District for fiscal year 2010-2011. It includes a summary of the district's 2009-2010 revenue budget performance and projections, showing revenues are projected to be under budget by $1.2 million. It also outlines the district's 2010-2011 budget, showing a budget to budget increase in revenues of $3.1 million and expenditures of $4.5 million, resulting in an increase to the ending fund balance of $4.5 million. Significant over-expenditures in special education from the prior year are also noted.
FUS Mid-year Financial Update January 2012fusmadison
Thank you for the detailed financial update. I appreciate you taking the time to provide this overview and analysis. It is helpful to understand both the opportunities and challenges ahead as we work together towards a sustainable future for our congregation.
FUS Mid-year Financial Update January 2012fusmadison
This document provides an overview and update of the financial situation for the FUS Capital and Operating Funds. It discusses revenue sources such as capital pledges, annual pledges, and other fundraising. It outlines capital expenses and debt obligations. The operating budget funds ongoing capital repayment through annual pledges. Maintaining status quo is challenging due to increasing debt payments and expenses. Program cuts may be needed if revenue growth does not keep pace. Community engagement and new funding sources are needed to manage the transition to full debt repayment.
The 2nd Interim Financial Report projects that while the school district will have a positive fund balance for the current and next two years, the balance will deteriorate significantly without budget reductions as expenditures are projected to exceed revenues, resulting in a negative fund balance by 2014-15. The Superintendent will propose budget reduction solutions of $8-16 million over the next two years to avoid fiscal insolvency and ensure adoption of a balanced budget.
GPPSS 2013 Fund Equity Alternate RealityBrendan Walsh
Analysis of the Grosse Pointe Public School System in response to concerns about whether the district could have avoided a significant reduction in its fund equity levels.
Fairfax County Public Schools will face budget challenges in future years due to the loss of stimulus funding, rising retirement costs, and increasing enrollment. Stimulus funding that supported over 500 positions and averted class size increases will end. Retirement contribution rates and costs for repaying past debts are projected to rise significantly. The school system may face a budget deficit of $65 million for fiscal year 2012 despite expenditure reductions totaling over $465 million in the past three years. Reserves set aside to help offset rising retirement costs will be depleted within the first few years of repayment requirements.
xcel energy 8BFFinancial_Plan_Xcel_Energy_12052007finance26
This document provides a financial plan and capital expenditure forecast for Xcel Energy from 2007-2011. It summarizes Xcel's ability to address environmental issues through its operations and fuel efficiency. The capital expenditure forecast shows increasing investments in areas like wind generation, transmission projects, and nuclear capacity extensions. The plan also discusses Xcel's earnings guidance, dividend growth, regulatory proceedings, and opportunities for investment and earnings growth.
The document outlines challenges facing a college including permanent state funding cuts, rising health insurance and retirement costs, and a declining accumulated fund balance. It discusses various strategies under consideration to address the budget issues such as adjusting the allocation model, increasing tuition, managing health insurance and compensation costs, and generating additional revenue through annexation or grants. A timeline is proposed for negotiating changes to take effect in 2012.
The Lenox Finance Committee presented a long term financial plan with opportunities and challenges for the town. It included a 10-year projection of revenues and expenses, current debts and liabilities, and capital requests from departments. The committee recommended stretching out capital investments, reducing expenditures in line with population growth, holding property tax increases to 2% annually, and increasing other fees to fund capital costs and additional borrowing over the 10 year period.
Everything you ever wanted to know about lenox v5channinggibson
The document provides an overview of Lenox town finances, including sources of revenue and expenses. Property taxes make up the largest source of revenue at 58% of the budget, but are increasingly important as other sources decline. Expenses are dominated by personnel costs at 43% and capital projects at 13% of the budget. The town faces long-term challenges balancing a 2.5% cap on revenue growth with rising costs, while planning for infrastructure needs and future development. The upcoming town meeting will consider budget and spending proposals to address these issues.
The Chicago Public Schools budget faces major deficits over the next three years due to declining revenues and increasing expenses like pensions. The FY13 budget is projected to have a $600-700 million deficit, with FY14 and FY15 deficits expected to exceed $1 billion each. To address this, the budget process aims to maximize funding to schools while reducing central office costs. However, bold actions are needed to solve the district's long-term financial problems, especially growing pension expenses, and this will require cooperation from teachers, principals, and state legislators.
Alaska's Fiscal Crisis: The Challenge, the Solution and How to Achieve It (1....Brad Keithley
This document discusses Alaska's fiscal crisis and proposes a solution. It notes that Alaska is projected to run out of savings by 2023 due to declining oil revenues and continued overspending. The proposed solution is to set a sustainable budget level based on expected revenues from the Permanent Fund, oil/gas production, and other sources. The sustainable budget level is estimated at $4.5 billion annually. However, the current budget is $5.9 billion, which is $1.4 billion over the sustainable level. To achieve fiscal sustainability, annual budget reductions of around $500 million are recommended over three years to bring spending in line with expected long-term revenues. The document argues for the governor and legislature to work together to
xcel energy 9_8888LehmanConfPresentation952007SECfinance26
The document is a presentation by Dick Kelly, Chairman and CEO of Xcel Energy, at a Merrill Lynch conference on September 25, 2007. Kelly summarizes Xcel's value proposition as a low-risk regulated utility with opportunities for investment and environmental leadership. He outlines the company's accomplishments in 2007, upcoming capital investment opportunities, and expectations for continued earnings per share growth of 5-7% and dividend growth of 2-4% per year through strong capital expenditure programs and constructive regulation.
This document provides supplemental financial information for Danaher Corporation and subsidiaries as of April 1, 2005 and December 31, 2004. It includes ratios such as debt to total capital and net debt to total capital, which measure the company's debt leverage. It also includes free cash flow information, defined as operating cash flow less capital expenditures, and the ratio of free cash flow to net earnings.
The president shared positive news about improving student retention and achievement rates despite economic challenges. However, state budget shortfalls mean the university faces recurring cuts of 7.3% to its state appropriations. To address a $2.6 million shortfall, the university eliminated positions, graduate tuition waivers, and delayed equipment purchases. A mid-year cut of $0.9 million required additional one-time reductions. The final academic audit report recommends eliminating or reconfiguring some programs to improve strategic alignment under tight budgets.
xcel energy 9_11EuropeanRoadShowPresentationSeptember2007finance26
This document provides an overview of Xcel Energy's business and financial performance from the perspective of the Vice President and CFO. It summarizes Xcel's operating regions, recent accomplishments, capital investment opportunities, environmental leadership, and financial outlook. The key messages are that Xcel delivers low-risk returns through regulated utilities, has a strong pipeline of investment opportunities, and is positioned to continue delivering earnings and dividend growth through 2011 by executing on its capital plans.
xcel energy 9_4LehmanConfPresentation952007SECfinance26
This document summarizes a presentation given by Ben Fowke, Vice President and CFO of Xcel Energy, at a Lehman Brothers conference on September 5, 2007. Fowke outlines Xcel Energy's value proposition as a low-risk regulated utility with a constructive regulatory environment and opportunities for investment and growth. He highlights recent accomplishments and construction projects on budget and on schedule. Fowke projects continued investment opportunities, earnings per share growth of 5-7% annually, and dividend growth of 2-4% per year through 2011 while maintaining a dividend yield of approximately 4.5%.
Summary of HR 3684, Infrastructure Investment and Jobs Act, August 10, 2021 version, Passed Senate with amendments.
This is a only summary of an "enormous" bill
Printed, it is approximately 2700 pages long (depending on formatting)
I have attempted to note appropriations, yet there may be financial effects I missed (2700 pages of legalese)
I am not a lawyer, this should not be construed as legal advice
I am not an accountant, this should not be construed as financial advice
I do not represent the government or the authors of this bill
Use this information at your own risk
The bill itself is the definitive copy of this information
Cabo Drilling Corp is a drilling services company that provides drilling rigs and services to mining companies. It acquired five drilling companies between 2004-2005. The presentation provides an overview of Cabo's business including its revenues from 2008-2012, fleet size, international operations, financial position, and goals to improve profitability through cost controls and expanding capacity. Cabo aims to take advantage of strong demand in the mining industry and growing metals prices.
Eastern Carver County Schools Tax Levy CertificationECarverCoSchools
The document summarizes the agenda and background for an Eastern Carver County Schools taxation hearing held on December 12, 2013. It provides an overview of school district funding, revenues, expenditures and taxes. Key points include: the hearing is a requirement to review the current budget and proposed tax levy; the district's revenues come from state funding and property taxes while expenditures are mainly for instructional programs and debt service; and the proposed 2014 property tax levy is $38.4 million, a slight increase over the previous year to support the general fund, community education, and debt service. The meeting also allows for public comment on the proposed taxes.
The document provides an overview of the City of Los Angeles' fiscal year 2012-13 budget presented by Miguel A. Santa Ana. It discusses that the general fund supports most municipal services while special funds are generated for specific purposes. It also notes that public safety accounts for over a third of general fund appropriations while pensions account for nearly a fifth. Additionally, it outlines challenges like the economy, federal actions, and pensions as well as potential solutions to address budget deficits.
The document provides a sample exam for a finance course, including 20 multiple choice questions covering various topics related to annuities, bonds, and loans. The questions test understanding of key concepts such as defining different types of annuities, calculating future and present value of cash flows, and determining prices and yields of bonds. This sample exam is intended to help students prepare for the actual exam by familiarizing them with the types of questions that may be asked.
Alameda County 2011-12 Proposed Budget OverviewKeith Carson
The document provides an overview of Alameda County's proposed budget for FY 2011-12. It discusses economic factors like unemployment rates, home values, and tax revenues that impact the budget. The proposed $2.056 billion budget is $45 million less than FY 2010-11 and reduces positions by 55. It allocates over half of funding from state/federal aid and about 15% each from property taxes and charges for services. Major expenditures include health care, public assistance, and public protection.
Сполучені Штати Америки - держава в Північній Америці.
Площа - 9 826 675 км² (четверте місце в світі за територією ) .
Населення - понад 309 млн. чоловік (третє місце).
Столиця - місто Вашингтон .
Сполучені Штати межують з Канадою , Мексикою , Росією.
Омиваються Тихим океаном , Атлантичним океаном.
Адміністративний поділ : 50 штатів і федеральний округ Колумбія , у підпорядкуванні США також знаходиться ряд острівних територій .
США були утворені в 1776 році при об'єднанні тринадцяти британських колоній , що оголосили про свою незалежність .
Економіка : нині найбільша в світі ( $ 14 200 000 000 000) .
США володіють потужними збройними силами , в тому числі найбільшим військово - морським флотом , мають постійне місце в Раді Безпеки ООН , держава-засновник Північноатлантичного альянсу. США мають у своєму розпорядженні другий за сукупною потужністю ядерний потенціал на Землі.
Field Service Management, work order management - mobyservices.comfieldservicemanagement
Effective Field Service Management Solution. MobyServices offers a very effective SaaS based Field service management tools, which helps the technician to access the relevant information, with complete history of equipment and spares, your service personnel can offer unmatched quality service, which leaves a lasting impression on your customer.
The document summarizes several programs and partnerships of the Harriet Tubman Community Organization over its history. Some of the key programs and partnerships it describes include the Tubman Games athletic event, Matanga Festival for spiritual wellness, Afropan steel drum band, African Canadian Legal Clinic, and partnerships with organizations like MACPRI, Woodgreen Rites of Passage, and Sankofa.In.Cipher Knowledge Building & Media.
УКРАЇНО, УКРАЇНО!
СЕРЦЕ МОЄ, НЕНЬКО!
ЯК ЗГАДАЮ ТВОЮ ДОЛЮ,
ЗАПЛАЧЕ СЕРДЕНЬКО!
ДЕ ПОДІЛОСЬ КОЗАЧЕСТВО,
ЧЕРВОНІ ЖУПАНИ?
ДЕ ПОДІЛАСЬ ДОЛЯ-ВОЛЯ,
БУНЧУКИ, ГЕТЬМАНИ?
ДЕ ПОДІЛИСЯ, ЗГОРІЛО,
А ЧИ ЗАТОПИЛО
СИНЄ МОРЕ ТВОЇ ГОРИ,
ВИСОКІ МОГИЛИ?
МОВЧАТЬ ГОРИ, ГРАЄ МОРЕ,
МОГИЛИ СУМУЮТЬ,
А НАД ДІТЬМИ КОЗАЦЬКИМИ
ПОГАНЦІ ПАНУЮТЬ.
xcel energy 8BFFinancial_Plan_Xcel_Energy_12052007finance26
This document provides a financial plan and capital expenditure forecast for Xcel Energy from 2007-2011. It summarizes Xcel's ability to address environmental issues through its operations and fuel efficiency. The capital expenditure forecast shows increasing investments in areas like wind generation, transmission projects, and nuclear capacity extensions. The plan also discusses Xcel's earnings guidance, dividend growth, regulatory proceedings, and opportunities for investment and earnings growth.
The document outlines challenges facing a college including permanent state funding cuts, rising health insurance and retirement costs, and a declining accumulated fund balance. It discusses various strategies under consideration to address the budget issues such as adjusting the allocation model, increasing tuition, managing health insurance and compensation costs, and generating additional revenue through annexation or grants. A timeline is proposed for negotiating changes to take effect in 2012.
The Lenox Finance Committee presented a long term financial plan with opportunities and challenges for the town. It included a 10-year projection of revenues and expenses, current debts and liabilities, and capital requests from departments. The committee recommended stretching out capital investments, reducing expenditures in line with population growth, holding property tax increases to 2% annually, and increasing other fees to fund capital costs and additional borrowing over the 10 year period.
Everything you ever wanted to know about lenox v5channinggibson
The document provides an overview of Lenox town finances, including sources of revenue and expenses. Property taxes make up the largest source of revenue at 58% of the budget, but are increasingly important as other sources decline. Expenses are dominated by personnel costs at 43% and capital projects at 13% of the budget. The town faces long-term challenges balancing a 2.5% cap on revenue growth with rising costs, while planning for infrastructure needs and future development. The upcoming town meeting will consider budget and spending proposals to address these issues.
The Chicago Public Schools budget faces major deficits over the next three years due to declining revenues and increasing expenses like pensions. The FY13 budget is projected to have a $600-700 million deficit, with FY14 and FY15 deficits expected to exceed $1 billion each. To address this, the budget process aims to maximize funding to schools while reducing central office costs. However, bold actions are needed to solve the district's long-term financial problems, especially growing pension expenses, and this will require cooperation from teachers, principals, and state legislators.
Alaska's Fiscal Crisis: The Challenge, the Solution and How to Achieve It (1....Brad Keithley
This document discusses Alaska's fiscal crisis and proposes a solution. It notes that Alaska is projected to run out of savings by 2023 due to declining oil revenues and continued overspending. The proposed solution is to set a sustainable budget level based on expected revenues from the Permanent Fund, oil/gas production, and other sources. The sustainable budget level is estimated at $4.5 billion annually. However, the current budget is $5.9 billion, which is $1.4 billion over the sustainable level. To achieve fiscal sustainability, annual budget reductions of around $500 million are recommended over three years to bring spending in line with expected long-term revenues. The document argues for the governor and legislature to work together to
xcel energy 9_8888LehmanConfPresentation952007SECfinance26
The document is a presentation by Dick Kelly, Chairman and CEO of Xcel Energy, at a Merrill Lynch conference on September 25, 2007. Kelly summarizes Xcel's value proposition as a low-risk regulated utility with opportunities for investment and environmental leadership. He outlines the company's accomplishments in 2007, upcoming capital investment opportunities, and expectations for continued earnings per share growth of 5-7% and dividend growth of 2-4% per year through strong capital expenditure programs and constructive regulation.
This document provides supplemental financial information for Danaher Corporation and subsidiaries as of April 1, 2005 and December 31, 2004. It includes ratios such as debt to total capital and net debt to total capital, which measure the company's debt leverage. It also includes free cash flow information, defined as operating cash flow less capital expenditures, and the ratio of free cash flow to net earnings.
The president shared positive news about improving student retention and achievement rates despite economic challenges. However, state budget shortfalls mean the university faces recurring cuts of 7.3% to its state appropriations. To address a $2.6 million shortfall, the university eliminated positions, graduate tuition waivers, and delayed equipment purchases. A mid-year cut of $0.9 million required additional one-time reductions. The final academic audit report recommends eliminating or reconfiguring some programs to improve strategic alignment under tight budgets.
xcel energy 9_11EuropeanRoadShowPresentationSeptember2007finance26
This document provides an overview of Xcel Energy's business and financial performance from the perspective of the Vice President and CFO. It summarizes Xcel's operating regions, recent accomplishments, capital investment opportunities, environmental leadership, and financial outlook. The key messages are that Xcel delivers low-risk returns through regulated utilities, has a strong pipeline of investment opportunities, and is positioned to continue delivering earnings and dividend growth through 2011 by executing on its capital plans.
xcel energy 9_4LehmanConfPresentation952007SECfinance26
This document summarizes a presentation given by Ben Fowke, Vice President and CFO of Xcel Energy, at a Lehman Brothers conference on September 5, 2007. Fowke outlines Xcel Energy's value proposition as a low-risk regulated utility with a constructive regulatory environment and opportunities for investment and growth. He highlights recent accomplishments and construction projects on budget and on schedule. Fowke projects continued investment opportunities, earnings per share growth of 5-7% annually, and dividend growth of 2-4% per year through 2011 while maintaining a dividend yield of approximately 4.5%.
Summary of HR 3684, Infrastructure Investment and Jobs Act, August 10, 2021 version, Passed Senate with amendments.
This is a only summary of an "enormous" bill
Printed, it is approximately 2700 pages long (depending on formatting)
I have attempted to note appropriations, yet there may be financial effects I missed (2700 pages of legalese)
I am not a lawyer, this should not be construed as legal advice
I am not an accountant, this should not be construed as financial advice
I do not represent the government or the authors of this bill
Use this information at your own risk
The bill itself is the definitive copy of this information
Cabo Drilling Corp is a drilling services company that provides drilling rigs and services to mining companies. It acquired five drilling companies between 2004-2005. The presentation provides an overview of Cabo's business including its revenues from 2008-2012, fleet size, international operations, financial position, and goals to improve profitability through cost controls and expanding capacity. Cabo aims to take advantage of strong demand in the mining industry and growing metals prices.
Eastern Carver County Schools Tax Levy CertificationECarverCoSchools
The document summarizes the agenda and background for an Eastern Carver County Schools taxation hearing held on December 12, 2013. It provides an overview of school district funding, revenues, expenditures and taxes. Key points include: the hearing is a requirement to review the current budget and proposed tax levy; the district's revenues come from state funding and property taxes while expenditures are mainly for instructional programs and debt service; and the proposed 2014 property tax levy is $38.4 million, a slight increase over the previous year to support the general fund, community education, and debt service. The meeting also allows for public comment on the proposed taxes.
The document provides an overview of the City of Los Angeles' fiscal year 2012-13 budget presented by Miguel A. Santa Ana. It discusses that the general fund supports most municipal services while special funds are generated for specific purposes. It also notes that public safety accounts for over a third of general fund appropriations while pensions account for nearly a fifth. Additionally, it outlines challenges like the economy, federal actions, and pensions as well as potential solutions to address budget deficits.
The document provides a sample exam for a finance course, including 20 multiple choice questions covering various topics related to annuities, bonds, and loans. The questions test understanding of key concepts such as defining different types of annuities, calculating future and present value of cash flows, and determining prices and yields of bonds. This sample exam is intended to help students prepare for the actual exam by familiarizing them with the types of questions that may be asked.
Alameda County 2011-12 Proposed Budget OverviewKeith Carson
The document provides an overview of Alameda County's proposed budget for FY 2011-12. It discusses economic factors like unemployment rates, home values, and tax revenues that impact the budget. The proposed $2.056 billion budget is $45 million less than FY 2010-11 and reduces positions by 55. It allocates over half of funding from state/federal aid and about 15% each from property taxes and charges for services. Major expenditures include health care, public assistance, and public protection.
Сполучені Штати Америки - держава в Північній Америці.
Площа - 9 826 675 км² (четверте місце в світі за територією ) .
Населення - понад 309 млн. чоловік (третє місце).
Столиця - місто Вашингтон .
Сполучені Штати межують з Канадою , Мексикою , Росією.
Омиваються Тихим океаном , Атлантичним океаном.
Адміністративний поділ : 50 штатів і федеральний округ Колумбія , у підпорядкуванні США також знаходиться ряд острівних територій .
США були утворені в 1776 році при об'єднанні тринадцяти британських колоній , що оголосили про свою незалежність .
Економіка : нині найбільша в світі ( $ 14 200 000 000 000) .
США володіють потужними збройними силами , в тому числі найбільшим військово - морським флотом , мають постійне місце в Раді Безпеки ООН , держава-засновник Північноатлантичного альянсу. США мають у своєму розпорядженні другий за сукупною потужністю ядерний потенціал на Землі.
Field Service Management, work order management - mobyservices.comfieldservicemanagement
Effective Field Service Management Solution. MobyServices offers a very effective SaaS based Field service management tools, which helps the technician to access the relevant information, with complete history of equipment and spares, your service personnel can offer unmatched quality service, which leaves a lasting impression on your customer.
The document summarizes several programs and partnerships of the Harriet Tubman Community Organization over its history. Some of the key programs and partnerships it describes include the Tubman Games athletic event, Matanga Festival for spiritual wellness, Afropan steel drum band, African Canadian Legal Clinic, and partnerships with organizations like MACPRI, Woodgreen Rites of Passage, and Sankofa.In.Cipher Knowledge Building & Media.
УКРАЇНО, УКРАЇНО!
СЕРЦЕ МОЄ, НЕНЬКО!
ЯК ЗГАДАЮ ТВОЮ ДОЛЮ,
ЗАПЛАЧЕ СЕРДЕНЬКО!
ДЕ ПОДІЛОСЬ КОЗАЧЕСТВО,
ЧЕРВОНІ ЖУПАНИ?
ДЕ ПОДІЛАСЬ ДОЛЯ-ВОЛЯ,
БУНЧУКИ, ГЕТЬМАНИ?
ДЕ ПОДІЛИСЯ, ЗГОРІЛО,
А ЧИ ЗАТОПИЛО
СИНЄ МОРЕ ТВОЇ ГОРИ,
ВИСОКІ МОГИЛИ?
МОВЧАТЬ ГОРИ, ГРАЄ МОРЕ,
МОГИЛИ СУМУЮТЬ,
А НАД ДІТЬМИ КОЗАЦЬКИМИ
ПОГАНЦІ ПАНУЮТЬ.
The document discusses stereotypes related to minorities and immigrants presented in various literary works and news articles. It notes how Negroes faced discrimination and different treatment than whites as depicted in To Kill a Mockingbird. Sources describe common stereotypes of undocumented immigrants as single young Mexican men working in day labor or low-skilled service jobs. However, some immigrate to flee danger, support families, or find better opportunities. The American Dream of owning land is shown to be elusive for many migrant workers in Of Mice and Men. The document argues for immigration law reform to allow worthy individuals a path to citizenship regardless of finances or family ties.
Історичні відомості про техніку “ізонитка”:Нитяна графіка, як вид декоративно-прикладного мистецтва, уперше з'явилася в англії в XVII столітті. Англійські ткачі придумали особливий спосіб переплетення ниток. Вони забивали в дощечки цвяхи й у певній послідовності натягали на них нитки. У результаті виходили ажурні мереживні вироби, які використовувалися для прикраси житла. (Виникла версія, що ці роботи були свого роду ескізами для візерунків на тканині).
Mr. G, a 47-year-old businessman, was admitted to the hospital on September 27th at 11:05pm for diabetes mellitus, ischemic heart disease, hyperlipidemia, and hypertension. His medical history includes hypertension, diabetes, ischemic heart disease in 2008, and peripheral vascular disease in 2010. On examination, he had dry skin, flaky skin on his lower legs and feet, and an IV in his left hand. Lab tests showed elevated glucose, cholesterol, and kidney function. Imaging found an old heart attack and brain infarct. The patient's diabetes is managed through diet, exercise, oral medications, and possibly insulin therapy depending on his ability to control blood sugar levels.
Retail Merchandising & Fixturing - Global Partner - Array Marketingalexarray
Array Marketing offers 30 years of experience in retail merchandising and design services. They provide creative design, engineering expertise, and prototyping capabilities. Array has manufacturing capabilities in North America and China, allowing for speed, efficiency, and low costs. They create retail fixtures, displays, and shop-in-shops for major brands to bring their products to life in stores.
The Komodo dragon lives in Indonesia, can grow up to 3 meters long, and lives for up to 50 years. It hunts prey like deer, buffalo, and even other Komodo dragons. While some experts believe the Komodo dragon is poisonous due to bacteria in its mouth, others argue its venom glands secrete toxic proteins that can lower blood pressure and induce shock in prey. The Komodo dragon is endangered with only around 500 remaining due to habitat loss from human activities like tourism and volcanic eruptions.
В наший країні життя людей з синдромом Дауна до цих пір оточене масою помилок і забобонів. Їх вважають глибоко розумово відсталими і ненавчаними. Часто стверджують, що вони не здатні випробовувати справжньої прихильності, що вони агресивні або (за іншою версією) завжди всім задоволені. У будь-якому випадку вони не розглядаються як особи. Тим часом, у всіх розвинених країнах світу ці стереотипи були спростовані вже 2-3 десятки років назад. Зарубіжні дослідження і зарубіжний досвід показують, що:
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document provides information on several genetic disorders including colon cancer, hypothyroidism, Turner syndrome, Down syndrome, pachyonychia congenita, Smith-Magenis syndrome, sickle cell disease, severe combined immunodeficiency, phenylketonuria, neurofibromatosis type 1, maple syrup urine disease, Huntington's disease, adenosine deaminase deficiency, alpha-1 antitrypsin deficiency, Williams syndrome, albinism, cystic fibrosis, Tay-Sachs disease, and Kartagener syndrome. For each disorder, it summarizes the definition, symptoms, causes or genetic changes, inheritance pattern if applicable, prevalence, diagnosis, and available treatments.
1) O documento discute como a empatia pode levar ao sucesso de produtos, definindo empatia e suas etapas e como ela é aplicada no desenvolvimento de produtos.
2) Empresas como Nubank, Airbnb e a plataforma RD Station buscam entender as necessidades dos usuários através de conversas diretas e observação para criar produtos mais intuitivos.
3) No entanto, a RD Station reconhece que ainda precisa melhorar em escutar os usuários e tornar a experiência mais amigável, especialmente para usuários com deficiências, emb
Українська вишивка в наш час є складним та багатогранним явищем, яке розвивається в сфері традиційно – побутового, самодіяльного мистецтва та творчості як звичайних любителів так і художників професіоналів.
Найбільш відомими осередками вишивання в Україні є наступні міста: Косів, Клембівка, Полтава, Черкаси, Львів та інші. В цих містах вже створені підприємства художніх промислів, які активно відроджують та розвивають класичні надбання кожного мистецького регіону нашої країни.
Вишивка – це масовий і найбільш улюблений вид народного мистецтва в Україні, який є складовою частиною народного костюма та активно використовується в сучасному одязі, надаючи йому своєрідності і неповторності. Вишиті вироби входять до побуту людей та прикрашають сучасний інтер'єр.
The document provides an overview of Evanston, Illinois' proposed fiscal year 2014 budget. It summarizes the fiscal year 2013 budget status, including a projected $1.9 million surplus. It then outlines the key aspects of the proposed FY2014 budget, including total revenues and expenditures of $252 million. The general fund is proposed as balanced with $87 million in revenues and $87 million in expenditures. The document discusses adjustments to balance the general fund and outlines capital improvement projects that will be funded through $8.3 million in general obligation debt issuance.
Sp1 fy 2013 year end financial report presentation v3 03 24-14cityofevanston
The document provides a summary of the city's fiscal year 2013 4th quarter financial results. It reports that the general fund revenues were above budget by 2.76% while expenditures were above budget by 0.21%, resulting in a $2.2 million surplus. Staff proposes transferring the surplus to other funds. Several revenue categories like sales, property, and athletic taxes exceeded projections. The parking and solid waste enterprise funds had revenue exceed expenses while water and sewer funds had deficits. Negative fund balances in the insurance and solid waste funds could potentially impact the general fund in the future if not addressed.
Balance Sheet
2012
2013
2014
1. What is the free cash flow for 2014?
Cash
$9,000
$7,282
$14,000
Short-term investments
48,600
20,000
71,632
2. Suppose Congress changed the tax laws so that Berndt’s depreciation expenses doubled. No changes in operations occurred. What would happen to reported profit and to net cash flow?
Accounts receivable
351,200
632,160
878,000
Inventories
715,200
1,287,360
1,716,480
3. Calculate the 2014 current and quick ratios based on the projected balance sheet and income statement data. What can you say about the company’s liquidity position in 2013?
Total current assets
$1,124,000
$1,946,802
$2,680,112
Gross fixed assets
491,000
1,202,950
1,220,000
4. Use the extended DuPont equation to provide a summary and overview of company’s financial condition as projected for 2014. What are the firm’s major strengths and weaknesses?
Less: Accumulated depreciation
146,200
263,160
383,160
Net fixed assets
$344,800
$939,790
$836,840
Total assets
$1,468,800
$2,886,592
$3,516,952
Liabilities and Equity
Accounts payable
$145,600
$324,000
$359,800
Notes payable
200,000
720,000
300,000
Accruals
136,000
284,960
380,000
Total current liabilities
$486,600
$1,328,960
$1,039,800
Long-term debt
323,432
1,000,000
500,000
Common stock (100,000 shares)
460,000
460,000
1,680,936
Retained earnings
203,768
97,632
296,216
Total equity
$663,768
$557,632
$1,977,152
Toltal liabilities and equity
$1,468,800
$2,886,592
$3,516,952
Income Statements
Sales
$3,432,000
$5,834,400
$7,035,600
Cost of goods sold except depr.
2,864,000
4,980,000
5,800,000
Depreciation and amortization
18,900
116,960
120,000
Other expenses
340,000
720,000
612,960
Total operating costs
$3,222,900
$5,816,960
$6,532,960
EBIT
$209,100
$17,440
$502,640
Interest expense
62,500
176,000
80,000
EBT
$146,600
($158,560)
$422,640
Taxes (40%)
58,640
-63,424
169,056
Net Income
$87,960
($95,136)
$253,584
Other Data
2012
2013
2014
Stock price
$8.50
$6.00
$12.17
Shares outstanding
100,000
100,000
250,000
EPS
$0.88
($0.95)
$1,104
DPS
$0.22
0.21
0.22
Tax rate
40%
40%
40%
Book value per share
$6.64
$5.58
$7.909
Lease payments
$40,000 ...
The document provides a financial review of Evanston, IL's fiscal year 2012 second quarter finances through June 30, 2012. General Fund revenues were slightly under budget at 49.9% due to uneven revenue streams. Expenditures were under budget at 44.7% primarily due to seasonal payroll patterns. The General Fund showed a $4.3M surplus but this will decrease to $1.5M after factoring in a July payroll and retroactive union pay. Enterprise funds and capital project expenditures were also below 50% targets due to seasonal patterns. Barring external issues, the overall 2012 budget appears stable based on current estimates.
Fy12 year end financial report - presentation - v2 2013cityofevanston
The FY 2012 financial review document provides an overview of the city's finances at the end of the fiscal year. Key points include:
- The General Fund ended with a smaller deficit than budgeted, $346K compared to a planned $1.75M, due to revenues exceeding budget and expenditures coming in under budget.
- Other funds like the Library, Neighborhood Stabilization, and CDBG funds saw favorable revenue variances. TIF districts and the Economic Development Fund saw unfavorable revenue variances.
- Capital projects spending came in under budget across many funds due to delayed or unawarded grants and project deferrals.
- Enterprise funds like Water, Sewer and Solid
Fy12 year end financial report - presentation - v2 3.11.13cityofevanston
The FY 2012 financial review document provides an overview of the city's finances at the end of the fiscal year. Key points include:
- The General Fund ended with a smaller deficit than budgeted, $346K compared to a planned $1.75M, due to revenues exceeding budget and expenditures coming in under budget.
- Other funds like the Library, Neighborhood Stabilization, and CDBG funds saw favorable revenue variances. TIF districts and the Economic Development Fund saw unfavorable revenue variances.
- Capital projects spending came in under budget across many funds due to delayed or unawarded grants and project deferrals. Enterprise funds ended the year with surpluses.
Hi I need this assignment done, completed and in Excel,.docxhoward4little59962
Hi I need this assignment done, completed and in Excel, also showing step by step of how you got the answers.
Balance Sheet
2012
2013
2014
1. What is the free cash flow for 2014?
Cash
$9,000
$7,282
$14,000
Short-term investments
48,600
20,000
71,632
2. Suppose Congress changed the tax laws so that Berndt’s depreciation expenses doubled. No changes in operations occurred. What would happen to reported profit and to net cash flow?
Accounts receivable
351,200
632,160
878,000
Inventories
715,200
1,287,360
1,716,480
3. Calculate the 2014 current and quick ratios based on the projected balance sheet and income statement data. What can you say about the company’s liquidity position in 2013?
Total current assets
$1,124,000
$1,946,802
$2,680,112
Gross fixed assets
491,000
1,202,950
1,220,000
4. Use the extended DuPont equation to provide a summary and overview of company’s financial condition as projected for 2014. What are the firm’s major strengths and weaknesses?
Less: Accumulated depreciation
146,200
263,160
383,160
Net fixed assets
$344,800
$939,790
$836,840
Total assets
$1,468,800
$2,886,592
$3,516,952
Liabilities and Equity
Accounts payable
$145,600
$324,000
$359,800
Notes payable
200,000
720,000
300,000
Accruals
136,000
284,960
380,000
Total current liabilities
$486,600
$1,328,960
$1,039,800
Long-term debt
323,432
1,000,000
500,000
Common stock (100,000 shares)
460,000
460,000
1,680,936
Retained earnings
203,768
97,632
296,216
Total equity
$663,768
$557,632
$1,977,152
Toltal liabilities and equity
$1,468,800
$2,886,592
$3,516,952
Income Statements
Sales
$3,432,000
$5,834,400
$7,035,600
Cost of goods sold except depr.
2,864,000
4,980,000
5,800,000
Depreciation and amortization
18,900
116,960
120,000
Other expenses
340,000
720,000
612,960
Total operating costs
$3,222,900
$5,816,960
$6,532,960
EBIT
$209,100
$17,440
$502,640
Interest expense
62,500
176,000
80,000
EBT
$146,600
($158,560)
$422,640
Taxes (40%)
58,640
-63,424
169,056
Net Income
$87,960
($95,136)
$253,584
Other Data
2012
2013
2014
Stock price
$8.50
$6.00
$12.17
Shares outstanding
100,000
100,000
250,000
EPS
$0.88
($0.95)
$1,104
DPS
$0.22
0.21
0.22
.
The town of Portsmouth's 2010 financial audit showed:
1) The general fund balance increased by $663,437, though the budgeted change was zero, with the undesignated fund balance representing 5.8% of the operating budget.
2) Revenues were above budget by $19,309 while expenditures were $687,069 below appropriations.
3) The town pension plan was only 60.6% funded as of 2010, significantly lower than 2000, and contributions will need to increase to address future obligations.
The Finance Director presented the proposed FY 2019-20 budget. The budget is required to be balanced with revenues covering expenditures. The proposed budget projects $325,971 in net revenue after transfers. This would increase the general fund balance to $5.3 million. The utility fund budget projects a $1.3 million operating surplus with a $1.4 million fund balance. The document outlines revenues, expenditures and fund balances for other governmental funds including capital projects and street maintenance. It schedules public hearings on September 9th and budget adoption on September 23rd.
2012 2013 Budget Presentation March 27 2012Bonnie Dilling
The document discusses the Northern Bedford County School District's proposed 2012/13 general fund budget, including revenues, expenditures, capital projects, food service plans, technology initiatives, and other budget details. It also outlines long-term financial issues like rising pension costs and decreasing fund balances if expenditures continue to exceed revenues. The proposed budget faces a $890,668 deficit that would decrease available funds, though no tax increase is currently planned.
The document summarizes the city of Hoboken's municipal and parking utility budget for fiscal year 2010. Some key points:
- The budget reduces the amount to be raised by taxes by 8% from the previous year through cost-cutting measures.
- It focuses on supplying staffing for public health and safety while increasing revenues.
- Major cost drivers are increases in health care costs, pensions, and salaries, while revenues have decreased.
- Non-discretionary spending such as salaries, pensions, debt service, and insurance make up the majority of the budget at over $89 million.
- The document is AES Corporation's fourth quarter and full year 2014 financial review presentation. It provides an overview of AES' 2014 financial results, strategic achievements, capital allocation plans, and guidance for 2015.
- Key highlights include adjusted EPS of $1.30 for 2014, proportional free cash flow of $891 million, $1.8 billion in equity proceeds from asset sales, and plans to continue investing in growth while returning capital to shareholders through dividends and share repurchases.
- For 2015, AES is lowering adjusted EPS guidance to $1.25-$1.35 due to currency and commodity headwinds, but reaffirming proportional free cash flow guidance of $1,000-$1,350
- The document is AES Corporation's fourth quarter and full year 2014 financial review presentation. It provides an overview of AES' 2014 financial results, strategic achievements, capital allocation plans, and guidance for 2015.
- Key highlights include adjusted EPS of $1.30 for 2014, proportional free cash flow of $891 million, $1.8 billion in equity proceeds from asset sales, and plans to continue investing in growth while returning capital to shareholders through dividends and share repurchases.
- For 2015, AES is lowering adjusted EPS guidance to $1.25-1.35 due to currency and commodity headwinds, but reaffirming proportional free cash flow guidance of $1,000-1,350
Summary Annual ReportOctober 2018Summary of Buller Distr.docxdeanmtaylor1545
Summary Annual Report
October 2018
Summary of Buller District Council’s achievements for 2017/2018
Annual Repor t
Summar y for 2017/2018
Garry Howard
Mayor
Financial Highlights
Council’s total operating revenue was $23.5m, which was in line
with the budget, and total operating expenditure was $26.4m which
exceeded budget by $3.3m.
Total operating revenue was in line with predictions. Subsidies and grants income were
greater than anticipated due to unbudgeted grants from Development West Coast (DWC)
for district economic initiatives. This was offset by Investment income that was less than
budgeted due to a smaller distribution from Buller Holdings Limited due to the operating
and cessation costs of Westport Harbour Limited being absorbed into the Holdings group.
Total operating expenditure was over budget for the year. This was impacted by
significant non cash entries of over $1.5m relating to the market interest rate movement
effect on Councils fixed interest debt, asset write-offs and depreciation movements
resulting from asset revaluations. In addition there were distributions of unbudgeted
grants from DWC of over $0.5m.
Total Comprehensive Revenue and Expense includes an increment for revaluation of
Council infrastructure assets. This was carried out at the start of the 2017/2018 year and
added significantly to Councils closing equity balances.
Overall Buller District Council has a $3m deficit compared to a predicted surplus in the
2017/2018 Annual Plan of $386,000.
What is Council’s
debt situation?
Net debt (debt less term deposits) was $11.4m
at balance date. The 2017/2018 Annual Plan
budget estimated that net debt would be
$14.3m for this period.
The lower net debt levels are due to projects funded by
external debt that have not yet been completed, including
capital expenditure for Westport water of $2.4m. The district
revitalisation projects were funded by internal instead of
external debt.
Keith Marshall
Chief Executive Officer
Message from the Mayor & Chief Executive
This 2017/2018 Buller District Council Summary annual report describes how Buller District Council and the Group has performed
over the past year, what Council has done well, what needs more work and the challenges Council has met along the way.
The full annual report includes our financial performance and position, our non-financial performance including mandatory key performance indicators for
significant infrastructure areas, and highlights for the year providing much greater detail. A full copy of the Annual Report is available on our website and
from Council offices.
2017/2018 has been a tough year for the Buller District Council, the departure of the previous Chief Executive and the various water infrastructure issues that
all seemed to come along at once was in no way assisted by not just one, but two, major storm events that caused a huge impact across the district. The
effect of the storms is especially reflecte.
The document provides an overview of the City of Evanston's proposed FY2013 budget. It outlines revenues, expenditures, budget adjustments, position changes, capital improvement plans, and the remaining budget discussion schedule. The proposed budget has a general fund deficit of $941,350, which is reduced to $27,629 through revenue adjustments and expenditure reductions across multiple departments. The budget includes funding from multiple sources like taxes, fees, grants, and bonds for infrastructure and facility projects.
This document provides a summary of CTEEP's financial results for 2014. It highlights an increase in net operating revenue of 12.4% and EBITDA of R$488 million, with a margin of 44.3%. Net income was R$379.7 million compared to R$31.9 million in 2013. The equity income result also increased. CTEEP saw growth in its market capitalization and trading volume in 2014. The presentation reviews revenue breakdowns, cost reductions, the financial result, debt levels, investments and capital markets performance for the year.
2023 Winter Springs Water and Wastewater Rate Study PresentationVictoriaColangelo
This document presents a comprehensive study on water and wastewater rates for Winter Springs, covering the scope of projects, historical trends, comparisons with surrounding municipalities, and leveraging additional funding sources. It includes detailed forecasts, assumptions, capital improvement program funding, existing and proposed rate adjustments, monthly utility bill projections, revenue sufficiency analysis, and comparisons of local rates. The study concludes with findings and recommendations for rate adjustments over the next five fiscal years to ensure revenue sufficiency and account for capital improvement needs and inflationary impacts.
Winter Springs 2023 Water and Wastewater Rate StudyVictoriaColangelo
The City requested a comprehensive review of the sufficiency of water, sewer, and reclaimed water user rates to provide revenue for operations and capital improvements. As the City is engaging in a significant sewer capital upgrade and reinvestment program over the next few years which will require a focus on obtaining funding for the projects and setting the rates to support the capital program and potential new debt service payments. Raftelis Financial Consultants conducted the study with close support and cooperation by the City’s staff and engineering consultants. This presentation will discuss the development of the study, results and recommendations to the City and Commission.
Similar to 2012 Jim Thorpe Municipal Budget Presentation (20)
Unlock the secrets to creating a standout trade show booth with our comprehensive guide from Blue Atlas Marketing! This presentation is packed with essential tips and innovative strategies to ensure your booth attracts attention, engages visitors, and drives business success. Whether you're a seasoned exhibitor or a first-timer, these expert insights will help you maximize your impact and make a memorable impression in a crowded exhibition hall. Learn how to:
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If you’re at all interested in digital
marketing and in making a name for
your brand online, then it is crucial that
you understand how to properly make
use of content marketing. Content
marketing is currently one of the
biggest trends in digital marketing as a
whole and is an area that many website owners and brands are investing in
heavily right now thanks to the impressive returns that they are seeing.
What Software is Used in Marketing in 2024.Ishaaq6
This paper explores the diverse landscape of marketing software, examining its pivotal role in modern marketing strategies. It provides a comprehensive overview of various types of marketing software tools and platforms essential for enhancing efficiency, optimizing campaigns, and achieving business objectives. Key categories discussed include email marketing software, social media management tools, content management systems (CMS), customer relationship management (CRM) software, search engine optimization (SEO) tools, and marketing automation platforms.
The paper delves into the functionalities, benefits, and examples of each type of software, highlighting their unique contributions to effective marketing practices. It explores the importance of integration and automation in maximizing the impact of these tools, addressing challenges and strategies for seamless implementation across different marketing channels.
Furthermore, the paper examines emerging trends in marketing software, such as AI and machine learning applications, personalization strategies, predictive analytics, and the ethical considerations surrounding data privacy and consumer rights. Case studies illustrate real-world applications and success stories of businesses leveraging marketing software to achieve significant outcomes in their marketing campaigns.
In conclusion, this paper provides valuable insights into the evolving landscape of marketing technology, emphasizing the transformative potential of software solutions in driving innovation, efficiency, and competitive advantage in today's dynamic marketplace.
This description outlines the scope, structure, and focus of the paper, giving readers a clear understanding of what to expect and why the topic of marketing software is important and relevant in contemporary marketing practices.
Breaking Silos To Break Bank: Shattering The Divide Between Search And SocialNavah Hopkins
At Mozcon 2024 I shared this deck on bridging the divide between search and social. We began by acknowledging that search-first marketers are used to different rules of engagement than social marketers. We also looked at how both channels treat creative, audiences, bidding/budgeting, and AI. We finished by going through how they can win together including UTM audits, harvesting comments from both to inform creative, and allowing for non-login forums to be part of your marketing strategy.
I themed this deck using Baldur's Gate 3 characters: Gale as Search and Astarion as Social
Boost Your Instagram Views Instantly Proven Free Strategies.pptxInstBlast Marketing
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Can you kickstart content marketing when you have a small team or even a team of one? Why yes, you can! Dennis Shiao, founder of marketing agency Attention Retention will detail how to draw insights from subject matter experts (SMEs) and turn them into articles, bylines, blog posts, social media posts and more. He’ll also share tips on content licensing and how to establish a webinar program. Attend this session to learn how to make an impact with content marketing even when you have a small team and limited resources.
Key Takeaways:
- You don't need a large team to start a content marketing program
- A webinar program yields a "one-to-many" approach to content creation
- Use partnerships and licensing to create new content assets
2024 Trend Updates: What Really Works In SEO & Content MarketingSearch Engine Journal
The future of SEO is trending toward a more human-first and user-centric approach, powered by AI intelligence and collaboration. Are you ready?
Watch as we explore which SEO trends to prioritize to achieve sustainable growth and deliver reliable results. We’ll dive into best practices to adapt your strategy around industry-wide disruptions like SGE, how to navigate the top challenges SEO professionals are facing, and proven tactics for prioritizing quality and building trust.
You’ll hear:
- The top SEO trends to prioritize in 2024 to achieve long-term success.
- Predictions for SGE’s impact, and how to adapt.
- What E-E-A-T really means, and how to implement it holistically (hint: it’s never been more important).
With Zack Kadish and Alex Carchietta, we’ll show you which SEO trends to ignore and which to focus on, along with the solution to overcoming rapid, significant and disruptive Google algorithm updates.
If you’re looking to cut through the noise of constant SEO and content trends to drive success, you won’t want to miss this webinar.
In this humorous and data-heavy Master Class, join us in a joyous celebration of life honoring the long list of SEO tactics and concepts we lost this year. Remember fondly the beautiful time you shared with defunct ideas like link building, keyword cannibalization, search volume as a value indicator, and even our most cherished of friends: the funnel. Make peace with their loss as you embrace a new paradigm for organic content: Pillar-Based Marketing. Along the way, discover that the results that old SEO and all its trappings brought you weren’t really very good at all, actually.
In this respectful and life-affirming service—erm, session—join Ryan Brock (Chief Solution Officer at DemandJump and author of Pillar-Based Marketing: A Data-Driven Methodology for SEO and Content that Actually Works) and leave with:
• Clear and compelling evidence that most legacy SEO metrics and tactics have slim to no impact on SEO outcomes
• A major mindset shift that eliminates most of the metrics and tactics associated with SEO in favor of a single metric that defines and drives organic ranking success
• Practical, step-by-step methodology for choosing SEO pillar topics and publishing content quickly that ranks fast
Efficient Website Management for Digital Marketing ProsLauren Polinsky
Learn how to optimize website projects, leverage SEO tactics effectively, and implement product-led marketing approaches for enhanced digital presence and ROI.
This session is your key to unlocking the secrets of successful digital marketing campaigns and maximizing your business's online potential.
Actionable tactics you can apply after this session:
- Streamlined Website Management: Discover techniques to streamline website development, manage day-to-day operations efficiently, and ensure smooth project execution.
- Effective SEO Practices: Gain valuable insights into optimizing your website for search engines, improving visibility, and driving organic traffic to your digital assets.
- Leverage Product-Led Marketing: Explore strategies for incorporating product-led marketing principles into your digital marketing efforts, enhancing user engagement and driving conversions.
Don't miss out on this opportunity to elevate your digital marketing game and achieve tangible results!
Customer Experience is not only for B2C and big box brands. Embark on a transformative journey into the realm of B2B customer experience with our masterclass. In this dynamic session, we'll delve into the intricacies of designing and implementing seamless customer journeys that leave a lasting impression. Explore proven strategies and best practices tailored specifically for the B2B landscape, learning how to navigate complex decision-making processes and cultivate meaningful relationships with clients. From initial engagement to post-sale support, discover how to optimize every touchpoint to deliver exceptional experiences that drive loyalty and revenue growth. Join us and unlock the keys to unparalleled success in the B2B arena.
Key Takeaways:
1. Identify your customer journey and growth areas
2. Build a three-step customer experience strategy
3. Put your CX data to use and drive action in your organization
We’ve entered a new era in digital. Search and AI are colliding, in more ways than one. And they all have major implications for marketers.
• SEOs now use AI to optimize content.
• Google now uses AI to generate answers.
• Users are skipping search completely. They can now use AI to get answers. So AI has changed everything …or maybe not. Our audience hasn’t changed. Their information needs haven’t changed. Their perception of quality hasn’t changed. In reality, the most important things haven’t changed at all. In this session, you’ll learn the impact of AI. And you’ll learn ways that AI can make us better at the classic challenges: getting discovered, connecting through content and staying top of mind with the people who matter most. We’ll use timely tools to rebuild timeless foundations. We’ll do better basics, but with the most advanced techniques. Andy will share a set of frameworks, prompts and techniques for better digital basics, using the latest tools of today. And in the end, Andy will consider - in a brief glimpse - what might be the biggest change of all, and how to expand your footprint in the new digital landscape.
Key Takeaways:
How to use AI to optimize your content
How to find topics that algorithms love
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2. Budget Presentation Assumptions
As
with last years presentation, all of the items
discussed have been included in the
projections
All of the Budget Summaries depicted are
actual budget sheets and show fund balance,
total debt, total investments, balance, and
balance with fund balance.
3. General Fund Changes
Three important changes have been made in
the 2012 budget line items.
1)
2)
3)
Expanding the wage line items more completely to
capture Supervisor wages and overtime
Recognize the Tax Anticipation Loan and
repayment from Sanitation
Spreading all Administrative salaries across all
fund centers, including enterprise funds
4. General Fund Summary
Although
revenue is reduced, a more accurate
picture is created by capturing actual expenses
Grant fund proceeds from Slaughterhouse
Creek skewed the revenue in 2011
Average Jim Thorpe residential assessment is
$50,000
Fund Balance increased from $228K in 2010 to
$345K projected at the end of 2011
5. General Fund Summary
BOROUGH OF JIM THORPE
2012 GENERAL FUND BUDGET
SUMMARY OF REVENUE AND EXPENSE CATEGORIES
REVENUES
2012
EXPENSES
Beginning
01.301
01.305
01.310
01.321
01.331
Fund Balance:
Real Estate Tax
Occupation Taxes
511 Taxes
License/Permits
Fines/Forfeits
$
$
$
$
$
$
345,000
673,740
55,300
543,000
83,000
20,000
01.341
Interest/Rents
$
2,000
01.351
01.352
01.355
01.362
01.380
01.389
Operating Grants
Federal Shared Revenues
State Shared Revenue
Dept. Earnings
Other Revenue
Unclassified Operating Revenue
Total
$
$
$
$
$
$
$
87,000
29,800
4,000
113,340
37,000
152,270
1,800,450
Total Indebtedness
Total Debt Service
Total Investments
$
$
$70,000
12,135
-
01.400
01.409
01.410
01.415
01.430
01.480
2012
General Govt
Building/Plant
Police Dept
Emergency Services
Public Service Expenses
Misc. Expense
TOTAL
$
$
$
$
$
$
$
317,866
129,059
726,185
80,343
519,103
27,862
1,800,418
Revenue
Expenses
Balance
With Fund Balance
$
$
1,800,450
1,800,418
$31
$345,031
6. Water/Sewer Employee
In
order to begin a program of maintenance of
both our Water and Sewer systems, we have
included an additional “floater” employee to be
cost shared between the water and sewer
funds. This employee will assist Vince when
water pipe is being installed and Eddie when I
& I testing is needed.
Both budgets already reflect this addition.
7. Water Fund Improvements
The
item most significantly effecting the water
fund budget is the debt service cost for capital
improvements.
Refinancing existing debt through MCTC as
well as the maturity of one of the PennVest
loans reduced debt service by over $80K
8. Water Bill Average
The
average residential user consumes
approximately 4,000 gal. of water per month.
Based upon this average residential user, cost
for water will remain $48.87 per month.
9. Water Fund Summary
BOROUGH OF JIM THORPE
2012 WATER FUND BUDGET
SUMMARY OF REVENUE AND EXPENSE CATEGORIES
REVENUES
Beginning Fund Balance:
Total Income
2012
$
$
TOTAL
Total Indebtedness
Total Debt Service
Total Investments
149,000
1,162,209
$
1,162,209
$
$
$
7,381,541
436,715
1,800
EXPENSES
Total Expenses
TOTAL
Revenue
Expenses
Balance
With Fund Balance
2012
$
1,155,198
$
1,155,198
$
$
1,162,209
1,155,198
$7,011
$156,011
10. Sewer Fund Changes
The
largest cost in the sewer fund budget
remains improving, or maintaining performance
at a 45 year old facility.
Coupled with this are additional fund
allocations relating to permit compliance and
I&I investigation and elimination.
11. Sewer Bill
In
order to utilize the new technology in meter
reading we have installed, the sewer budget
reflects a transition from flat rate billing to
usage geared billing, driven by water usage.
12. Sewer Fund Summary
Currently,
the Borough uses a fixed rate
system for billing most customers. In
completing the 2011 budget it became
apparent that the rate structure was flawed
creating disparate treatment of various uses.
The 2012 proposed sewer budget suggests
sewer bills be calculated at 100% of the water
bill.
13. Sewer Fund Summary
What
does that mean for the average Borough
resident?
The following slides suggest what the
proposed changes will represent to the
minimum water user and the average user.
14. Minimum Sewer User
Minimum User
Less than 1,000 gallons per month
Current Proposed
Water Cost
Sewer Cost
Garbage Cost
Total Monthly Bill
$21.69
$35.20
$25.00
$81.89
$21.69
$21.69
$25.00
$68.38
15. Average Sewer User
Average User
4,000 gallons per month
Current Proposed
Water Cost
Sewer Cost
Garbage Cost
Total Monthly Bill
$48.87
$35.20
$25.00
$109.07
$48.87
$48.87
$25.00
$122.74
16. Sewer Fund Summary
BOROUGH OF JIM THORPE
2012 SEWER FUND BUDGET
SUMMARY OF REVENUE AND EXPENSE CATEGORIES
REVENUES
Beginning Fund Balance:
Total Income
2012
$
$
TOTAL
Total Indebtedness
Total Debt Service
Total Investments
475,000
1,099,217
$
1,574,217
$
$
$
3,570,445
310,566
565,532
EXPENSES
Total Expenses
TOTAL
Revenue
Expenses
Balance
With Fund Balance
2012
$
1,052,606
$
1,052,606
$
$
1,574,217
1,052,606
$46,611
$521,611
17. Sewer Fund Summary
As you are aware, we are presently wrapping up a
hydraulic study of the sewer treatment plant to facilitate
improvements and automation to continue to meet our
permit levels.
This study will result in the outlay of at least $90K that
we know of and perhaps another $250 potentially.
We will be scheduling a meeting for the Engineer to
outline his findings in the near future.
18. Sanitation Fund Summary
Clearly, the Sanitation Fund is very well
capitalized. There is no need to change any of
the rate structure since the landfill closure is
completed.
All that is needed here is to insure that the
proceeds cover the cost of third party solid
waste hauling.
19. Sanitation Fund Summary
BOROUGH OF JIM THORPE
2012 SANITATION FUND BUDGET
SUMMARY OF REVENUE AND EXPENSE CATEGORIES
REVENUES
Beginning Fund Balance:
Total Income
2012
$
$
TOTAL
Total Indebtedness
Total Debt Service
Total Investments
372,000
626,751
$
998,751
$
$
$
462,866
EXPENSES
Total Expenses
TOTAL
Revenue
Expenses
Balance
With Fund Balance
2012
$
602,915
$
602,915
$
$
998,751
602,915
$23,836.0
$395,836.0
20. Memorial Hall Fund Summary
The Budget for Memorial Hall for 2011 was
new, conceptually. Although improved,
performance at the hall did not rise to the level
of self sustainability, incremental improvement
did occur.
This was due to better cost containment and
identification methods as well as weekday
events, such as Zumba.
21. Memorial Hall Subsidy
The
2010 subsidy of the hall was
approximately $65,000.
The 2011 subsidy of the hall was
approximately $40,000.
22. Memorial Hall Subsidy
Currently,
the Hall is in desperate need of an
HVAC upgrade.
This upgrade will involve more efficient
equipment as well as the ability to more
effectively “zone” the heating and cooling.
Potential Cost: $75,000
We are hoping to procure grant funding to
assist with this upgrade.
23. Memorial Hall Fund Summary
BOROUGH OF JIM THORPE
2012 MEMORIAL HALL FUND BUDGET
SUMMARY OF REVENUE AND EXPENSE CATEGORIES
REVENUES
2012
EXPENSES
2012
Beginning Fund Balance:
$
15,000
452.100
Payroll Expenses
$
367.100
Banquet Income
$
142,500
452.190
Insurance
$
2,000
367.300
Skating & Pavilion Income
$
14,675
452.200
Supplies
$
35,200
367.400
Other Event Income
$
17,300
452.210
Sales Tax
$
7,000
389.000
Miscelaneous Income
$
1,700
452.239
Sec/Misc
$
300
452.300
Utilities
$
32,100
452.370
Repairs
$
5,056
452.400
License/Permits
$
-
452.600
Equip/Reimb.
$
700
471.000
Debt Charges
$
38,000
$
174,782
$
$
191,175
174,782
$1,393
$16,393
TOTAL
$
191,175
TOTAL
Total Indebtedness
Total Debt Service
Total Investments
$
$
457,596
38,000
Revenue
Expenses
Balance
With Fund Balance
54,426
24. Liquid Fuel Fund Summary
Liquid
fuels funds will be utilized to pay the
debt service on the Bobcat as well as repair
allocated streets and winter material. Although
not my preference, we may utilize these funds
to supplement winter maintenance. All
expenses incurred are allowable under liquid
fuel fund guidelines and have been discussed
with the State fund administrator.
25. Liquid Fuel Fund Summary
BOROUGH OF JIM THORPE
2012 LIQUID FUEL FUND BUDGET
SUMMARY OF REVENUE AND EXPENSE CATEGORIES
REVENUES
Beginning Cash Balance
As of January 1, 2011
341.1 Interest
355.1 Intergovrnmental
TOTAL
EXPENSES
$40,000.00
$275.00
$106,620.00
$146,895.00
430.2
430.6
431.3
432.2
433.2
437.3
438.3
471.1
Street Supplies
Capital Improvements
Storm Drains
Snow Removal Supplies
Street Signs
Repair Equipment
Street Maintenance
Equipment Purchase
$
$
$
$
$
$
$
$
2,500.00
35,000.00
1,000.00
35,000.00
4,945.00
3,000.00
20,000.00
11,426.00
$
112,871.00
26. What Does All This Mean
Provided
the initiatives you have suggested
are implemented, what will that mean to the
residents?
27. Cost Increase to Residents
Average residential household is has a $50,000
assessed value and uses 4,000 gallons of water per
month.
This means:
Current
Proposed
Real Estate Taxes
Water Bill
Sewer Bill
Garbage Bill
$400.00
$586.44
$422.40
$300.00
$400.00
$586.44
$586.44
$300.00
$1708.84
$1872.88
Annual Increase in cost of $164.04
28. What’s Next
In
order to put the initiatives in the budget in
place we will need to amend our ordinances.
Those changes are:
Update our Water Rate Structure
Configure Sewer Rates to match Water
Amend Rules and Regulations Resolution to
establish various fees associated with shut-offs
and service calls.
29. Asset Management
In the next few weeks we will be having approximately $700K in CDs
mature at MCTC. I had hoped to locate an investment vehicle that
would provide us a better return. Unfortunately, the Borough Code does
not provide flexibility to allow much beyond CD investing of this money.
We will continue to monitor interest rates to maximize return.
30. Conclusion
Information utilized in the development of this budget included
historical Quickbooks data, Inhance data, spreadsheets developed
by Mia Sebelin, reports developed by Cindy Kmetz, anecdotal
information contributed by Louise McClafferty, and input by the
Department Supervisors.
The summaries included herein are interactive and can be changed
to reflect Council’s wishes.
I would be happy to answer any questions you may have about this
presentation and the figures contained herein.
I have copies of this presentation for each of you this evening and
would be more that happy to provide you with electronic copies of
the spreadsheet.