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1
About PrimeLending
     Bank-owned:
      strong, stable, and
      growing

     Nearly 300 branches
      in 41 states;
      licensed to lend in
      49 states

     Originator licensing
      exemption
2
Our Momentum is Building
        #4 IN THE NATION for non-cash purchase units in 2012*

        Top ratings by Mortgage Executive Magazine1
           – #1 of Top 100 Mortgage Companies
           – 27 Loan Officers on Top 1% of Mortgage Originators in America
           – 10 Loan Officers on Top 200 of Mortgage Originators in America

        Top ratings by Scotsman Guide2
           – 7 Loan Officers of Top 200 Originators on Top Dollar Volume.
           – 10 Loan Officers of Top 150 Originators on Most Loans Closed
           – 14 Loan Officers of Top 25 Originators on USDA Volume


    *As listed by Marketrac® Powered by CoreLogic for Jan-Dec 2012
    1 Top 100 Mortgage Companies in America for 2011 based on closed mortgage volume; announced March 2012,
    Seattle, WA
    2Top Originators 2011 rankings by dollar volume, number of loans and more; Scotsman Guide Media, April 2012,
    Bothell, WA




3
Core Convictions
Move
forward.
                Honesty and Integrity
                People Centric Culture
Maintain
values.         Agile
Experience      Service Beyond Expectations
growth.
                One Team, One Purpose

             Core Purpose

             Working together to have a profound and
             positive impact on the lives of all we serve.
4
Recognition & Rewards
Gratitude.
                 Prime Power Producer awards trip
Appreciation.
                   – Chairman’s Circle
Success.           – President’s Club


                 Recognition all year long
                   – Prime Awards
                   – Annual Sales Rally
                   – Branch Contests and Friendly Competitions



 5
PrimeLending Technology

         Programs, Services, and
          Advancements for you



6
PrimeCloud by PrimeLending’s Technology Department is
    the answer to the ever-changing mortgage business.

     Uses the most current programs available to allow you
      to perform at the highest level of service.

     Some of the programs include:
       – PrimePath
       – impact, the CRM helping you make a difference
       – E-signature tool



7
PrimePath is PrimeLending's 100% web-based loan
    origination and mortgage lending software solution.

     Integrated system: from secure online loan
      application to post-closing

     Ensures regulatory requirements are met with
      built-in data checks

     Intuitive and user-friendly navigation

8
PrimeLending’s solution for managing and maintaining your customer contacts
    throughout the mortgage process and beyond.

       A proprietary CRM tool for PrimeLending

       Some key features of impact are:
         – Cloud-based solution allows access from any computer or mobile
           device
         – Loan Officer wizard setup
         – Automated email triggers based on loan status to Borrower/Co-
           Borrower, Selling Agent, Listing Agent, and/or Builder
         – Calendar reminder tasks based on loan status to help you better
           manage your day (virtual assistant)
9
E-Signatures/Fulfillment

      Better Customer Service
        – Our borrower’s experience with signing disclosures is easier,
          quicker and more accurate through eSign.

      Better Experience for the Loan Officer
        – Loan Officers receive signed disclosures from their
          customers that are accurately executed in a timely manner.
        – eSign automatically files the signed disclosures in XDoc,
          saving the Loan Officers a step in the work process.

      Better RESPA Compliance
        – eSign ensures that we set an accurate initial disclosure date.

10
Our Departments

     How each team benefits the whole




11
Secondary Marketing
High-
level        Sharing product and pricing information
Support.

Service
to Loan      Competitive pricing
Officers.



             Negotiation Desk email for quick results

             Accessibility to decision makers


12
Underwriting
      Turn times consistently less than 48 hours,
       great reputation!

      Underwriting Quick Fix email for Loan
       Officer support

      Underwriters located across the U.S.



13
Branch Performance & Analysis
      Communicates regularly on Loan Officer
       production and financial reporting,
       margins, and prices relative to the various
       regions

      Researches any P&L questions and
       responds in a timely manner

      Provides monthly reports
14
Marketing Department
        A centralized group dedicated to
         supporting your marketing,
         advertising and promotional needs


        Provides an array of highly
         personalized marketing programs and
         tools to fulfill our brand promises and
         help you increase sales


        Supplies consultative support through
         Regional Marketing Coordinators and
         an in-house creative team


        Support available to you 24/7 on
         Marketing Square


15
Forward-
thinking
marketing
solutions   Providing personalized
for Loan    tools for your success.
Officers.
               Flyers
               Advertisements
               Postcards
               Brochures & Packets
               Co-branded Materials
               Presentations
               Event Items
               Wall Art

16
Professional Development
Quality.
             Branch Manager Advisory Board
Training.

Progress.
             Leader Development Program

             Mentoring Loan Officer Program

             Building Champions Coaching


17
Human Resources
Support.     Each eligible employee may choose from a
              comprehensive set of benefits designed to protect
Care.
              their personal and financial health.
Benefits.
             Some of these benefits are:
               –   Medical/Prescription Benefits
               –   Dental and Vision Benefits
               –   401(k) Retirement Plan Benefits
               –   Flexible Spending Accounts
               –   Life Insurance Programs
               –   Vacation & Sick Pay
               –   Holiday Pay
               –   Work-Life Balance Plans

18
Ask me how to get your new career
         started with PrimeLending.




19
© 2013 PrimeLending, a PlainsCapital Company. PrimeLending, a Plains Capital Company, is an equal opportunity employer and ensures that all
applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, age, disability, genetic,
pregnancy or any other status as protected by federal, state or local law.

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A look inside prime lending 2013

  • 1. 1
  • 2. About PrimeLending  Bank-owned: strong, stable, and growing  Nearly 300 branches in 41 states; licensed to lend in 49 states  Originator licensing exemption 2
  • 3. Our Momentum is Building  #4 IN THE NATION for non-cash purchase units in 2012*  Top ratings by Mortgage Executive Magazine1 – #1 of Top 100 Mortgage Companies – 27 Loan Officers on Top 1% of Mortgage Originators in America – 10 Loan Officers on Top 200 of Mortgage Originators in America  Top ratings by Scotsman Guide2 – 7 Loan Officers of Top 200 Originators on Top Dollar Volume. – 10 Loan Officers of Top 150 Originators on Most Loans Closed – 14 Loan Officers of Top 25 Originators on USDA Volume *As listed by Marketrac® Powered by CoreLogic for Jan-Dec 2012 1 Top 100 Mortgage Companies in America for 2011 based on closed mortgage volume; announced March 2012, Seattle, WA 2Top Originators 2011 rankings by dollar volume, number of loans and more; Scotsman Guide Media, April 2012, Bothell, WA 3
  • 4. Core Convictions Move forward.  Honesty and Integrity  People Centric Culture Maintain values.  Agile Experience  Service Beyond Expectations growth.  One Team, One Purpose Core Purpose Working together to have a profound and positive impact on the lives of all we serve. 4
  • 5. Recognition & Rewards Gratitude.  Prime Power Producer awards trip Appreciation. – Chairman’s Circle Success. – President’s Club  Recognition all year long – Prime Awards – Annual Sales Rally – Branch Contests and Friendly Competitions 5
  • 6. PrimeLending Technology Programs, Services, and Advancements for you 6
  • 7. PrimeCloud by PrimeLending’s Technology Department is the answer to the ever-changing mortgage business.  Uses the most current programs available to allow you to perform at the highest level of service.  Some of the programs include: – PrimePath – impact, the CRM helping you make a difference – E-signature tool 7
  • 8. PrimePath is PrimeLending's 100% web-based loan origination and mortgage lending software solution.  Integrated system: from secure online loan application to post-closing  Ensures regulatory requirements are met with built-in data checks  Intuitive and user-friendly navigation 8
  • 9. PrimeLending’s solution for managing and maintaining your customer contacts throughout the mortgage process and beyond.  A proprietary CRM tool for PrimeLending  Some key features of impact are: – Cloud-based solution allows access from any computer or mobile device – Loan Officer wizard setup – Automated email triggers based on loan status to Borrower/Co- Borrower, Selling Agent, Listing Agent, and/or Builder – Calendar reminder tasks based on loan status to help you better manage your day (virtual assistant) 9
  • 10. E-Signatures/Fulfillment  Better Customer Service – Our borrower’s experience with signing disclosures is easier, quicker and more accurate through eSign.  Better Experience for the Loan Officer – Loan Officers receive signed disclosures from their customers that are accurately executed in a timely manner. – eSign automatically files the signed disclosures in XDoc, saving the Loan Officers a step in the work process.  Better RESPA Compliance – eSign ensures that we set an accurate initial disclosure date. 10
  • 11. Our Departments How each team benefits the whole 11
  • 12. Secondary Marketing High- level  Sharing product and pricing information Support. Service to Loan  Competitive pricing Officers.  Negotiation Desk email for quick results  Accessibility to decision makers 12
  • 13. Underwriting  Turn times consistently less than 48 hours, great reputation!  Underwriting Quick Fix email for Loan Officer support  Underwriters located across the U.S. 13
  • 14. Branch Performance & Analysis  Communicates regularly on Loan Officer production and financial reporting, margins, and prices relative to the various regions  Researches any P&L questions and responds in a timely manner  Provides monthly reports 14
  • 15. Marketing Department  A centralized group dedicated to supporting your marketing, advertising and promotional needs  Provides an array of highly personalized marketing programs and tools to fulfill our brand promises and help you increase sales  Supplies consultative support through Regional Marketing Coordinators and an in-house creative team  Support available to you 24/7 on Marketing Square 15
  • 16. Forward- thinking marketing solutions Providing personalized for Loan tools for your success. Officers.  Flyers  Advertisements  Postcards  Brochures & Packets  Co-branded Materials  Presentations  Event Items  Wall Art 16
  • 17. Professional Development Quality.  Branch Manager Advisory Board Training. Progress.  Leader Development Program  Mentoring Loan Officer Program  Building Champions Coaching 17
  • 18. Human Resources Support.  Each eligible employee may choose from a comprehensive set of benefits designed to protect Care. their personal and financial health. Benefits.  Some of these benefits are: – Medical/Prescription Benefits – Dental and Vision Benefits – 401(k) Retirement Plan Benefits – Flexible Spending Accounts – Life Insurance Programs – Vacation & Sick Pay – Holiday Pay – Work-Life Balance Plans 18
  • 19. Ask me how to get your new career started with PrimeLending. 19
  • 20. © 2013 PrimeLending, a PlainsCapital Company. PrimeLending, a Plains Capital Company, is an equal opportunity employer and ensures that all applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, age, disability, genetic, pregnancy or any other status as protected by federal, state or local law.

Editor's Notes

  1. Cheryl asked to remove “Careers with Momentum” from this page…..move “Ask me…” up and make slightly larger 