This document provides key information about the KB Star Funds - KB Value Focus Korea Equity fund (the Sub-Fund), including its objectives, investment strategy, risk profile, charges and past performance. The Sub-Fund aims to achieve long-term capital appreciation by primarily investing in Korean companies using a value-oriented strategy. It may also invest in Korean bonds. The Sub-Fund has a medium to high risk profile and charges include an estimated ongoing charge of 1.70%. No past performance information is available as the share class was only launched in June 2016.
KB Star Funds - Presentation Material (201606)kbasset
Please note that marketing materials without an approval code granted from the
Compliance Division of KB Asset Management are not official materials authorized
under our internal procedure. This marketing material is for general information
purposes only and subject to change. Investors should be aware that this presentation
does not purport to be a complete explanation of risks and other risks may also be
relevant from time to time. In the future the Fund may be exposed to risks that are
currently difficult to predict. Risks that are not described in it are considered as
immaterial at the moment, but they may become substantial later on and adversely affect
the fund. KB Asset Management does not guarantee investment decisions and
investment outcomes based on the information of this marketing material.
Approval Code Granted from the Compliance Division of KB Asset Management: 2015_336
KB Value Focus Korea Equity Fund seeks an attractive long-term rate of return through investment principally in Korea equity securities.
The Fund invests in stocks that are undervalued relatively to intrinsic values and that are
expected to see a stable growth. It focuses on stock selection rather than indices or economic outlook. Portfolio composition and sector weights are results of stock selection.
SBI Magnum Balanced Fund: An Open-ended Balanced Scheme - Dec 16SBI Mutual Fund
SBI Magnum Balanced Fund invests in a mix of equity and debt investments. It provides a good investment opportunity to investors who do not wish to be completely exposed to equity markets, but are looking for relatively higher returns than those provided by debt funds. The scheme invests in a diversified portfolio of equities of high growth companies and balances the risk through investing the rest in a relatively safe portfolio of debt.To know more about this mutual fund check SBI Mutual Fund page
https://www.sbimf.com/Products/HybridSchemes/Magnum_Balanced_Fund.aspx
SBI Magnum Balanced Fund: An Open-ended Balanced Scheme - Nov 16SBI Mutual Fund
SBI Magnum Balanced Fund invests in a mix of equity and debt investments. It provides a good investment opportunity to investors who do not wish to be completely exposed to equity markets, but are looking for relatively higher returns than those provided by debt funds. The scheme invests in a diversified portfolio of equities of high growth companies and balances the risk through investing the rest in a relatively safe portfolio of debt.To know more about this mutual fund check SBI Mutual Fund page
https://www.sbimf.com/Products/HybridSchemes/Magnum_Balanced_Fund.aspx
KB Star Funds - Presentation Material (201606)kbasset
Please note that marketing materials without an approval code granted from the
Compliance Division of KB Asset Management are not official materials authorized
under our internal procedure. This marketing material is for general information
purposes only and subject to change. Investors should be aware that this presentation
does not purport to be a complete explanation of risks and other risks may also be
relevant from time to time. In the future the Fund may be exposed to risks that are
currently difficult to predict. Risks that are not described in it are considered as
immaterial at the moment, but they may become substantial later on and adversely affect
the fund. KB Asset Management does not guarantee investment decisions and
investment outcomes based on the information of this marketing material.
Approval Code Granted from the Compliance Division of KB Asset Management: 2015_336
KB Value Focus Korea Equity Fund seeks an attractive long-term rate of return through investment principally in Korea equity securities.
The Fund invests in stocks that are undervalued relatively to intrinsic values and that are
expected to see a stable growth. It focuses on stock selection rather than indices or economic outlook. Portfolio composition and sector weights are results of stock selection.
SBI Magnum Balanced Fund: An Open-ended Balanced Scheme - Dec 16SBI Mutual Fund
SBI Magnum Balanced Fund invests in a mix of equity and debt investments. It provides a good investment opportunity to investors who do not wish to be completely exposed to equity markets, but are looking for relatively higher returns than those provided by debt funds. The scheme invests in a diversified portfolio of equities of high growth companies and balances the risk through investing the rest in a relatively safe portfolio of debt.To know more about this mutual fund check SBI Mutual Fund page
https://www.sbimf.com/Products/HybridSchemes/Magnum_Balanced_Fund.aspx
SBI Magnum Balanced Fund: An Open-ended Balanced Scheme - Nov 16SBI Mutual Fund
SBI Magnum Balanced Fund invests in a mix of equity and debt investments. It provides a good investment opportunity to investors who do not wish to be completely exposed to equity markets, but are looking for relatively higher returns than those provided by debt funds. The scheme invests in a diversified portfolio of equities of high growth companies and balances the risk through investing the rest in a relatively safe portfolio of debt.To know more about this mutual fund check SBI Mutual Fund page
https://www.sbimf.com/Products/HybridSchemes/Magnum_Balanced_Fund.aspx
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...Amil Baba Dawood bangali
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
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The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
NO1 Uk Rohani Baba In Karachi Bangali Baba Karachi Online Amil Baba WorldWide...Amil baba
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
The new type of smart, sustainable entrepreneurship and the next day | Europe...
I acc eur english 20170405
1. Key Investor Information
This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you
understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest.
KB Star Funds - KB Value Focus Korea Equity (the "Sub-Fund")
I Acc EUR (LU1361298307) (the "Share Class")
A Sub-Fund of KB Star Funds (the "Fund")
Management Company: Carne Global Fund Managers (Luxembourg) S.A.
Objectives and Investment Policy
Objective
The objective of the Sub-Fund is to achieve long-term capital
appreciation. The Sub-Fund invests primarily in shares of
Korean companies. The Sub-Fund may also invest in
government bonds and corporate investment grade bonds
issued from South Korea as well as in other asset classes to
earn additional interest income.
Principal Investment Strategy
The Sub-Fund seeks capital appreciation by executing a
value-oriented strategy. Both value factors and growth
potentials are looked into simultaneously while sound
fundamentals lie at the core of the Sub-Fund's investment
approach. These methods encompass both conventional
intrinsic value analysis and growth-potential returns.
Distribution Policy
The Sub-Fund does not intend to distribute dividends. Any
income arising from the Sub-Fund's investment is reinvested
and reflected in the value of your shares.
Management Discretion
The Investment Manager has the discretion to buy and sell
investment on behalf of the Sub-Fund within the limits of the
Objective and Investment Policy.
Purchase and Sell
Shares can usually be bought and sold on any whole
business day on which banks and stock exchanges in
Luxembourg and the South Korea are open.
Benchmark
The benchmark of the Share Class is the KOSPI Index.
Risk and Reward Profile
Lower Risk Higher Risk
Potentially lower reward Potentially higher reward
1 2 3 4 5 6 7
The risk category may not be a reliable indication of the future
risk profile of the Sub-Fund, is not guaranteed and may
change over time.
The lowest category does not mean a "risk free" investment.
The Share Class is in this category because it can take higher
risks in search of higher rewards and its price may rise and fall
accordingly.
Within this classification, categories 1-2 indicate a low level of
historical fluctuations, 3-5 a medium level and 6-7 a high level.
The value of your investment may fall as well as rise and you
may get back less than you originally invested.
Emerging market Risk: Emerging markets may be more
volatile and it could be harder to sell or trade securities. There
may be less supervision, regulation and less well-defined
procedures than in more developed countries. Emerging
markets can be sensitive to political instability, which can result
in greater volatility and uncertainty, subjecting the Fund to the
risk of losses.
Liquidity Risk: Liquidity is a measure of how easily an
investment can be converted into cash. Under certain market
conditions assets may be more difficult to sell.
Currency Risk: Movements in currency exchange rates can
adversely affect the return of your investment.
Additional information on these and other risks associated with
an investment in the Fund can be found in the prospectus, in
the section entitled "Risk Considerations".
2. This Fund is authorized in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier.
Carne Global Fund Managers (Luxembourg) S.A. is authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier.
This Key Investor Information Document is accurate as at 05 April 2017.
Charges
The charges you pay are used to pay the costs of running the Sub-Fund, including the costs of marketing and distributing it. These
charges reduce the potential growth of your investment.
One-off charges taken before or after you invest
Entry charge None
Exit charge None
Charges taken from the Sub-Fund over a financial period
Ongoing charges 1.70 %
Charges taken from the Sub-Fund under certain specific
conditions
Performance Fee None
The ongoing charges figure shown here is an estimate of the
charges as the Share Class has not been priced for a full
financial year twelve months period.
The Fund's annual report for each financial year will include
details on the exact charges made. The amount charged may
vary from year to year.
More information about charges can be found in the "Charges
and Expenses" section of the Fund's prospectus.
Past Performance
▀ I Acc EUR (LU1361298307) Fund Launch Date: 20.06.2016
The share/unit class has not yet been launched
Base currency of the Fund: USD
Past Performance of the Share Class is calculated in EUR
Performance is calculated after deduction of ongoing charges
and is inclusive of gross income reinvested and gross of tax.
Any entry/exit charges are excluded from the calculation.
Past Performance is not a guide to future performance.
Practical Information
This Key Investor Information Document (KIID) is specific to
this Share Class. Other share classes are available for this
Fund as described in the Fund's prospectus.
Depositary Bank: HSBC Bank Plc, Luxembourg Branch
Further Information: Copies of the Prospectus and the latest
annual and semi-annual report, which are prepared for the KB
Star Funds are available in English. Other practical information
such as the latest net asset value of the shares, other share
classes of the Sub-Fund and other sub-funds of KB Star Funds
are also available in English. They can be obtained free of
charge from www.kbam.co.kr or from HSBC Bank Plc,
Luxembourg Branch and Carne Global Fund Managers
(Luxembourg) S.A..
Details of the up-to-date remuneration policy, including, but not
limited to, a description of how remuneration and benefits are
calculated, the identity of persons responsible for awarding the
remuneration and benefits, are available at
www.carnegroup.com under the section “Policies and
Procedures”. A hard copy version of the remuneration policy
will be made available free of charge upon request.
Conversion of Shares: Subject to conditions, you are entitled
to switch your shares in one Sub-Fund into shares of another
Sub-Fund or to request the conversion of your shares in one
share class into another share class of the same Sub-Fund,
which is subject to the payment of a conversion charge.
Please refer to the Fund's Prospectus for more information.
Tax Legislation: You should be aware that the tax legislation
of Luxembourg, the Fund's home state, may have an impact
on your personal tax position as an investor. Shareholders
who are not residents of Luxembourg may be taxed in
accordance with the laws of other jurisdictions. Before
investing in the Fund, investors should discuss with their tax
advisers the implications of acquiring, holding, transferring and
redeeming shares.
Liability: KB Star Funds may be held liable solely on the basis
of any statement contained in this document that is
misleading, inaccurate or inconsistent with the relevant parts of
the Prospectus for the Fund.
Umbrella Fund: This Key Investor Information Document
describes a Share Class of sub-fund of the Fund and the
Prospectus and period reports are prepared for the Fund as a
whole. The assets and liabilities of the sub-funds of the Fund
are legally segregated between each other.
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
-1000%
-800%
-600%
-400%
-200%
0%
200%
400%
600%
800%
1000%
Please note that there is not a complete calendar
year of performance available for this Share Class.