Movement Mortgage has a faster loan approval process than its competitors, with loans typically being approved within 2-10 days compared to competitors taking 14-30 days. Movement Mortgage collects all application documents electronically upfront and submits the file to the underwriter on the first day, allowing conditional approval by the second day. In contrast, competitors have a longer, less efficient process involving multiple handoffs between the loan officer, processor, and underwriter that can delay closing for weeks.