1. Jay Markus C. Nones
1670 Green Meadow Acres Kimba,
Sn. Roque, Talisay City, 6045 Cebu
Tel.No. (063) 32 273-0719
Mobile No. (+63) 917-3114008
Email: jhay_mave@yahoo.com.ph
R E S U M E
OBJECTIVES: To apply the knowledge and skills I have acquired through practical
experience and learn further about the field of endeavor. I confidently look
forward to a position of responsibilities and challenges that would best fit
my qualification.
PERSONAL DATA:
Age : 34 years old
Sex : Male
Civil Status : Married
Date of Birth : July 31, 1980
Place of Birth : Cebu City
Height : 5’ 4”
Weight : 110 lbs.
Religion : Roman Catholic
EDUCATIONAL ATTAINMENT:
COLLEGE : University of San Jose-Recoletos
COURSE : Bachelor of Science in Commerce Major in Banking and Finance
Magallanes St., Cebu City
1997-2001
SECONDARY : University of the Visayas
Colon Street, Cebu City
1993-1997
ELEMENTARY: Mary Help of Christians School Cebu
Tungha-an, Minglanilla, Cebu

2. WORK EXPERIENCE:
February 25 – October 15, 2002 Accounts Manager Cebu Evergreen Industries Inc.
P. Remedio Street, Cabancalan,
Mandaue City, 6014 Cebu, Phils.
October 29 – April 15, 2004 General Abstractor Innodata XML Content Factory
Indexer HVG Arcade, Subangdaku,
Mandaue City, 6014 Cebu, Phils.
April 16, 2004 – Aug 31, 2004 Processor Union Bank of the Phils.
M. Logarta Ave, Subangdaku
Mandaue City, 6014 Cebu, Phils
Sept 01, 2004 – Nov 30, 2008 Bookkeeper Union Bank of the Phils.
M. Logarta Ave, Subangdaku
Mandaue City, 6014 Cebu, Phils.
October 2007 – Mar 31, 2011 Associate Officer Union Bank of the Phils.
M. Logarta Ave., Subangdaku
Mandaue City, 6014 Cebu, Phils.
April 1, 2011 – Mar 31, 2012 Account Officer Union Bank of the Phils.
Consumer Finance–Auto Loans
2F Ongtiak Bldg., Gen. Maxilom
Ave., 6000 Cebu City
April 1, 2012 – Mar 14, 2015 Account Officer Union Bank of the Phils.
SME Baking Solutions - Cebu
2F UBP CPS Cebu Building
M. Logarta Ave, Subangdaku,
Mandaue City, 6014 Cebu
Mar 16, 2015 – Present Account Officer Banco De Oro Unibank, Inc.
CLG – Small Business Loans
4F BDO Fuente Osmeña Circle,
Fuente Osmeña Circle, Cebu City
JOB DESCRIPTION:
Accounts Manager
Cebu Evergreen Industries Inc.
1. Handles all telephone inquiries;
2. Maintains the Offshore Accounts
3. Acts as Credit and Collection Officer
4. Handles customer inquiries
5. Handles clearances of new customers

3. 6. Assists in preparing bills
7. Monthly Stock Inventory
General Abstractor/Indexer
Innodata XML Content Factory Inc
1. Summarizes files sent forth by the client.
2. Indexing
Processor (Transaction Processing Team)
Union Bank of the Philippines
1. Handles Client Information maintenance.
Bookkeeper (Subsidiary Accounting)
Union Bank of the Philippines
1. Handles Accounting and Bookkeeping functions of UnionBank's Pre-Need Subsidiary for
reportorial requirements in line with Internal Revenue returns.
2. Prepares and check journal vouchers based on the Requests for Payment and supporting
documents received from First Union Plans, Inc. Manila (a UBP Pre-Need subsidiary).
3. Post entries to Cash Disbursements Book, General Journal Book, Cash Receipts Book and
General Ledger.
4. Prepare trial balance, income statement, balance sheet, cash flows statement, other
accounting schedules on a monthly basis.
5. Monitors daily cash transactions per collection data and per bank statements.
6. Keeps track of receivables and payables.
7. Prepare management, government agencies and other parties reportorial requirements.
8. Prepare and post BIR returns on monthly/quarterly reports through BIR EFPS facility.
Associate CPS Officer (Facilities Management Services)
Union Bank of the Philippines
1. Responsible for the proper maintenance of building and its facilities in coordination with
service providers for improvement of bank facilities.
2. Facilitate and coordinate with Bank’s Overall and/or CPSC FMS Administrator, as well as
local contractors for building/facilities repairs and maintenance and other construction
works.
3. Facilitate and coordinate with service provider/suppliers for repairs of FFEs and/or
purchases of supplies.
4. Facilitate and coordinate with security agency for concerns regarding facilities safety and
security.
5. Facilitate and coordinate with agency for messenger and janitorial services.
6. Render compulsory line balancing/overtime work upon request of Management.
7. Perform other duties that are required of the supervisors and the Bank.
Associate CPS Officer (Transaction Processing Team)
Union Bank of the Philippines

4. 1. Responsible for ATM card maintenance functions like activation and deactivation, batch
activation and increase in withdrawal limit per bank branch requests.
2. Check and verify Out-of-Town checks received and cleared.
3. Check and verify Check warehousing daily maturity accounts.
4. Facilitate uploading of daily payroll file processing uploaded by branches and clients.
5. Facilitate remote Inward Clearing check verification functions.
6. Receives and facilitate sending of Dollar Checks forwarded by UBP Cebu Branches to
Remittance Unit.
7. Facilitate Outward Clearing functions.
8. Render compulsory line balancing/overtime work upon request of Management.
9. Perform other duties that are required of the supervisors and the Bank.
10. Ensures Turn Around Time or Service Level Agreements are met as per ISO standard
requirements.
11. Responsible for process improvements to achieve cost savings.
12. Ensures product guidelines are met as per ISO standard requirements.
13. Involved in User Acceptance Testing for process improvements.
Account Officer (Consumer Finance – Auto Loans)
UnionBank of the Phils.
1. Responsible for soliciting accounts from assigned dealers/Business Managers/Relationship
Managers.
2. Maintaining and improving existing accounts by increasing volume from these accounts and
existing dealer accounts.
3. Providing support to branches/dealers and its clients by giving quotations, proposal letters
and similar functions related to auto loans.
4. Directly responsible in endorsing/recommending applications to credit, monitoring credit
decisions and relaying these decisions to BMs/RMs, sales agents, clients immediately.
5. Ensure that all pre and post approval requirements are submitted on time.
6. Coordinate with sales agents on the purchase and timely delivery of vehicles for financing.
7. Monitor document deficiencies after booking and ensure timely submission.
8. Prepare/submit booking report to respective RMs/BMs/Sales Directors.
9. Ensure that assigned booking budget is met.
10. Perform other marketing related functions that maybe required by Consumer Finance
head/auto loans head.
11. Monitor documents deficiencies to ensure proper tracking and submission.
12. Prepares and discusses account reports to respective bank units as required.
Account Officer (SME Banking Solutions)
UnionBank of the Phils.
1. Responsible for soliciting accounts from clients/Business Managers/Relationship
Managers.
2. Maintain and improve existing accounts by increasing volume.
3. Provide support to branches and its clients by giving account computations, proposals
and similar functions related to being an account officer.
4. Directly responsible in endorsing/recommending applications to credit, monitoring
credit decisions and relaying these decisions to BMs/RMs and clients immediately.
5. Monitor document deficiencies after booking and ensure timely submission.
6. Prepare/submit booking report to respective BMs/RMs/Sales Directors.

5. 7. Perform other marketing related functions that maybe required by SME Banking
Solutions head.
8. Monitor documents deficiencies to ensure proper tracking and submission.
9. Prepares and discusses account reports to respective bank units as required.
TRAININGS/ SEMINARS:
Practicum November 2000- March 2001
Land Bank of the Philippines
P. del Rosario Street, Cebu City
Philippines
Effective Business Writing January 27-28, 2007
Unionbank of the Philippines
CBP Regional Office
Cebu Business Park
Cebu City 6000, Philippines
Effective Business Presentation September 01-02, 2007
Unionbank of the Philippines
CBP Regional Office
Cebu Business Park
Cebu City 6000, Philippines
Signature Verification Seminar July 12, 2008
Unionbank of the Philippines
CBP Regional Office
Cebu Business Park
Cebu City 6000, Philippines
Thinking Continuous Improvement February 21, 2009
Unionbank of the Philippines
CBP Regional Office
Cebu Business Park
Cebu City 6000, Philippines
The Winning Attitude April 24-27, 2012
Unionbank of the Philippines
Meralco Ave cor Onyx &
Sapphire Roads, Ortigas Center
Pasig City, Philippines
UTalk: Kasosyo sa Asenso May 18, 2012
Puerto Princesa City,
Palawan, Philippines
Accounting for Non-Accountants June 4-7, 2013
(Financial Analysis) UnionBank of the Philippines
CBP Regional Office
Cebu Business Park,
Cebu City 6000, Philippines
SKILLS:
Computer Literate: MS Word, Excel, Power Point,

6. REFERENCES:
Mr. Arthur A. Toledo
Team Head
Unionbank of the Philippines
M.Logarta Ave., Subangdaku,
Mandaue City, Cebu 6014
Tel. No. (063) 32345-3857
Mr. Rolando B. Paler
Team Head
Unionbank of the Philippines
M. Logarta Ave., Subangdaku,
Mandaue City, Cebu 6014
Tel No. (063) 32345-4824
Ms. Cheryl L. Patiño
Team Head
Unionbank of the Philippines
M. Logarta Ave., Subangdaku,
Mandaue City, Cebu 6014
Tel No. (063) 32345-3857

7. REFERENCES:
Mr. Arthur A. Toledo
Team Head
Unionbank of the Philippines
M.Logarta Ave., Subangdaku,
Mandaue City, Cebu 6014
Tel. No. (063) 32345-3857
Mr. Rolando B. Paler
Team Head
Unionbank of the Philippines
M. Logarta Ave., Subangdaku,
Mandaue City, Cebu 6014
Tel No. (063) 32345-4824
Ms. Cheryl L. Patiño
Team Head
Unionbank of the Philippines
M. Logarta Ave., Subangdaku,
Mandaue City, Cebu 6014
Tel No. (063) 32345-3857