This document discusses data mining techniques for analyzing customer data to determine credit risk. It covers association rule mining using support and confidence metrics. An example applies these techniques to analyze bank customer transaction data and identify confident rules for predicting whether customers will make loan payments on time. Association rules are identified meeting minimum support and confidence thresholds. The highest confidence rules indicate that customers with middle incomes and good credit, or high risk but good credit, will likely make payments on time.
As part of my master thesis "Stochastic Models of Noncontractual Consumer Relationships" I participated in a contest organized by the DMEF to forecast Consumer Lifetime Value. My submitted model finished second (out of 25 entries). These slides concisely summarize my approach and also the final model.
As part of my master thesis "Stochastic Models of Noncontractual Consumer Relationships" I participated in a contest organized by the DMEF to forecast Consumer Lifetime Value. My submitted model finished second (out of 25 entries). These slides concisely summarize my approach and also the final model.
Prof Nancy Devlin provides an overview of the EuroQol Groups’ scientific research agenda for the coming year and plans for the EQ-5D-5L approach to measuring patient-reported outcomes of care.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
We all have good and bad thoughts from time to time and situation to situation. We are bombarded daily with spiraling thoughts(both negative and positive) creating all-consuming feel , making us difficult to manage with associated suffering. Good thoughts are like our Mob Signal (Positive thought) amidst noise(negative thought) in the atmosphere. Negative thoughts like noise outweigh positive thoughts. These thoughts often create unwanted confusion, trouble, stress and frustration in our mind as well as chaos in our physical world. Negative thoughts are also known as “distorted thinking”.
Prof Nancy Devlin provides an overview of the EuroQol Groups’ scientific research agenda for the coming year and plans for the EQ-5D-5L approach to measuring patient-reported outcomes of care.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
We all have good and bad thoughts from time to time and situation to situation. We are bombarded daily with spiraling thoughts(both negative and positive) creating all-consuming feel , making us difficult to manage with associated suffering. Good thoughts are like our Mob Signal (Positive thought) amidst noise(negative thought) in the atmosphere. Negative thoughts like noise outweigh positive thoughts. These thoughts often create unwanted confusion, trouble, stress and frustration in our mind as well as chaos in our physical world. Negative thoughts are also known as “distorted thinking”.
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
How to Create Map Views in the Odoo 17 ERPCeline George
The map views are useful for providing a geographical representation of data. They allow users to visualize and analyze the data in a more intuitive manner.
Ethnobotany and Ethnopharmacology:
Ethnobotany in herbal drug evaluation,
Impact of Ethnobotany in traditional medicine,
New development in herbals,
Bio-prospecting tools for drug discovery,
Role of Ethnopharmacology in drug evaluation,
Reverse Pharmacology.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
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This is a presentation by Dada Robert in a Your Skill Boost masterclass organised by the Excellence Foundation for South Sudan (EFSS) on Saturday, the 25th and Sunday, the 26th of May 2024.
He discussed the concept of quality improvement, emphasizing its applicability to various aspects of life, including personal, project, and program improvements. He defined quality as doing the right thing at the right time in the right way to achieve the best possible results and discussed the concept of the "gap" between what we know and what we do, and how this gap represents the areas we need to improve. He explained the scientific approach to quality improvement, which involves systematic performance analysis, testing and learning, and implementing change ideas. He also highlighted the importance of client focus and a team approach to quality improvement.
10. Inference
• Hypothesis becomes Rule :
Customers who buy bread and butter,
also buy milk.
• With 75% confidence and 50% support
from past transactions records
13. Bank customer Data set
Case Age Income Risk Credit Result
1 20 52,623 –38,954 red 0
2 26 23,047 –23,636 green 1
3 46 56,810 45,669 green 1
4 31 38,388 –7,968 amber 1
5 28 80,019 –35,125 green 1
6 21 74,561 –47,592 green 1
7 46 65,341 58,119 green 1
8 25 46,504 –30,022 green 1
9 38 65,735 30,571 green 1
10 27 26,047 –6 red 1
RISK = ASSETS – DEBT – WANTS
14. Bank’s weight for each attribute
and condition for analysis
Attribute Weight
Function Percentage
Credit 0.800
Minimum
Risk 0.700 25
Support
Income 0.550 Minimum
90
Age 0.450 Confidence
Result 0.691
Objective : Provide Confident/Risk
factor for the bank to issue loans for
the customers
16. Fuzzification
Attribute Level Representation Weight Membership Support
value (Rjk)
Age Young R11 0.450 0.580 0.261
Age Middle R12 0.450 0.300 0.135
Age Old R13 0.450 0.131 0.059
Income High R21 0.550 0.000 0.000
Income Middle R22 0.550 0.890 0.490
Income Low R23 0.550 0.109 0.060
Risk High R31 0.700 0.457 0.320
Risk Middle R32 0.700 0.208 0.146
Risk Low R33 0.700 0.332 0.233
Credit Good R41 0.800 0.720 0.576
Credit Bad R42 0.800 0.280 0.224
Result On Time R51 0.691 0.930 0.643
Result Default R52 0.691 0.069 0.048
17. Item set
• C = complete sets, individual items
• L = Set of items above minimum support,
grouped items
• minsupp = 0.25
• Conditional probability = support
18. Apriori Algorithm
START
Compute
Eliminate
conditional
items < minsupp
probability of each
to form SET L
element in SET C
Is
L=0 YES : STOP
NO : nCr to form
new SET C
27. Defuzzification
• If Income is middle, then payment will be
received on time
R22->R51;(91.6%)
• If Credit is good, then payment will be
received on time
R41->R51;(97.2%)
• If Income is middle and Credit is good, then
payment will be received ontime
R41, R22-> R51; (99.5%)
• If Risk is high and Credit is good, then
payment will be received on time
R31, R41->R51; (99.25%)
