6. Loss Prevention & Reduction You reduce the risks by preventing accidents, employing safety procedures, and putting security in place
7. Transfer Shift the responsibility or burden for disaster or loss to another person, by legislation, contract, or insurance (ex: additional insured endorsement)
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12. Do you feel like your current insurance program is taking you in circles?
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17. Certificate of Insurance This is one of the most important document that you will need on a contract; and it is one of the most misused and Incorrectly completed. Errors are frequently made regarding who requires a certificate; the required coverages; and the wording on additional insureds.