First Payment International (FPI) is a merchant services provider focusing on retail and commercial businesses with innovative point of sale solutions and integrated software for ecommerce. The company transitioned its freeware to a proprietary subscription model, compliant with EMV standards, while also targeting opportunities in the marijuana industry with its customized piperpos software. FPI is seeking $50 million for international expansion and $5 million through subordinated debt for implementing its solutions, with the potential for substantial growth driven by its market strategies and regulatory landscape.

1. First Payment
International TM
HELPING COMPANIES GROW! R

2. First Payment International
 FPI is a comprehensive merchant services provider
Innovative Point of Sale – Scalable to ERP level
 Combines truly comprehensive and mobile business
management software with innovative and market leading
plugins to add flexibility to your business
 Features dashboard level control to allow you to run your
business from anywhere in the world
 Full integration with your ePresence including our patented
eCommerce connector to allow your virtual and physical
business to run in complete harmony

3. Core Business
 FPI is focused on servicing Retail
and Commercial Merchants
Worldwide utilizing Point of Sale
software, credit card processing
and virtual/physical presence
integration.
 In market since 2010 as freeware
 Built market share of 600,000+
global downloads representing the
#2 option worldwide behind Intuit

4. Business owner Benefits
 Truly comprehensive eCommerce
connectivity
 Direct processor meaning lower rates to you
 Virtual and physical integration allowing you
to run both your online and physical stores
anywhere in the world

5. Market Landscape
 Euroclear MasterCard Visa (EMV)
switch in the US
 EMV industry standard mandated
by the US federal government
requires chip and signature
technology be implemented by
ALL merchants starting Oct 1, 2015.
 FPI is the ONLY independent
provider currently in market with
hardware and software to meet
the new standard, joining the ranks
of WalMart, Walgreens and
Coscto.

6. Market Landscape Opportunities
 Merchant hardware conversion estimated at $26 Billion alone in the
US
 FPI among very few merchant solutions with ability to source high
quality hardware made in Europe that is fully compliant
 FPI provides Merchants with bundled packages alleviating the need for
multiple vendors/sales people/accounts
 Fully transformable and mobile means flexibility for your business

7. eCommerce
 Integration between physical
and virtual store fronts is
estimated at $5 Billion a year
in the US
 FPI has developed the ONLY
fully integrated connector to
WooCommerce allowing for
seamless data integration
between virtual and physical
stores
 Connector benefits include
seamless data transmission
into the kitchen from online
ordering, virtual inventory
reconciliation, real time
monitoring capability among
many others

8. Market Strategy
 FPI is locking down and converting our freeware software package
to a proprietary paid subscription software package in conjunction
with the government mandated EMV hardware transition.
 Previous software versions will not be supported and will fall largely
outside of compliance of PCI
 Proprietary Merchant Payment Portal redirect for seamless transition to
paid subscription

9. Market Penetration
 FPI has acquired UniCenta and
co-developed the latest Point of
Sale software under First Payment
International branding.
 Terms of acquisition grant FPI
unrestricted and exclusive rights to
all existing code
 Market Share
 600,000 global downloads
 200,000 in US
 1,080,000 Users

10. Market Advantages
 1st independent Merchant Processing company to offer semi and
fully integrated EMV solutions
 Plugin Capability added to a comprehensive, scaleable, ERP level
POS/Business Management/Personnel Management gives
merchants unprecedented flexibility
 Existing, worldwide, large customer base and loyalty of existing
customers.
 Proprietary and exclusive features
 Ability to white-label and market as industry specific products
 Software and hardware integration ensure stability

11. FPI Verticals
 FPI is in multiple vertical markets in addition to the retail, services and
restaurant sectors including:
 Livestock tracking
 Seed to sale agricultural applications
 Municipal Payment Processing
 ERP corporate solutions
 Financial applications

12. Market Research Indicating
Positive Investment Outcomes
**Past performance does not guarantee future results**
 FPI software has a very strong growth rate since its inception in 2010 and
is currently being amplified by the mandatory EMV laws instituted in the
US
 Innovative software and service paid subscription model equates to
substantially higher revenue per merchant than market competition at
market median price points.
 Extremely large POS user base coupled with aggressive marketing
strategies ensure sustained growth with ability to add additional
revenue streams in the future
 Vertical market Enterprise Level Solutions and revenue model diversify
company risk much more-so than current market competition
* Please discuss all projections with your Financial Professional*

13. Marijuana Industry Background
 Each state hires a third-party regulatory agency to co-write the
legislation surrounding the industry in that state
 Laws co-developed by the regulatory agency allow for mandates
to be created specifying who, what, when, why, where and how
marijuana is cultivated, processed and distributed from seed to sale.
 Regulatory agencies report directly to the state and as such are critical
in the seamless data flow required in the industry

14. Marijuana Opportunity
 FPI was approached by the regulatory agency in Colorado to co-
develop a seamlessly integrated solution pairing our proven
software package with their data requirements
 FPI developed PiperPOS with extensive advisement with state and local
agencies and merchants which has uniquely positioned Piper to be the
preferred vendor in Colorado.
 Oregon was just awarded and Piper’s unique positioning has allowed for
a very large opportunity
 As more markets open, Piper can approach the marketplace from a
top down and ground up sales system

15. Market Advantage
 Current market analysis of industry offerings
 Glorified excel spreadsheets
 Difficult to use web based applications
 Double and triple data entry requirements
 Disparate and unwieldy data management
 Manual reporting
 FPI current market offering solves all these issues except seamless
data integration on the state reporting level
 FPI partnered with the regulatory agency in CO to address this issue

16. PiperPOS
 PiperPOS is based on FPI’s POS software package with customized
features addressing industry pain points:
 Seed-to-Sale Tracking
 Automated reporting to the state regulatory agency
 Elimination of double and triple data entry
 Solves grey area industry issues arising from the inadequacy of current
applications
 Integration of data generation and data management in all business
aspects such as:
 Plant growth statistics
 Vendor/Grow tracking statistics
 Business planning and tracking data
 Inventory control

17. PiperPOS Continued
 FPI under the PiperPOS banner is opening investment for
participation in an ancillary business to the so called national green
rush.
 After we were approached, we diligently investigated the least risky
way to sell these new gold miners their modern day picks and
shovels to discover we already had the answer partially developed
in-house.
 We worked hand-in-hand with multiple prominent dispensary chains
in the Denver area along with the state regulatory agency to
develop PiperPOS. The solution is deployed in a beta environment.

18. Market Analysis
 Mandated regulatory requirements and PiperPOS seamless
integration coupled with additional functionality worthy of a 21st
century business offer the business owner a vastly superior product
 Ability to ‘flip the switch’ and accept payment processing once
allowed by federal statute for additional revenue streams
 The current market offerings support price points well above current
FPI branded POS price points
 Upon our regulatory agency being awarded additional states and
countries through the RFP bid process, PiperPOS will need specific
customization to accommodate state specific data management
requirements.

19. Investor Opportunity
 PiperPOS is raising $2.5M in a seed round to facilitate the roll-out and full
implementation of functionality for the Colorado market.
 The opportunity will be structured as a Subordinated Debt Agreement
which upon maturity at a 12-18 month timeframe, has the ability to roll
over into Class A Common Stock
 Initial return will be a fixed return negotiated with the investor
dependent on participation level with risk tolerance and time horizon
considerations
 Institutional investment will be targeted for national roll out via a
Regulation D exempt Private Placement Offering with Class A Common
Stock. PPO will be filed upon the regulatory entity achieving 2
additional markets to Colorado
 Select upcoming RFP due dates for Oregon, Nevada, DC, Hawaii,
Washington, California, Alaska – OCT ‘15-May -’16 Jamacia-2017 Brazil-2017

20. Investor Opportunity Continued
 Revenue generated via monthly software subscription, virtual
presence optimization, hardware sales, tech and customization
support and eventually payment processing mimicking FPI’s proven
business model
 Upon opening of additional markets, seed round investors will be
given first rights of refusal to participate allowing for targeted
deployment of investor capital
 Ability to operate under a franchise style model
 Ability to modify merchant pricing structures for new markets to
accommodate tax structures, regulatory costs and standardized
product pricing.
 Potential for regulatory mandated services supplied by PiperPOS

21. Investor Opportunity
 FPI is raising institutional funding in the amount of $50M under a Reg
D exempt Private Placement with Class A Common Stock.
 FPI is raising private capital in the amount of $5M under
subordinated debt agreements with the option to roll over into stock
to facilitate expansion into international markets.
 FPI revenues streams include traditional Merchant Services products
and services sold directly to the merchant, recurring revenue via
credit card processing and software licenses, virtual and physical
store integration, eCommerce processing, eCommerce
connectivity, web design, and hourly rate charges for Tech Support
and Customization.

22. Investor Opportunity Continued
 PPM will outline specifics around institutional investment Class A
Common Stock
 Institutional investor targets are stable pension funds, hedge funds, and
dividend producing funds
 Private Capital investment intended for friends and family and
strategic partners structured as Subordinated Debt
 Allows for flexible and timely deployment of capital to maximize market
conditions
 Strategic Partnership targets are value add services and products to FPI
core offerings, software developers, direct processing relationships, and
private investors.

23. Long Term Investment Horizon
 Class A common stock offered through Regulation D exempt Private
Placement Offering
 Preliminary PE ratio calculated to be 19
 50,000,000 shares available at an initial offering price of $1.00
 Accredited Investors ONLY
Investor looking for a medium-long term investment horizon of 5-20+
years who are comfortable investing in non publicly traded companies
*Stock should be considered a high risk growth stock with the ability to
transition into a stable core growth stock within 10 years*