How is India’s healthcare Ecosystem Affected by Poor Medical Financial Planning?
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India has one of the lowest healthcare expenditures in the world, with high out-of-pocket costs for patients. Most Indians (86% rural, 82% urban) lack coverage for health expenses. Over 230 million Indians spend over 10% of their income on medical costs, and 1.4% are pushed into poverty each year due to these expenses. While India's gross savings rate was 30% in 2017, many adults delay or avoid care due to costs. To overcome the lack of medical financial planning, solutions need to focus on understanding spending behaviors, leveraging technology, changing mindsets, and providing affordable healthcare options like systematic investment plans.
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The word "health " refers to a state of complete emotional and physical wellbeing. Healthcare exists to help people
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In 1948, the World Health Organization (WHO) defined health with a phrase that is still used today. "Health is a state of complete physical, mental and social wellbeing and not merely the absence of disease or infirmity." WHO, 1948.
In 1986, the WHO further clarified that health is: "A resource for everyday life, not the objective of living. Health is a positive concept emphasizing social and personal resources, as well as physical capacities."
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This document provides an overview of health economics. It begins by defining health economics as the study of how scarce resources are allocated for healthcare and the promotion of health. It discusses concepts in health economics like resources, scarcity, buyers, and sellers. It also covers microeconomics which looks at individual interactions, and macroeconomics which takes a broader view. The document then addresses topics like health financing through public and private support, economic indicators like GNP and GDP, and issues around health costs and access in India.
case study on medical facility and awarness case study
This document discusses medical facilities and awareness in rural areas of India. It notes that rural healthcare is a major challenge due to the large rural population and low level of facilities. It identifies specific problems like low government expenditure on rural health, lack of doctors and hospitals in rural areas, and lack of access to medicines. Suggested solutions include appointing more doctors in rural areas, making medicines more available, building more rural hospitals, increasing health insurance awareness and government funding for rural health. The conclusion emphasizes the need for regular awareness programs and educational initiatives to promote healthcare knowledge amongst rural populations.
Health care in india an over view
“Sarvé bhavantu sukhinaḥ, sarvé santu nirāmayāḥ, Sarvé bhadrāṇi pashyantu, mā kashchid_duḥkha-bhāg-bhavét”. The meaning of this Sanskrit Sloka is “All should/must be happy, be healthy, see good; may no one have sorrow. Mahatma Gandhi also says, “It is health which is real wealth, and not pieces of gold and silver”. Without robust health nobody can do anything. WHO emphasized on “Health for all” in this 21st Century in Geneva Conference in 1998. Government of India also committed to the goal of ‘Health for All’. WHO defined “health” as "State of complete physical, mental, and social well being, and not merely the absence of disease or infirmity". There are strong linkages between population, health and development. India’s health challenges are not only huge in magnitude due to its large population but they are complex due to its diversity and the chronic poverty and inequality. There are extreme inter-state variations, caused by not only the cultural diversity but because -the states are at different stages of demographic transition, epidemiological transition and socio economic development. Along with the old problems like persistence of communicable diseases and high maternal mortality in some parts, there is an urgent need to address the emerging issues like the threat of non-communicable diseases, HIV (AIDS) and health problems of the growing aged population. Accelerating demographic transition is not only necessary for the population stabilization but it is closely related to health goals. Despite substantial improvements in some health indicators in the past decade, India contributes disproportionately to the global burden of disease, with health indicators that compare unfavorably with other middle-income countries and India's regional neighbours. Large health disparities between states, between rural and urban populations, and across social classes persist. A large proportion of the population is impoverished because of high out-of-pocket health-care expenditures and suffers the adverse consequences of poor quality of health care. The obligation of the Government of India is to ensure the highest possible health status to its population and access to quality health care has been recognized by a number of its key policy documents. This paper attempts to study the over view of health care in India.
Key words: Health Care, National Health Policy, Access, Affordability, Equity, Urban Vs Rural-------------
Divya's Health care ppt
The document provides an overview of the healthcare sector in India. It discusses key aspects of the Indian healthcare system including its structure, the growing private sector, expanding middle class, changing demographics, and technological advancements. It also analyzes the sector using PEST and SWOT frameworks, highlighting political, economic, social, and technological factors as well as strengths, weaknesses, opportunities and threats. The Indian healthcare industry is large and growing rapidly but still faces challenges in providing universal access to high quality care.
Empowering Indian pharmaceutical industry to lead globally.
Interlink's knowledge team was privileged to undertake preparation of white paper
on “empowering Indian pharmaceutical industry to lead globally”.
Universal Health Coverage
Understanding the concept of Universal Health Coverage (UHC) and how can we reach it, both globally and also in India. The presentation also includes HLEG report , which is the proposed architecture for India's guide to reach UHC.
The Dire Need and Rise of Digital Chronic Disease Management in India
India’s healthcare suffers from a substandard infrastructure and limited insurance coverage, leading to inferior healthcare quality in the
country, as confirmed from multiple global indicators (ranked 145 out of 195 countries on healthcare access & quality, as per the Lancet study in 2016; ranked 66 out of 195 countries on healthcare security, as per Global Health Security Index 2021). The poor
condition of India’s healthcare system was recently exposed as the system collapsed during the COVID-19 pandemic (especially the period of second COVID-19 wave).
National Health Plans
Root India Healthcare is providing quality care to patients nationally. Our popular Medical OPD Health plans is available on www.rihl.in
Southeast Asian Healthcare Evaluation
This document provides an overview of the healthcare systems in India and Bangladesh, including public and private hospitals. It finds that India has over 16,000 total hospitals compared to 1,683 in Bangladesh. Approximately 60% of hospitals in Bangladesh are public compared to 75% in India. The document also examines population statistics, healthcare expenditures, innovation, and recommendations for improving healthcare access and quality in both countries.
Health economics
The document defines health economics as the application of economic principles to the health care system. It discusses key concepts in health economics including supply and demand of health care, costs associated with health care like fixed vs variable costs, and methods of economic evaluation used in health care planning like cost-benefit analysis. The document also outlines factors that influence health expenditures like changing demographics and disease patterns, new technologies, and rising public expectations. Overall, the document provides a broad overview of the basic concepts and scope of health economics as a field of study.
Health economics
The document defines health economics as the application of economic principles to the health care system. It discusses key concepts in health economics including supply and demand of health care, costs associated with health care like fixed vs variable costs, and methods of economic evaluation used in health care planning like cost-benefit analysis. The document also outlines factors that influence health expenditures like changing demographics and disease patterns, new technologies, and rising public expectations. Overall, the document provides an overview of basic concepts and terminology in the field of health economics.
Indian Healthcare Market
Indian Healthcare Market: Drivers and Barriers, Critical Success Factors, API, Domestic formulations/ Exports/ CRAMS
Infiniteinn0vators
The document discusses innovations that could help universalize primary health care (PHCs) in India. It identifies several issues with India's current primary health care system, including illiteracy, pollution, low health budgets, and high costs. It then proposes several innovations: 1) Promoting generic medicines to make drugs more affordable; 2) More effective monitoring of health programs; 3) Increased government spending on health infrastructure; 4) A stricter medical council to regulate doctors; 5) Engaging NGOs to provide education and remote health services; and 6) Increased community participation in health care design and delivery. Implementation would require funding generic drug companies, increasing coordination between state governments and local health services, and accountability measures for doctors
Fortis (2)
Fortis Hospitals is one of the largest private healthcare companies in India with a network of 28 hospitals and about 3,300 beds. It aims to grow aggressively to have 40 hospitals and 6,000 beds across India by 2012. The healthcare industry in India is dominated by private sectors due to lower public expenditure and a growing and aging population. India also offers highly cost competitive medical treatment and is emerging as a hub for medical tourism, providing huge opportunities for growth in the private healthcare sector. However, the industry remains slow in adopting information technology and faces threats from increasing healthcare options in other countries like China.
UNIVERSAL HEALTH COVERAGE
India aims to provide universal health coverage to its citizens by 2017, but currently relies heavily on private healthcare due to inadequate public services. Most households pay out-of-pocket for medical care, resulting in over 60% of total health expenditures and increased financial hardship. While various government schemes cover portions of the population, only 17% are insured overall. To achieve universal coverage, India must increase public financing to at least 2.5% of GDP, expand infrastructure and the health workforce, and ensure effective implementation and monitoring of health programs across all areas.
STATUS OF HEALTH TECHNOLOGY ASSESSMENT IN INDIA (2010)
Research is well-established on a national level, especially essential national Health research (ENHR), with the Indian Council of Medical Research identifying the priority areas. However, the main users of these research findings are academics and researchers. In India, for commissioned research, there is a direct channel of communication between Health care researchers and policymakers. For non-commissioned research the channels of dissemination to policymakers are less clear and more varied, as dissemination of noncommissioned research is limited to academic channels (e.g. papers in peer-reviewed journals or presentations at conferences). The direct dissemination of noncommissioned research at central government level is available to a range of policymakers by distribution of a research report or inviting key policymakers and other stakeholders to a dissemination workshop often less intensively. Another Major constraint, policymakers may not fully understand how to use research to support policy formation as policymakers may not have the ability to evaluate the quality of a research study, difference between qualitative and quantitative research or to interpret research findings, thus experience difficulties in incorporating research findings into policy development for health care programs, which may lead to the failure to translate research into policy or to extraneous conclusions drawn from research results.
YAGYA3
This document summarizes a proposal to improve universal access to primary health care in India through better utilization of existing resources. The proposal suggests:
1) Utilizing both MBBS and AYUSH doctors by providing a mandatory internship program exposing them to rural health centers.
2) Providing a doctor at each sub-health center to improve quality at the first point of contact and reduce workload at primary health centers.
3) Addressing challenges like mentality shifts, proper implementation, and corruption.
arpit health-sector in india
India faces several issues in its health sector including a shortage of doctors, inequities between urban and rural access to healthcare, and poor facilities even in large government hospitals. While private providers and hospitals have become major sources of healthcare, rising costs and commercialization have created new problems. However, India also has strengths like lower healthcare costs compared to other nations, world-class facilities, and a variety of medical traditions that it can leverage to grow its healthcare industry and better serve its population.
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STATUS OF HEALTH TECHNOLOGY ASSESSMENT IN INDIA (2010)
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How to effectively start market research in the health tech industry by defining objectives, crafting problem statements, selecting methods, identifying data collection sources, and setting clear timelines. This guide covers all the preliminary steps needed to lay a strong foundation for your research.
This lays foundation of scoping research project what are the
Before embarking on a research project, especially one aimed at scoping and defining parameters like the one described for health tech IT, several crucial considerations should be addressed. Here’s a comprehensive guide covering key aspects to ensure a well-structured and successful research initiative:
1. Define Research Objectives and Scope
Clear Objectives: Define specific goals such as understanding market needs, identifying new opportunities, assessing risks, or refining pricing strategies.
Scope Definition: Clearly outline the boundaries of the research in terms of geographical focus, target demographics (e.g., age, socio-economic status), and industry sectors (e.g., healthcare IT).
3. Review Existing Literature and Resources
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Gap Analysis: Identify gaps in existing knowledge or areas where further exploration is needed.
4. Select Research Methodology and Tools
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Tools and Resources: Select tools like Google Forms for surveys, analytics platforms (e.g., SimilarWeb, Statista), and expert consultations.
5. Ethical Considerations and Compliance
Ethical Approval: Ensure compliance with ethical guidelines for research involving human subjects.
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"Market Research it too text-booky, I am in the market for a decade, I am living research book" this is what the founder I met on the event claimed, few of my colleagues rolled their eyes. Its true that one cannot over look the real life experience, but one cannot out beat structured gold mine of market research.
Many 0 to 1 startup founders often overlook market research, but this critical step can make or break a venture, especially in health tech.
But Why do they skip it?
Limited resources—time, money, and manpower—are common culprits.
"In fact, a survey by CB Insights found that 42% of startups fail due to no market need, which is like building a spaceship to Mars only to realise you forgot the fuel."
Sudharsan Srinivasan
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Overconfidence in their product’s success leads founders to assume it will naturally find its market, especially in health tech where patient needs, entire system issues and regulatory requirements are as complex as trying to perform brain surgery with a butter knife. Additionally, the pressure to launch quickly and the belief in their own intuition further contribute to this oversight. Yet, thorough market research in health tech could be the key to transforming a startup's vision into a life-saving reality, instead of a medical mishap waiting to happen.
Example of Market Research working
Innovaccer, founded by Abhinav Shashank in 2014, focuses on improving healthcare delivery through data-driven insights and interoperability solutions. Before launching their platform, Innovaccer conducted extensive market research to understand the challenges faced by healthcare organizations and the potential for innovation in healthcare IT.
Identifying Pain Points: Innovaccer surveyed healthcare providers to understand their difficulties with data integration, care coordination, and patient engagement. They found widespread frustration with siloed systems and inefficient workflows.
Competitive Analysis: Analyzed competitors offering similar solutions in healthcare analytics and interoperability. Identified gaps in comprehensive data aggregation, real-time analytics, and actionable insights.
Regulatory Compliance: Ensured their platform complied with HIPAA and other healthcare data privacy regulations. This compliance was crucial to gaining trust from healthcare providers wary of data security issues.
Customer Validation: Conducted pilot programs with several healthcare organizations to validate the platform's effectiveness in improving care outcomes and operational efficiency. Gathered feedback to refine features and user interface.
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6快递给客户（国内顺丰国外DHLUPS等快递邮寄昆士兰科技大学昆士兰科技大学毕业证文凭证书）。闷不乐的样子父亲特意带山娃去找三楼房东家的儿子小伍玩小伍比山娃小一岁虎头虎脑的很霸气父亲让山娃跟小伍去夏令营听课山娃很高兴夏令营就设在附近一所小学山娃发现那所小学比自己的学校更大更美操场上还铺有塑胶跑道呢里面很多小朋友一班一班的快快乐乐原来城里娃都藏这儿来了怪不得平时见不到他们山娃恍然大悟起来吹拉弹唱琴棋书画山娃都不懂却什么都想学山娃怨自己太笨什么都不会斟酌再三山娃终于选定了学美术当听说每月要交感
nurs fpx 4050 assessment 4 final care coordination plan.pdf
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Luxury Massage Experience at Affordable Rate - Malayali Kerala Spa Ajman
At Malayali Kerala Spa Ajman we providing the top quality massage services for our customers.
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How is India’s healthcare Ecosystem Affected by Poor Medical Financial Planning?
- 1. 2018 Medical Financial Planning In India By AffordPlan HEALTHCARE EXPENDITURE AROUND THE WORLD India’s healthcare expenditure is among the lowest in the world. With a high Out-Of-Pocket expenditure rate.
- 2. HEALTHCARE EXPENDITURE TRENDS IN INDIA 86% of rural and 82% of urban population are not covered under any scheme, public or private, to support health expenditure. 230mn Indians pay over 10% income towards medical cost. and 1.4% are pushed into extreme poverty due to health-related expenses. HEALTHCARE SAVINGS BEHAVIOUR India's Gross Savings Rate was measured at 30.0% in March 2017,compared with 31.3% in 2016. Nearly 1 in 5 adults in worse health (19%) said they delayed or did not receive medical care due to costbarriers.
- 3. HOW DOES THIS IMPACT INDIA’S HEALTHCARE SYSTEM? HOW CAN WE OVERCOME THE LACK OF MEDICAL FINANCIAL PLANNING? Spending Behavior
- 4. Understanding a patient’s spending behavior and making him aware of affordable healthcare plans. Leveraging Technology Focusing on enabling smarter healthcare choices through tech-driven solutions. Changing Mindsets Changing people’s mindsettowards affordable healthcare services within the limits of their financial, social and environmental resources. Affordable Healthcare Solutions Systematic medical investment plans, like Affordplan could help achieve cost transparency and boost proper financial planning contributing to the growth of Indian healthcare ecosystem.