The document provides information on voluntary benefits that Hoffman Hospitality Group offers its employees, including critical illness insurance, accident insurance, hospital indemnity insurance, legal services, identity theft protection, and pet insurance. It summarizes the key benefits of each plan, highlighting how they provide cash payments for covered medical events or services and discounts. The legal services plan through ARAG is described in more detail, outlining the types of common legal issues it can help address at lower costs than seeing an attorney without the plan.
This document provides information about voluntary benefits that can be offered to employees, including critical illness insurance, accident insurance, hospital indemnity insurance, pet insurance, and legal services. It discusses the value of these benefits and provides examples of common situations where each type of coverage could help pay expenses. Product snapshots are included for critical illness insurance, accident insurance, and hospital indemnity insurance from Transamerica, as well as for legal services from ARAG and pet insurance from Nationwide.
The Benefit Corner aims to redefine the insurance industry by changing how people buy insurance. It provides a "one stop shop" for all insurance needs in an easy, efficient manner. Many current clients have high deductible health plans and lack sufficient protection. The Benefit Corner's CA Premier policy bundles critical illness, accident, life, and disability insurances to help cover out-of-pocket medical costs from injuries or illnesses. The agency focuses on clients with ACA, non-ACA, or no group health insurance who need additional protection and financial planning assistance. Sample call scripts educate potential clients on the CA Premier policy benefits and ease of enrollment.
The document discusses the importance of disability income insurance. It notes that the probability of becoming disabled before age 65 is quite high. It also discusses how most disabilities are caused by illness rather than accidents. The document emphasizes that disability insurance can help replace lost income that results from being unable to work due to injury or illness. It highlights some limitations of relying solely on savings, employer-provided insurance, Social Security, or workers compensation.
Life Insurance Trusts and Charitable Planning Techniquesscoop85
Learn techniques to provide protection for life insurance proceeds against estate tax exposure and creditors, and how to integrate charitable planning techniques that benefit the client and their family as well as selected charities.
This document summarizes disability income insurance and promotes Mutual of Omaha's Disability Income Choice Portfolio. It notes that disability is more likely than death for working adults and can lead to loss of income. It outlines limitations of other potential sources of income replacement during disability, like employer policies, Social Security, workers compensation, and personal savings. The Disability Income Choice Portfolio offers different short- and long-term accident and sickness policies to help protect income in case of disability. Readers are encouraged to speak with an agent to learn more.
Employee benefits can be complicated but are important protections. This document provides an overview of health insurance basics and terminology. It explains that health insurance spreads costs among groups and improves access to care. There are different types of plans including group insurance through employers and individual plans. Key terms are defined, such as premiums, deductibles, copays, coinsurance, and out-of-pocket maximums. Understanding these concepts makes health insurance easier to navigate.
aWHIP - Arts Workers Health Insurance ProgramTheatre Ontario
This document provides information about a new Arts Worker Health Insurance Program (aWHIP). It introduces Steve Beatty and Michael Kelly who created the program. The document outlines some of the key features of the aWHIP plans, including coverage for prescription drugs, paramedical services, dental care, vision care, accident insurance, and out-of-country medical coverage. It notes the costs artists could face without adequate health insurance and compares aWHIP's coverage and fees to other options like OHIP. Attendees are encouraged to enroll in aWHIP to receive benefits not covered by OHIP.
This document provides information about voluntary benefits that can be offered to employees, including critical illness insurance, accident insurance, hospital indemnity insurance, pet insurance, and legal services. It discusses the value of these benefits and provides examples of common situations where each type of coverage could help pay expenses. Product snapshots are included for critical illness insurance, accident insurance, and hospital indemnity insurance from Transamerica, as well as for legal services from ARAG and pet insurance from Nationwide.
The Benefit Corner aims to redefine the insurance industry by changing how people buy insurance. It provides a "one stop shop" for all insurance needs in an easy, efficient manner. Many current clients have high deductible health plans and lack sufficient protection. The Benefit Corner's CA Premier policy bundles critical illness, accident, life, and disability insurances to help cover out-of-pocket medical costs from injuries or illnesses. The agency focuses on clients with ACA, non-ACA, or no group health insurance who need additional protection and financial planning assistance. Sample call scripts educate potential clients on the CA Premier policy benefits and ease of enrollment.
The document discusses the importance of disability income insurance. It notes that the probability of becoming disabled before age 65 is quite high. It also discusses how most disabilities are caused by illness rather than accidents. The document emphasizes that disability insurance can help replace lost income that results from being unable to work due to injury or illness. It highlights some limitations of relying solely on savings, employer-provided insurance, Social Security, or workers compensation.
Life Insurance Trusts and Charitable Planning Techniquesscoop85
Learn techniques to provide protection for life insurance proceeds against estate tax exposure and creditors, and how to integrate charitable planning techniques that benefit the client and their family as well as selected charities.
This document summarizes disability income insurance and promotes Mutual of Omaha's Disability Income Choice Portfolio. It notes that disability is more likely than death for working adults and can lead to loss of income. It outlines limitations of other potential sources of income replacement during disability, like employer policies, Social Security, workers compensation, and personal savings. The Disability Income Choice Portfolio offers different short- and long-term accident and sickness policies to help protect income in case of disability. Readers are encouraged to speak with an agent to learn more.
Employee benefits can be complicated but are important protections. This document provides an overview of health insurance basics and terminology. It explains that health insurance spreads costs among groups and improves access to care. There are different types of plans including group insurance through employers and individual plans. Key terms are defined, such as premiums, deductibles, copays, coinsurance, and out-of-pocket maximums. Understanding these concepts makes health insurance easier to navigate.
aWHIP - Arts Workers Health Insurance ProgramTheatre Ontario
This document provides information about a new Arts Worker Health Insurance Program (aWHIP). It introduces Steve Beatty and Michael Kelly who created the program. The document outlines some of the key features of the aWHIP plans, including coverage for prescription drugs, paramedical services, dental care, vision care, accident insurance, and out-of-country medical coverage. It notes the costs artists could face without adequate health insurance and compares aWHIP's coverage and fees to other options like OHIP. Attendees are encouraged to enroll in aWHIP to receive benefits not covered by OHIP.
This document provides an overview and review of critical illness insurance. It discusses how critical illnesses like cancer and heart disease can impact finances through lost income and medical costs. It then outlines sources of funds people may have like health insurance, disability insurance, and savings, but notes their limitations. The document proposes critical illness insurance as a potential solution, explaining that it pays a lump sum that can be used flexibly upon diagnosis of a covered critical illness. This allows focusing on treatment instead of finances. The document also clarifies what critical illness insurance is not, such as health care insurance.
This presentation provides an overview of the road map needed to avoid the land mines and traps related to Medicaid. Proper planning is needed to preserve a legacy, cover final expenses and still be eligible for all available Medicaid benefits.
The document discusses long-term care planning and insurance. It notes that about half of people will need long-term care services, which can cost $50,000-$100,000 per year. However, traditional health insurance like Medicare does not cover long-term custodial care. Purchasing long-term care insurance can help cover these costs and close a gap in many retirement plans. The document provides an overview of long-term care insurance benefits and costs.
This document discusses estate planning objectives such as planning for disability or incapacity, developing a plan to distribute assets to minimize taxes, and considerations like who should make medical and financial decisions if incapacitated. It outlines documents like powers of attorney, living wills, wills and trusts. It also covers intestacy, probate vs non-probate assets, federal and state estate taxes, and the goals of estate planning such as providing for family and minimizing taxes.
Long-term care planning involves assessing the risks of needing long-term care services and protecting assets from being depleted by high costs. Common strategies include long-term care insurance, Medicaid planning through trusts or transferring assets, and using life insurance proceeds. Medicaid is often the last option and has strict eligibility rules around assets, income, transfers, and recovery against the estate. Comprehensive long-term care planning requires working with specialists to navigate the complex rules and identify the best strategies.
Fraser Trebilcock teamed up with Lansing Regional Chamber of Commerce to present a free seminar to help employers keep up with changes related to Health Care Reform. This is the fourth presentation in the Business Education Series, titled "Navigating the ACA Marketplace: Guidance for Small Businesses and Individuals". Michael James, Senior Health Care and Business Attorney from Fraser Trebilcock, presented the keynote presentation.
This document summarizes an insurance policy that provides cash payments directly to policyholders if they are unable to work due to sickness or injury. It pays up to $2,000 per month for up to six months. The policy covers a range of illnesses and injuries from minor issues like sprains to more serious conditions like cancer. It is an affordable option with discounts for healthy behaviors. Claims filing is straightforward with an insurance card provided.
- A revocable living trust allows people to avoid probate, maintain privacy over their estate, and control how and when heirs inherit assets.
- It provides for disability planning so a court does not appoint a conservator and allows people to choose their own medical decision makers.
- A revocable living trust can also help preserve estate and gift tax exemptions which can save millions of dollars in taxes.
The document discusses paid sick leave compliance and best practices for employers. It provides an overview of the expansion of paid sick leave laws from one state and seven jurisdictions in 2014 to three states and eighteen jurisdictions currently. It reviews the key details and requirements of paid sick leave laws in states like California, Connecticut, and Massachusetts as well as various cities. These include eligibility, accrual, usage limits, family definitions, and certification processes. The document also discusses challenges employers face in managing paid sick leave and provides resources for continued compliance.
The document provides information about the Affordable Care Act (ACA) and enrolling in health insurance plans. It explains that the ACA provides protections like coverage for pre-existing conditions. It also describes essential health benefits that all plans must cover. The document then gives steps for enrolling including determining income level and whether to enroll on or off the exchange. It provides details on subsidies and how to calculate them. Finally, it outlines the different metal-tiered plan levels (catastrophic, bronze, silver, gold, platinum) and their coverage amounts and costs.
A married couple can lose $250,000 in Social Security benefits over their lifetime if they use the wrong claiming strategy. While most people think they should claim benefits as early as possible at age 62, waiting until full retirement age of 66 or 70 can result in higher monthly benefits. The document discusses several common myths about Social Security, such as that the program is going broke or that income from benefits is completely tax-free. It provides the realities of the current financial status of Social Security and rules regarding taxation of benefits. The summary aims to help readers understand important rules and strategies when planning for Social Security income during retirement.
A Woman's Guide to Health Care in RetirementDolf Dunn
Health care in retirement can be one of the largest expense items for people, especially women. It is crucial you plan on these costs in your retirement budget. Need help? Give us a call.
RLee Insurance Solutions provides information to help seniors make the right decisions about their insurance needs. The company was founded with the goal of treating seniors with respect and giving them all the facts to make well-informed choices. The document then provides details on Medicare costs, coverage, and recent changes including: 1) The Qualified Individual program is now permanent to help low-income seniors with Part B costs. 2) Social Security numbers will be removed from Medicare cards by 2019. 3) Therapy caps exceptions are extended for two years. 4) Part B premiums are projected to increase over $50 by 2023.
This document describes the Transamerica Retirement Income Plus variable annuity. It offers lifetime withdrawals with rates between 4-6.5% depending on age. The annuity simplifies retirement planning by reducing choices to investment selection and contribution amount. It aims to grow and protect retirement income through features like annual compounding when withdrawals are not taken. The annuity addresses challenges retirees face like rising lifespans, declining pensions, and low interest rates.
The document discusses optimizing Social Security benefits and lifetime income in retirement. It provides an agenda covering retirement facts, Social Security basics, filing strategies and recent changes. The presentation is intended to help clients better understand how to maximize their Social Security income and address concerns around having enough money in retirement given increasing lifespans. Key topics include Social Security calculations, the impact of claiming age on benefits, spousal and survivor benefits, and strategies for filling potential gaps in income.
Human Resource & Payroll Services And Solutions - Houston, Dallas, Austin - Texas www.hrp.net. If you are like most people, you find yourself paying more for out-of-pocket healthcare costs. You may wonder what benefit you can get on your tax return for all the expenses. The answer for many people is nothing. But you may be one of the fortunate ones who is able to claim healthcare-related tax breaks for health insurance premiums and medical expenses. This presentation explains the rules.
This document provides a 3-step guide to disability income protection: 1) Understand the need for income protection given disability statistics, 2) Protect your income through individual disability insurance to supplement employer policies, and 3) Regularly review your disability plan for changes in needs. It emphasizes the importance of disability coverage given the risk of becoming unable to work and the limited alternatives to replace lost income from savings or social security.
This document provides information about insurance options from HealthMarkets Insurance Agency. It discusses the company's experience and licensed insurance partners. The document then covers various types of insurance policies like health, supplemental, life and retirement. It provides details on health care reform, the metal plan levels, and qualifying life events. Fact finders are included to gather client details. The presentation aims to help clients understand their insurance needs and options at different life stages to create a customized protection for life solution.
This document provides information about insurance options from HealthMarkets Insurance Agency. It discusses the company's experience and licensed insurance partners. The document then covers various types of insurance policies like health, supplemental, life and retirement. It provides details on health care reform, the metal plan levels, and qualifying life events. Fact finders are included to gather client details. The presentation aims to help clients understand their insurance needs and options at different life stages to create a customized protection for life solution.
This document provides information about health, life, and supplemental insurance products. It discusses helping clients protect their health, income, and family through various insurance solutions tailored to their needs and budget. Sample products discussed include health, life, Medicare, and supplemental policies. The document also covers topics like health care reform, the metal tier plans, and qualifying life events as they relate to insurance.
This document provides information about health insurance literacy. It explains that health insurance plans can vary and not everyone has the same coverage. It emphasizes the importance of understanding an insurance plan's coverage, costs, and accepted providers. The document also notes that healthcare costs have risen significantly faster than average salaries. Additionally, it outlines penalties for lacking health insurance and free preventative services covered by some plans. Overall, the key message is that health insurance literacy can help save money by better navigating coverage options and care costs.
This document provides an overview and review of critical illness insurance. It discusses how critical illnesses like cancer and heart disease can impact finances through lost income and medical costs. It then outlines sources of funds people may have like health insurance, disability insurance, and savings, but notes their limitations. The document proposes critical illness insurance as a potential solution, explaining that it pays a lump sum that can be used flexibly upon diagnosis of a covered critical illness. This allows focusing on treatment instead of finances. The document also clarifies what critical illness insurance is not, such as health care insurance.
This presentation provides an overview of the road map needed to avoid the land mines and traps related to Medicaid. Proper planning is needed to preserve a legacy, cover final expenses and still be eligible for all available Medicaid benefits.
The document discusses long-term care planning and insurance. It notes that about half of people will need long-term care services, which can cost $50,000-$100,000 per year. However, traditional health insurance like Medicare does not cover long-term custodial care. Purchasing long-term care insurance can help cover these costs and close a gap in many retirement plans. The document provides an overview of long-term care insurance benefits and costs.
This document discusses estate planning objectives such as planning for disability or incapacity, developing a plan to distribute assets to minimize taxes, and considerations like who should make medical and financial decisions if incapacitated. It outlines documents like powers of attorney, living wills, wills and trusts. It also covers intestacy, probate vs non-probate assets, federal and state estate taxes, and the goals of estate planning such as providing for family and minimizing taxes.
Long-term care planning involves assessing the risks of needing long-term care services and protecting assets from being depleted by high costs. Common strategies include long-term care insurance, Medicaid planning through trusts or transferring assets, and using life insurance proceeds. Medicaid is often the last option and has strict eligibility rules around assets, income, transfers, and recovery against the estate. Comprehensive long-term care planning requires working with specialists to navigate the complex rules and identify the best strategies.
Fraser Trebilcock teamed up with Lansing Regional Chamber of Commerce to present a free seminar to help employers keep up with changes related to Health Care Reform. This is the fourth presentation in the Business Education Series, titled "Navigating the ACA Marketplace: Guidance for Small Businesses and Individuals". Michael James, Senior Health Care and Business Attorney from Fraser Trebilcock, presented the keynote presentation.
This document summarizes an insurance policy that provides cash payments directly to policyholders if they are unable to work due to sickness or injury. It pays up to $2,000 per month for up to six months. The policy covers a range of illnesses and injuries from minor issues like sprains to more serious conditions like cancer. It is an affordable option with discounts for healthy behaviors. Claims filing is straightforward with an insurance card provided.
- A revocable living trust allows people to avoid probate, maintain privacy over their estate, and control how and when heirs inherit assets.
- It provides for disability planning so a court does not appoint a conservator and allows people to choose their own medical decision makers.
- A revocable living trust can also help preserve estate and gift tax exemptions which can save millions of dollars in taxes.
The document discusses paid sick leave compliance and best practices for employers. It provides an overview of the expansion of paid sick leave laws from one state and seven jurisdictions in 2014 to three states and eighteen jurisdictions currently. It reviews the key details and requirements of paid sick leave laws in states like California, Connecticut, and Massachusetts as well as various cities. These include eligibility, accrual, usage limits, family definitions, and certification processes. The document also discusses challenges employers face in managing paid sick leave and provides resources for continued compliance.
The document provides information about the Affordable Care Act (ACA) and enrolling in health insurance plans. It explains that the ACA provides protections like coverage for pre-existing conditions. It also describes essential health benefits that all plans must cover. The document then gives steps for enrolling including determining income level and whether to enroll on or off the exchange. It provides details on subsidies and how to calculate them. Finally, it outlines the different metal-tiered plan levels (catastrophic, bronze, silver, gold, platinum) and their coverage amounts and costs.
A married couple can lose $250,000 in Social Security benefits over their lifetime if they use the wrong claiming strategy. While most people think they should claim benefits as early as possible at age 62, waiting until full retirement age of 66 or 70 can result in higher monthly benefits. The document discusses several common myths about Social Security, such as that the program is going broke or that income from benefits is completely tax-free. It provides the realities of the current financial status of Social Security and rules regarding taxation of benefits. The summary aims to help readers understand important rules and strategies when planning for Social Security income during retirement.
A Woman's Guide to Health Care in RetirementDolf Dunn
Health care in retirement can be one of the largest expense items for people, especially women. It is crucial you plan on these costs in your retirement budget. Need help? Give us a call.
RLee Insurance Solutions provides information to help seniors make the right decisions about their insurance needs. The company was founded with the goal of treating seniors with respect and giving them all the facts to make well-informed choices. The document then provides details on Medicare costs, coverage, and recent changes including: 1) The Qualified Individual program is now permanent to help low-income seniors with Part B costs. 2) Social Security numbers will be removed from Medicare cards by 2019. 3) Therapy caps exceptions are extended for two years. 4) Part B premiums are projected to increase over $50 by 2023.
This document describes the Transamerica Retirement Income Plus variable annuity. It offers lifetime withdrawals with rates between 4-6.5% depending on age. The annuity simplifies retirement planning by reducing choices to investment selection and contribution amount. It aims to grow and protect retirement income through features like annual compounding when withdrawals are not taken. The annuity addresses challenges retirees face like rising lifespans, declining pensions, and low interest rates.
The document discusses optimizing Social Security benefits and lifetime income in retirement. It provides an agenda covering retirement facts, Social Security basics, filing strategies and recent changes. The presentation is intended to help clients better understand how to maximize their Social Security income and address concerns around having enough money in retirement given increasing lifespans. Key topics include Social Security calculations, the impact of claiming age on benefits, spousal and survivor benefits, and strategies for filling potential gaps in income.
Human Resource & Payroll Services And Solutions - Houston, Dallas, Austin - Texas www.hrp.net. If you are like most people, you find yourself paying more for out-of-pocket healthcare costs. You may wonder what benefit you can get on your tax return for all the expenses. The answer for many people is nothing. But you may be one of the fortunate ones who is able to claim healthcare-related tax breaks for health insurance premiums and medical expenses. This presentation explains the rules.
This document provides a 3-step guide to disability income protection: 1) Understand the need for income protection given disability statistics, 2) Protect your income through individual disability insurance to supplement employer policies, and 3) Regularly review your disability plan for changes in needs. It emphasizes the importance of disability coverage given the risk of becoming unable to work and the limited alternatives to replace lost income from savings or social security.
This document provides information about insurance options from HealthMarkets Insurance Agency. It discusses the company's experience and licensed insurance partners. The document then covers various types of insurance policies like health, supplemental, life and retirement. It provides details on health care reform, the metal plan levels, and qualifying life events. Fact finders are included to gather client details. The presentation aims to help clients understand their insurance needs and options at different life stages to create a customized protection for life solution.
This document provides information about insurance options from HealthMarkets Insurance Agency. It discusses the company's experience and licensed insurance partners. The document then covers various types of insurance policies like health, supplemental, life and retirement. It provides details on health care reform, the metal plan levels, and qualifying life events. Fact finders are included to gather client details. The presentation aims to help clients understand their insurance needs and options at different life stages to create a customized protection for life solution.
This document provides information about health, life, and supplemental insurance products. It discusses helping clients protect their health, income, and family through various insurance solutions tailored to their needs and budget. Sample products discussed include health, life, Medicare, and supplemental policies. The document also covers topics like health care reform, the metal tier plans, and qualifying life events as they relate to insurance.
This document provides information about health insurance literacy. It explains that health insurance plans can vary and not everyone has the same coverage. It emphasizes the importance of understanding an insurance plan's coverage, costs, and accepted providers. The document also notes that healthcare costs have risen significantly faster than average salaries. Additionally, it outlines penalties for lacking health insurance and free preventative services covered by some plans. Overall, the key message is that health insurance literacy can help save money by better navigating coverage options and care costs.
Wall of Protection: Health, Income, and Life InsuranceAlanna Russell
Discover how insurance can be customized and used as a financial tool to protect ALL of your life. Take control of your assets, plan your course, protect your empire.
See how you can eliminate most all the ways people fail financially. Whether you live long, die too soon or get a critical illness along the way, you can be financially protected. Eliminate financial stress during a major illness and you will heal quicker. We show you how.
After viewing, learn more at www.petercatalano.com
This document discusses Pre-Paid Legal Services and their legal plans and identity theft protection services. It outlines three major problems facing many people today: not having enough money, lack of time freedom, and identity theft. It then summarizes Pre-Paid Legal's solutions which include legal plans that provide access to attorneys for everyday legal needs starting at $10.95 per month, identity theft monitoring and restoration services for an additional $9.95 per month, and the opportunity to earn money by referring others to these services. The timing for these services is described as opportune given the prevalence of identity theft and legal issues people face.
Can I Give Away Assets to Qualify for Medicaid in Arizona?Larry Deason
In fact, there are some significant out-of-pocket expenses to contend with, and there is an enormous gap: Medicare will not pay the majority of all for long-term care. Learn more about medicaid in Arizona in this presentation.
This document provides an overview of three final expense insurance plans - Immediate Solution, 10 Pay Solution, and Easy Solution - offered by Transamerica Life Insurance Company. It summarizes key details of the plans, including coverage amounts, issue ages, premium structures, and optional riders. The plans are presented as alternatives for individuals who believe Social Security or Veterans benefits will not fully cover their end-of-life expenses, which are estimated to average over $24,000. The document promotes the plans as ways to financially protect loved ones from the burden of funeral costs.
Does Medicare Pay for Long-Term Care in New YorkMark Eghrari
Medicare does not pay for long-term custodial care like that received in nursing homes. Such care can cost over $160,000 per year in New York. While Medicare helps with medical costs, 7 in 10 seniors will require long-term care assistance that Medicare does not cover. Medicaid may pay for long-term care for those with limited assets who qualify through a spend-down process. Planning is needed to qualify for Medicaid assistance with long-term care costs that Medicare does not cover.
This document provides an overview of different types of personal insurance products and tips to help avoid common mistakes. It discusses life insurance, total and permanent disability insurance, income protection insurance, trauma insurance, and business expenses insurance. It emphasizes the importance of having adequate insurance coverage to protect your family's livelihood in case of illness, injury, or death. It warns against direct marketing insurance due to higher costs, lack of features, and uncertainty of payouts. It recommends seeking independent financial advice to help determine the right insurance coverage tailored to individual needs and circumstances.
Assure is a comprehensive health insurance coverage plan from Religare Health Insurance. It covers Critical Illness, Surgical Procedures, Medical Events as well as give Personal accident cover.
Is Your Retirement At Risk In Today's Economy?Neal Mandelbaum
If you are seeking guaranteed, predictable income that you cannot outlive with the flexibility to start and stop your payments, then Income For Life may be right for you.
The document discusses the importance of disability income planning and insurance. It notes that most people do not realize how much income they are expected to earn over their careers. It then highlights the risks of disability and average durations. The rest of the document provides examples of sources of funds during a disability, and suggests that disability income insurance can help replace income and maintain lifestyle. It includes a checklist for evaluating disability income policy features and benefits. The final pages provide a disability income action plan.
Imagine having world-class identity theft protection AND access to the largest attorney network in the world for less than the cost of a bottle of water a day!
Protect your Family, Finances, and Your Future Today:
https://www.hrmcplans.com/271942
Legal Shield is also available for Your Business:
http://www.seeyourlegalplan.biz/271942
When a company considers offering an HRA, they want to be sure their employees will find it valuable.
In this first session in a three-part webinar series, we’ll show exactly what the HRA experience is like for an employee. We’ll walk through:
The basics of how an HRA works
How your employee can buy health insurance
What they need to do when they go to the doctor or have another expense
How they’ll submit expenses for reimbursement
How your employee will receive reimbursement
Which expenses are eligible
How an expense is approved
How the allowance works, including rollover, recommended amounts, and more
Do You Know How Much Zurich Paid out in Benefit Claims between Jan 2017 to Dec 2019 ?
Is your family protected?
https://lnkd.in/eV_GA85
https://lnkd.in/ekUXXVN
The document discusses a life insurance policy that provides death benefit protection while also allowing policyholders to access a portion of the death benefit if diagnosed with a critical or chronic illness. It provides an example of a 45-year-old man who suffers a heart attack and accelerates 90% of his $500,000 policy, receiving $268,219 to pay medical bills and other expenses while keeping $50,000 of the death benefit for his family. It also gives an example of a man who develops rheumatoid arthritis at 55 and can accelerate portions of his policy annually to pay for health care costs while preserving the rest of the savings for his family and retirement. The policy is presented as a way for clients to prepare for unexpected medical
Similar to Hofman hospitality Group Voluntary Benefits (20)
Accelerating AI Integration with Collaborative Learning - Kinga Petrovai - So...SocialHRCamp
Speaker: Kinga Petrovai
You have the new AI tools, but how can you help your team use them to their full potential? As technology is changing daily, it’s hard to learn and keep up with the latest developments. Help your team amplify their learning with a new collaborative learning approach called the Learning Hive.
This session outlines the Learning Hive approach that sets up collaborations that foster great learning without the need for L&D to produce content. The Learning Hive enables effective knowledge sharing where employees learn from each other and apply this learning to their work, all while building stronger community bonds. This approach amplifies the impact of other learning resources and fosters a culture of continuous learning within the organization.
Building Meaningful Talent Communities with AI - Heather Pysklywec - SocialHR...SocialHRCamp
Speaker: Heather Pysklywec
Digital transformation has transformed the talent acquisition landscape over the past ten years. Now, with the introduction of artificial intelligence, HR professionals are faced with a new suite of tools to choose from. The question remains, where to start, what to be aware of, and what tools will complement the talent acquisition strategy of the organization? This session will give a summary of helpful AI tools in the industry, explain how they can fit into existing systems, and encourage attendees to explore if AI tools can improve their process.
AI Considerations in HR Governance - Shahzad Khan - SocialHRCamp Ottawa 2024SocialHRCamp
Speaker: Shahzad Khan
This session on "AI Considerations in Human Resources Governance" explores the integration of Artificial Intelligence (AI) into HR practices, examining its history, current applications, and the governance issues it raises. A framework to view Government in modern organizations is provided, along with the transformation and key considerations associated with each element of this framework, drawing lessons from other AI projects to illustrate these aspects. We then dive into AI's use in resume screening, talent acquisition, employee retention, and predictive analytics for workforce management. Highlighting modern governance challenges, it addresses AI's impact on the gig economy as well as DEI. We then conclude with future trends in AI for HR, offering strategic recommendations for incorporating AI in HR governance.
The Rules Do Apply: Navigating HR ComplianceAggregage
https://www.humanresourcestoday.com/frs/26903483/the-rules-do-apply--navigating-hr-compliance
HR Compliance is like a giant game of whack-a-mole. Once you think your company is compliant with all policies and procedures documented and in place, there’s a new or amended law, regulation, or final rule that pops up landing you back at ‘start.’ There are shifts, interpretations, and balancing acts to understanding compliance changes. Keeping up is not easy and it’s very time consuming.
This is a particular pain point for small HR departments, or HR departments of 1, that lack compliance teams and in-house labor attorneys. So, what do you do?
The goal of this webinar is to make you smarter in knowing what you should be focused on and the questions you should be asking. It will also provide you with resources for making compliance more manageable.
Objectives:
• Understand the regulatory landscape, including labor laws at the local, state, and federal levels
• Best practices for developing, implementing, and maintaining effective compliance programs
• Resources and strategies for staying informed about changes to labor laws, regulations, and compliance requirements
Becoming Relentlessly Human-Centred in an AI World - Erin Patchell - SocialHR...SocialHRCamp
Speaker: Erin Patchell
Imagine a world where the needs, experiences, and well-being of people— employees and customers — are the focus of integrating technology into our businesses. As HR professionals, what tools exist to leverage AI and technology as a force for both people and profit? How do we influence a culture that takes a human-centred lens?
Watch this expert-led webinar to learn effective tactics that high-volume hiring teams can use right now to attract top talent into their pipeline faster.
How to Leverage AI to Boost Employee Wellness - Lydia Di Francesco - SocialHR...SocialHRCamp
Speaker: Lydia Di Francesco
In this workshop, participants will delve into the realm of AI and its profound potential to revolutionize employee wellness initiatives. From stress management to fostering work-life harmony, AI offers a myriad of innovative tools and strategies that can significantly enhance the wellbeing of employees in any organization. Attendees will learn how to effectively leverage AI technologies to cultivate a healthier, happier, and more productive workforce. Whether it's utilizing AI-powered chatbots for mental health support, implementing data analytics to identify internal, systemic risk factors, or deploying personalized wellness apps, this workshop will equip participants with actionable insights and best practices to harness the power of AI for boosting employee wellness. Join us and discover how AI can be a strategic partner towards a culture of wellbeing and resilience in the workplace.
Your Guide To Finding The Perfect Part-Time JobSnapJob
Part-time workers account for a significant part of the workforce, including individuals of all ages. A lot of industries hire part-time workers in different capacities, including temporary or seasonal openings, ranging from managerial to entry-level positions. However, many people still doubt taking on these roles and wonder how a temporary part-time job can help them achieve their long-term goals.
Start Smart: Learning the Ropes of AI for HR - Celine Maasland - SocialHRCamp...SocialHRCamp
Speaker: Celine Maasland
In this session, we’ll demystify the process of integrating artificial intelligence into everyday HR tasks. This presentation will guide HR professionals through the initial steps of identifying AI opportunities, choosing the right tools, and effectively implementing technology to streamline operations. Additionally, we’ll delve into the specialized skill of prompt engineering, demonstrating how to craft precise prompts to enhance interactions between AI systems and employees. Whether you’re new to AI or looking to refine some of your existing strategies, this session will equip you with the knowledge and tools to harness AI’s potential in transforming HR functions.
1. H E A LT H W E A LT H C A R E E R
MARCH 2018
V O L U N T A R Y B E N E F I T S 1 0 1 :
T A K I N G C A R E O F Y O U A N D
Y O U R F A M I L Y
H O F M A N H O S P I T A L I T Y G R O U P