7. Rise in Healthcare Costs
Example: health
insurance went up by
9% each year, but the
average salary is only
going up by 2%
8. Did you know?
The average cost of an MRI without
health insurance is $3,000 - $5,000.
9. Penalty for No Health Insurance
● If you can afford health insurance and choose not to get it you have to pay a
fine called, individual shared responsibility payment
This fee is more than
some people pay for
yearly health insurance!
You do the math...
Fee calculated two ways:
2.5% of income or per person
● $695 per adult
● $347.50 per child under 18
● Maximum: $2,085You Pay Whatever Is HIGHER !
10. Remember ...
At age 18, you are legally responsible
for your out-of-pocket medical
expenses.
11. Health Literacy Impacts Everyone
You can save up to
$10,000 by just
knowing more about
health insurance.
12. True or False?
● Affordable Care Act and Obama Care are the same thing?
● The cost to go to urgent care is not the same
cost as going to the emergency room?
● A child cannot be on their parents insurance once
they turn 18 years old?
● If you are 18 and on your parents health insurance
you won’t get billed your medical expenses?
● A primary care provider only refers to a doctor?
True
False
True
False
False
14. Did you know?
922.6 million people have gone to a
PHYSICIAN’S OFFICE in the past year
15. Be Prepared for Your Visit
● Have proof of insurance (recommended to carry at all
times)
● Know what your plan covers
● Estimate your healthcare
costs
19. Did you know?
NOT ALL healthcare insurance plans
are ACCEPTED AT ALL health facilities.
20. How to find out who accepts your insurance?
● Call your health insurance company
Health Insurance Company Examples:
● Call your doctor's office
○ Divine Savior patients can call Concierge
Services for help 608-745-6239
The 2017 fee for not having health insurance
For the 2017 plan year, the fee is calculated 2 different ways – as a percentage of your household income, and per person. You’ll pay whichever is higher. The penalty rises yearly with inflation.
$695 per adult
$347.50 per child under 18
Maximum: $2,085
