This presentation critically analyzes the relationship between housing and inequality.
Michael Shapcott, Director of Housing and Innovation
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
European Commission/European Savings Banks Group Meeting
Brussels, 12 December 2008
Javier Úbeda
Head of Obra Social and Pledging Credit
Spanish Confederation of Savings Banks (CECA)
The document discusses inequality and the challenges of achieving the American Dream. It finds that one's chances of being born into poverty depend on race, with black Americans having a 1 in 3 chance compared to 1 in 10 for white Americans. It also describes the cycle of poverty, where those born into poverty face educational and economic disadvantages that perpetuate across generations. For many African Americans, low wages, poor housing in high-crime areas, and lack of opportunities continue the cycle of poverty and make achieving the American Dream an unrealistic goal.
Vel Phillips was the first African American woman to graduate from UW-Madison Law School in 1951. In 1957, she became the first African American woman elected to the Milwaukee Common Council. As a council member, Phillips advocated for equal housing opportunities and worked to end segregation in Milwaukee, which was one of the most segregated cities in the country at the time. She organized marches and conferences to raise awareness of racial inequalities in housing and employment. Phillips founded The Vel Phillips Foundation to continue advocating for social justice issues through providing scholarships and supporting programs addressing discrimination.
Housing price determinants and the price cycle in bulgariabulgarianproperties
The past decade was very dynamic for the real estate sector throughout the world and especially in Bulgaria, which was often ranked in top 3 of fastest-growing property markets.
A very quick introduction to some of the UK's housing dilemmas, illustrating why more owner-occupation may only make the situation worse. I've written a blog post on it here: http://livingwithrats.blogspot.com/2009/12/for-richer-for-poorer.html
1. Meadow Park Affordable Housing Basics
2. Affordable Housing Definition
Household pays no more than 30% of its total household income for:
Rent and utilities; or
Mortgage payment
Affordability maintained through deed restrictions.
Most of Novato’s working families are“low income” * and would qualify for affordable housing.
Household SizeMax Household Income to Qualify as Low Income
1 $63,350
2 $72,400
3 $81,450
4 $90,500
I* as defined by HUD
Who Qualifies for Affordable Housing?
3. What is Section 8?
A Federal rental subsidy
Allocated by Marin Housing Authority
Households find a private landlord who will accept a Section 8 voucher
Landlord gets a portion of the market rent from the Marin Housing Authority and a portion from the tenant.
4. No difference.
Workforce housing is the same as affordable and low-income housing.
What is the difference between workforce housing and affordable housing?
5.
Commuters generate huge amounts of green house gases.
6. 95% of employed households living in Edgewater Place in Larkspur and Centertown in Corte Madera work in Marin.
Is the lack of affordable housing an environmental issue?
7.
Association of Bay Area Governments (ABAG)
Based on:
projected job growth
transportation capacity
population growth trends
ABAG determines the “Regional Housing Allocation Need” (RHNA).
8. RHNA numbers specify numbers of units for income levels :
Extremely low income
Very low income
Low Income
Moderate Income
Above Moderate Income
WHO DECIDES HOW MUCH AFFORDABLE HOUSING IS NEEDED?
9.
Section of a city’s General Plan
10. Must include:
Analysis of housing need. and constraints that work against meeting that need.
Land use policies and programs to support affordable housing.
3. A list of sites with potential for additional multi-unit affordable housing to achieve RHNA numbers.
City must rezone enough sites to meet the affordable housing need.
What is a Housing Element?
11. Novato RHNA Analysis
12. NO!
Density is just math: number units/ number acres
13. The simple math does not adjust for size of units, parking requirements
14. More important than density are:
DESIGN
PROFESSIONAL PROPERTY MANAGEMENT
Is density a bad word?
15. Next KeyNovato, CaliforniaWell-planned Design Features
Mission-inspired buildings
16. Native, drought-resistant landscaping
Total number of apartments: 32
Studios: 32
All apartment homes in this development are affordable: The adultemployment-and-training students pay no more than 30% of their income on rent and utilities, leaving enough money for food, clothing, school supplies, transportation, etc.
Apartment homes per acre: 32
Developed by: Homeward Bound of Marin
Built in 2008
17. San Clemente Place
Corte Madera, California
Well-planned Design Features:
Open courtyard and landscaped central lawn area create sense of openness.
18. Garden and strategic use of planters in courtyard entryways tie in the natural beauty from
(HEPE) Introduction To Social Determinants Of Health (Hepe) 1antz505
Many youth leaders are compelled to do work with community based non-profit and local public health agencies as both a service learning and philanthropic component in their development as young professionals. However, despite invaluable experiential learning, students often don\'t comprehend key overarching issues such as health disparities, social determinants of health, health policy and community organizing. To address this gap and optimize their community based work, the Health Disparities Student Collaborative (HDSC), a Boston-based student group under Critical MASS for eliminating health disparities and the Center for Community Health Education Research and Service Inc. (CCHERS), developed a curriculum for students designed to broaden their perspectives while working with local public health, non-profit/community organizations and to develop their interest and ability to visualize the power of their collective voice as students and contributors to social justice work. The curriculum utilizes peer education and webinar software and covers three main topics: Current State of Health Disparities, Social Determinants of Health, and Youth Activism on Health Disparities/Social Determinants of Health. HDSC has collaborated with local partners CCHERS/Critical MASS and the Community Based Public Health Caucus (CBPHC) Youth Council to develop this comprehensive “Health Equality Peer Education” training.
The document outlines a framework for promoting participation for health from 2009-2013. It discusses [1] key social and economic determinants of health, [2] population groups and action areas, [3] settings for action, [4] intermediate and long-term outcomes. The goals are to facilitate community and group involvement, self-efficacy, respectful relationships, and access to resources through inclusive, evidence-based programs at multiple levels from individual to societal.
European Commission/European Savings Banks Group Meeting
Brussels, 12 December 2008
Javier Úbeda
Head of Obra Social and Pledging Credit
Spanish Confederation of Savings Banks (CECA)
The document discusses inequality and the challenges of achieving the American Dream. It finds that one's chances of being born into poverty depend on race, with black Americans having a 1 in 3 chance compared to 1 in 10 for white Americans. It also describes the cycle of poverty, where those born into poverty face educational and economic disadvantages that perpetuate across generations. For many African Americans, low wages, poor housing in high-crime areas, and lack of opportunities continue the cycle of poverty and make achieving the American Dream an unrealistic goal.
Vel Phillips was the first African American woman to graduate from UW-Madison Law School in 1951. In 1957, she became the first African American woman elected to the Milwaukee Common Council. As a council member, Phillips advocated for equal housing opportunities and worked to end segregation in Milwaukee, which was one of the most segregated cities in the country at the time. She organized marches and conferences to raise awareness of racial inequalities in housing and employment. Phillips founded The Vel Phillips Foundation to continue advocating for social justice issues through providing scholarships and supporting programs addressing discrimination.
Housing price determinants and the price cycle in bulgariabulgarianproperties
The past decade was very dynamic for the real estate sector throughout the world and especially in Bulgaria, which was often ranked in top 3 of fastest-growing property markets.
A very quick introduction to some of the UK's housing dilemmas, illustrating why more owner-occupation may only make the situation worse. I've written a blog post on it here: http://livingwithrats.blogspot.com/2009/12/for-richer-for-poorer.html
1. Meadow Park Affordable Housing Basics
2. Affordable Housing Definition
Household pays no more than 30% of its total household income for:
Rent and utilities; or
Mortgage payment
Affordability maintained through deed restrictions.
Most of Novato’s working families are“low income” * and would qualify for affordable housing.
Household SizeMax Household Income to Qualify as Low Income
1 $63,350
2 $72,400
3 $81,450
4 $90,500
I* as defined by HUD
Who Qualifies for Affordable Housing?
3. What is Section 8?
A Federal rental subsidy
Allocated by Marin Housing Authority
Households find a private landlord who will accept a Section 8 voucher
Landlord gets a portion of the market rent from the Marin Housing Authority and a portion from the tenant.
4. No difference.
Workforce housing is the same as affordable and low-income housing.
What is the difference between workforce housing and affordable housing?
5.
Commuters generate huge amounts of green house gases.
6. 95% of employed households living in Edgewater Place in Larkspur and Centertown in Corte Madera work in Marin.
Is the lack of affordable housing an environmental issue?
7.
Association of Bay Area Governments (ABAG)
Based on:
projected job growth
transportation capacity
population growth trends
ABAG determines the “Regional Housing Allocation Need” (RHNA).
8. RHNA numbers specify numbers of units for income levels :
Extremely low income
Very low income
Low Income
Moderate Income
Above Moderate Income
WHO DECIDES HOW MUCH AFFORDABLE HOUSING IS NEEDED?
9.
Section of a city’s General Plan
10. Must include:
Analysis of housing need. and constraints that work against meeting that need.
Land use policies and programs to support affordable housing.
3. A list of sites with potential for additional multi-unit affordable housing to achieve RHNA numbers.
City must rezone enough sites to meet the affordable housing need.
What is a Housing Element?
11. Novato RHNA Analysis
12. NO!
Density is just math: number units/ number acres
13. The simple math does not adjust for size of units, parking requirements
14. More important than density are:
DESIGN
PROFESSIONAL PROPERTY MANAGEMENT
Is density a bad word?
15. Next KeyNovato, CaliforniaWell-planned Design Features
Mission-inspired buildings
16. Native, drought-resistant landscaping
Total number of apartments: 32
Studios: 32
All apartment homes in this development are affordable: The adultemployment-and-training students pay no more than 30% of their income on rent and utilities, leaving enough money for food, clothing, school supplies, transportation, etc.
Apartment homes per acre: 32
Developed by: Homeward Bound of Marin
Built in 2008
17. San Clemente Place
Corte Madera, California
Well-planned Design Features:
Open courtyard and landscaped central lawn area create sense of openness.
18. Garden and strategic use of planters in courtyard entryways tie in the natural beauty from
(HEPE) Introduction To Social Determinants Of Health (Hepe) 1antz505
Many youth leaders are compelled to do work with community based non-profit and local public health agencies as both a service learning and philanthropic component in their development as young professionals. However, despite invaluable experiential learning, students often don\'t comprehend key overarching issues such as health disparities, social determinants of health, health policy and community organizing. To address this gap and optimize their community based work, the Health Disparities Student Collaborative (HDSC), a Boston-based student group under Critical MASS for eliminating health disparities and the Center for Community Health Education Research and Service Inc. (CCHERS), developed a curriculum for students designed to broaden their perspectives while working with local public health, non-profit/community organizations and to develop their interest and ability to visualize the power of their collective voice as students and contributors to social justice work. The curriculum utilizes peer education and webinar software and covers three main topics: Current State of Health Disparities, Social Determinants of Health, and Youth Activism on Health Disparities/Social Determinants of Health. HDSC has collaborated with local partners CCHERS/Critical MASS and the Community Based Public Health Caucus (CBPHC) Youth Council to develop this comprehensive “Health Equality Peer Education” training.
The document outlines a framework for promoting participation for health from 2009-2013. It discusses [1] key social and economic determinants of health, [2] population groups and action areas, [3] settings for action, [4] intermediate and long-term outcomes. The goals are to facilitate community and group involvement, self-efficacy, respectful relationships, and access to resources through inclusive, evidence-based programs at multiple levels from individual to societal.
Working Together so Everyone has a Good Place to Call HomeWellesley Institute
The document discusses issues related to housing insecurity and homelessness in Canada. It notes that housing insecurity has persisted and deepened over time. A lack of affordable housing is costly to individuals, communities, the economy and government. While efforts are being made at the community level, the federal government has not implemented a comprehensive national plan to address homelessness. Developing better housing indicators and evidence would help target funding and programs more effectively to improve outcomes.
Ecuador has strategically positioned itself as an attractive country for 21st century investment and development through ethical and sustainable policies. Key points include:
1. Ecuador has implemented regulations that encourage efficient business while ensuring respect for people, nature, workers and society.
2. Reforms to the legal system and tax code have created fiscal stability and fair labor relations to incentivize investment.
3. Ecuador offers strategic location, diverse natural and cultural attractions, human talent, and market access, protected by legal incentives for private investment.
An organization in the Western Himalayas is working with local communities and the Great Himalayan National Park to promote sustainable alternative livelihoods through conservation efforts. The objectives include increasing local participation, developing alternative income sources, and protecting the natural environment and cultural heritage. Some activities include forming women's savings groups, providing training and market access for producing quality products, and establishing self-help groups. Outcomes data shows increasing savings, loans, and incomes generated from agriculture, medicinal plants, handicrafts, and ecotourism over time, benefiting 200 local youths.
The Rising Global Offset Challenge - addressing the half trillion dollar ques...jbarney23
The document discusses the rising global offset challenge and addressing the half trillion dollar question. It notes that offset obligations are growing worldwide, with the Middle East and Asia/Pacific representing the largest volumes and Latin America seeing the fastest growth. It advocates for three strategies for success: implementing business fundamentals, deepening involvement of all stakeholders, and communicating strategically.
Land banks acquire distressed properties and hold them for future use or resale. They typically get properties through tax foreclosure, mortgage foreclosure, donations, or market transfers. Two successful land banks are highlighted - the Genesee County Land Bank Authority in Michigan and the Cuyahoga County Land Reutilization Corp. in Ohio. Rhode Island Housing also runs a land bank program that acquires properties and transfers them to developers to produce long-term affordable housing. The program has invested over $44 million since 2000, with purchases ranging from urban apartment buildings to rural land parcels.
Re-building confidence in the lending market, Working Party on Land Registrat...LandRegistry
Re-building confidence in the lending market, Working Party on Land Registration UNECE 2012, London, Paul Broadhead, Head of Mortgage Policy, Building Societies Association
The document outlines key provincial planning policies and initiatives related to issues such as demographics, housing, health, water, climate change, natural heritage, agriculture, energy, active transportation, and infrastructure. It provides an overview of resources available to municipalities on these topics and discusses policy integration across sectors like housing, natural heritage, and agriculture. Contact information is provided for the Ministry of Municipal Affairs and Housing's Provincial Planning Policy Branch.
The document summarizes the agenda and topics to be discussed at an upcoming global infrastructure summit in London. It includes discussions on strategic infrastructure, public works, economics, trends, projects, and the public sector. Graphs and data will be presented on historical and projected global infrastructure spending, the shift from traditional to new digital infrastructure, and comparisons of infrastructure capacity and investment among countries like Brazil, Russia, India, China, and the US. The strategy session will discuss visions, technical standards, strategic planning, project leadership, and performance metrics. An example of strong domestic infrastructure finance from Brazil's national development bank will also be discussed.
This document discusses strategic financial planning for water resources. It notes that finance is limited and comes from taxes, tariffs, and transfers. Good governance, institutions, and information are needed to effectively use finance. Strategic financial planning provides a structured approach to analyze needs and gaps, determine realistic targets based on available funding sources, and identify priorities. A study in Lesotho developed a financial plan under different scenarios and engaged stakeholders to inform policy and budgeting. Outcomes included improved data, priority setting, and aid effectiveness. Ongoing support is needed to ensure sustainability.
The document provides information about an upcoming CARES meeting, including logistics, speakers, and topics to be covered. Key points include:
- The meeting will focus on finance 101 and the Cottleville Fire District budget.
- Property taxes are the primary source of revenue, with other sources limited by state statute. The tax rate and assessed home values determine individual tax amounts.
- Expenses are primarily personnel costs, with operational costs totaling $514,000 per month.
- Population growth has increased calls and needs, while revenues have been constrained in recent years. Meetings aim to develop recommendations to meet service expectations.
City of Edinburgh Council Delivering the Homelessness StrategyFEANTSA
Presentation given by Mairi Keddie, Planning, Partnerships and Commissioning Manager, Edinburgh City Council at a FEANTSA seminar on "The impact of the economic crisis on tackling homelessness at local level", hosted by the Committee of the Regions, May 2009
The document discusses a proposed national sustainability initiative for Indonesia that would develop the country's abundant renewable energy resources to power the entire country. It estimates that over 90% of Indonesia's renewable sources, such as solar, wind, hydro, and geothermal, remain undeveloped. The initiative would deliver sustainable energy across Indonesia, including to remote islands, creating thousands of new jobs and supporting economic growth while reducing reliance on foreign energy supplies. Supplemental information shows Indonesia's strong growth in energy demand over the past decades and need to adopt sustainable solutions to meet future needs.
Chile is known for its political and economic stability. It has a well-functioning government, is highly integrated into the global economy through many trade agreements, and relies on commodity exports like copper. Chile has a stable and growing economy with low inflation and unemployment. Its GDP has grown steadily in recent years at over 9% annually. The stock market and currency have also strengthened significantly since the 2000s, reflecting Chile's strong economic performance. Major investment in mining projects is also expected in the coming years, presenting opportunities for suppliers to the mining industry. Overall, Chile provides a stable and prosperous environment for investment.
Slides from an APPG on Social Care public debate, in association with the Strategic Society Centre.
Date and time: 16.30-18.30, June 26th 2012
Location: Committee Room 18, House of Commons
Speakers at this event comprised:
James Lloyd, Director, The Strategic Society Centre
Paul Johnson, Director, IFS
Anita Charlesworth, Chief Economist, Nuffield Trust and former Director of Public Spending, HM Treasury
Caroline Abrahams, Director of External Affairs, Age UK
BoyarMiller Breakfast Forum: The Current State of the Capital Markets 2011BoyarMiller
This document summarizes the presentations from the 5th Annual Current State of the Capital Markets Breakfast Forum on September 8, 2011. It includes sections on market performance, credit market stress, the European sovereign debt crisis, US manufacturing and employment data, and investment strategy recommendations to focus on capital preservation given significant downside risks in the markets. It also summarizes private equity and M&A activity trends, noting increased deal volume and values in the energy sector.
Legal Champions Making Change in a Complex, Dynamic, and Increasingly Unequal...Wellesley Institute
This document summarizes a presentation by Michael Shapcott from the Wellesley Institute on legal advocacy for housing and social issues. The presentation notes that we live in a complex, dynamic and increasingly unequal world. It discusses rising inequality in Canada, with the rich getting richer while middle and lower income groups fall behind. The presentation recommends advocacy approaches like identifying root causes, following the money, leveraging rights based approaches, and creating smart solutions. It encourages advocates to identify "homelessness makers" and take action on affordable housing wait lists. The presentation argues housing is critical for health and advocates should use all tools and a rights based approach to tackle complex social issues.
Cimigo on vietnam residential energy use 2013Cimigo
A report on energy use and associated CO2 emissions in residential households in Vietnam. Based on a Cimigo nationwide online survey in March 2013 of 1,400 households. The report exploring residential dwellings and energy use by household and the impact of household composition, appliances and building materials. The report addresses the prevalence of conservation and attitudes to renewable energy.
Trends Affecting Today's Investor - Chris McDermottPhilip Taylor
The document discusses trends affecting today's investors including over a decade of difficult market conditions, an aging population with low retirement readiness, underfunded pensions, high consumer debt levels, and pessimistic investor sentiment. It also outlines how financial advisors can help investors by focusing on key questions related to markets and financial planning, providing education through various channels, and positively influencing investor behavior.
1) Racialized women face significant barriers to accessing breast cancer screening programs resulting in later diagnoses and lower survival rates compared to non-racialized women.
2) Racialized Ontarians experience higher unemployment rates and earnings gaps compared to non-racialized Ontarians, highlighting the need for improved data on racial disparities in the labour market.
3) Unregulated rooming houses in Toronto suburbs have become an important source of affordable housing for vulnerable groups but often lack adequate health and safety protections for tenants.
This presentation suggests that housing and homelessness are not just concerns for the city centre. It looks at how housing insecurity is deep and persisting; how poor housing effects people, communities, the economy and government; the diminishing federal investments in housing; and our lack of a comprehensive national plan.
Michael Shapcott, Director of Housing and Innovation
http://www.wellesleyinstitute.com/
Follow us on twitter @wellesleyWI
Working Together so Everyone has a Good Place to Call HomeWellesley Institute
The document discusses issues related to housing insecurity and homelessness in Canada. It notes that housing insecurity has persisted and deepened over time. A lack of affordable housing is costly to individuals, communities, the economy and government. While efforts are being made at the community level, the federal government has not implemented a comprehensive national plan to address homelessness. Developing better housing indicators and evidence would help target funding and programs more effectively to improve outcomes.
Ecuador has strategically positioned itself as an attractive country for 21st century investment and development through ethical and sustainable policies. Key points include:
1. Ecuador has implemented regulations that encourage efficient business while ensuring respect for people, nature, workers and society.
2. Reforms to the legal system and tax code have created fiscal stability and fair labor relations to incentivize investment.
3. Ecuador offers strategic location, diverse natural and cultural attractions, human talent, and market access, protected by legal incentives for private investment.
An organization in the Western Himalayas is working with local communities and the Great Himalayan National Park to promote sustainable alternative livelihoods through conservation efforts. The objectives include increasing local participation, developing alternative income sources, and protecting the natural environment and cultural heritage. Some activities include forming women's savings groups, providing training and market access for producing quality products, and establishing self-help groups. Outcomes data shows increasing savings, loans, and incomes generated from agriculture, medicinal plants, handicrafts, and ecotourism over time, benefiting 200 local youths.
The Rising Global Offset Challenge - addressing the half trillion dollar ques...jbarney23
The document discusses the rising global offset challenge and addressing the half trillion dollar question. It notes that offset obligations are growing worldwide, with the Middle East and Asia/Pacific representing the largest volumes and Latin America seeing the fastest growth. It advocates for three strategies for success: implementing business fundamentals, deepening involvement of all stakeholders, and communicating strategically.
Land banks acquire distressed properties and hold them for future use or resale. They typically get properties through tax foreclosure, mortgage foreclosure, donations, or market transfers. Two successful land banks are highlighted - the Genesee County Land Bank Authority in Michigan and the Cuyahoga County Land Reutilization Corp. in Ohio. Rhode Island Housing also runs a land bank program that acquires properties and transfers them to developers to produce long-term affordable housing. The program has invested over $44 million since 2000, with purchases ranging from urban apartment buildings to rural land parcels.
Re-building confidence in the lending market, Working Party on Land Registrat...LandRegistry
Re-building confidence in the lending market, Working Party on Land Registration UNECE 2012, London, Paul Broadhead, Head of Mortgage Policy, Building Societies Association
The document outlines key provincial planning policies and initiatives related to issues such as demographics, housing, health, water, climate change, natural heritage, agriculture, energy, active transportation, and infrastructure. It provides an overview of resources available to municipalities on these topics and discusses policy integration across sectors like housing, natural heritage, and agriculture. Contact information is provided for the Ministry of Municipal Affairs and Housing's Provincial Planning Policy Branch.
The document summarizes the agenda and topics to be discussed at an upcoming global infrastructure summit in London. It includes discussions on strategic infrastructure, public works, economics, trends, projects, and the public sector. Graphs and data will be presented on historical and projected global infrastructure spending, the shift from traditional to new digital infrastructure, and comparisons of infrastructure capacity and investment among countries like Brazil, Russia, India, China, and the US. The strategy session will discuss visions, technical standards, strategic planning, project leadership, and performance metrics. An example of strong domestic infrastructure finance from Brazil's national development bank will also be discussed.
This document discusses strategic financial planning for water resources. It notes that finance is limited and comes from taxes, tariffs, and transfers. Good governance, institutions, and information are needed to effectively use finance. Strategic financial planning provides a structured approach to analyze needs and gaps, determine realistic targets based on available funding sources, and identify priorities. A study in Lesotho developed a financial plan under different scenarios and engaged stakeholders to inform policy and budgeting. Outcomes included improved data, priority setting, and aid effectiveness. Ongoing support is needed to ensure sustainability.
The document provides information about an upcoming CARES meeting, including logistics, speakers, and topics to be covered. Key points include:
- The meeting will focus on finance 101 and the Cottleville Fire District budget.
- Property taxes are the primary source of revenue, with other sources limited by state statute. The tax rate and assessed home values determine individual tax amounts.
- Expenses are primarily personnel costs, with operational costs totaling $514,000 per month.
- Population growth has increased calls and needs, while revenues have been constrained in recent years. Meetings aim to develop recommendations to meet service expectations.
City of Edinburgh Council Delivering the Homelessness StrategyFEANTSA
Presentation given by Mairi Keddie, Planning, Partnerships and Commissioning Manager, Edinburgh City Council at a FEANTSA seminar on "The impact of the economic crisis on tackling homelessness at local level", hosted by the Committee of the Regions, May 2009
The document discusses a proposed national sustainability initiative for Indonesia that would develop the country's abundant renewable energy resources to power the entire country. It estimates that over 90% of Indonesia's renewable sources, such as solar, wind, hydro, and geothermal, remain undeveloped. The initiative would deliver sustainable energy across Indonesia, including to remote islands, creating thousands of new jobs and supporting economic growth while reducing reliance on foreign energy supplies. Supplemental information shows Indonesia's strong growth in energy demand over the past decades and need to adopt sustainable solutions to meet future needs.
Chile is known for its political and economic stability. It has a well-functioning government, is highly integrated into the global economy through many trade agreements, and relies on commodity exports like copper. Chile has a stable and growing economy with low inflation and unemployment. Its GDP has grown steadily in recent years at over 9% annually. The stock market and currency have also strengthened significantly since the 2000s, reflecting Chile's strong economic performance. Major investment in mining projects is also expected in the coming years, presenting opportunities for suppliers to the mining industry. Overall, Chile provides a stable and prosperous environment for investment.
Slides from an APPG on Social Care public debate, in association with the Strategic Society Centre.
Date and time: 16.30-18.30, June 26th 2012
Location: Committee Room 18, House of Commons
Speakers at this event comprised:
James Lloyd, Director, The Strategic Society Centre
Paul Johnson, Director, IFS
Anita Charlesworth, Chief Economist, Nuffield Trust and former Director of Public Spending, HM Treasury
Caroline Abrahams, Director of External Affairs, Age UK
BoyarMiller Breakfast Forum: The Current State of the Capital Markets 2011BoyarMiller
This document summarizes the presentations from the 5th Annual Current State of the Capital Markets Breakfast Forum on September 8, 2011. It includes sections on market performance, credit market stress, the European sovereign debt crisis, US manufacturing and employment data, and investment strategy recommendations to focus on capital preservation given significant downside risks in the markets. It also summarizes private equity and M&A activity trends, noting increased deal volume and values in the energy sector.
Legal Champions Making Change in a Complex, Dynamic, and Increasingly Unequal...Wellesley Institute
This document summarizes a presentation by Michael Shapcott from the Wellesley Institute on legal advocacy for housing and social issues. The presentation notes that we live in a complex, dynamic and increasingly unequal world. It discusses rising inequality in Canada, with the rich getting richer while middle and lower income groups fall behind. The presentation recommends advocacy approaches like identifying root causes, following the money, leveraging rights based approaches, and creating smart solutions. It encourages advocates to identify "homelessness makers" and take action on affordable housing wait lists. The presentation argues housing is critical for health and advocates should use all tools and a rights based approach to tackle complex social issues.
Cimigo on vietnam residential energy use 2013Cimigo
A report on energy use and associated CO2 emissions in residential households in Vietnam. Based on a Cimigo nationwide online survey in March 2013 of 1,400 households. The report exploring residential dwellings and energy use by household and the impact of household composition, appliances and building materials. The report addresses the prevalence of conservation and attitudes to renewable energy.
Trends Affecting Today's Investor - Chris McDermottPhilip Taylor
The document discusses trends affecting today's investors including over a decade of difficult market conditions, an aging population with low retirement readiness, underfunded pensions, high consumer debt levels, and pessimistic investor sentiment. It also outlines how financial advisors can help investors by focusing on key questions related to markets and financial planning, providing education through various channels, and positively influencing investor behavior.
1) Racialized women face significant barriers to accessing breast cancer screening programs resulting in later diagnoses and lower survival rates compared to non-racialized women.
2) Racialized Ontarians experience higher unemployment rates and earnings gaps compared to non-racialized Ontarians, highlighting the need for improved data on racial disparities in the labour market.
3) Unregulated rooming houses in Toronto suburbs have become an important source of affordable housing for vulnerable groups but often lack adequate health and safety protections for tenants.
This presentation suggests that housing and homelessness are not just concerns for the city centre. It looks at how housing insecurity is deep and persisting; how poor housing effects people, communities, the economy and government; the diminishing federal investments in housing; and our lack of a comprehensive national plan.
Michael Shapcott, Director of Housing and Innovation
http://www.wellesleyinstitute.com/
Follow us on twitter @wellesleyWI
This presentation examines social housing and housing needs in Toronto and Canada.
Michael Shapcott, Director of Housing and Innovation
www.wellesleyinstitute.com
Follow us on twiter @wellesleyWI
Ending Homelessness in Kingston and Across Canada: What's the Plan?Wellesley Institute
This presentation examines the steps necessary to end homelessness in Kingston and Canada.
Michael Shapcott, Director of Housing and Innovation
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
A Health Equity Toolkit: Towards Health Care Solutions For AllWellesley Institute
This presentation offers health solutions that will help create a more equitable system.
Bob Gardner, Director of Policy
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
This document summarizes a presentation by Michael Shapcott from the Wellesley Institute on the relationship between health and housing. It discusses how housing insecurity and poverty have negative health impacts, but also how good housing can promote health. It notes that federal housing investments in Canada have been declining, leading to a loss of over 130,000 affordable housing units. The document calls for increased and sustained federal investments in affordable housing to improve health outcomes and reduce social costs.
Getting to Yes: Overcoming Barriers to Affordable Family-friendly Housing in ...Wellesley Institute
This presentation examines the barriers that inhibit many people from accessing affordable and family-friendly housing in inner Melbourne, Australia.
Carolyn Whitzman, Professor of Urban Planning
The University of Melbourne
This presentation examines the link between quality cancer care and equity.
Bob Gardner, Director of Policy
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
Acting on Social Determinants and Health Equity: An Equity Toolkit for Public...Wellesley Institute
This presentation examines the relationship between the social determinants of health and health equity.
Bob Gardner, Director of Policy
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
Acting on Social Determinants and Health Equity: Opportunities and Promising ...Wellesley Institute
This presentation looks at the opportunities and practices that establish an effective public health system.
Bob Gardner, Director of Policy
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
This presentation examines the ways in which local action can achieve health equity.
Bob Gardner, Director of Policy
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
State of homelessness infographic.
Stephen Gaetz, Jesse Donaldson, Tim Richter, & Tanya Gulliver (2013): The State of Homelessness in Canada 2013. Toronto: Canadian Homelessness Research Network Press.
This presentation looks at which indicators point to deep and persistent housing insecurity and homelessness and the opportunities for social change.
Michael Shapcott, Director of Housing and Innovation
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
Housing Insecurity and Homelessness: What Should Be Done?Wellesley Institute
This document discusses housing insecurity and homelessness in Canada. It makes four key observations: 1) Housing insecurity and homelessness are deep and persistent problems, 2) They are costly to both individuals and society, 3) Federal investments in housing and homelessness programs have been eroding, and 4) Canada lacks a comprehensive national plan to address these issues. The document advocates for developing new policies and tools to solve the problems in a holistic way.
This presentation introduces complexity and systems thinking, and how they relate to the social determinants of health.
Aziza Mahamoud, Research Associate, Systems Science and Population Health
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
Health Equity for Immigrants and Refugees: Driving Policy ActionWellesley Institute
This presentation discusses health equity for immigrants and refugees.
Bob Gardner, Director of Policy
www.wellesleyinstitute.com
Follow us on twitter @wellesleyWI
Housing and Cities as Human Rights: Dialogues between Latin America and CanadaWellesley Institute
The document summarizes a presentation given by Lorena Zárate on housing and cities as human rights through dialogues between Latin America and Canada. It discusses the work of Habitat International Coalition, an NGO network working on human habitat issues in over 125 countries. It also describes the Mexico City Charter for the Right to the City, a document signed in 2010 that establishes principles for democratic management and production of urban space with a focus on social justice, sustainability, and collective rights.
This presentation provides facts about legalized gaming in Canada and situates these facts within the larger discussion on the negative impacts of Casinos on our health.
Jim Cosgrave, Professor of Sociology
Trent University
This presentation looks at the negative health impacts of a Casino in Toronto.
Dr. David McKeown, Toronto's Medical Officer of Health
Toronto Public Health
Building Inclusive Cities: Planning Tools that promote the Right to the CityWellesley Institute
This presentation looks at the ways in which cities can be inclusive and examines interesting projects happening around the globe.
Carolyn Whitzman, Professor of Urban Planning
University of Melbourne
Here is Gabe Whitley's response to my defamation lawsuit for him calling me a rapist and perjurer in court documents.
You have to read it to believe it, but after you read it, you won't believe it. And I included eight examples of defamatory statements/
13062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
Youngest c m in India- Pema Khandu BiographyVoterMood
Pema Khandu, born on August 21, 1979, is an Indian politician and the Chief Minister of Arunachal Pradesh. He is the son of former Chief Minister of Arunachal Pradesh, Dorjee Khandu. Pema Khandu assumed office as the Chief Minister in July 2016, making him one of the youngest Chief Ministers in India at that time.
Essential Tools for Modern PR Business .pptxPragencyuk
Discover the essential tools and strategies for modern PR business success. Learn how to craft compelling news releases, leverage press release sites and news wires, stay updated with PR news, and integrate effective PR practices to enhance your brand's visibility and credibility. Elevate your PR efforts with our comprehensive guide.
Howard Fineman, Veteran Political Journalist and TV Pundit, Dies at 75
Housing and Inequality
1. Housing
and
inequality
Michael Shapcott
The Wellesley Institute
economicinequality.ca
June 26, 2012
2. Typical two-bedroom apt:
$44,920 household income
Entry level condominium:
$70,600 household income
20% of h/hs <$18,000
50% of h/hs <$41,000
3. Toronto affordable housing wait list
8 213
85000 8
80000
75000
70000
6379 1
65000
60000
2004
2005
2006
2007
2008
2009
2010
2011
January 2012 – 82,610
February 2012 – 82,756
March 2012 – 83,681
April 2012 – 84,075
May 2012 – 85,088
4. For renters, average market rents are
outpacing renter household incomes
Housing benefit
Rent regulation
L/L subsidies / credits
Inclusionary housing
RGI subsidies
Co-op / NP housing
Social finance
Housing rights for all
6. When the feds
cut a dollar in
housing
investments…
…Ontario
cuts a
dollar (or
more)
7. Don Drummond
Recommendation 19-14: Ontario
should negotiate with federal
government to commit to housing
framework for Canada that includes
adequate, stable, long-term federal
funding and encourages housing
partners and stakeholders, including
municipal governments, to work
with federal government to secure
this commitment.
Municipal Infrastructure About 40 per cent of public
infrastructure in Ontario is owned by the province’s 444
municipalities. Assets include roads and bridges, water and
wastewater infrastructure, transit systems, affordable/social
housing, solid waste facilities, public buildings, Conservation
Authority infrastructure, and land... Municipalities are
responsible for maintaining their infrastructure... The province
also has an ongoing obligation to help ensure the safety and
sustainability of municipal infrastructure.