HDVI helps fleets lower their insurance costs by offering a dynamically-priced policy called HDVI Shift. Fleets start with a competitive base rate and can earn discounts of up to 20% by improving their safety performance based on telematics data. Fleets work with a dedicated HDVI fleet services representative who analyzes telematics data, provides safety resources and coaching, and helps fleets maximize discounts. The HDVI policy also features tools for monitoring safety and discounts, driver rewards programs, and efficient claims handling.

1. © 2023 HDVI. Confidential and proprietary.
HDVI SHIFT

2. HDVI helps fleets drive safety and
performance outcomes, letting them
take control of their insurance costs.

3. 3 © 2023 HDVI, Inc. Confidential and proprietary.
3 © 2023 HDVI, Inc. Confidential and proprietary.
HDVI advantages for fleets
Tailored and
competitive
premiums
HDVI Shift
discounts during
policy period
Tailored and
competitive
premiums
Safety discount
possible upfront with
Safety Lookback
HDVI Shift safety
discounts during
policy period
Safety tools,
resources and
analytics
HDVI Fleet Portal
Infinit-i Workforce
Solutions Video LMS
Driver rewards
platform
Dedicated HDVI
fleet services
representative
Quarterly calls
Insights from
telematics
Coaching, Data Qs
and more
Flexible
approach to
telematics
Technology agnostic
Use existing ELDs and
dash cams if viable
Reimburse for dash
cams monthly service;
pay for dash cams if
not installed

4. 4 © 2023 HDVI, Inc. Confidential and proprietary.
4 © 2023 HDVI, Inc. Confidential and proprietary.
HDVI Shift: First Dynamically-Priced Trucking Insurance Policy
Drive safe. Reduce Premiums.
Changes in monthly rate per 100 miles
Safety Lookback allows
fleets to earn discount
immediately based on
their last three months
of telematics data
Compatible with wide range
of telematics devices
Save Up
to
20%
Available
savings of
$40K
on $200K policy
Fleets start with a competitive
base rate and can earn up to a
20% discount as safety
improves. Premium never
exceeds the base rate during
the policy period.

5. 5 © 2023 HDVI, Inc. Confidential and proprietary.
5 © 2023 HDVI, Inc. Confidential and proprietary.
FAQ on how Shift works
Quick Details…
Monthly mileage
reporting
Discounts are
calculated on the
26th of each
month
Discounts applied
to BI/PD CSL
Blocked dash cams
and unplugged
ELDs lead to
smaller discounts
What safety variables drive the level of discount?
Speed, harsh braking, type of road, time of day
When do fleets start earning discounts?
If a fleet shares past telematics data as we’re quoting and has strong safety performance, they may see discounts from
day 1. Otherwise, month 1 starts with a competitive base rate and months 2 and beyond reflect any discounts earned
based on safety performance.
Can their premium ever go above the base rate?
Nope. Their discount may go up or down, but
premiums are capped at the base rate.
What’s the max discount?
What are fleets typically getting?
Fleets can earn up to a 20% discount on their monthly
rate. On average, fleets are getting a 10% discount.
Can fleets see how they are doing each month on
earning a discount?
Yes, fleets receive weekly feedback on safety trending
for discounts. They also regularly meet with their Fleet
Services representative who analyzes data and
identifies actionable insights to help the fleet improve
safety.

6. 6 © 2023 HDVI, Inc. Confidential and proprietary.
6
© 2023 HDVI, Inc. Confidential and proprietary.
HDVI Fleet Services
Meet with fleets regularly and provide expert resources to help fleet
achieve safety outcomes.
Insurance
✓ Pre-inspection
✓ Loss reporting
facilitation
✓ Claims support
liaison
✓ Endorsement
support for
underwriting
Safety
✓ Analyze and interpret
telematics data
✓ Facilitate active driver
coaching
✓ Provide best practices
for safety program
Telematics
✓ Solution selection
✓ Ordering and
installation (if needed)
✓ Setup and onboarding
Compliance
✓ DOT inspections
software
✓ DataQ Review
ntial and proprietary.

7. 7 © 2023 HDVI, Inc. Confidential and proprietary.
7 © 2023 HDVI, Inc. Confidential and proprietary.
Fleet safety tools
and resources
HDVI Fleet Portal
Monitor the HDVI Shift discount
Access policy details
Review safety metrics and driver
safety leader boards
Monitor DOT compliance
Access printable ID Cards

8. 8 © 2023 HDVI, Inc. Confidential and proprietary.
8 © 2023 HDVI, Inc. Confidential and proprietary.
HDVI Driver Rewards platform
and Driver+ mobile app
Easily administered program can be used
to augment a fleet’s existing recognition
and reward program
Use drivers’ Safety Critical Event
scores to determine winners
Flexible program can be tailored
to a fleet’s specific needs
Drivers monitor safety performance
and leader board standings and claim
rewards in the Driver+ app
Fleet safety tools
and resources

9. 9 © 2023 HDVI, Inc. Confidential and proprietary.
Claims made easy, efficient,
and effective
In-house claims management
24/7 claims reporting
Experienced trucking adjusters
Claims number provided to customers same day when reported
within business hours
Faster resolution of claims
Direct access to U.S.-based support team and constant contact with
assigned claims professional
Emergency response team at point of accident and available for
post-incident fact gathering
Quick access to telematics data and video and knowledge of
customers’ operations from HDVI fleet services team

10. 10 © 2023 HDVI, Inc. Confidential and proprietary.
10 © 2023 HDVI, Inc. Confidential and proprietary.
We help fleets drive safety outcomes
Source: HDVI Customer Data

11. Thank you!