This document discusses the Global Dollar Builder Credit Cooperative (GDBCC), which promotes savings and loans among its members. It notes that all cooperatives must register with the Cooperative Development Authority according to the Philippine Cooperative Code of 2008. The document outlines GDBCC's products and services like online member accounts, ebooks/software, insurance, and loans. It compares GDBCC's benefits and compensation plan to traditional banks and cooperatives, noting advantages like 0% interest loans, no credit checks, and ability to qualify for loans without paying share capital upfront. Members can earn through referrals in GDBCC's network marketing-style compensation plan.
The document discusses the seven principles of cooperatives and the goals and duties of members in a cooperative called the Global Dollar Builder Credit Cooperative (GDBCC). The seven principles are voluntary membership, democratic control, member economic participation, autonomy and independence, education and training, cooperation among cooperatives, and concern for community. The goals of GDBCC are to improve members' quality of life through increased income and savings. Duties of members include paying share capital, patronizing cooperative businesses, participating in education, attending meetings, obeying rules, and promoting the cooperative. Benefits of membership include various income opportunities and assistance programs.
Organization Profile: Calasiao Plant and Related Companies Employees Multi P...Jo Balucanag - Bitonio
The Calasiao Plant and Related Companies Employees' Multi-Purpose Cooperative was founded in 1987 by Marcelino Santiago to provide financial services to employees of Coca-Cola Calasiao Plant and prevent them from falling victim to predatory lenders. It started with 104 members and $57,242 in capital. Through payroll deduction of member contributions and loan payments, the cooperative grew to over $1 million in assets within a year. It now serves over 1,400 members from various companies nationwide through low-interest loans for purposes like housing, education, and business. Members earn dividends from their share capital contributions and a portion of the interest paid on loans is returned to members each year.
Calasiao Plant and Related Companies Employees MPC: Best Practicesjo bitonio
The Calasiao Plant and Related Companies Employees' Multi-purpose Cooperative was established in 1987 to help employees avoid predatory lending practices. It has grown significantly over 25 years from 104 members and $57,242 in capital to over 2,800 members and millions in assets. The cooperative offers a variety of financial services and has expanded into commercial real estate and business ventures. It has a consistent record of awards for outstanding performance and takes pride in its self-reliance, low interest rates for members, and community support. The cooperative has ambitious plans to double its membership and assets in the next five years.
The document provides information about cooperatives and Future-Net Credit Cooperative. It defines a cooperative as a registered association of people who voluntarily join together to meet social, economic, and cultural needs through equitable contributions and democratic control. Future-Net Credit Cooperative was established in 2011 and is governed by Philippine cooperative law. It offers members loans, savings plans, insurance, and various income opportunities through business partnerships and referrals.
ODEN AGM Invitiation and Meeting Materials 2012Bob Vansickle
The document summarizes an invitation to the 2012 Annual General Meeting of the Ontario Disability Employment Network. It will be held on November 9th at the Nottawassaga Inn in Alliston, Ontario. Attached are the 2012 AGM agenda, 2011 AGM minutes, ODEN bylaws, and a new set of ODEN bylaws. Members who have paid their dues are eligible to vote at the AGM.
This document provides an overview and summary of the Cooperative Orientation Seminar (COS) conducted by Tayabas Community Multi-Purpose Cooperative (TCMC) for new members. It discusses TCMC's history, areas of operation, products and services offered. It also explains TCMC's lending process and types of loans including regular loans and special loans for business capital. Key details about loan amounts, terms, interest rates and monthly payment schedules are provided for regular loans of different amounts. The goal is to help new members understand TCMC's purpose, benefits and loan policies.
The document provides an overview of cooperative principles and governance for new board members. It discusses the key principles of voluntary membership, democratic control, member economic participation, autonomy and independence, education and training, cooperation among cooperatives, and concern for community. It also outlines the roles and responsibilities of the cooperative, board, management, and members regarding financial operations including the operating budget, monthly financial reports, accounts receivable, and reserves.
The document provides an overview of cooperative principles, governance, and financial responsibilities for new board members. It discusses the key elements of cooperatives including voluntary membership, democratic member control, member economic participation, autonomy and independence, education/training, cooperation among cooperatives, and concern for community. It also summarizes cooperative documents, budgeting, financial reporting, reserves, audits, and the roles and responsibilities of the board, management, and members.
The document discusses the seven principles of cooperatives and the goals and duties of members in a cooperative called the Global Dollar Builder Credit Cooperative (GDBCC). The seven principles are voluntary membership, democratic control, member economic participation, autonomy and independence, education and training, cooperation among cooperatives, and concern for community. The goals of GDBCC are to improve members' quality of life through increased income and savings. Duties of members include paying share capital, patronizing cooperative businesses, participating in education, attending meetings, obeying rules, and promoting the cooperative. Benefits of membership include various income opportunities and assistance programs.
Organization Profile: Calasiao Plant and Related Companies Employees Multi P...Jo Balucanag - Bitonio
The Calasiao Plant and Related Companies Employees' Multi-Purpose Cooperative was founded in 1987 by Marcelino Santiago to provide financial services to employees of Coca-Cola Calasiao Plant and prevent them from falling victim to predatory lenders. It started with 104 members and $57,242 in capital. Through payroll deduction of member contributions and loan payments, the cooperative grew to over $1 million in assets within a year. It now serves over 1,400 members from various companies nationwide through low-interest loans for purposes like housing, education, and business. Members earn dividends from their share capital contributions and a portion of the interest paid on loans is returned to members each year.
Calasiao Plant and Related Companies Employees MPC: Best Practicesjo bitonio
The Calasiao Plant and Related Companies Employees' Multi-purpose Cooperative was established in 1987 to help employees avoid predatory lending practices. It has grown significantly over 25 years from 104 members and $57,242 in capital to over 2,800 members and millions in assets. The cooperative offers a variety of financial services and has expanded into commercial real estate and business ventures. It has a consistent record of awards for outstanding performance and takes pride in its self-reliance, low interest rates for members, and community support. The cooperative has ambitious plans to double its membership and assets in the next five years.
The document provides information about cooperatives and Future-Net Credit Cooperative. It defines a cooperative as a registered association of people who voluntarily join together to meet social, economic, and cultural needs through equitable contributions and democratic control. Future-Net Credit Cooperative was established in 2011 and is governed by Philippine cooperative law. It offers members loans, savings plans, insurance, and various income opportunities through business partnerships and referrals.
ODEN AGM Invitiation and Meeting Materials 2012Bob Vansickle
The document summarizes an invitation to the 2012 Annual General Meeting of the Ontario Disability Employment Network. It will be held on November 9th at the Nottawassaga Inn in Alliston, Ontario. Attached are the 2012 AGM agenda, 2011 AGM minutes, ODEN bylaws, and a new set of ODEN bylaws. Members who have paid their dues are eligible to vote at the AGM.
This document provides an overview and summary of the Cooperative Orientation Seminar (COS) conducted by Tayabas Community Multi-Purpose Cooperative (TCMC) for new members. It discusses TCMC's history, areas of operation, products and services offered. It also explains TCMC's lending process and types of loans including regular loans and special loans for business capital. Key details about loan amounts, terms, interest rates and monthly payment schedules are provided for regular loans of different amounts. The goal is to help new members understand TCMC's purpose, benefits and loan policies.
The document provides an overview of cooperative principles and governance for new board members. It discusses the key principles of voluntary membership, democratic control, member economic participation, autonomy and independence, education and training, cooperation among cooperatives, and concern for community. It also outlines the roles and responsibilities of the cooperative, board, management, and members regarding financial operations including the operating budget, monthly financial reports, accounts receivable, and reserves.
The document provides an overview of cooperative principles, governance, and financial responsibilities for new board members. It discusses the key elements of cooperatives including voluntary membership, democratic member control, member economic participation, autonomy and independence, education/training, cooperation among cooperatives, and concern for community. It also summarizes cooperative documents, budgeting, financial reporting, reserves, audits, and the roles and responsibilities of the board, management, and members.
Charity Trust Laws and Charitable Incorporated Organisation : Should You Conv...IBB Law
Should trusts remains as they are or should they convert into Charitable Incorporated Organisations. IBB's Charity solicitors discuss the issues to keep in mind when examining charity law in the UK and how it relates to you.
Constitution of cashville multi purpose cooperative society limitedefegbere1234567
The constitution of Cashville Multi-purpose Cooperative Society Limited globally designed with every country's economic improvement at heart.
Membership of the Cooperative spans across all 36 states plus Federal Capital Territory-Abuja in Nigeria.
VISION STATEMENT: To be the foremost cooperative society in Africa on provision of economic and welfare services to its members.
MISSION STATEMENT: To make the cooperative society an international family accommodative of all ideas and strategies of all members with harmonization according to international best practices in order to be economically and corporately successful in its services by :
a. Establishing the cooperative in all 36 states and Federal Capital Territory –Abuja of Nigeria in this first year of operation through partnership with relevant organizations especially Global Community Health Foundation and others with headquarters located in Delta State .
b. Generating funds through our thrift /savings of at least five hundred million naira (N500,000,000.00) within the first year of operation (2015) in each of the cooperative society and all our branches in the 36 states and Abuja of Nigeria through aggressive marketing using all possible media and strategies ( for example , employing and engaging paid ad-hoc staff as marketers).
c. Establishing at least one Cashville Microfinance Bank(s) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
d. Establishing at least one agro-based farm(s) (firms) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
e. Establishing linkage(s) of health insurance services for all members within two years of operation (2015-2016)in the 36 states and Abuja of Nigeria.
f. Diversifying into other enterprise like oil and gas, educational institutions/ services, etc within three years of operation (2015-2017) in the 36 states and Abuja of Nigeria.
g. Establishing a national/ sub-national conference(s) that shall once annually bring together all branches of the Cooperative in Nigeria for cross- fertilization on principles and practices of our systems as well as a means to strengthen weaker branches ( starting from 2016).
h. Establishing Cashville Finance Nigeria Limited within first year of operation (2015) to formally and corporately package all our financial activities to enable international trajectory, with activities including financial consultancy, investments in the international community, etc. The Cashville Finance Nigeria Limited shall invariably be the parent of the Cashville Multipurpose Cooperative Society Ltd, among other future incorporations derivable as we grow and develop.
i. All the above activities of the cooperative shall be conducted with the aim of assisting the three tiers of government , that is, Federal , States and Local governments in improving the welfare of its citizenry( and non-members of
New constitution of cashville multi purpose cooperative society limitedefegbere1234567
VISION STATEMENT: To be the foremost cooperative society on provision of economic and welfare services to its members and non-members (clients) in Africa and beyond (global citizenry).
MISSION STATEMENT: To build the cooperative society as an international family accommodative of all ideas of all members with harmonization according to international best practices in order to be economically and corporately successful in its services by strategically :
a. Establishing the cooperative in all 36 states and Federal Capital Territory –Abuja of Nigeria in the first year of operation (2015) through partnership with relevant organizations especially Global Community Health Foundation and others with headquarters located in Delta State .
b. To target registered membership(with membership fee per head of person of N2,000.00 or its currency equivalence (individual) or N50,000 (corporate) or its currency equivalence of fifty thousand (50,000) members in each of all the states/ FCT-Abuja of Nigeria and worldwide through inter-personal marketing and e-commerce marketing(social media, website, etc) in the first year of operation, then 200,000 members after first year, 800,000 members in two years, 3,200,000 members in three years with multiplier constancy of factor 4 for second, three…years.
c. All registered members must meet set management membership recruit targets as periodically awarded by the State/National/International President or Vice-President at State/ National / International management committee levels
d. Marketing/ Networking models shall be either as employed ad-hoc staff or paid volunteerism with paid commission of 50% ( i.e. N1,000.00 and N25,000.00 ) for each convinced and registered individual and corporate member respectively; commission paid with issuance of cheques only.
e. Generating funds through our thrift /savings of at least five hundred million naira (N500,000,000.00) or equivalence in US $ or the currency of the country of operation within the first year of operation (2015) in each of the cooperative society and all our branches in the 36 states and Abuja of Nigeria through aggressive marketing using all possible media and strategies ( for example , engaging voluntary and employed paid ad-hoc staff as marketers).
f. Establishing at least one Cashville Microfinance Bank(s) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
g. Establishing at least one agro-based farm(s) (firms) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
h. Establishing linkage(s) of health insurance services for all members within two years of operation (2015-2016)in the 36 states and Abuja of Nigeria.
i. Diversifying into other enterprise like oil and gas, educational institutions/ services, etc within three years of operation (2015-2017) in the 36 states and Abuja of Nigeria.
j. Establishing (a) nationa
This document provides an overview of key legal considerations for entrepreneurs starting a new business in India. It discusses choosing an appropriate business entity such as a proprietorship, partnership, limited liability partnership, or private/public company. Factors like taxation, liability, legal status, and succession are examined. The document also covers setting up and maintaining corporate records for a company, intellectual property protection, funding options, employment laws, contracts and regulatory compliances. Finally, exit strategies like an initial public offering or acquisition are briefly outlined.
The document discusses different forms of business ownership and organization - sole proprietorship, partnership, corporation, and cooperative. It outlines the key advantages and disadvantages of each form. Some advantages of sole proprietorship include low start-up costs and total decision-making authority for the owner, while disadvantages are unlimited liability and lack of continuity. Partnerships allow for more capital and skills but have potential for conflicts. Corporations benefit from limited liability but have higher formation costs. Cooperatives provide benefits to members but have equal profit distribution. The document also covers legal considerations and registration processes for different ownership types.
There are three main types of business ownership - private sector, public sector, and cooperative sector. The private sector includes sole proprietorships owned and managed by one person, partnerships owned by two or more partners, joint Hindu undivided families governed by Hindu law, and joint stock companies that issue shares to owners. The public sector includes state-owned enterprises, public corporations, and statutory commissions established by legislation. The cooperative sector includes producer cooperatives that help increase members' production, consumer cooperatives that make goods available at reasonable prices, housing cooperatives that provide residential facilities, and credit cooperatives that provide loans to members.
This document discusses different types of business ownership structures including sole proprietorships, partnerships, joint stock companies, corporations, cooperatives, public sector enterprises, and joint sector enterprises. It provides details on the key characteristics of each type such as capital structure, liability, management, and advantages and disadvantages. Some of the major types discussed are sole proprietorships where one individual owns the business, partnerships where two or more individuals own the business, and joint stock companies where ownership is divided into shares that can be publicly traded.
This document discusses different types of business ownership structures including single ownership, partnership, joint stock companies, cooperative organizations, and public and private sectors. It provides details on the key characteristics of each type as well as their advantages and disadvantages. The main types of ownership structures covered are single ownership, general partnership, limited partnership, private limited companies, public limited companies, cooperative organizations, public sector enterprises, and private sector businesses.
Presentasi ini menerangkan semua manfaat yang Anda terima jika Anda menjadi anggota MDRT. Jika Anda imgin mengetahui lenih lanjut mengenai keangotaan, silahkan hubungi MDRT Indonesia.
Advantages and disadvantages of 3 types of businesses shikarimartinmartinshhs
The document compares the advantages and disadvantages of three types of businesses: sole proprietorships, partnerships, and corporations. Sole proprietorships have the advantages of one person having full control and receiving all profits but the owner bears full liability. Partnerships allow for shared ideas and responsibilities but general partners bear full liability and limited partners have less control. Corporations provide status, ability to raise more money, employee benefits, existence beyond owners, and limited liability, but are more expensive to start up and employees pay more taxes.
The document discusses various business opportunities in the solar energy sector in India. It describes different types of business entities like sole proprietorship, partnership, private and public companies, and cooperatives that can be formed. It also provides details of government initiatives and incentives for solar power projects in India, including subsidies, loans, tax benefits, and purchase guarantees. The document outlines potential business models like manufacturing and selling solar products, developing solar projects, consulting services, and maintenance services.
There are three main types of corporations: chartered companies (no longer formed), statutory companies (incorporated by special act of parliament like Kengen), and registered companies (formed by registration under the Companies Act). Registered companies can be public companies (no limit on members) or private companies (limit of 50 members). They can also be limited by shares or guarantees, or unlimited. Shareholders have rights like voting, dividends, purchasing new shares, and remaining assets after liquidation. Capital stock represents the equity a company is authorized to issue. Par value is the nominal value stated, market value is the current trading price, and book value is the net worth if liquidated. Preferred stock holders are paid dividends before common
Current model constitution_england_and_walestinagage
This document provides a model constitution for Parent Teacher Associations (PTAs) and other home-school groups that are members of Parentkind in England and Wales. It outlines the details needed to complete the constitution such as the association name and school details. It also summarizes the purposes of the association, powers, membership, general meetings, the committee, finances, and dissolution. The constitution aims to provide PTAs with a template that complies with charity law and can be adopted to register as a charity with the Charity Commission.
The document discusses different forms of business organization: sole proprietorship, partnership, corporation, and cooperative. It provides statements to determine whether each one is true or false. A sole proprietorship is owned and managed by one person and ends upon the owner's death. A partnership shares profits among partners based on agreement but partners are liable for each other's actions. A corporation is more complicated to set up but can raise funds through stock sales and exist longer than 50 years. Cooperatives achieve members' social and economic needs through resource sharing and require member participation.
The Million Dollar Round Table (MDRT) is an international association of over 31,000 top performing financial professionals from over 70 countries. To qualify for membership, professionals must meet certain production and ethical standards. The MDRT provides networking opportunities, professional development resources, and leadership roles to help members reach their full potential.
The document discusses the roles and responsibilities of a Council of Governors for a NHS Trust. It outlines that the Council of Governors is responsible for holding the Board of Directors accountable, representing the interests of members and the public, approving significant transactions and amendments to the trust's constitution. The Council must also be provided with Board meeting agendas and minutes. Individual governors are responsible for acting in the best interests of the trust and feeding back information to their constituencies. At least half of the Board of Directors must be non-executive and appointed by the Council of Governors.
Richard Oon has over 25 years of experience in taxation and business advisory. He discussed the different types of business structures in Malaysia, including sole proprietorships, partnerships, limited liability companies (Sdn Bhd), and limited liability partnerships (LLP). He compared the characteristics of these structures such as registration requirements, ownership liability, tax rates, and annual costs. Oon emphasized factors to consider when choosing a business structure like limited liability, formalities, financing needs, and taxation implications. His presentation provided an overview of establishing and operating businesses under different legal structures in Malaysia.
Co operative housing - As an option for Creating Large Housing StockJIT KUMAR GUPTA
Co-operative housing remains one of the most effective, efficient, vibrant, socially interactive, cost-effective and beneficiary based option to construct housing in any environment. Involving beneficiaries and their resources in creating shelter, co-op housing reduces burden on the statutory bodies mandated to create shelter. They can also be involved in creating large stock of rental housing. However, co-operative housing has remained confined to higher income groups. System has not been valued for its potential in providing shelter o the members belonging to lower income pyramid of the society. Government and all parastatal agencies involved in providing/creating shelter in the urban/rural context should adopt/explore the option of creating housing co-ops for the EWS/LIG categories by involving such stakeholders. Slum dwellers can be involved in creating shelter by organising them into housing co-op. This would help not only in involving the resources available with the beneficiaries but would also involve them in managing the planning, designing and construction of their houses, based on their actual needs and requirements. States need to incentivize the housing co-ops by earmarking dedicated proportion of developed land for allotment on preferential basis to such co-ops to construct their houses, for creating large housing stock with the active involvement of the beneficiaries,. In addition, co-op housing societies can be actively involved in promoting rain-water harvesting/ground water re-charging and generating electricity within society, from renewable resources to make them zero-energy and zero- water entities for making cities more energy reliant and water- sufficient, achieving the goals mandated in SDG11.However, adequate checks and balances need to be put in place in the existing regulatory mechanism to ensure that co-op societies are managed in a transparent ,effective and efficient manner and should not be guided by certain vested interests for ensuring that co-operative system is not misused/abused, to create multiple housing ownership for the individuals, treating house an investment for speculation
The document provides information about joining the Global Dollar Builder Credit Cooperative (GDBCC). It discusses the requirements for becoming a member, including undergoing a Pre-Membership Education Seminar (PMES). The PMES covers basic concepts of cooperatives and details about GDBCC, its products/services, and how members can earn income and benefits. All cooperatives must register with the Cooperative Development Authority according to Philippine law.
The document outlines the 9 step process for organizing a cooperative in the Philippines according to the Cooperative Code of the Philippines. The steps include getting organized, reserving a cooperative name, preparing an economic survey and bylaws, securing bonds for accountable officers, completing a treasurer's affidavit, attending a pre-membership education seminar, and registering the cooperative with the Cooperative Development Authority. It also provides details on the types of cooperatives, membership categories, and privileges cooperatives can enjoy once registered.
Charity Trust Laws and Charitable Incorporated Organisation : Should You Conv...IBB Law
Should trusts remains as they are or should they convert into Charitable Incorporated Organisations. IBB's Charity solicitors discuss the issues to keep in mind when examining charity law in the UK and how it relates to you.
Constitution of cashville multi purpose cooperative society limitedefegbere1234567
The constitution of Cashville Multi-purpose Cooperative Society Limited globally designed with every country's economic improvement at heart.
Membership of the Cooperative spans across all 36 states plus Federal Capital Territory-Abuja in Nigeria.
VISION STATEMENT: To be the foremost cooperative society in Africa on provision of economic and welfare services to its members.
MISSION STATEMENT: To make the cooperative society an international family accommodative of all ideas and strategies of all members with harmonization according to international best practices in order to be economically and corporately successful in its services by :
a. Establishing the cooperative in all 36 states and Federal Capital Territory –Abuja of Nigeria in this first year of operation through partnership with relevant organizations especially Global Community Health Foundation and others with headquarters located in Delta State .
b. Generating funds through our thrift /savings of at least five hundred million naira (N500,000,000.00) within the first year of operation (2015) in each of the cooperative society and all our branches in the 36 states and Abuja of Nigeria through aggressive marketing using all possible media and strategies ( for example , employing and engaging paid ad-hoc staff as marketers).
c. Establishing at least one Cashville Microfinance Bank(s) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
d. Establishing at least one agro-based farm(s) (firms) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
e. Establishing linkage(s) of health insurance services for all members within two years of operation (2015-2016)in the 36 states and Abuja of Nigeria.
f. Diversifying into other enterprise like oil and gas, educational institutions/ services, etc within three years of operation (2015-2017) in the 36 states and Abuja of Nigeria.
g. Establishing a national/ sub-national conference(s) that shall once annually bring together all branches of the Cooperative in Nigeria for cross- fertilization on principles and practices of our systems as well as a means to strengthen weaker branches ( starting from 2016).
h. Establishing Cashville Finance Nigeria Limited within first year of operation (2015) to formally and corporately package all our financial activities to enable international trajectory, with activities including financial consultancy, investments in the international community, etc. The Cashville Finance Nigeria Limited shall invariably be the parent of the Cashville Multipurpose Cooperative Society Ltd, among other future incorporations derivable as we grow and develop.
i. All the above activities of the cooperative shall be conducted with the aim of assisting the three tiers of government , that is, Federal , States and Local governments in improving the welfare of its citizenry( and non-members of
New constitution of cashville multi purpose cooperative society limitedefegbere1234567
VISION STATEMENT: To be the foremost cooperative society on provision of economic and welfare services to its members and non-members (clients) in Africa and beyond (global citizenry).
MISSION STATEMENT: To build the cooperative society as an international family accommodative of all ideas of all members with harmonization according to international best practices in order to be economically and corporately successful in its services by strategically :
a. Establishing the cooperative in all 36 states and Federal Capital Territory –Abuja of Nigeria in the first year of operation (2015) through partnership with relevant organizations especially Global Community Health Foundation and others with headquarters located in Delta State .
b. To target registered membership(with membership fee per head of person of N2,000.00 or its currency equivalence (individual) or N50,000 (corporate) or its currency equivalence of fifty thousand (50,000) members in each of all the states/ FCT-Abuja of Nigeria and worldwide through inter-personal marketing and e-commerce marketing(social media, website, etc) in the first year of operation, then 200,000 members after first year, 800,000 members in two years, 3,200,000 members in three years with multiplier constancy of factor 4 for second, three…years.
c. All registered members must meet set management membership recruit targets as periodically awarded by the State/National/International President or Vice-President at State/ National / International management committee levels
d. Marketing/ Networking models shall be either as employed ad-hoc staff or paid volunteerism with paid commission of 50% ( i.e. N1,000.00 and N25,000.00 ) for each convinced and registered individual and corporate member respectively; commission paid with issuance of cheques only.
e. Generating funds through our thrift /savings of at least five hundred million naira (N500,000,000.00) or equivalence in US $ or the currency of the country of operation within the first year of operation (2015) in each of the cooperative society and all our branches in the 36 states and Abuja of Nigeria through aggressive marketing using all possible media and strategies ( for example , engaging voluntary and employed paid ad-hoc staff as marketers).
f. Establishing at least one Cashville Microfinance Bank(s) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
g. Establishing at least one agro-based farm(s) (firms) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
h. Establishing linkage(s) of health insurance services for all members within two years of operation (2015-2016)in the 36 states and Abuja of Nigeria.
i. Diversifying into other enterprise like oil and gas, educational institutions/ services, etc within three years of operation (2015-2017) in the 36 states and Abuja of Nigeria.
j. Establishing (a) nationa
This document provides an overview of key legal considerations for entrepreneurs starting a new business in India. It discusses choosing an appropriate business entity such as a proprietorship, partnership, limited liability partnership, or private/public company. Factors like taxation, liability, legal status, and succession are examined. The document also covers setting up and maintaining corporate records for a company, intellectual property protection, funding options, employment laws, contracts and regulatory compliances. Finally, exit strategies like an initial public offering or acquisition are briefly outlined.
The document discusses different forms of business ownership and organization - sole proprietorship, partnership, corporation, and cooperative. It outlines the key advantages and disadvantages of each form. Some advantages of sole proprietorship include low start-up costs and total decision-making authority for the owner, while disadvantages are unlimited liability and lack of continuity. Partnerships allow for more capital and skills but have potential for conflicts. Corporations benefit from limited liability but have higher formation costs. Cooperatives provide benefits to members but have equal profit distribution. The document also covers legal considerations and registration processes for different ownership types.
There are three main types of business ownership - private sector, public sector, and cooperative sector. The private sector includes sole proprietorships owned and managed by one person, partnerships owned by two or more partners, joint Hindu undivided families governed by Hindu law, and joint stock companies that issue shares to owners. The public sector includes state-owned enterprises, public corporations, and statutory commissions established by legislation. The cooperative sector includes producer cooperatives that help increase members' production, consumer cooperatives that make goods available at reasonable prices, housing cooperatives that provide residential facilities, and credit cooperatives that provide loans to members.
This document discusses different types of business ownership structures including sole proprietorships, partnerships, joint stock companies, corporations, cooperatives, public sector enterprises, and joint sector enterprises. It provides details on the key characteristics of each type such as capital structure, liability, management, and advantages and disadvantages. Some of the major types discussed are sole proprietorships where one individual owns the business, partnerships where two or more individuals own the business, and joint stock companies where ownership is divided into shares that can be publicly traded.
This document discusses different types of business ownership structures including single ownership, partnership, joint stock companies, cooperative organizations, and public and private sectors. It provides details on the key characteristics of each type as well as their advantages and disadvantages. The main types of ownership structures covered are single ownership, general partnership, limited partnership, private limited companies, public limited companies, cooperative organizations, public sector enterprises, and private sector businesses.
Presentasi ini menerangkan semua manfaat yang Anda terima jika Anda menjadi anggota MDRT. Jika Anda imgin mengetahui lenih lanjut mengenai keangotaan, silahkan hubungi MDRT Indonesia.
Advantages and disadvantages of 3 types of businesses shikarimartinmartinshhs
The document compares the advantages and disadvantages of three types of businesses: sole proprietorships, partnerships, and corporations. Sole proprietorships have the advantages of one person having full control and receiving all profits but the owner bears full liability. Partnerships allow for shared ideas and responsibilities but general partners bear full liability and limited partners have less control. Corporations provide status, ability to raise more money, employee benefits, existence beyond owners, and limited liability, but are more expensive to start up and employees pay more taxes.
The document discusses various business opportunities in the solar energy sector in India. It describes different types of business entities like sole proprietorship, partnership, private and public companies, and cooperatives that can be formed. It also provides details of government initiatives and incentives for solar power projects in India, including subsidies, loans, tax benefits, and purchase guarantees. The document outlines potential business models like manufacturing and selling solar products, developing solar projects, consulting services, and maintenance services.
There are three main types of corporations: chartered companies (no longer formed), statutory companies (incorporated by special act of parliament like Kengen), and registered companies (formed by registration under the Companies Act). Registered companies can be public companies (no limit on members) or private companies (limit of 50 members). They can also be limited by shares or guarantees, or unlimited. Shareholders have rights like voting, dividends, purchasing new shares, and remaining assets after liquidation. Capital stock represents the equity a company is authorized to issue. Par value is the nominal value stated, market value is the current trading price, and book value is the net worth if liquidated. Preferred stock holders are paid dividends before common
Current model constitution_england_and_walestinagage
This document provides a model constitution for Parent Teacher Associations (PTAs) and other home-school groups that are members of Parentkind in England and Wales. It outlines the details needed to complete the constitution such as the association name and school details. It also summarizes the purposes of the association, powers, membership, general meetings, the committee, finances, and dissolution. The constitution aims to provide PTAs with a template that complies with charity law and can be adopted to register as a charity with the Charity Commission.
The document discusses different forms of business organization: sole proprietorship, partnership, corporation, and cooperative. It provides statements to determine whether each one is true or false. A sole proprietorship is owned and managed by one person and ends upon the owner's death. A partnership shares profits among partners based on agreement but partners are liable for each other's actions. A corporation is more complicated to set up but can raise funds through stock sales and exist longer than 50 years. Cooperatives achieve members' social and economic needs through resource sharing and require member participation.
The Million Dollar Round Table (MDRT) is an international association of over 31,000 top performing financial professionals from over 70 countries. To qualify for membership, professionals must meet certain production and ethical standards. The MDRT provides networking opportunities, professional development resources, and leadership roles to help members reach their full potential.
The document discusses the roles and responsibilities of a Council of Governors for a NHS Trust. It outlines that the Council of Governors is responsible for holding the Board of Directors accountable, representing the interests of members and the public, approving significant transactions and amendments to the trust's constitution. The Council must also be provided with Board meeting agendas and minutes. Individual governors are responsible for acting in the best interests of the trust and feeding back information to their constituencies. At least half of the Board of Directors must be non-executive and appointed by the Council of Governors.
Richard Oon has over 25 years of experience in taxation and business advisory. He discussed the different types of business structures in Malaysia, including sole proprietorships, partnerships, limited liability companies (Sdn Bhd), and limited liability partnerships (LLP). He compared the characteristics of these structures such as registration requirements, ownership liability, tax rates, and annual costs. Oon emphasized factors to consider when choosing a business structure like limited liability, formalities, financing needs, and taxation implications. His presentation provided an overview of establishing and operating businesses under different legal structures in Malaysia.
Co operative housing - As an option for Creating Large Housing StockJIT KUMAR GUPTA
Co-operative housing remains one of the most effective, efficient, vibrant, socially interactive, cost-effective and beneficiary based option to construct housing in any environment. Involving beneficiaries and their resources in creating shelter, co-op housing reduces burden on the statutory bodies mandated to create shelter. They can also be involved in creating large stock of rental housing. However, co-operative housing has remained confined to higher income groups. System has not been valued for its potential in providing shelter o the members belonging to lower income pyramid of the society. Government and all parastatal agencies involved in providing/creating shelter in the urban/rural context should adopt/explore the option of creating housing co-ops for the EWS/LIG categories by involving such stakeholders. Slum dwellers can be involved in creating shelter by organising them into housing co-op. This would help not only in involving the resources available with the beneficiaries but would also involve them in managing the planning, designing and construction of their houses, based on their actual needs and requirements. States need to incentivize the housing co-ops by earmarking dedicated proportion of developed land for allotment on preferential basis to such co-ops to construct their houses, for creating large housing stock with the active involvement of the beneficiaries,. In addition, co-op housing societies can be actively involved in promoting rain-water harvesting/ground water re-charging and generating electricity within society, from renewable resources to make them zero-energy and zero- water entities for making cities more energy reliant and water- sufficient, achieving the goals mandated in SDG11.However, adequate checks and balances need to be put in place in the existing regulatory mechanism to ensure that co-op societies are managed in a transparent ,effective and efficient manner and should not be guided by certain vested interests for ensuring that co-operative system is not misused/abused, to create multiple housing ownership for the individuals, treating house an investment for speculation
The document provides information about joining the Global Dollar Builder Credit Cooperative (GDBCC). It discusses the requirements for becoming a member, including undergoing a Pre-Membership Education Seminar (PMES). The PMES covers basic concepts of cooperatives and details about GDBCC, its products/services, and how members can earn income and benefits. All cooperatives must register with the Cooperative Development Authority according to Philippine law.
The document outlines the 9 step process for organizing a cooperative in the Philippines according to the Cooperative Code of the Philippines. The steps include getting organized, reserving a cooperative name, preparing an economic survey and bylaws, securing bonds for accountable officers, completing a treasurer's affidavit, attending a pre-membership education seminar, and registering the cooperative with the Cooperative Development Authority. It also provides details on the types of cooperatives, membership categories, and privileges cooperatives can enjoy once registered.
The document discusses the organizational structure and governance of cooperatives. It outlines the roles and responsibilities of the general assembly, board of directors, management, and various committees. It also covers the election and removal of officers, required reports, and functions of management. As a business entity, cooperatives must comply with relevant business laws and registration requirements.
Implementing Rules and regulations of RA 9520jo bitonio
The revised implementing rules and regulations of the Philippine Cooperative Code of 2008 (RA 9520) highlight several key changes, including redefining certain terms, restricting the registration of multipurpose cooperatives, restructuring training requirements for cooperative officers, simplifying reporting requirements, and clarifying the roles of partner agencies in cooperative registration and regulation. The revisions also address subsidiary cooperatives, representative assemblies, mergers and consolidations, and capitalization and accounting procedures.
The document outlines various financial ratios used to evaluate cooperatives across four categories: Profitability Performance, Institutional Strength, Structure of Assets, and Operational Strength. Each category contains multiple ratios that are scored on a scale to assess financial health, with higher scores indicating stronger performance. Areas of assessment include profitability, equity, liquidity, efficiency, and asset quality.
The document discusses the Power of PESOS, which is a framework that uses 5 key ratios - Portfolio quality, Efficiency, Stability, Operations, and Structure of assets - to assess the financial performance and risk management of cooperatives. It defines each ratio and what it measures. The framework helps management identify issues, focus areas for intervention, and can be used as a supervisory/regulatory tool. Regularly monitoring PESOS ratios can help cooperatives develop action plans like increasing provisions for loan losses, improving expense management, and increasing allocations to reserve funds.
The document discusses the history and concepts of cooperatives in the Philippines. Cooperatives promote the Filipino value of "bayanihan" or community spirit, and symbolize unity of purpose and objectives. They are social enterprises funded by common people through capital shares to generate income for members. The document outlines the general structure of cooperatives, including a general assembly, board of directors, committees, and officers. It also lists different types of cooperatives and membership levels.
This document summarizes the key concepts and principles of cooperatives. It defines cooperatives according to Philippine law as autonomous associations that help members achieve social, economic, and cultural needs through equitable capital contributions and risk/benefit sharing. The document traces cooperatives back to Rochdale, England in 1844 and outlines the International Cooperative Alliance's seven principles of voluntary membership, democratic control, member economic participation, autonomy, education/training, cooperation among cooperatives, and community concern. It distinguishes different types of cooperatives in the Philippines according to the law.
The document provides an overview of the state of the cooperative movement globally and in the Philippines. Some key points:
1) Cooperatives employ over 100 million people worldwide and help secure livelihoods for nearly half the world's population.
2) In the Philippines, there are over 18,000 registered cooperatives with over 7 million members and total paid-up assets of over 35 billion pesos as of 2010.
3) The prospects for growth of the cooperative movement in the Philippines are bright due to government support, increasing assets and membership, and potential for cooperation among cooperatives. However, challenges remain such as competition, some unions within cooperatives, and a need for more participative management practices.
View the recording: https://vimeo.com/123234534 This webinar focuses on member engagement as a path to member retention. Clubs that keep existing and new members involved in club leadership, decisions and activities are much more likely to have members that feel connected to the club and as a result, have higher retention rates.
Coop Identity, Values, Principles, Governance and Best Practicesjo bitonio
This document provides an overview of cooperatives including their history, principles, governance, and impact. It discusses how cooperatives originated from groups working together throughout history for mutual benefit. The modern cooperative movement began in the 19th century in Europe and North America. Cooperatives were formed during economic hard times to help people. They contribute to job creation, social integration, and poverty reduction. The document also outlines the different types of cooperatives according to Philippine law and provides statistical data on cooperatives in certain provinces and their total assets.
This document outlines various requirements and best practices for cooperatives in the Philippines. It states that cooperatives must allocate allowances for probable loan losses, apply for tax exemption with BIR, and submit yearly reports to CDA to maintain their Certificate of Operation. It also describes the COOP-PESOS rating system used by CDA to evaluate cooperatives' soundness. Additional requirements include proper documentation of loans, regular financial audits, and developing strategic plans.
This document appears to be a questionnaire for evaluating the performance of cooperatives. It contains several sections that evaluate different aspects of cooperative performance, including organizational leadership, human resource management, members, structure, systems and mechanisms, and social and economic aspects. Each section contains multiple questions to assess specific standards, along with the means of verification and point values assigned. The overall aim is to conduct a comprehensive performance audit of cooperatives using this 74-point questionnaire.
Presentation given by Mitty Chang and Holly Ransom at the 2013 Rotaract Preconvention in Lisbon, Portugal. Solomon Victor was unable to attend the live presentation but aided in the planning of the presentation.
The document summarizes key aspects of Philippine Cooperative Code of 2008 such as definitions of cooperatives, cooperative principles, types of cooperatives, organization and registration requirements, membership, governance structure, responsibilities, reporting requirements, capitalization, taxation, auditing, and distribution of net surplus. Some key points include that the code established 7 cooperative principles based on ICA, expanded cooperative types, required trainings for officers, and allowed creation of new committees to strengthen governance.
The document provides information about organizing a primary cooperative, including requirements for membership, articles of cooperation, bylaws, registration, and types of membership. Fifteen or more individuals who are Filipino citizens of legal age and have a common bond can organize a cooperative by submitting economic data, articles of cooperation, and bylaws to the cooperative authority for registration. A cooperative has legal status once registered and issues certificates of registration. Membership types include regular and associate members. Government officers and employees have restrictions on cooperative involvement.
Internal Control Checklist for Multi Purpose Cooperativejo bitonio
This document outlines the policies and procedures for an organization's human resources, production/operations, marketing, and finance departments. Key points include:
- Educational and experience qualifications are strictly examined in hiring, and regular employee training is provided.
- Orientation is given to new employees, and a personnel handbook outlines responsibilities. Rewards and disciplinary actions are used.
- Products and services satisfy member needs, and competent personnel handle operations. Loan and credit policies are strictly followed.
- A marketing officer is responsible for programs, and feedback ensures member satisfaction. Pricing is competitive and quality is monitored.
- Financial policies require cash handlers to be bonded and use pre-numbered receipts. Checks
Lectures for Basic Seminar on Cooperative DevelopmentGaphor Panimbang
This document provides an overview of cooperatives in the Philippines, including definitions, principles, laws and regulations, types of cooperatives, steps to form a cooperative, organizational structure, rights and responsibilities of members, and factors for success. Specifically, it defines a cooperative as a registered association of people with a common interest working together for economic or social goals. It also outlines the seven cooperative principles of voluntary membership, democratic control, limited return on capital, member economic participation, education and training, cooperation among cooperatives, and concern for community.
1) StretchPay is an alternative loan program to payday loans offered through credit unions. It provides short-term lines of credit up to $250 or $500 with affordable repayment terms and fees.
2) It began as a pilot program through 11 credit unions in Ohio to test offering small dollar loans. Over 35 credit unions nationwide are now considering participating.
3) Credit unions can join through a CUSO which reimburses 90% of credit losses, allowing them to offer the loans without taking on significant risk. The CUSO manages the program and risk sharing nationally.
The document outlines the business opportunity and compensation plan for Trigo World, a multi-level marketing company. It describes Trigo World's vision, mission, and core ideology of empowering Filipino families through business opportunities and services. The compensation plan includes bonuses for product sales, enrolling new members, and sales generated by a distributor's team. Income projections estimate the potential earnings from product sales and commissions.
Total Life Changes Compensation Plan - 2015Faith Sloan
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ICRE is a referral service and cooperative. You will receive new customers and learn to save cash flow by using the cooperative. There are no up-front cost to join ICRE. Go to www.icre.cc to learn more about ICRE. You can also go to www.icre.cc/brochure.htm to read the brochure. Ask about our "No Risk Trial Membership".
Ads Reward Daily is a company that matches advertisers and publishers with account executives to create advertising campaigns. It offers both free and paid membership plans. The paid plans provide different levels of advertising impressions and profits based on the package purchased, ranging from $35/month for the free package to $235/month for the professional package. Members are required to post one advertisement per day and can purchase multiple packages.
GoInfinity is a global crowdfunding platform registered as a Public Benefit Corporation (PBC) and Community Interest Company (CIC) in the US and UK respectively. It allows individuals and businesses to raise funds through subscriptions from a global community network. Subscriptions are distributed equally through a decentralized system across 6 ranked pools, direct referrals, and a rebirth pool that continually generates new subscribers and rewards. The platform aims to establish a billion-strong community globally by empowering individuals to help others and earn benefits in return through an infinite, self-sustaining system.
Gemcoop-HOW AND WHERE TO GET LOAN WITHOUT COLLATERALSam Idogun
This document discusses various funding options available for starting a new business. It emphasizes the importance of developing a good business proposal and plan to attract investors and secure loans. Some funding options covered include loans from family and friends, equipment leasing, government assistance programs, microfinance institutions, cooperative societies, and grants. The document provides details on how to access funding from cooperative societies in particular and highlights their benefits like access to loans without collateral.
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The document describes an online business opportunity claiming to provide investors daily profit sharing and opportunities to earn referral commissions. It promotes high returns on investment, some earning thousands daily, and having over 30,000 members worldwide. However, it does not provide verifiable evidence to substantiate its financial claims or the identities of its leadership team.
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The document introduces a business opportunity called Trigo World that aims to help ordinary Filipino families achieve financial stability and wellness. It provides an overview of Trigo World's vision, mission, core ideology and business model, which centers around multi-level marketing of food supplements, financial services and business development accounts. Detailed explanations are given regarding Trigo World's compensation plan, qualifications for different leadership statuses, and how members can earn income from sales bonuses, commissions and other rewards.
The document describes Conligus' Business Expansion Wallet (BEW) which provides additional funds to members for reinvesting in their business. The BEW deposits a portion of members' commissions in order to help cover business expenses like events, advertising, and incentives without relying on personal funds. This is intended to accelerate the growth of members' organizations by supporting potential leaders. The BEW allows members to "pay it forward" and dramatically increase their business momentum through attending conferences and covering expenses for other key leaders.
4Him Ministries is a faith-based financial services company that has been assisting individuals and organizations with their financial needs for over 5 years. As part of its exclusive member benefits program, it offers various debt reduction, credit repair, medical, and death benefit services to help improve members' financial situations. These include reducing credit card debt by up to 50%, providing a $50,000 death benefit with no premium costs, and training to work from home. Membership costs $49 per year plus a $24 setup fee for standard membership, or $149 per year for elite membership. The organization claims these benefits can help members increase their monthly cash flow, pay off debts faster, and achieve greater financial stability and peace of mind
First steps to success with Smart Media TechnologiesArnLd Bryan
The document discusses how to build a financial pipeline through Smart Media by focusing on qualifying for their core Team Commissions income stream. This is done by personally sponsoring 2 people to purchase branding packages, placing 1 in each team. As more people are shared the opportunity with and purchase packages, it grows the network and potential income. The summary provides an example of how one income stream alone, Team Commissions, could earn over $90,000 in the first year if each person sponsored 2 others who also did the same.
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This document summarizes a multi-level marketing opportunity being offered by Global Domains International (GDI) to sell .ws domain names and web hosting packages. Key points:
- GDI owns the .ws top-level domain and offers a $10/month package including a domain name, hosting, email, and website builder.
- Affiliates can earn commissions of $1 per month for each package sold to people in their referral network of up to 5 levels deep. With enough referrals, monthly commissions could reach thousands of dollars.
- GDI also offers bonuses of $100 for every 5 new paid affiliates referred in a week, with no limit on how many bonuses can be earned.
This document summarizes a multi-level marketing opportunity being offered by Global Domains International (GDI) to sell .ws domain names and web hosting packages. Key points:
- GDI owns the .ws top-level domain and offers a $10/month package including a domain name, hosting, email, and website builder.
- Affiliates can earn commissions of $1 per month for each package sold to people in their referral network of up to 5 levels deep. Large networks could generate thousands of dollars per month.
- Bonuses are offered for referring new affiliates, with $100 paid for every 5 new signups in a week (no limit on number of bonuses).
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This document summarizes the opportunity and business model of NetReady, an online business services company. It outlines NetReady's products and services which help small and medium businesses establish an online presence. The compensation plan rewards members for recruiting others and building their business structure. Members can earn retail profits, bonuses, shares and commissions from their own sales and those of their downline members. The goal is to help people achieve financial freedom and build a large residual income by taking advantage of the growing online business world.
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IMPACT Silver is a pure silver zinc producer with over $260 million in revenue since 2008 and a large 100% owned 210km Mexico land package - 2024 catalysts includes new 14% grade zinc Plomosas mine and 20,000m of fully funded exploration drilling.
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1. All Cooperatives must be registered with the Cooperative Development
Authority (CDA) as mandated Register now: Contact 093923699819520 known as the PHILIPPINE
under Republic Act.
COOPERATIVE CODE of 2008.
jdb.ecoop@gmail.com
2. Global Dollar Builder Credit
Cooperative Business Opportunity
Legalities (Business Permits) Cooperative vs MLM Co.
Republic Act No. 9520 Dollar Compensation Plan
GDBCC Product and Services Power Peso Compensation Plan
Advantages of GDBCC FREE E-Books
GDBCC Member Benefits Future Projects
Income Potential Ways to Earn as a Coop Member
Our cooperative promotes thrift and savings among its members and
creates funds in order to grant loans for productivity. As much as
possible, we do not want you to be depositing your own money to our
coop to pay for your share capital for capital build up. Through our
unique compensation plan, we will teach you how to do it the
cooperative way. The true essence of cooperation is sharing and
helping others to prosper.
Disclaimer: This presentation is our team’s effort to impart knowledge about business
opportunities Global Dollar Builder Credit Cooperative offers to its members.
Register now: Contact 09392369981
jdb.ecoop@gmail.com
6. Summary of GDBCC Products & Services
Online Member Panel This is the first thing that you will receive once you pay your membership fee. Branded as
an e-Coop, we will provide you with your member online site where you will access the
benefits our cooperative will give you. Register online in our website, then log in to enter
your member panel to access e-Wallet, transfer funds, view earnings, view coop
members under you, update profile, etc.
E-Books, Software & These are available when you log in to your member site. You can download them, use or
Videos resell and keep the profits 100%.
Accident Insurance Fill up form, scan it and together with your scanned 2 x 2 ID picture, send it to
info@globaldollarbuilder.com to process your insurance and your coop ID.
Loans 0% interest cash loans from P5,000.00 to P50,000.00; emergency loans; business loans
from P80,000 to P500,000; Car and housing loans
Coop Share Capital 22 Coop Shares valued at P100 per share so a total of P2,200 per coop member
GDB Wealth Fund If a coop member dies, members will contribute ($2 each) to be given to the family of the
deceased member. Maximum amount to be given is $20,000.00.
Dividend This is availed yearly. Patronage Refund.
Savings Potential A part of your earning will be go to your savings.
Business/Earning Once you register as a coop member, you will automatically become part of this
Opportunity opportunity. You earn every time you referred an individual to our cooperative. This is
one way of helping our cooperative grow. Put up a Sector Center for more income.
Others Power Peso Fund: Hospitalization/Medical Assistance, Scholarships at P8,000 per cycle,
Travel Packages at P13,000 per cycle, Health Packages are some additional incentives for
July 15, 2012
our coop members. Now: Contact 09392369981
Join
jdb.ecoop@gmail.com
Future Projects GDB Appartelle, Housing, Livelihood, etc.
7. Banks, Lending & Other Cooperatives Global Dollar Builder Cooperative
Loan Requirement: Accomplish documents like Once you join as coop member, just share or refer 2
proof of income (COE, ITR, Pay slip, deposits, etc.), people you know to join our coop & encourage them to
billing address, need comaker, etc. They will also do refer 2 each, etc.
credit investigation (CI). No Comaker, No Credit Investigation
Loan Interest: Charge 0.5 to 5% Interest Rate 0% Loan Interest Rate
Loan Approval: 50/50 Chance of approval, may be 100% Approval if complied with the minimum
declined or get a partial of loan amount applied even requirement. The more coop members under you, the
if complied with all requirements greater loan amount to apply.
New Coop Members First Loan: Apply for your You can apply for your first loan of P5,000.00 if you
first loan only if you paid your share capital which have at least 6 coop members under you (your 2 direct
is the basis of your loanable amount. referral and their 2 each).
New Coop Members loan amount: Twice the paid No need to pay for your coop share to apply for your
share capital. Ex: To loan for P5,000; paid share first loan of P5,000.00. Loan amount increases if the
capital should be P2,500 number of coop members under you increase.
Other Coop’s Duration of processing first loan Only 20 days processing for your first loan and the
usually takes 1 month or more. next loans will be 7 days
Coop Share Capital: Most cooperatives require you 22 Coop Share valued at P100 per share, total of
to pay in cash or in installment which may range P2,200 to be paid when you reach your second level
from P2000 or more. cycle as generated by our system
Business/Earning Opportunity: Limited to We help build our coop and our efforts is compensated
Dividend/Patronage Refund through Dollar & Peso Earnings. Bounded by the
principle of cooperative, we practice by helping one
another through the spirit of cooperation.
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8. IS ALL YOU NEED! ! !
and you will get all the
coop benefits!!!
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12. July 15, 2012 Join Now: Contact 09392369981
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13. GDBCC Income potential!
We combined the principles of cooperative to our unique system to come up with a
compensation plan wherein our coop members will benefit as our cooperative grows. Each
member is given a chance to earn. Just be open minded to see the beauty and advantages of
the system compared to a traditional cooperative way. The growth, strength and success of a
cooperative depends on its members. Using the good side of network marketing, we came up
with a great compensation plan. There is nothing wrong about networking if you have a clear
and good motive of helping other people and not to take advantage of them. What we offer
here is an opportunity to join a cooperative without paying out of your pocket your share capital,
savings, etc. Your efforts of helping our cooperative grow by just referring and sharing to people
you know will be compensated with a chance to earn in dollars and peso.
In one way or the other, we did networking in our lives. When we refer good movies we
watched to our family members or friends for them to watch or when we share info of a sale in
a mall to people we know, we are actually doing networking but who benefited from out efforts
of sharing when our family members or friends watched the movie we endorsed or buy goods
on sale in the mall we shared? You have nothing but the owner of the movie theater and mall
benefited from the payments made by the people we referred. Actually, most businesses now a
days incorporate networking in their marketing plan because they see the beauty of it. With just
a little effort, you can achieve your financial goals.
In the next slides, you are going to learn how you are compensated to pay for your share
capital plus savings and other incentives by just referring or sharing to two people you know
about the benefits of our cooperative and encouraging them to join our coop.
Join Now: Contact 09392369981
July 15, 2012
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18. How do I qualify for a loan and pay for my Coop Share Capital?
When you pay your coop membership fee of $25 or 110 Riyals or P1,100, , you are automatically entered in our
compensation plan.
The Power of TWO (2)
On your first level, you just need to refer at least 2 people to be placed on your right and left side then encourage
them to do the same. When your 2 direct referral had 2 under each of them, a total of 6 people under you, we call it a
cycle. Once you reached this, you are on your first level cycle. What will you get from your first level cycle?
You will have the following benefits:
You become a regular member of the cooperative (not an associate member).
You are part of the Netmap. You have a chance to earn in Dollar and Peso plus Incentives.
You will be have your Coop ID.
You have P100 in your P500 Wealth Fund.
You will have an initial Coop share of 2 valued at P200.
You Savings at this point is 0 but don’t worry as you advance to the next cycle, your savings will start to accumulate.
As early as this level even if you are just one day or one week as a coop member as long as you completed the cycle,
you can apply for your first loan worth P5,0000 at 0% interest. Even if you have only P200 as initial coop share, you are
qualified to apply for a P5,000 which in a traditional coop, you need a paid share capital of at least P2,500 for new
members.
In our coop, we promote thriftiness, even if you have less fund in our coop which actually did not come from your
own pocket, you have a chance to apply for a loan. The processing of your first loan is 20 days but the succeeding loans
are 7 days. Payment for this loan may come from your earnings soon or you can pay in cash if you want. The payment
term for your first loan is 3 months minimum . Pay on time to be in good standing to avail bigger loans and earnings. A
1% interest will be charged for delinquent accounts.
Actually, you only need 2 people to avail the above benefits because the other 4 individuals under you are referrals of
your 2 referrals. Imagine if each get s2 to join our cooperative consistently, you will have great income as shown in the
next cycles in the next slides.
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20. At this level, every time the coop members cycle, our system generate 1 to be under your
second level and when it reached 6 people on your second level, you will have a total
commission of $75 plus $5 direct referral because we believe that you have other people
you know who wants to joint the coop apart from the initial 2 you referred.
What would happen to your direct referrals?
In this case, if you have other direct referrals, you will have $5 dollar per referral. The
beauty of the compensation plan is that you only have left and right and once you filled
them, the other direct referrals will be spilled over to your group or to the people under
you which is one way of helping your group grow and cycle for more income. Helping one
another is one of the characteristic of a cooperative and we are applying here.
At your second level cycle, you will have the following benefits:
Your Wealth Fund of P500 will be fully paid.
Your remaining 20 coop share capital will be fully paid valued at P2,000 plus the P200 in
level 1 for a total share of P2,200.
You have a Saving of P600.
At this cycle level, your 22 coop share is already paid. You be a part owner of the
cooperative because you have paid for you share capital. Coop share stock certificate will
be given to you. You only made little efforts, you paid your lifetime membership and just
referred 2 people to our coop. You can now move to the next level. Since you have a paid
up share capital, the next earning will go to your savings. This will not stop because the
people under you will surely refer also because they want to earn and have their coop
share be paid also. Register now: Contact 09392369981
jdb.ecoop@gmail.com
22. On your third cycle level, your commission will be $200 plus if you have direct referrals,
you will have $7.50 per referral at this level.
Your savings at this point is P8,000.00.
You can also apply for bigger loans at this stage.
You can advance to the next level.
Remember that you only referred initially 2 people, but the potential to grow big is there
as long as each member religiously do his/her part as a coop member to share to others
the benefits our cooperative offer.
What if some members stop sharing or referring, other members will do because of the
potential earning and we have spillovers from members who have many direct referrals.
Again, the spirit of cooperation, helping and sharing are the key elements of our
cooperative so we do not stop because we are helping one another improve ones lives.
We are part of the success of other coop members bonded by the principles of
cooperative .
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24. On your fourth cycle level, your commission will be $400 plus $10 per
direct referral if you have.
You can convert your dollar earning to peso.
Your savings at this level is P16,000.00.
Your dollar earning potential will not end here, you will proceed to
the next level.
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26. When you reach your 5th cycle level, your commission will $800 plus $10 per direct
referral.
At this level, your savings is P32,000.00.
You can withdraw a portion of your money earn or apply for bigger loans.
At the succeeding levels, you will earn continuous commission as your group grows.
You can have the following incentives every time you cycle in the succeeding levels:
FREE Medical Assistance
Scholarship worth P8,000.00
Tour Package worth P13,000.00
What we have shown you is a thrift way to become a coop member, apply for a loan,
pay for you coop share without getting from your own pocket, avail for bigger loans,
or even pay for your loan through your earning.
As mentioned, you can view or monitor your group and earnings online in your
member profile.
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28. To Summarize:
On your first level, once you cycle, you become a On your fifth level, when you cycle, you will
regular coop member with paid share capital of 2 earn a commission of $800. This will go to
shares valued at P200 plus P100 Wealth Fund. You your savings. You can withdraw or use to
can apply for your first loan. You will be upgraded to pay outstanding loans if any.
the next level.
Your cycle will not end here because as the
On your second level, you will earn $75 commission people under you continuous to grow in
plus $5 per direct referral. Your coop share and wealth number, you continue to cycle and every
fund will be fully paid at this level and have a saving time you cycle, you will earn commissions
of P600. You can move to the next level. like $600, $500 etc. plus incentives every
time you cycle like FREE Health packages,
On your third level, you will earn $200 commission Scholarships worth P8,000 and Tour
plus $7.5 per direct referral. Since your coop share is Packages worth P13,000.
fully paid, all earnings will be deposited to your
savings which you can withdraw or use to pay for any Here, we promote cooperation, thrift way to
outstanding loan if you have. You can advance to the pay your coop share, avail loans, and earning
next level. potential by just doing your duties as a coop
member, sharing the benefits to others.
On your fourth level, once you cycle, you will earn
$400 commission plus $10 per direct referral. All Contact us now to become coop members
commissions at this level will go to your savings. You and enjoy these benefits, dollar earning.
can withdraw or use to pay for you loans if you have
outstanding coop loan. You can also apply for bigger Your earnings will not end here because you
amount of loans if you have no outstanding loan but have the PESO Power Incentives.
need money. You can now move to the next level.
July 15, 2012
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29. 2 Direct Referral System
Left Right
A B
Left Side Right Side
On your Direct Downline on
right side, all LEG A each P500
as direct referral unlimited
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34. FREE e-BOOKS
E-Books, Software, Graphics, Videos
Life Time Membership
GDB Credit Cooperative & Yearly Accident Life Insurance
Unlimited Commission–
$50 to $800 per cycle matrix
plus P500 POWER PESO Referral Income – system will
automatically put your downlines
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37. Don’t Miss the Real chance of financial freedom and greater well-being
Join Now: Contact 09392369981
July 15, 2012
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38. Ways to Earn as GDB Credit Cooperative Member
Dollar Compensation Earn from $50 to $800 every time coop members under you
Plan cycle.
Earn $5 to $10 Direct Referral. Every time you refer someone to
become cooperative member, you will receive $5 to $10.
Since you already filled up your initial 2 direct referrals on your
left and right side, those you refer will be spilled over to the coop
members under you. This promotes cooperation by helping those
under you to earn also.
Peso Power To qualify for the Peso Power Incentives, you only need 2 direct
Compensation Plan referrals to earn unlimited P500 and P15,000 to P45,000
incentives. Our system will generate this for you.
Sector Center You can apply for a sector center to earn sector income. You will
be given fund for 12 e-Pins, earn $1.5 (P60) per registered
members, P50 per loan processing, etc.
E-Books, Softwares & Download and resell and keep the profits 100%.
Videos Resale
*More incentives. All transactions can be monitored online in your member panel site
provided to you. Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com
39. Again, Your Benefits of Joining our Coop
Zero Percent Interest Loans
1. Cash loans – 0 % interest
P 5K – 1st loan – 20 days processing/ 3 months to pay (minimum)
P 10K – 2nd loan – 7 days processing/ 3 months to pay (minimum)
P 20K – 3rd loan – 7 days processing/ 3 months to pay (minimum)
P 40K – 4th loan – 7 days processing/ 5 months to pay (minimum)
P 50K – 5th loan – 7 days processing/ 5 months to pay (minimum)
2. Emergency loans – 2 days processing – 0% interest
(Note: collateral will be your share and earnings in dollar income)
3. Business loans: P 80,000 – P 500,000 – 1 month processing – 0% interest 6 months to 2 years to
pay
4. Car loans: 1 month processing – 3 years to pay – 0% interest
5. Housing loans: 1 month processing – 3 – 5 years to pay – 0% interest
NOTE: 1st Loan 5K pre-qualification, within 20 days processing your 2 direct should have also 2 direct
referral. Your Guarantor will be your network. Processing fee = 300 pesos; all loans subject to 1% per
month interest on delinquent payment)
Coop Share
Every member will be entitled to have 22 coop shares valued at 1 SHARE = P100, total of P2,200
You will receive a Stock/ share certificate
Dividends will be on Equal Pro-rata sharing on Cooperative’s net income every year.
GDB Wealth Fund
When a member dies, every member contributes as assistance to the family. Every member will be
automatically deducted from members wealth fund
Example: 5,000 members x $ 2 = $ 10,000, Maximum given to a family beneficiary is $ 20,000
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40. Free Accident Insurance
Worldwide, 24 hours a day, on or off the job, for one-year against Accident that could lead
to loss of life, disablement (total and partial), blindness, lost of limbs, etc. – including
death due to snake bite, dog bite, food poisoning, chemical poisoning or drowning,
vehicular accidents and all other kinds of accidents including Unprovoked Murder &
Assault (hold-up or other crime that could lead to death
- P 100,000 accidental death
- P 100,000 total and permanent disability
- P 24, 000 monthly cash allowance (P2,000 x 12 months)
- P 12, 000 monthly grocery provision (P1,000 x 12 months)
- P 10, 000 burial assistance due to accidental death
- P 20,000 additional burial assistance for metro manila only
- P 25,000 Unprovoked murder and assault
Free E-Books, Softwares, Videos, etc
Download over 500 eBooks, software, videos and many more which you can resell and
keep 100% profit. The GLOBAL DOLLAR BUILDER eBooks are downloadable with over a
thousand resources and growing.
Earning Potential
Dollar Compensation Plan
Power Peso Compensation Plan
Sector Center Income
Savings Potential Register now: Contact 09392369981
jdb.ecoop@gmail.com
41. Who can join GDBCC?
Any voluntary individual of legal age whether you are
residing in the Philippines or working abroad, willing to
accept and be part of our unique thrift cooperative
principle and do the basic duties of being a coop member
to help one another achieve better lives for all.
How to become a member?
Attend our PMES which you can avail online or offline
Register by paying the registration fee of P$25 or 110 Riyals or P1,100
You can send your registration fee to your sponsor who will assist you
in getting the activation code so you can register on our website.
Contact: jdb.ecoop@gmail.com
Mobile: 09392369981
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Global Dollar Builder Credit Cooperative (GDBCC) is duly registered with the Cooperative Development Authority, a government agency responsible in managing and monitoring the different cooperatives of the Philippines.Head Office: Unit-16 & 26 2nd/F San Elias Bldg 38 Ortigas Ave. Ext., Rosario, Pasig City
In our cooperative, you only pay a one-time lifetime membership fee of $25 or 110 Riyals or P1,100. Where will you get money to pay for you share capital mandated in the cooperative law?Here comes our unique systems. Bounded by the principles of cooperative, we offer open membership to any individual of legal age where ever you are and through the spirit of cooperation and thriftiness, we can build our cooperative a unique way.Here’s how it works, once you registered by paying your membership fee, through the spirit of cooperation, we want you to help us build our cooperative on a voluntary basis and to do this, we want you to share to others you know the products, services and opportunities our cooperative offers. Encourage them to join our coop too and ask them to share to others they know also. You need at least 2 people to join then encourage them to share our products, services and opportunities to 2 people they know also, etc.Because you did one of your duty as a coop member, you will be compensated for doing it. In a traditional coop, when you refer someone to join a coop, you have nothing in return but with our unique system, you will be compensated for bringing people to our cooperative.
Reality: To become a cooperative member, you need money to pay for your membership fees, required coop share capital build up and savings. You use your own money or salaries to pay for this if you want to enter a cooperative. It’s one of the duty of a coop member to pay for your share capital. Most cooperatives require a minimum share capital of at least P2,000 or more. You can pay this in cash or in instalment. Your share capital is the basis of your loan in case you want to borrow in a coop. So to loan for a bigger amount, you need to have a bigger coop share capital or deposit money for your savings. There is nothing wrong about share capital build up because it is under the cooperative law.In our coop, you do not need to worry where to get money to pay for your share capital buildup which is required in any cooperative. This is one way of being thrifty on your part.Basis of loan amount: Usually for new members, when they apply for a coop loan, loan amount is times 2 only of the paid up share capital and you need to wait for at least 1 month or more before you apply for a loan. So for new members to loan for P5,000, you need a paid share coop capital of P2,500 (times 2). For old members, it’s times 3. In addition, you need a comaker and other documentary requirements to present then the credit committee will review your application. If you are a member in good standing with complete requirements, your loan will be approve. Sometimes, it takes time before loan is released especially if many filed for loans or lacking documentary requirements.Coop Share Capital. All GDBCC members become certified part owner of the cooperative and each has a coop share of 22 valued at P100 each share so a total share capital of P2,200.00. In other cooperatives, you need to pay for your share capital out of your pocket or salaries. If you want to loan for bigger amounts, you have to pay bigger share capital or have bigger savings deposit. In our cooperative, you do not need to pay for your share capital out of your pocket. Your efforts of sharing our coop to others will be compensated through coop paid share capital.We will teach you how to pay for your share capital or pay your loans without getting from your own pocket but from your cooperative earning.Contact your Sponsor now:Email: jdb.ecoop@gmail.comMobile: +639392369981Thrift because you do not need to pay for your share capital.
Summary of GDBCCmember benefitsHelp Members. Share the Blessings. Make Money.1. You will become a lifetime GDB Credit Cooperative Member with Coop ID.2. You will become a part owner of the cooperative by SHARE Capital. COOP Share of 22 shares valued at P100 per share (P2,200). No need to pay for this. This is one of our unique advantage and we will show you how.In other cooperatives, coop share comes from your own pocket which you will pay in installment or in cash.In our e-Coop, our unique plan will pay for your coop share as a gratitude of your efforts in doing you duties as a coop member which become part of your earning. You only pay for the one-time membership fee and do your duty as a coop member by referring or sharing our coop benefits to others and patronizing our products and services.3. Yearly Share Dividend and Patronage RefundAt the end of the year, you will receive dividends from the coop. All earnings from Power Peso, you can get as much as 75% payout as your Patronage Refund.4. GB Wealth Fund @ $2 per memberWhen a coop member dies, every coop member contributes as assistance to the family. This will automatically comes from the Member's Wealth Fund. The maximum amount given to the family of a deceased member is $20,000.00.5. Medical Assistance from P500.00 to P2,500.00This is availed once a year for regular coop members in good standing.6. ZERO PERCENT INTEREST (0%) NO COMAKER CASH LOANSPersonal loan from P5,000 to P50,000Emergency Loans (2 days processing)Business Loans from P80,000 to P500,000Car and Housing Loans.*** Loan amount depends on your member status if you are in good standing and your group. Loan payments may come from your earnings.7. FREE Accident Insurance where ever you (here or abroad): Accident benefit up to P100,000.00; Total and Permanent Disability up to P100,000.00; P24,000 Cash Allowance, P12,000 Monthly Grocery, P10,000 Burial Assistance, etc.8. Savings Potential. In other cooperatives, this amount comes from your own pocket which you will deposit in the coop. In our e-Coop, a portion of your earnings will be saved for your future.9. EARNING POTENTIALa. DOLLAR ($) EarningThis is your chance to earn in dollars even if you are in our country. You have the option to convert to peso. Earn $50 to $800 or even more and $5 to $10 per direct referral each time you referred someone to the coop. Also avail the following incentives: FREE Health Packages, Scholarships worth P8,000 and Tour Packages worth P13,000b. Power PESO EarningYou need at least 2 direct referrals to qualify for this to avail unlimited P500 direct referral with incentives of P15,000.00 to P45,000.00.10. FREE e-Books, Software and Videos which you can resell and keep the profits 100%.
How to qualify for a loan?For comparison’s sake, in a traditional cooperative, before you apply for a loan, you need to pay first for your share capital which is the basis of your loanable amount which may be twice or thrice the amount of your share capital. For example, your paid share capital is P2,500. You are only entitled to a loan of P5,000 (twice share capital) especially if you are a new member but for old coop members, you are entitled to a P7,500 loan (thrice share capital). If you want a bigger loan amount, you need to increase your share capital and savings deposit which comes from your own pocket. In addition, if you are a new member, you will need to wait for 1 month to 3 months or more before you apply for a loan even if you paid for your share capital in full or deposited an amount for your savings. Further, you also need to present some documentary requirements, look for comakers in good standing, etc. The chance of approval depends on your standing in the coop. If you have a bad record, expect for the worst but if you are in good standing, you may avail the loan you want in full or partial depending on what the credit committee approves. On top of these, your loan is subjected to interest which may range from 0.5% to 1% or more.In other loan or lending institutions or providers like banks, you will need to comply to all the documentary requirements like proof of income, billing, address, etc. then undergo credit investigation (CI) and complying with these do not guarantee your loan approval. You may be declined especially those with bad credit standing or a portion of your required loan is approved based on the documents you provided. In addition, they will charge you for higher interests like 1% to 5% or more.As a coop, we live by its principles especially sharing the economic benefits to coop members and others through thrift and economical means to the point that even if our members did not pay their share capital, we can grant them loans at 0% interest. In our credit cooperative, we have our unique system in order to help members have economic gains even without paying for share capital or having savings deposit. Our system will even show you how to be thrift by promoting savings potential. There is no need to pay for your share capital to apply for a loan, no CI, no need to wait for 1 month, no comakers, no proofs of income, and NO interest (0%).To avail our loan, you only need to become a member by paying the one-time membership fee of $25 or 110 Riyals or P1,100. No other fees to pay to avail for a loan. One of the thrift measures we implement so that our coop members will not pay for share capital or loan for bigger amounts or even pay for loans proceeds without getting from their pocket is the spirit of sharing. Share to others our cooperative to become coop members too. Share them the benefits and earning potential of our coop and encourage them to join. You only need 2 immediate referrals then encourage these 2 to refer 2 each, etc. Once you have 6 registered members under you, you can qualify to apply for the first loan worth P5,000 which you can be released in about 20 days only. This is one of the thrift way for your to have your loan at 0% interest even without paying for your share capital. As the number of people below you increases, you can have your second loan of P10,000 after you paid your first loan, etc.How to pay for your loans?You can pay the conventional way by paying to our main office or sector centers nearest you or online by depositing your payments to our coop banks. When paying online, you need to keep the deposit slips as proofs or if you send through perapadala, inform the office and keep the transactions documents as proof. Remember that our coop charge 1% interest for delinquent or delayed payments.As stated, you first loan can be paid in 3 months minimum but you can request for longer payment period subject for approval. Another way of paying for your loans is through the earnings generated under you. The beauty of our coop is that you have your backend online profile where you can log in and check your account. If you have accumulated earnings, you can use it to pay for your loans or you can withdraw it.This is one of the advantages of our cooperative that it will give to its members. Through its thrift measures, you can avail of loans or gain economic or financial gains even without investing huge amounts.So, share the cooperative way!
A cooperative needs voluntary people to become members who form the General Assembly which in any cooperative organizational chart is the highest body. Coop members are very vital in capital build up.Each individual has his own reason to join a coop. The most common reason why individuals join a coop is to avail loans with lower interest rates or to have savings or time deposits with higher interest rates as compared to banks. Some join producers, consumers or multi-purpose cooperatives because these types of cooperative offer lower prices on basic commodities to members.For our part, we are a credit cooperative and we offer loans to our members at 0% interest rate with a chance to earn through our unique compensation plan.A unique part of our member’s benefit wherein every time you refer a new member to join our cooperative, you will be compensated. In a traditional cooperative, any member you refer to a coop, you have nothing in return. You will also need to pay out of your pocket the required share capital either in cash or in instalment and pay your loans out of your pocket.In our cooperative, we will teach you how to pay for your share capital or pay you loan without the need to get it from your pocket. You only need to refer at least 2 immediate referrals to qualify to the huge income potential. Then, encourage the 2 you referred to get each 2 referrals. The more coop members the merrier and more income.The next slides teach you how to earn being a GDBCC cooperative member which you can use to pay for your loans, share capital, etc.
You entry level to our cooperative is your $25 or 110 Riyals or P1,100.When you pay this, you will be given an activation code for you to register online in our website. Once you register, you will be given a member site wherein you will trace all the coop members that joined under you. Since we would like paperless transactions, you can request for loans online, track your earnings online, download e-books, softwares, videos, etc. You will be assisted by your sponsor when you register.
On the first level, once you pay your coop membership fee of $25 or 110 Riyals or P1,100, you are automatically become a coop member and entered into the business opportunity of the cooperative.To become a regular coop member, you need to refer at least 2 and teach this 2 to refer also 2. Once you completed this cycle (6 people under you), you will become a regular coop member with the following benefits:You become a regular member of the cooperative.You will be qualified to the Dollar Earning and Power Peso Incentives.You will be have your Coop ID.You are part of the Netmap.You have P100 in your P500 Wealth Fund.You will have an initial Coop share of 2 valued at P200.You Savings at this point is 0 but don’t worry as you advance to the next cycle, your savings will start to accumulate.At this level, you can apply for your first loan worth P5,0000 at 0% interest. Payment for this may come from your earnings soon or you can pay in cash if you want. The payment term for your first loan is minimum of 3 months.Actually, you only need 2 people to avail the above benefits because the other 4 individuals under you are referrals of your 2 referrals. Imagine if each get 2 to join our cooperative consistently, you will have great income as shown in the next cycles in the next slides.
On your fourth cycle level, your commission will be $400 plus $10 per direct referral if you have.Your savings at this level is P16,000.00.Your dollar earning potential will not end here, you will proceed to the next level.
To qualify for this, you only need 2 direct referrals to earn unlimited P500. Our system will generate this for you.You can monitor this through your backend member site.
P15,000 incentive when your members on your left and right reached 150 total members each.
P45,000 incentive when your members on your left and right reached 750 total members each.You will receive this every time the number doubles and paired on each side.
All earnings you get here, you can withdraw as much as 90% only because the 10% will go for your savings.Another residual income is a portion of the loans availed by members under you.In our coop, we also promote savings for future use.You can withdraw your earnings through bank transfer or use to buy e-pins of transfer fund to any sector/member.A processing fee of P80 will be deducted for online transfer.Move on, join our coop to avail all theses benefits: 0% Loans, Paid Coop Share Capital, Earning in Dollars and Peso plus incentives.
If you want to succeed and attain financial stability, join our cooperative. Loan with 0% interest, Paid Coop Share Capital, Savings Potential, FREE Accident Life Insurance, Dollar Compensation Plan, Power Peso Compensation Plan, Loan Network Income, etc. All these are possible if you join our cooperative.Register now:Contact: +639392369981 or email: jdb.ecoop@gmail.com
Again, here are the perks you will enjoy as coop members, FREE e-Books, Lifetime Coop Membership, Unlimited Commission in Dollars or in Peso with FREE Accident Insurance.Register now:Contact: +639392369981 or email: jdb.ecoop@gmail.com
Register now:Contact: +639392369981 or email: jdb.ecoop@gmail.com
Some of the future plans of our cooperative is to put up GDBCCApartelle which is exclusive for GDBCC coop members. This is ideal for OFWs who will be returning to the Philippines because they will have a temporary shelter at a minimal cost especially those in the province. You can stay here for while.Another is housing projects and livelihood assistance program.
Register now:Contact: +639392369981 or email: jdb.ecoop@gmail.com