This document discusses Saving for Change (SfC), a savings-led microfinance initiative for rural poor populations. Some key points: 1) SfC works through informal groups of 20 people who save together and can take small loans. It operates outside of regulatory frameworks and builds on existing savings traditions. 2) SfC received funding from the Gates Foundation to expand to new areas, create training manuals, conduct research, and feasibility studies in Latin America. 3) SfC aims to provide financial services to populations that previously had little to no access, such as 70-80% of communities in Cambodia. 4) The goal is for villagers to replicate the program through 1,