Ixaris provides a payments platform that allows banks to quickly deploy configurable prepaid applications for corporate customers without extensive IT projects. The platform includes templates for common prepaid use cases like purchasing, rewards, and travel. Case studies describe how the platform helped a travel company reduce fees and a brewery give customers control over their rewards program. The document argues that to succeed against non-bank competitors, banks need to rapidly deliver customized solutions to corporate clients through a reusable platform like Ixaris.

1. The (Corporate) Customer is Always Right
But can you give them what they want?

2. Ixaris – like an ‘App Store’ for Banks
• Comprehensive range of off-the-shelf products /
templates
• Customise, configure and deploy per market or
per customer without the need for an IT project
• Or scale up sales by empowering clients to
manage and customize themselves
• Create exciting new products without extensive
and expensive IT
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 2

3. About Ixaris
Award-winning
payments technology
company with 10+
years experience
delivering prepaid
solutions
Safe e-commerce
payment for everyone
Technology for
prepaid applications
Enterprise-grade
prepaid solutions
Self-service prepaid
applications for SMEs
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 3

4. Lessons we have learnt …
One size does NOT fit all – details delight!
80% customers want variants of core payments functions.
So reusability is valuable
User Experience is important for success – Corporate customers
want frequent UI changes and self management
Coding: error prone, slow, costly
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 4

5. Customers are multinational and across verticals …
Purchasing Rewards Payroll Travel
How can we support this diversity cost-effectively?
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6. Case 1: Grow the bottom line for European Travel Group
• Losing 10-20% of margin
• “Surcharges and FOREX fees a significant threat.”
• “Facing a reconciliation nightmare.”
Purchasing
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 6

7. Case 1: Grow the bottom line for European Travel Group
Purchasing
How it works
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 7

8. Case 1: Grow the bottom line for European Travel Group
Purchasing
Yago Casasnovas,
Collection & Payment Manager
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 8

9. Case 2: Control over look & feel and frequent updates
Pour the perfect pint
Rewards
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10. Case 2: Control over look & feel and frequent updates
Rewards
• Branded cards and
branded portal with
easy non tech updates
• Real-time rewards
that can be used to
pay anywhere
• Continuous brand
experience… that
didn’t cost the earth
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 10

11. How we do it: ready-to-deploy configurable payment apps
• Comprehensive range of off-the-shelf products
/ templates
• Customise, configure and deploy per market or
per customer without the need for an IT project
• Or scale up sales by empowering clients to
manage and customize themselves
• Create exciting new products without extensive
and expensive IT
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 11

12. Delivered by Ixaris Payments Server and basic card switch
Payments Server
In-built e.g. switch ACI e.g. BASE SIA
(Postilion)
24
Option 3: Third-party Switch
Option Option 2: Your 1: In-Existing the-cloud
Switch
• Proven with demanding multi-national
corporations
• PCI-compliant, in-the-cloud for rapid
deployment – no IT integration
needed
• Ready-to-market, highly configurable
corporate prepaid applications
• Full lifecycle: client configuration,
on-boarding, monitoring and support
• Just bring your own BIN
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 12

13. Are you serving multiple clients?
Bank
Purchasing Disbursement T & E Purchasing
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 13

14. How well do your systems cope?
Corporate customers want frequent changes esp. in the user
interface – like changing promotions on their cardholder portal
page. User experience is important to adoption and hence
success. But …
Every request is an IT project – takes 12 weeks or
more?
Corporate customers increasingly frustrated – considering
going to more agile non-bank providers?
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 14

15. What do you think?
Which is most important for the success of a bank’s prepaid offering to
corporate clients:
1. The ability for the corporate to self-customize the user interface?
2. The ability to offer APIs to integrate with back-end systems?
3. Comprehensive data warehouse covering all aspect of the usage of the
programme?
4. Support for multiple channels ‘out of the box’?
5. Rapid deployment – ready to start issuing cards and transacting quickly?
Please respond using your conference tablet
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 15

16. Summary: Winning in Corporate Prepaid
1. To compete with agile non-bank competitors you need to:
• deliver to the functional and UI requirements of lucrative but demanding
customers
• re-use to ensure you can do so quickly and profitably
• avoid expensive and time consuming IT development
2. Ixaris provides a fully-featured extensible open payments platform rich in
applications and operational tools
3. Ixaris Payments Server can be deployed over existing processing rails,
turning legacy switches into a comprehensive platform
Download Vincere nel settore delle prepagate corporate
http://bitly.com/ixaris
Download Why a processor is not enough http://bitly.com/ixaris_wcpp
Confidential and Proprietary Information | © 2014 The Customer is Always Right Ixaris System Ltd 16

17. Alex Mifsud
Founder & CEO
E: info@ixaris.com
www.ixaris.com