Who You Should Give this Valentine To: The girl or guy who thinks you’re really bad with money. You should also buy an extremely pricey item to give to them, to prove the Valentine right. What it Means:Everybody knows one of the most money-savvy things a person can do is to get a home warranty. When you show the person you’re interested in that you’ve saved all that money with a home warranty, and bought them a nice gift, they’ll never doubt your money saving skills again.