A home owner's association (HOA) requires members to pay monthly dues in exchange for amenities like community pools or trash removal. Each HOA has different rules known as covenants, conditions, and restrictions (CC&Rs) that determine things like window coverings or maintaining property values. HOAs can provide benefits such as pools, trails, and yard work depending on their budget. If homeowners do not pay dues or follow rules, the HOA can place a lien on their property until fees are paid or compliance is met. Whether an HOA is seen as helpful or burdensome depends on the homeowner and whether they want amenities in exchange for following community guidelines.