This document provides an overview of cash value life insurance. It explains that cash value life insurance builds cash value over time that can be accessed through loans or withdrawals. The cash value grows tax-deferred and withdrawals are generally tax-free. The document also highlights some benefits of cash value life insurance, such as providing death benefit protection, acting as a long-term savings vehicle, and offering living benefits like a terminal illness benefit.
Visit our site http://www.bellasbouncies.com/interactives for more information on Check Availability.When it pertains to offering entertainment and fun at your following party, have you ever thought of using a Bella's Bouncies inflatable? Birthday celebration events are a blast when these Bouncies hires are utilized for the day! There are lots of creative games that can be played with them too.
Cerita ini menceritakan kisah seorang wanita bernama Farida yang lahir tanpa tangan. Ibunya, Sita, mengalami banyak penderitaan sejak menikah dengan ayah Farida yang kemudian meninggalkan mereka. Sita membesarkan Farida seorang diri sambil bekerja keras membuka warung makan. Meskipun mengalami banyak hinaan dan kesulitan, Sita dan Farida tetap tegar menghadapi cobaan hidup.
AEGON N.V. is an international insurance company based in the Netherlands that operates in over 20 countries. It was ranked one of the largest companies in the world in 2009. World Financial Group partners with AEGON and other insurers to offer their products through WFG's network of agents. WFG provides training and support to help agents grow their business and leave no family behind without the protection they need. Success is measured by building a team, completing training requirements, and earning commissions.
Soal digital isian ips kelas 4 sd ulangan akhir semester 2Rachmah Safitri
Dokumen tersebut berisi soal-soal ujian tengah semester II tahun pelajaran 2015/2016 untuk siswa SDIT Mentari Indonesia. Soal-soal tersebut mencakup berbagai materi pelajaran seperti pertanian, peternakan, pariwisata, budaya daerah, industri, jasa, koperasi, penduduk, pengangguran, kesejahteraan, konsumsi, dan distribusi. Dokumen ini berisi petunjuk pengerjaan soal dan 40 pertanyaan essay yang harus diisi
The document provides information about North Korea and South Korea. It discusses their capitals, populations, major geographical features, religions, food, music, holidays, and alphabets. The two Koreas have been divided since 1945 after World War 2 and the Korean War occurred from 1950-1953 when North Korea invaded South Korea. They remain divided today with North Korea being communist and South Korea having a free republic government.
Visit our site http://www.bellasbouncies.com/interactives for more information on Check Availability.When it pertains to offering entertainment and fun at your following party, have you ever thought of using a Bella's Bouncies inflatable? Birthday celebration events are a blast when these Bouncies hires are utilized for the day! There are lots of creative games that can be played with them too.
Cerita ini menceritakan kisah seorang wanita bernama Farida yang lahir tanpa tangan. Ibunya, Sita, mengalami banyak penderitaan sejak menikah dengan ayah Farida yang kemudian meninggalkan mereka. Sita membesarkan Farida seorang diri sambil bekerja keras membuka warung makan. Meskipun mengalami banyak hinaan dan kesulitan, Sita dan Farida tetap tegar menghadapi cobaan hidup.
AEGON N.V. is an international insurance company based in the Netherlands that operates in over 20 countries. It was ranked one of the largest companies in the world in 2009. World Financial Group partners with AEGON and other insurers to offer their products through WFG's network of agents. WFG provides training and support to help agents grow their business and leave no family behind without the protection they need. Success is measured by building a team, completing training requirements, and earning commissions.
Soal digital isian ips kelas 4 sd ulangan akhir semester 2Rachmah Safitri
Dokumen tersebut berisi soal-soal ujian tengah semester II tahun pelajaran 2015/2016 untuk siswa SDIT Mentari Indonesia. Soal-soal tersebut mencakup berbagai materi pelajaran seperti pertanian, peternakan, pariwisata, budaya daerah, industri, jasa, koperasi, penduduk, pengangguran, kesejahteraan, konsumsi, dan distribusi. Dokumen ini berisi petunjuk pengerjaan soal dan 40 pertanyaan essay yang harus diisi
The document provides information about North Korea and South Korea. It discusses their capitals, populations, major geographical features, religions, food, music, holidays, and alphabets. The two Koreas have been divided since 1945 after World War 2 and the Korean War occurred from 1950-1953 when North Korea invaded South Korea. They remain divided today with North Korea being communist and South Korea having a free republic government.
Soal digital ipa kelas 4 sd ulangan akhir semester 2Rachmah Safitri
Dokumen tersebut berisi soal ulangan tengah semester untuk siswa sekolah dasar yang mencakup berbagai materi pelajaran seperti fisika, ilmu alam, dan lingkungan hidup. Soal-soal tersebut meliputi konsep gaya dan gerak, panas dan energi, bunyi, benda langit, sumber daya alam, serta dampak aktivitas manusia terhadap lingkungan.
Materi pkn kelas 4 semester 2 sistem pemerintahan pusatRachmah Safitri
Sistem pemerintahan Indonesia terdiri dari tiga lembaga utama yaitu legislatif, eksekutif, dan yudikatif. Lembaga legislatif meliputi DPR dan DPD yang berperan membuat undang-undang. Lembaga eksekutif dipimpin oleh Presiden beserta para menteri yang menjalankan pemerintahan. Lembaga yudikatif seperti MA dan MK berperan mengadili perkara.
Karin D. Knoop is a Financial Advisor at Waddell & Reed, Inc. She holds degrees in business management and securities licenses. Her passion is helping clients achieve their financial goals through comprehensive financial planning. This includes identifying objectives, analyzing situations, implementing strategies, and monitoring progress. She believes in financial education for people of all backgrounds and offers community workshops on topics like money management, saving, investing, and more. Her goal is to help clients achieve financial security through Waddell & Reed's planning process.
This document provides information about financial planning services from Bill Simpson and Steve Cox. They aim to partner with clients over time to maintain financial balance through developing a personalized financial plan. Their services include budgeting, debt management, insurance, investments, retirement planning, taxation strategies, and ensuring clients feel confident achieving their goals.
Creating Powerful Retirement Accounts for Business Owners and Real Estate Inv...David Campbell
The document provides information about creating powerful retirement accounts for business owners and real estate investors. It outlines strategies to pay oneself instead of the IRS through tax-free income and retiring younger. Attendees will learn how to access retirement accounts at any age tax-free and penalty-free, and special tax and investing tips for the self-employed. The event features presentations from financial professionals including a real estate investor, the president of a self-directed IRA company, and a CPA tax strategist.
This document provides information about Pinnacle Infotech, a company that provides CAD design, modeling, and drafting solutions. It has over 500 employees with experience in architecture, engineering, and CAD. Pinnacle specializes in serving the power and energy industry with CAD needs. The document outlines Pinnacle's vision to create value through innovation, lists its services such as 3D modeling and data conversion, and provides locations in Houston, Abu Dhabi, India. It highlights reasons to work with Pinnacle including quick turnaround times and competitive pricing.
This document provides an overview of retirement planning strategies for financial professionals. It discusses calculating retirement needs, typical funding alternatives like IRAs and employer pensions, and the hierarchy of tax-advantaged investments. It also addresses issues like future tax rates, borrowing from the IRS, and rescuing existing retirement accounts using strategies like 72(t) distributions or liquidating to purchase life insurance. The purpose is to help financial professionals effectively plan for their clients' retirements.
Sibtain Ali Kazmi is a Pakistani national currently residing in the UAE under an employment visa. He has over 14 years of experience in hospitality, including 9 years in front-of-house roles and 5 years in back-of-house roles such as audit and finance. He is currently employed as an Assistant Financial Accountant by Holiday Inn Downtown in Dubai, where he handles accounting, financial reporting, audits, and ensuring timely processing of payments and financial statements. Prior to this role, he held other positions with increasing responsibility at Holiday Inn and Serena Hotel in Pakistan.
This document outlines various business planning and employee benefit services. It discusses key person protection, business loan protection, and business transfers to provide tax-free funds for buyouts in the event of death, illness or disability. It also addresses estate planning through immediate funds for debts/lifestyle, liquid funds for taxes and fees, and equitable asset distribution. Retirement planning services include RRSPs, guaranteed withdrawal benefits, corporate life accounts, pensions and annuities. Finally, it discusses life, disability, health and dental benefits as well as pensions and group RRSPs for employees.
The Family Business Life Cycle: Creating & Distributing WealthNicola Wealth
Wealth can be created at each stage of the life cycle of the family business. The foundation established early on will create a harvest at a later time. Many families experience turbulence when transitioning their businesses (and wealth) to the next generation. It needn’t be so. Being proactive in your approach to this critical subject can successfully prepare the recipients of your wealth and ensure the continuity of your business, and your legacy. We know what issues typically arise at each step along the journey—the key for clients is to anticipate and prepare for them throughout the various stages.
The Sperry Van Ness® organization shares a portion of their new weekly listings via their national sales call. Email info@svn.com if you would like to attend our weekly call which we open up to the brokerage community.
The document provides updates from various departments at Bloomingdale's South Coast Plaza. It thanks associates for their efforts during the challenging holiday season. It announces diversity council members and fundraising for a children's home. It also details upcoming sales, contests using "b-bucks", inventory preparation, and birthday/anniversary announcements. The newsletter aims to boost morale and communicate important information to Bloomingdale's associates.
The document provides information about various PRO affiliate members and their services, social events for REALTORS®, and a REALTOR® Professional Development Scholarship. It encourages members to apply for the scholarship by going to a website or scanning a QR code. It also promotes the technology services of PROTech and provides their contact information.
What's it like to work with The Independent Financial Group? Founding Principal Jim Lorenzen talks about how IFG may be different from other wealth management advisory firms.
This presentation was provided by Steph Pollock of The American Psychological Association’s Journals Program, and Damita Snow, of The American Society of Civil Engineers (ASCE), for the initial session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session One: 'Setting Expectations: a DEIA Primer,' was held June 6, 2024.
Soal digital ipa kelas 4 sd ulangan akhir semester 2Rachmah Safitri
Dokumen tersebut berisi soal ulangan tengah semester untuk siswa sekolah dasar yang mencakup berbagai materi pelajaran seperti fisika, ilmu alam, dan lingkungan hidup. Soal-soal tersebut meliputi konsep gaya dan gerak, panas dan energi, bunyi, benda langit, sumber daya alam, serta dampak aktivitas manusia terhadap lingkungan.
Materi pkn kelas 4 semester 2 sistem pemerintahan pusatRachmah Safitri
Sistem pemerintahan Indonesia terdiri dari tiga lembaga utama yaitu legislatif, eksekutif, dan yudikatif. Lembaga legislatif meliputi DPR dan DPD yang berperan membuat undang-undang. Lembaga eksekutif dipimpin oleh Presiden beserta para menteri yang menjalankan pemerintahan. Lembaga yudikatif seperti MA dan MK berperan mengadili perkara.
Karin D. Knoop is a Financial Advisor at Waddell & Reed, Inc. She holds degrees in business management and securities licenses. Her passion is helping clients achieve their financial goals through comprehensive financial planning. This includes identifying objectives, analyzing situations, implementing strategies, and monitoring progress. She believes in financial education for people of all backgrounds and offers community workshops on topics like money management, saving, investing, and more. Her goal is to help clients achieve financial security through Waddell & Reed's planning process.
This document provides information about financial planning services from Bill Simpson and Steve Cox. They aim to partner with clients over time to maintain financial balance through developing a personalized financial plan. Their services include budgeting, debt management, insurance, investments, retirement planning, taxation strategies, and ensuring clients feel confident achieving their goals.
Creating Powerful Retirement Accounts for Business Owners and Real Estate Inv...David Campbell
The document provides information about creating powerful retirement accounts for business owners and real estate investors. It outlines strategies to pay oneself instead of the IRS through tax-free income and retiring younger. Attendees will learn how to access retirement accounts at any age tax-free and penalty-free, and special tax and investing tips for the self-employed. The event features presentations from financial professionals including a real estate investor, the president of a self-directed IRA company, and a CPA tax strategist.
This document provides information about Pinnacle Infotech, a company that provides CAD design, modeling, and drafting solutions. It has over 500 employees with experience in architecture, engineering, and CAD. Pinnacle specializes in serving the power and energy industry with CAD needs. The document outlines Pinnacle's vision to create value through innovation, lists its services such as 3D modeling and data conversion, and provides locations in Houston, Abu Dhabi, India. It highlights reasons to work with Pinnacle including quick turnaround times and competitive pricing.
This document provides an overview of retirement planning strategies for financial professionals. It discusses calculating retirement needs, typical funding alternatives like IRAs and employer pensions, and the hierarchy of tax-advantaged investments. It also addresses issues like future tax rates, borrowing from the IRS, and rescuing existing retirement accounts using strategies like 72(t) distributions or liquidating to purchase life insurance. The purpose is to help financial professionals effectively plan for their clients' retirements.
Sibtain Ali Kazmi is a Pakistani national currently residing in the UAE under an employment visa. He has over 14 years of experience in hospitality, including 9 years in front-of-house roles and 5 years in back-of-house roles such as audit and finance. He is currently employed as an Assistant Financial Accountant by Holiday Inn Downtown in Dubai, where he handles accounting, financial reporting, audits, and ensuring timely processing of payments and financial statements. Prior to this role, he held other positions with increasing responsibility at Holiday Inn and Serena Hotel in Pakistan.
This document outlines various business planning and employee benefit services. It discusses key person protection, business loan protection, and business transfers to provide tax-free funds for buyouts in the event of death, illness or disability. It also addresses estate planning through immediate funds for debts/lifestyle, liquid funds for taxes and fees, and equitable asset distribution. Retirement planning services include RRSPs, guaranteed withdrawal benefits, corporate life accounts, pensions and annuities. Finally, it discusses life, disability, health and dental benefits as well as pensions and group RRSPs for employees.
The Family Business Life Cycle: Creating & Distributing WealthNicola Wealth
Wealth can be created at each stage of the life cycle of the family business. The foundation established early on will create a harvest at a later time. Many families experience turbulence when transitioning their businesses (and wealth) to the next generation. It needn’t be so. Being proactive in your approach to this critical subject can successfully prepare the recipients of your wealth and ensure the continuity of your business, and your legacy. We know what issues typically arise at each step along the journey—the key for clients is to anticipate and prepare for them throughout the various stages.
The Sperry Van Ness® organization shares a portion of their new weekly listings via their national sales call. Email info@svn.com if you would like to attend our weekly call which we open up to the brokerage community.
The document provides updates from various departments at Bloomingdale's South Coast Plaza. It thanks associates for their efforts during the challenging holiday season. It announces diversity council members and fundraising for a children's home. It also details upcoming sales, contests using "b-bucks", inventory preparation, and birthday/anniversary announcements. The newsletter aims to boost morale and communicate important information to Bloomingdale's associates.
The document provides information about various PRO affiliate members and their services, social events for REALTORS®, and a REALTOR® Professional Development Scholarship. It encourages members to apply for the scholarship by going to a website or scanning a QR code. It also promotes the technology services of PROTech and provides their contact information.
What's it like to work with The Independent Financial Group? Founding Principal Jim Lorenzen talks about how IFG may be different from other wealth management advisory firms.
This presentation was provided by Steph Pollock of The American Psychological Association’s Journals Program, and Damita Snow, of The American Society of Civil Engineers (ASCE), for the initial session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session One: 'Setting Expectations: a DEIA Primer,' was held June 6, 2024.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
How to Add Chatter in the odoo 17 ERP ModuleCeline George
In Odoo, the chatter is like a chat tool that helps you work together on records. You can leave notes and track things, making it easier to talk with your team and partners. Inside chatter, all communication history, activity, and changes will be displayed.
বাংলাদেশের অর্থনৈতিক সমীক্ষা ২০২৪ [Bangladesh Economic Review 2024 Bangla.pdf] কম্পিউটার , ট্যাব ও স্মার্ট ফোন ভার্সন সহ সম্পূর্ণ বাংলা ই-বুক বা pdf বই " সুচিপত্র ...বুকমার্ক মেনু 🔖 ও হাইপার লিংক মেনু 📝👆 যুক্ত ..
আমাদের সবার জন্য খুব খুব গুরুত্বপূর্ণ একটি বই ..বিসিএস, ব্যাংক, ইউনিভার্সিটি ভর্তি ও যে কোন প্রতিযোগিতা মূলক পরীক্ষার জন্য এর খুব ইম্পরট্যান্ট একটি বিষয় ...তাছাড়া বাংলাদেশের সাম্প্রতিক যে কোন ডাটা বা তথ্য এই বইতে পাবেন ...
তাই একজন নাগরিক হিসাবে এই তথ্য গুলো আপনার জানা প্রয়োজন ...।
বিসিএস ও ব্যাংক এর লিখিত পরীক্ষা ...+এছাড়া মাধ্যমিক ও উচ্চমাধ্যমিকের স্টুডেন্টদের জন্য অনেক কাজে আসবে ...
This slide is special for master students (MIBS & MIFB) in UUM. Also useful for readers who are interested in the topic of contemporary Islamic banking.
Thinking of getting a dog? Be aware that breeds like Pit Bulls, Rottweilers, and German Shepherds can be loyal and dangerous. Proper training and socialization are crucial to preventing aggressive behaviors. Ensure safety by understanding their needs and always supervising interactions. Stay safe, and enjoy your furry friends!
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty,
International FDP on Fundamentals of Research in Social Sciences
at Integral University, Lucknow, 06.06.2024
By Dr. Vinod Kumar Kanvaria
हिंदी वर्णमाला पीपीटी, hindi alphabet PPT presentation, hindi varnamala PPT, Hindi Varnamala pdf, हिंदी स्वर, हिंदी व्यंजन, sikhiye hindi varnmala, dr. mulla adam ali, hindi language and literature, hindi alphabet with drawing, hindi alphabet pdf, hindi varnamala for childrens, hindi language, hindi varnamala practice for kids, https://www.drmullaadamali.com
Strategies for Effective Upskilling is a presentation by Chinwendu Peace in a Your Skill Boost Masterclass organisation by the Excellence Foundation for South Sudan on 08th and 09th June 2024 from 1 PM to 3 PM on each day.
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
Film vocab for eal 3 students: Australia the movie
Insurance 101
1. Insurance 101
Cash Value Life Insurance
gofinancials
advisor
A unique approach
to financial planning
financial
PO Box 45466 San Diego, CA 92145 | 619-500-7122 | www.gofinancials.com
advisor
Address: 253 Main Street, #169, Matawan | Office: 732-591-9131 | Fax: 732-441-7344
www.financialadvisor.com
Address: 253 Main Street, #169, Matawan
Office: 732-591-9131 | Fax: 732-441-7344
www.financialadvisor.com
2. Table of Contents
S.No. Slide Name Slide No
1. Cover Slide 1
2. Table of Contents 2
3. Tax 101 3
4. Early Withdrawals & RMD 4
5. Term & Permanent Life Insurance 5
6. Index Universal Life 6
7. Life Benefits 7
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
www.financialadvisor.com
3. Tax 101
TAXABLE
TAX ADVANTAGE
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
4. Tax 101
TAXABLE Tax on investment
• Mutual funds • Capital gains tax
• CDs • Income tax
• Stocks
• Bonds
• Saving account
TAX ADVANTAGE
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
5. Tax 101
TAXABLE Tax on investment
• Mutual funds • Capital gains tax
• CDs • Income tax
• Stocks
• Bonds
• Saving account
• Traditional IRA
• Annuity
• 401 k
• TSP
TAX ADVANTAGE
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
6. Tax 101
TAXABLE Tax on investment
• Mutual funds • Capital gains tax
• CDs • Income tax
• Stocks
• Bonds
• Saving account
• Traditional IRA
• Annuity
• 401 k
• TSP
TAX ADVANTAGE FACTS
• Municipal bonds ** • Could be short term **
• Roth IRA • Low percentage yield
• Long term investment
• Income limit
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
7. Tax 101
TAXABLE Tax on investment
• Mutual funds • Capital gains tax
• CDs • Income tax
• Stocks
• Bonds
• Saving account
• Traditional IRA
• Annuity
• 401 k
• TSP
TAX ADVANTAGE FACTS
• Municipal bonds ** • Could be short term **
• Roth IRA • Low percentage yield
• Cash Value Life Insurance • Long term investment
• Income limit
• Tax free *
• Withdrawals
• Loans
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
8. Early Withdrawals & RMD
Before age 59 ½
• 10% IRS Penalty
• Income tax
59 ½ 70 ½
IRS Penalty * Good* RMD*
After 70 ½
• Required Minimum Distribution
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
9. Term & Permanent Life Insurance
TERM RENT PERMANENT BUILDS CASH VALUE
• 5, 10, 20, 30 years coverage
insurance
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
10. Term & Permanent Life Insurance
TERM RENT PERMANENT BUILDS CASH VALUE
• 5, 10, 20, 30 years coverage
insurance savings
insurance
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
11. Term & Permanent Life Insurance
TERM RENT PERMANENT BUILDS CASH VALUE
• 5, 10, 20, 30 years coverage
insurance savings
insurance
LOANS% 2-3% 3-4% MF
1-10 YRS .75% WL UL VUL IUL
11+ YRS 0%
DOWNLOAD THE BROCHURE AT HERE:
https://www.westernreserve.com/site/newwrl/media/public/PDF/FFIUL/
FFIUL_Brochure.pdf
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
12. Index Universal Life
+.75% 13.5%
S&P 500 INDEX YOU
M/2000 -12.27% +.75%
M/2001 -13.4% +.75%
M/2002 -24.1% +.75%
M/2003 +26.3% +13.5%
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
13. Index Universal Life
+.75% 13.5% GLOBAL INVESTMENT
S&P 500 INDEX YOU • 50% S&P 500 (VISE VERSA)
M/2000 -12.27% +.75% • 30% EURO STOXX 50 (VICE VERSA)
M/2001 -13.4% +.75% • 20% HANG SENG INDEX
M/2002 -24.1% +.75%
M/2003 +26.3% +13.5%
M/2008 -37.2% +.75%
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
14. Index Universal Life
+.75% 13.5% GLOBAL INVESTMENT
S&P 500 INDEX YOU • 50% S&P 500 (VISE VERSA)
M/2000 -12.27% +.75% • 30% EURO STOXX 50 (VICE VERSA)
M/2001 -13.4% +.75% • 20% HANG SENG INDEX
M/2002 -24.1% +.75%
M/2003 +26.3% +13.5%
M/2008 -37.2% +.75%
$$$
INS
LIFETIME
• COVERAGE
• AGE
• HEALTH
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
15. Index Universal Life
+.75% 13.5% GLOBAL INVESTMENT
S&P 500 INDEX YOU • 50% S&P 500 (VISE VERSA)
M/2000 -12.27% +.75% • 30% EURO STOXX 50 (VICE VERSA)
M/2001 -13.4% +.75% • 20% HANG SENG INDEX
M/2002 -24.1% +.75%
M/2003 +26.3% +13.5%
M/2008 -37.2% +.75%
MAX PROTECTION
• WEALTH TRANSFER
$$$ • RICH BECOMES RICHER
MIN
• LEGAL PROTECTION
INS • FINANCIAL AID FRIENDLY
SAVINGS
LIFETIME
ROOM FOR INVESTMENTS
• COVERAGE
• AGE
• HEALTH
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
16. Living Benefits {
UP TO %500,000 CASH
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
* Consult a tax professional. Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
** Check current rates here. www.financialadvisor.com
17. Living Benefits {
1. Death Benefit $1,000 $1,000
2. Tax Advantage -50% +100%
3. Downturn Protection (.75%)**
$500
4. Up Gain Potential (13.5%)**
5. Flexible
6. Terminal Illness
UP TO %500,000 CASH
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
* Consult a tax professional. Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
** Check current rates here. www.financialadvisor.com
18. Living Benefits {
1. Death Benefit $1,000 $1,000
2. Tax Advantage -50% +100%
3. Downturn Protection (.75%)**
$500
4. Up Gain Potential (13.5%)**
5. Flexible
6. Terminal Illness
SUPPLEMENT RETIREMENT
UP TO %500,000 CASH
PAY MEDICAL BILLS
- VACATION
BUCKET LIST
- GRANDCHILDREN’S COLLEGE
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
* Consult a tax professional. Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
** Check current rates here. www.financialadvisor.com
19. Why Cash Value Life Insurance?
Dive in with confidence
• Secure your future.
• Principal protection.
• Safe from market volatility and uncertainty.
• Tax deferred/free investment.*
• Watch Plan to win now video here.
Stop relying on risky maneuvers
• Possible loss of principal.
• Market volatility and uncertainty like in
year 2008.
• Time Magazine. Why retire your 401k?
• Bloomberg. The truth behind fees.
• 60 Minutes. 401k crisis.
Take advantage of one-of-a-kind offers to help you
accomplish your goals.
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
20. financial
advisor
Thank You
Contact us today to find your financial future.
contact@gofinancials.com
financial
PO Address: 253 Main Street, 92145 Matawan
Box 45466 San Diego, CA #169,
advisor
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
www.financialadvisor.com
Address: 253 Main Street, #169, Matawan
Office: 732-591-9131 | Fax: 732-441-7344
www.financialadvisor.com
21. Video 1
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
22. Video 2
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
23. Video 3
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
24. Time Magazine – Why retire your 401k?
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
25. Bloomberg – The truth behind fees.
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com
26. 60 Minutes – 401k Fall out
financial
advisor
PO Box 45466 San Diego, CA 92145
Address: 253 Main Street, #169, Matawan
619-500-7122
Office: 732-591-9131 | Fax: 732-441-7344
www.gofinancials.com
* Consult a tax professional. www.financialadvisor.com