Slow premium growth is the most daunting challenge facing insurers due to rising competition and overabundance of capital. Insurers are implementing digital solutions to improve efficiency and customer service. Successful insurers will respond to increased competition by reducing costs, improving customer engagement through digital technologies, optimizing processes, addressing regulatory requirements, and focusing on investment performance and capital management. Alexander Proudfoot helps insurers implement changes to deliver sustainable improved performance through initiatives like process realignment and eliminating redundancies.