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IS YOUR WHOLE PAYCHECK
PROTECTED ?
If your employer provides a
group long term disability
(LTD) insurance plan, that is
great !
 BUT, something vital may be
missing and you may not be
aware of that gap.
Most group LTD plans are
paid for by the employer.
If your group LTD plan is paid by
your employer, then your monthly
benefit, if disabled, is :
TAXABLE
After paying the tax, what is left
of your monthly disability
benefit may be down to only
50% of your prior income !
- 50 %
But, fear not. There may be a
way to fix your problem.
You may qualify for a supplement
that can increase your combined
monthly disability benefit to
almost the level of your current
income.
For more information on how to get that
missing income half during a disability :
CONTACT US AT
(800) 888-1532
California Agent’s License # 0455702
THINK ABOUT THIS :
Your income may be the most valuable asset
you own.
Would you rather have this more complete
paycheck protection -- and not need it --
than need it and be without it ?
D I S C LO S U R E S
 This presentation is for educational purposes only and is not intended to
be tax or legal advice. For those services you should contact your own
professionals who are acquainted with your specific situation and who are
familiar with the tax codes in these areas.
 The Group LTD insurance your employer has may differ from the example
that is described here. We can discuss those differences when you call.
 Reasonably good health and other requirements may be required by the
insurance company to obtain this voluntary disability income insurance
protection.
 Please feel free to contact us with any questions you may have. If we do
not have the answers we will assist you in obtaining them.
© 2016 Dick Nehls - All Rights Reserved

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Paycheck Protection

  • 1.
  • 2. IS YOUR WHOLE PAYCHECK PROTECTED ?
  • 3. If your employer provides a group long term disability (LTD) insurance plan, that is great !
  • 4.  BUT, something vital may be missing and you may not be aware of that gap.
  • 5. Most group LTD plans are paid for by the employer.
  • 6. If your group LTD plan is paid by your employer, then your monthly benefit, if disabled, is : TAXABLE
  • 7. After paying the tax, what is left of your monthly disability benefit may be down to only 50% of your prior income ! - 50 %
  • 8. But, fear not. There may be a way to fix your problem.
  • 9. You may qualify for a supplement that can increase your combined monthly disability benefit to almost the level of your current income.
  • 10. For more information on how to get that missing income half during a disability : CONTACT US AT (800) 888-1532 California Agent’s License # 0455702
  • 11. THINK ABOUT THIS : Your income may be the most valuable asset you own. Would you rather have this more complete paycheck protection -- and not need it -- than need it and be without it ?
  • 12.
  • 13. D I S C LO S U R E S  This presentation is for educational purposes only and is not intended to be tax or legal advice. For those services you should contact your own professionals who are acquainted with your specific situation and who are familiar with the tax codes in these areas.  The Group LTD insurance your employer has may differ from the example that is described here. We can discuss those differences when you call.  Reasonably good health and other requirements may be required by the insurance company to obtain this voluntary disability income insurance protection.  Please feel free to contact us with any questions you may have. If we do not have the answers we will assist you in obtaining them. © 2016 Dick Nehls - All Rights Reserved