On June 15, ICLR hosted a Friday Forum Webinar title Conflagrations!, led by Charles Scawthorn of SPA RIsk LLC and University of California, Berkeley. Truly large fires are a risk for which the insurance industry needs to stay vigilant – the risk is probably increasing due to climate change and can occur in unexpected places. This webinar focused on the two major opportunities for conflagrations – at the wildland-urban interface (WUI), and following a large urban earthquake, by presenting results from two major U.S. projects. A surprisingly large portion of the US (over 220 million acres, or twice the area of California, which includes 120 million people and 46 million single family homes) is at risk due to wildfire. Furthermore, the problem is growing: 14% of the available WUI lands in the western U.S. have been developed and 86% remains available for development. Losses and costs are huge: over 50,000 homes have been lost since 2000, with financial loss of WUI fires averaging about $14 billion and 2017 seeing the largest wildland fire losses in U.S. history (both in California). Results are presented from a recent project for FEMA1 in which wildfire risk and the benefit-cost of complying with the ICC WUI Code were quantified.While WUI fires affect the periphery of cities, a major earthquake and the fires that follow can affect their very heart. In 1906 the San Francisco bay area suffered the largest urban peacetime conflagration in history following a magnitude 7.9 earthquake (exceeded since only by the 1923 Tokyo earthquake and fire). Running through the East Bay portion of the San Francisco bay area is the Hayward fault, which last ruptured in 1868 with magnitude 6.8 and is now judged to be at very high risk of again rupturing. Results are presented from a recent project for the U.S. Geological Survey that examined the impacts of the earthquake and the major conflagrations that are expected to follow. Charles Scawthorn served as Professor and head of the Infrastructure Risk Management Laboratory at Kyoto University (Japan) and is now a Visiting Researcher at the University of California at Berkeley. He is well known for his work on natural hazards risk for the insurance industry and in 2001 performed a study of fire following earthquake for the Lower Mainland of British Columbia, for ICLR.