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Instant, Easy
Income Verification
for Lenders
To reduce the risk of bad loans banks must
focus on having a robust, secure and instant
income verification process
The "Challenge"
Borrower's ability to repay is gauged by their
income. The verification of income from a
credible and reliable source is a major challenge
Income verification is also the most critical step in
the process of credit decisioning and a thorough
verification of income ensures responsible lending
and offsets any future risk of loan defaults
Alternative Income
Verification Methods
That are Risk-Free
The best alternative ways of verifying income
instantly by Karza with minimalistic inputs
Employee
Provident Fund
Authentication
Our OTP-based passbook retrieval system
provides uninhibited access to the provident fund
contribution and can be used for validation and
authentication of the employment and income of
the borrower
Employment
Verification
Advanced
Offering a comprehensive, far-reaching,
extensive, and exhaustive lookup on an
individual's employment. With just the
employer's name and the employee's name,
banks can verify whether the concerned
individual is employed with the company or not
100% RISK-FREE
& COMPLIANT!
Powering bank’s' credit decisioning engine to
verify incomes instantly, minimising the
onboarding friction for banks and enabling them
to provide a seamless customer experience
Karza's Income Verification Solution is
You can reach out to Karza for understanding this
in much greater depth, anytime!
www.karza.in
connect@karza.in

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Income Verification.pdf

  • 1. Instant, Easy Income Verification for Lenders To reduce the risk of bad loans banks must focus on having a robust, secure and instant income verification process
  • 2. The "Challenge" Borrower's ability to repay is gauged by their income. The verification of income from a credible and reliable source is a major challenge
  • 3. Income verification is also the most critical step in the process of credit decisioning and a thorough verification of income ensures responsible lending and offsets any future risk of loan defaults
  • 4. Alternative Income Verification Methods That are Risk-Free The best alternative ways of verifying income instantly by Karza with minimalistic inputs
  • 5. Employee Provident Fund Authentication Our OTP-based passbook retrieval system provides uninhibited access to the provident fund contribution and can be used for validation and authentication of the employment and income of the borrower
  • 6. Employment Verification Advanced Offering a comprehensive, far-reaching, extensive, and exhaustive lookup on an individual's employment. With just the employer's name and the employee's name, banks can verify whether the concerned individual is employed with the company or not
  • 7. 100% RISK-FREE & COMPLIANT! Powering bank’s' credit decisioning engine to verify incomes instantly, minimising the onboarding friction for banks and enabling them to provide a seamless customer experience Karza's Income Verification Solution is
  • 8. You can reach out to Karza for understanding this in much greater depth, anytime! www.karza.in connect@karza.in