The document discusses the importance of goal setting and planning for success. It summarizes a survey that found 84% of Harvard students had not seriously thought about their goals, while the 13% who had goals earned double the income and the 3% with written goals earned 10 times as much 10 years later. It provides tips for effective goal setting, including writing goals down, breaking them into smaller tasks, and reviewing them regularly. It also addresses common attitudes that prevent people from setting goals, such as fear of failure or working hard.