The document discusses Revolut, a digital banking service that offers: - Zero fees for currency exchanges and ATM withdrawals. - Current accounts in multiple currencies. - Strong security features like transaction notifications and location-based security. - Tools for tracking spending categories and splitting bills with friends. - A chatbot named RITA that can answer many customer questions. - Device insurance and cryptocurrency services. - Banking services for over 16,000 businesses.

1. Beyond Banking
Maxime Bensadoun - Business Executive France

2. OverviewIntro

3. Our Solutions
Spend
0% FX mark up Zero fees
ATM withdrawals
Exchange
Interbank rates
Send & Request
Instant transfers
Zero fees

4. Current Accounts
Unique bank accounts
• GBP current accounts
• EUR IBANs
• other currencies are coming soon

5. Next Generation Security
Instant transaction notifications
Disable/enable as you go
• RevolutCard
• Location-based security
• E-commerce
• ATM
• Contactless
• Magstripe

6. Transaction Details
See additional transaction details
• Transaction location
• Receipts

7. Categorization
Analysis by
• Countries
• Merchants
• Categories

8. Split bills
Split bills with friends
• They can be using Revolut
• or not…

9. RITA - Revolut Intelligent Trouble Assistant
Chat-bot resolves 27% daily queries
• Average rating is 4.4 out of 5
• Can answer different questions (FAQ - related,
what exchange rates are, etc)

10. Device Insurance
Protect your phone against all accidental damage
from £1 per week.

11. Cryptocurrencies

12. Revolut for Business
16,000 businesses
registered
Including many global brands.…

13. Revolut. Beyond Banking
• Launched in July 2015
• Total investment to date: $86M
• 250 employees
• 1M B2C customers
• 16,000 registered businesses

14. Overview
BREAK
Growth Hacking

15. Traditional banks
Marketing
Commercials
Referral programs
Media coverage
Sponsored article
Trust
Licenses

16. Challenger banks
Innovation FlexibilityTechnology Low cost

17. Classic « cheap » challenger tools
• Social medias
• Online paid marketing (Facebook , Google…)
• Referral programs (cheaper than big players)
• Affiliations (bloggers, websites…)

18. 1M users in 2 years with no marketing
0k
167k
333k
500k
667k
833k
1000k
Jul 2015 Nov 2017

19. Revolut - How do we grow?
Word of mouthQuality of the product

20. Revolut - Creating virality
• Product: P2P components ; savings ; cryptos
• Turn weakness into opportunities : tailored customer service
• Packaging: make a card worth talking about
• Newsjacking: RITA, Brexit

21. Revolut App
Welcome to a world beyond banking. The future is here.