Reverse mortgages and older americans presentation (nov. 14, 2013)Andy Carswell
This presentation outlines some of the broad issues that encompass the dilemmas that seniors face in taking on reverse mortgages, a housing option that allows older Americans to age in place. In addition, the presentation covers some recent research results regarding housing counselors' roles in educating and preparing their clients on reverse mortgages, specifically the role that fraud from outside parties can play.
Reverse mortgages and older americans presentation (nov. 14, 2013)Andy Carswell
This presentation outlines some of the broad issues that encompass the dilemmas that seniors face in taking on reverse mortgages, a housing option that allows older Americans to age in place. In addition, the presentation covers some recent research results regarding housing counselors' roles in educating and preparing their clients on reverse mortgages, specifically the role that fraud from outside parties can play.
Big Data World Forum (BDWF http://www.bigdatawf.com/) is specially designed for data-driven decision makers, managers, and data practitioners, who are shaping the future of the big data.
天新資訊總經理陸朝中表示,Salesforce之所以能蟬聯全球CRM龍頭,在於能提供彈性的雲端平台,精準掌握客戶需求,其流程更附帶提供創新的商業經營模式,全球超過22萬5000家企業正是看中此寶貴的顧問效益而來。透過天新資訊專業認證的顧問、技術服務及訓練,台灣已有超過200家企業成功使用Salesforce,搭配Google for Work的雲端商用工具,協助企業在競爭激烈的環境中,以最大的效益創造差異化的優勢。
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FlexNet Manager® for SAP® Applications Datasheet
1. 在很多企业中,SAP®
应用程序是价值最高、使
用最广泛的资产。如果不能准确了解 SAP 系统
的使用方式,组织就要承担高昂的风险和无法预
料的支出,即便在已经向 SAP 提交了必要的许可
管理工作台 (LAW) 报表之后也是如此。FlexNet
Manager for SAP Applications 能帮助企业避免
在 SAP 指定用户许可方面支出过度,降低 SAP
软件的总拥有成本。
利用 FlexNet Manager for SAP Applications,
组织即可集中监控和分析 SAP 系统的使用情况,
从而确保实现精准且最优的许可定位。关于员工
SAP 使用情况的洞察让组织能够为将来的 SAP 支
出制定计划和预算,避免购买并不需要的许可。
FlexNet Manager for SAP Applications 还能帮
助企业根据实际使用情况开展内部软件支出计
费,随时确认许可合规性。Flexera 的 SAP 优化
产品是 FlexNet Manager Suite for Enterprises
产品的一部分。
FlexNet Manager Suite 能帮助企业为囊括数
千家供应商(包括最流行的供应商 Microsoft,
Adobe, IBM, Symantec, Oracle, SAP 和)和
20,000 个工程应用程序在内的广泛应用程序和复
杂许可模型优化许可并保持合规性,从而降低成
本。
根据未来的需求更加准确地制定预算
随着组织的发展与变化,许可需求也会成为一种
不断变化的目标。迄今为止,企业对于 SAP 使用
的认识极其有限,这迫使他们执行众多手动、易
出错的步骤来确定许可需求和预算预测,甚至会
做出可能造成高昂代价的凭空猜测。
FlexNet Manager for SAP Applications 提供了
无代理的 SAP 使用信息收集能力,无需在每一
个 SAP 系统上部署传输功能。该解决方案将根
据用户使用哪些 SAP 事务、使用周期如何、授权
角色、模块的使用情况等方面,分析实际用户行
为。这允许组织精准预测未来 SAP 许可需求,避
免超出预算的意外情况。
优化的指定用户许可分类
SAP 指定用户许可的定义含糊不清,管理员在确
定应为各用户指定哪种许可类型时,往往仅有很
少的信息能帮助其制定决策或者证实决策,甚至
可能完全不具备相关信息。
FlexNet Manager for SAP Applications 能消除
SAP 许可分类过程中的猜测,根据实际使用模式
完全自动化、可重复地确定各用户的最优许可类
型,同时保证符合相关 SAP 合同。通过为其 SAP
系统应用建议的更改,许可管理员即可充满自信
地优化未来开支,避免不必要的采购。
产品简介
FlexNet Manager
®
for SAP
®
Applications
分析许可的使用情况,以优化您的 SAP 投资,维护许可合规性
企业收益
• 准确了解谁正在使用
SAP 以及使用范围如何
• 优化长期的 SAP 许可
成本
• 为各用户分配最优的指
定用户许可,从而确保
合规性
• 最大限度地减少重复用
户和空闲许可
• 根据未来 SAP 许可需
求准确制定预算
“降低拥有成本和复杂
性是过去 3 年中排名
靠前的优先任务,目前
也仍然是 SAP 客户的
主要考虑事项。”
– R. Ray Wang,
Constellation Research
《软件业内人员调查》
(2009 年)
2. FlexNet Manager for SAP Applications 优化许可定位
基于 SAP 用户的许可的原始状态和优化状态表明,高成本的许可类型显著减少,其中包括 Professional 和 Limited Professional 用户。
原始状态 优化状态
FlexNet Manager
®
for SAP
®
Applications
3. SAP 包(即引擎)许可管理
FlexNet Manager for SAP Applications 可从 SAP 系统
中收集包许可指标,无需运行系统测量,并且支持定期
收集指标数据。许可规则可将每个包许可的多种原始指
标转换为单个许可使用数字。FlexNet Manager for SAP
Applications 产品使用权库包含的许可规则涵盖数百种
SAP 包。FlexNet Manager for SAP Applications 提供
对包许可使用情况的持续可见性,从而支持更好地制定许
可成本预算,减少年度调校所需的准备时间和工作量。
最大限度地减少重复用户和空闲许可
在企业内的多个 SAP 系统之间,往往存在用户信息(
包括用户名)不一致的问题。在开展过兼并和收购的
组织中,这类问题尤其严重。通过识别和消除这些不一
致,FlexNet Manager for SAP Applications 可改进 SAP
确定多个用户帐户是否代表一名用户的能力,避免了错误
地为同一个用户多次发放许可而造成的成本浪费。
另外一个常见问题是跟踪在企业内的职务发生变动的
用户,这些用户的 SAP 许可成本可能会降低;另外还
要跟踪离职的用户,否则就会导致许可空闲。FlexNet
Manager for SAP Applications 将识别这些用户,提供能
满足用户需求的最低成本的许可,并查明可返还至许可池
的空闲许可。
消除重复的用户
持续不断的许可合规性
随着组织的发展演进,许可合规性状态可能会转变成复杂
的问题,在兼并或收购之后尤为严重。FlexNet Manager
for SAP Applications 提供了连续的许可合规性视图,并
根据最新信息定期更新此视图。一个执行仪表板突出显示
关键合规性指标,指明企业内存在的优化机遇。
假设分析场景
FlexNet Manager for SAP Applications 支持组织预测更
改许可分类策略会造成怎样的成本影响。该产品允许模
拟“假设分析”场景,包括最佳情况和最差情况模拟。可
以利用用户定义的规则集简化模拟,并将其归档以备未来
使用。
简化调校
筹备 SAP 调校是一个极其繁琐的过程,包括创建 LAW
报表并将其发送给 SAP。FlexNet Manager for SAP
Applications 能自动执行指定用户使用信息和包许可数
据的收集和处理工作,从而尽可能减少筹备调校或审计所
需的工作。根据用户的实际使用情况重新分类用户、消除
重复用户和回收未得到利用的许可,组织即可确保 SAP
LAW 报告以实际使用数据为基础,保证这些数据经过分
析,以分配成本最低的许可类型。除此之外,由于能够确
定长期的包许可使用情况,企业就能避免这些许可发生超
出预算范围的意外调校。
SAP 系统管理员
计划包测量 导入包测量结果 从原始指标计算
许可位置
SAP 系统 包许可位置
FlexNet Manager
®
for SAP
®
Applications