The document discusses TradeCard, a platform that connects buyers, sellers, and banks to automate trade transactions from purchase order to settlement. It outlines key benefits of TradeCard including increased visibility, collaboration and efficiency throughout the supply chain. Settlement options on TradeCard include standard settlement, early payment programs, and optional credit protection. TradeCard aims to reduce costs and improve cash flow for all parties involved in global trade.

1. Presented by: TradeCard July 2009 TradeCar d Connect - Transact - Profit

3. Why are we doing this?

7. Who is TradeCard and how does it work?

8. Brands - Do you recognize?

12. Typical TradeCard FST Workflow – Example 1 Purchase Order Created, Approved and Sent to TradeCard 1 TradeCard initiates the Settlement Process Purchase Order Notification Sent to Supplier. Supplier Reviews Purchase Order Columbia Sportswear notified of any discrepancies Columbia Sportswear can negotiate any discrepancies. Columbia Sportswear’s Account Debited Supplier’s Account Credited Supplier notified of any discrepancies Forwarder Liaison Office Liaison Office sends Statement of Review To TradeCard OPTIONAL SERVICES Assurance of Payment Early Payment Program* Payment Authorization Document is Approved, Payment is Scheduled* Compliance Runs, Payment Authorization Generated Supplier Buyer Create and Send Commercial Invoice Forwarder Cargo Receipt sent to TradeCard 7 8 6 4 5 3 2

13. Typical TradeCard FST Workflow – Example 2 Electronic Compliance: Compares Payment with Receipt and manages the Adjustments 13 Chargebacks/Deductions 14 Goods Receipt 12 Freight Forwarder SRP/ERP Supplier Buyer Create Commercial Invoice using Packing Manifest generated from ASN 7 Discrepancy Resolution; Payment Decision 10 Money Movement A/R Interface/Visibility A/P Interface/Visibility Shipment Tracking 8 Purchase Order Advised, Approved, and Stored 4 PO Registration & Amendments 3 Create/Revise Supply Plan 1 Supply Plan Negotiation 2 Create Labels & ASN 6 PO Change Requests, Follow Up & Production Milestones 5 Patented Electronic Compliance: Compares Procurement and Fulfillment Data/Documents 9 Determine Value Date; Schedule Funds Transfer 11

14. Factory Supplier Enablement Process Flow Start Producing Goods Supplier Enablement 3 Create & Print HU Labels 4 Create Packing Plan Print DIM Carton Labels Apply DIM Carton Labels Prepare Shipment for Ex-Factory Complete Shipment Prepares Invoice Buyer Factory Pack Finished Goods in Outer Cartons Apply Handling Unit (HU) Labels 5 6 7 9 10 11 12 15 ASN Sent 14a Scan Handling Unit Label 8 Create Purchase Order (ERP) (and Amendments) 1 Download Purchase Orders and Amendments 2 ASN Sent 13 Forwarder Shipment Updates 17b ASN Sent 14b Shipment Updates 17a Shipment Ex Factory 16

17. What settlement options are being offered

21. Example : Settlement Fees Open Account Early Payment Transaction Fee (Per Invoice) 0.25% ($45 minimum) If invoice amount <USD500 TC flat fee of USD5. Between USD500 & USD2500 TC flat fee of USD10. 0.25% ($45 minimum) If invoice amount <USD500 TC flat fee of USD5. Between USD500 & USD2500 TC flat fee of USD10. Buyer’s Discount Fee N/A 4.25 % APR based on 360 days (Pls check with LO for updated rate) Money Movement Fee (Per wire transfer) $15 per money movement $15 per money movement Optional Credit Protection (Coface) 0.08% 0.08% Payment Term 30 days 3- 6 days after payment authorization

24. Summary of TradeCard benefits