Creditor\'s Rights and Bankruptcy Issues in Real Estate Lawterigrasmussen
Discusses how creditors should deal with a recently filed case, the automatic stay, leasing, use and sale of assets, and nonbankruptcy remedies available to creditors, including receiverships, foreclosures, creditors\' bill, charging order, and assignments for the benefit of creditors
[Lawsuit Financing] Everything You Should Know Before You Signlawsuitlegal
Waiting on a legal settlement but need money now?
Maybe you are in the middle of a civil trial, but it's taking too long?
Court cases can be delayed, attorneys for both defendant and the plaintiff can string along the trial for what seems like an endless period, going from deposition to deposition -- meanwhile you NEED a fast financial recovery.
If you were injured, your health care costs could be piling up, bills continue to come in, and you may have lost your job, your ability to work, and the legal system just isn't moving fast enough.
It's an all too common experience.
The solution is legal financing (if your case qualifies), allowing you to borrow against your likely settlement or awarded recovery.
In our latest data snapshot, we outline the length of time most civil trials take to reach resolution. How long it takes on average for a filed complaint to reach trial. -- Here's a hint: It can take quite a bit longer than most people expect.
Then we deep dive into what you NEED to know about legal loans and how they work.
Pre-settlement financing may not be in your best interest, or it might be just what you need to advance the funds you have coming.
Knowing what to expect will ensure you know your options, know what risks there are, the costs etc. So you can make the right choice for YOU.
The annual Legal Seminar For Credit Professionals, presented by Kegler Brown in conjunction with NACM – Great Lakes Region and American Subcontractors Association, was combined with an international business and construction legal program. Topics included selling internationally, post-judgment collection, bankruptcy, bids and pay-if-paid clauses.
Discusses how workouts and liquidations differ from bankruptcies. Covers the distressed debtor, bankruptcy, out of court workouts, and out of court liquidation.
This presentation provides information for creditors on documenting the account, workouts, collections, bankruptcy, and falling victim to frauds, scams, and other cons.
Presentation on how distressed homeowners can use forensic audits to give them the necessary leverage against their banks to negotiate a successful loan modification or refinance. Forensic Audits are a long-term solution for homeowners who want to keep their home from foreclosure.
Creditor\'s Rights and Bankruptcy Issues in Real Estate Lawterigrasmussen
Discusses how creditors should deal with a recently filed case, the automatic stay, leasing, use and sale of assets, and nonbankruptcy remedies available to creditors, including receiverships, foreclosures, creditors\' bill, charging order, and assignments for the benefit of creditors
[Lawsuit Financing] Everything You Should Know Before You Signlawsuitlegal
Waiting on a legal settlement but need money now?
Maybe you are in the middle of a civil trial, but it's taking too long?
Court cases can be delayed, attorneys for both defendant and the plaintiff can string along the trial for what seems like an endless period, going from deposition to deposition -- meanwhile you NEED a fast financial recovery.
If you were injured, your health care costs could be piling up, bills continue to come in, and you may have lost your job, your ability to work, and the legal system just isn't moving fast enough.
It's an all too common experience.
The solution is legal financing (if your case qualifies), allowing you to borrow against your likely settlement or awarded recovery.
In our latest data snapshot, we outline the length of time most civil trials take to reach resolution. How long it takes on average for a filed complaint to reach trial. -- Here's a hint: It can take quite a bit longer than most people expect.
Then we deep dive into what you NEED to know about legal loans and how they work.
Pre-settlement financing may not be in your best interest, or it might be just what you need to advance the funds you have coming.
Knowing what to expect will ensure you know your options, know what risks there are, the costs etc. So you can make the right choice for YOU.
The annual Legal Seminar For Credit Professionals, presented by Kegler Brown in conjunction with NACM – Great Lakes Region and American Subcontractors Association, was combined with an international business and construction legal program. Topics included selling internationally, post-judgment collection, bankruptcy, bids and pay-if-paid clauses.
Discusses how workouts and liquidations differ from bankruptcies. Covers the distressed debtor, bankruptcy, out of court workouts, and out of court liquidation.
This presentation provides information for creditors on documenting the account, workouts, collections, bankruptcy, and falling victim to frauds, scams, and other cons.
Presentation on how distressed homeowners can use forensic audits to give them the necessary leverage against their banks to negotiate a successful loan modification or refinance. Forensic Audits are a long-term solution for homeowners who want to keep their home from foreclosure.
The webinar featured a discussion of the Supreme Court’s current docket and how it may impact securities professionals. It was jointly presented by Linda Coberly, former Supreme Court clerk and chair of the firm’s appellate and critical motions practice, and partner Jim Junewicz, who focuses on securities offerings, M&A, and corporate governance and frequently lectures on issues relating to capital markets. Participants received both general and Professional Responsibility CLE credit.
This unique program combined information about trends at the Court and specific cases of interest to business, including a discussion about what securities professionals can learn from those cases. Of particular interest was the Court’s recent decision in Omnicare, which provides explicit guidance for issuers preparing securities offering disclosure documents and periodic reports. Ms. Coberly was one of the lawyers representing Omnicare before the Supreme Court.
The engagement involved a dispute between a ceding company and a reinsurer over final balances due between them in an effort to commute a book of business.
Larry McClatchey presented "Keeping the Gold: Successfully Resolving Preference Claims" on November 18-19 at the 2015 Great Lakes Region Credit Conference.
The presentation examined the definition of preference law, preferential transfer, courses of business defense and new value issues in the courts.
"Cross-Border Transactions from a US Perspective” was presented by Martijn Steger on September 12, 2008, to Deutscher Handels-und Gesellschaftsrechtstag in Berlin Germany.
Martijn discussed the attorney/client relationship, due diligence, break-up fees and selected German law provisions that U.S. clients have trouble understanding or accepting.
Comprehensive Reporting
The Comprehensive Securitization Audit Report was created in order to serve the various purposes of securitization audit – from seeking the most favorable terms in a loan modification to supporting legal action to delay or defend against foreclosure or to seek relief from unfair or unlawful practices by lenders, servicers, and related institutions.
This report is different because it includes a section that discusses the contemplated profit that was to be made by the participants from securitizing a loan. The figures used in the computations are gathered from actual documents. It also states how soon the lender recovered the full amount it originally lent to the borrower instead of the 30 years it usually takes for the loan to be fully paid from the agreed monthly amortizations.
The Comprehensive Audit Report was conceptualized to be what a real audit should be – independent and unbiased, with the auditor or examiner free of any interest in its outcome. It neither attempts to sensationalize its findings nor ignore the present economic ramifications of the crash of the housing market that securitization helped to unfold.
DebtPro123 is a wholesale Debt Relief Provider and has received a flurry of recent market attention through its dealings with brokers, loan mod companies, bankruptcy attorneys, law firms, real estate agents, tax professionals, financial planners and more who were looking to offer this one of a kind program to their past, present and future client base. Our Debt Resolution process is a great opportunity to add a revenue stream to your operations in a growing industry, while offering a superior product to your clients. Our Debt Resolution Program is the safest and most effective debt relief process available to date. In the last eight years, the process has helped customers to offset thousands of accounts, to the tune of millions of dollars. And just so we are clear, we do not work for creditors, banks, or credit card companies.
Help your clients reduce their debts in as little as 18 months! Our unique Debt Resolution Process will give you the edge you need over your competition, while giving your clients a debt relief program that is faster and more effective than other options available to them.
See our website for examples of debts through their respective debt relief programs.
The basics of the loan purchase and sale process is relatively straight forward, but like any transaction, the devil is in the details. Following are eight steps involved in the purchase and sale of loan assets followed by a discussion of the most common pitfalls to avoid throughout the transaction.
The webinar featured a discussion of the Supreme Court’s current docket and how it may impact securities professionals. It was jointly presented by Linda Coberly, former Supreme Court clerk and chair of the firm’s appellate and critical motions practice, and partner Jim Junewicz, who focuses on securities offerings, M&A, and corporate governance and frequently lectures on issues relating to capital markets. Participants received both general and Professional Responsibility CLE credit.
This unique program combined information about trends at the Court and specific cases of interest to business, including a discussion about what securities professionals can learn from those cases. Of particular interest was the Court’s recent decision in Omnicare, which provides explicit guidance for issuers preparing securities offering disclosure documents and periodic reports. Ms. Coberly was one of the lawyers representing Omnicare before the Supreme Court.
The engagement involved a dispute between a ceding company and a reinsurer over final balances due between them in an effort to commute a book of business.
Larry McClatchey presented "Keeping the Gold: Successfully Resolving Preference Claims" on November 18-19 at the 2015 Great Lakes Region Credit Conference.
The presentation examined the definition of preference law, preferential transfer, courses of business defense and new value issues in the courts.
"Cross-Border Transactions from a US Perspective” was presented by Martijn Steger on September 12, 2008, to Deutscher Handels-und Gesellschaftsrechtstag in Berlin Germany.
Martijn discussed the attorney/client relationship, due diligence, break-up fees and selected German law provisions that U.S. clients have trouble understanding or accepting.
Comprehensive Reporting
The Comprehensive Securitization Audit Report was created in order to serve the various purposes of securitization audit – from seeking the most favorable terms in a loan modification to supporting legal action to delay or defend against foreclosure or to seek relief from unfair or unlawful practices by lenders, servicers, and related institutions.
This report is different because it includes a section that discusses the contemplated profit that was to be made by the participants from securitizing a loan. The figures used in the computations are gathered from actual documents. It also states how soon the lender recovered the full amount it originally lent to the borrower instead of the 30 years it usually takes for the loan to be fully paid from the agreed monthly amortizations.
The Comprehensive Audit Report was conceptualized to be what a real audit should be – independent and unbiased, with the auditor or examiner free of any interest in its outcome. It neither attempts to sensationalize its findings nor ignore the present economic ramifications of the crash of the housing market that securitization helped to unfold.
DebtPro123 is a wholesale Debt Relief Provider and has received a flurry of recent market attention through its dealings with brokers, loan mod companies, bankruptcy attorneys, law firms, real estate agents, tax professionals, financial planners and more who were looking to offer this one of a kind program to their past, present and future client base. Our Debt Resolution process is a great opportunity to add a revenue stream to your operations in a growing industry, while offering a superior product to your clients. Our Debt Resolution Program is the safest and most effective debt relief process available to date. In the last eight years, the process has helped customers to offset thousands of accounts, to the tune of millions of dollars. And just so we are clear, we do not work for creditors, banks, or credit card companies.
Help your clients reduce their debts in as little as 18 months! Our unique Debt Resolution Process will give you the edge you need over your competition, while giving your clients a debt relief program that is faster and more effective than other options available to them.
See our website for examples of debts through their respective debt relief programs.
The basics of the loan purchase and sale process is relatively straight forward, but like any transaction, the devil is in the details. Following are eight steps involved in the purchase and sale of loan assets followed by a discussion of the most common pitfalls to avoid throughout the transaction.
Dealing With Clients In Financial DistressArthur Howe
This presentation identifies issues that law firms and lawyers should consider when dealing with clients in financial distress. It is focused on Illinois law.
This presentation does not create an attorney-client relationship or provide legal advice. It may be deemed to be “Advertising Material.”
A personal, no asset bankruptcy is known as Chapter 7. For this type of bankruptcy, our clients keep all of the assets they want to
keep (home if it qualifies, motor vehicle, personal property, clothing, etc.) and discharge all their consumer debts. We will work with you to determine that all of your assets are kept protected from the creditors.
The applicant must be active users of CBE Birr for at least three months, have a minimum deposit of ¼ of the loan to be taken, score the minimum requirement, pay a 7% credit / facilitation fee, repay the loan within a month, extend the repayment for an additional 30 days, charge an additional facilitation fee of 7% plus 2% penalty charge per month on the outstanding loan balance, and have a maximum amount of loan of Birr 30,000. The credit amount and facilitation fee shall be deducted automatically when the customer account is credited with any amount from cash-in or receive money P2P (Peer- to- Peer) transfer.
Business loans as a product is customer friendly, and easy to execute with
Minimum documentation in a certain time frame .
if you Don’t have any marketable property, or amount required is not justified against the market value of property this is the right product
For you. This is the only product where end use of funds can be flexible as per your business needs .This is suitable also for rapidly growing businesses
Requiring funds to scale up to next level.
Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.
With:
• Minimum Turnover of Rs. 40 Lakhs.
• Years in business: Minimum of 3 years in current business and 5 years total business experience
• Business must be profit making for the last 2 years
• Minimum Annual Income (ITR): Rs. 1.5 Lakhs p.a.
• Age of Applicant: Min 21 years & Max. 65 years at the time of loan maturity.
The applicant must be active users of CBE Birr for at least three months, have a minimum deposit of ¼ of the loan to be taken, score the minimum requirement, pay a 7% credit / facilitation fee, repay the loan within a month, extend the repayment for an additional 30 days, charge an additional facilitation fee of 7% plus 2% penalty charge per month on the outstanding loan balance, and have a maximum amount of loan of Birr 30,000. The credit amount and facilitation fee shall be deducted automatically when the customer account is credited with any amount from cash-in or receive money P2P (Peer- to- Peer) transfer.
Business loans as a product is customer friendly, and easy to execute with
Minimum documentation in a certain time frame .
if you Don’t have any marketable property, or amount required is not justified against the market value of property this is the right product
For you. This is the only product where end use of funds can be flexible as per your business needs .This is suitable also for rapidly growing businesses
Requiring funds to scale up to next level.
Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.
With:
• Minimum Turnover of Rs. 40 Lakhs.
• Years in business: Minimum of 3 years in current business and 5 years total business experience
• Business must be profit maki
This presentation was for financial planners and insurance professions on risk planning concepts including trusts, business entities and estate planning strategies.
Similar to Getting Paid on Your Delinquent Account (20)
The anscersX multibureau business trade credit report includes the best elements from business credit reports from Dun and Bradstreet, Equifax and Experian, allowing customers to get the information they need to make a credit decision about their customers.
Cross Cultural Communications, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Manage Your Customer's Payment With Speed, Accuracy, Reliability and Savings, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Securing Your Transactions in Latin America and Mexico, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Financial Statement Analysis - Reading the Numbers Correctly, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Efficiency Models and Methods to Improve Credit Department Performance, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Dialing for Dollars, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Analyzing Liquidity Using the Cash Conversion Cycle, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Saying Yes to the Sale With Limited Information, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Investigating Your Debtor, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Coloring Your Collections, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Collections Best Practices seminar. 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Antitrust seminar at 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
Training session for the Reliance Credit Network service on anscers.com. Originally presented by Mike Mitchell, President of CMA, at the Reliance Credit Meeting on September 11, 2014.
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
Buy Verified PayPal Account | Buy Google 5 Star Reviewsusawebmarket
Buy Verified PayPal Account
Looking to buy verified PayPal accounts? Discover 7 expert tips for safely purchasing a verified PayPal account in 2024. Ensure security and reliability for your transactions.
PayPal Services Features-
🟢 Email Access
🟢 Bank Added
🟢 Card Verified
🟢 Full SSN Provided
🟢 Phone Number Access
🟢 Driving License Copy
🟢 Fasted Delivery
Client Satisfaction is Our First priority. Our services is very appropriate to buy. We assume that the first-rate way to purchase our offerings is to order on the website. If you have any worry in our cooperation usually You can order us on Skype or Telegram.
24/7 Hours Reply/Please Contact
usawebmarketEmail: support@usawebmarket.com
Skype: usawebmarket
Telegram: @usawebmarket
WhatsApp: +1(218) 203-5951
USA WEB MARKET is the Best Verified PayPal, Payoneer, Cash App, Skrill, Neteller, Stripe Account and SEO, SMM Service provider.100%Satisfection granted.100% replacement Granted.
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
As a business owner in Delaware, staying on top of your tax obligations is paramount, especially with the annual deadline for Delaware Franchise Tax looming on March 1. One such obligation is the annual Delaware Franchise Tax, which serves as a crucial requirement for maintaining your company’s legal standing within the state. While the prospect of handling tax matters may seem daunting, rest assured that the process can be straightforward with the right guidance. In this comprehensive guide, we’ll walk you through the steps of filing your Delaware Franchise Tax and provide insights to help you navigate the process effectively.
Attending a job Interview for B1 and B2 Englsih learnersErika906060
It is a sample of an interview for a business english class for pre-intermediate and intermediate english students with emphasis on the speking ability.
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
1. GETTING PAID ON YOUR DELINQUENT ACCOUNT: FROM EVALUATING YOUR CUSTOMER’S ABILITY TO PAY, TO REPAYMENT AGREEMENTS TO ARBITRATION AND LITIGATION Scott E. Blakeley, Esq. Blakeley & Blakeley LLP 4685 MacArthur Court, Suite 421 Newport Beach, CA 92660 Voice: (949) 260-0612 Fax: (949) 260-0613 [email_address] www.bandblaw.com