FinTech Belgium MeetUp on APIs 16/11/17 - Case 1 edebex
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Edebex is an online marketplace for buying and selling outstanding receivables. The document discusses how companies can integrate Edebex's API into their own websites or applications in order to generate new revenue streams either by offering Edebex's services to customers through an iframe integration requiring minimal technical skills, or through a full API integration allowing customers to buy and sell directly on the integrating company's platform.
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FinTech Belgium MeetUp on APIs 16/11/17 - Case 4 twikey
The document discusses building APIs to enable online negotiation, management, and collection of direct debits. It recommends building the API first, then the graphical user interface, with thorough documentation and code samples. It notes that some large companies may not have API skills in-house, so an extra integration layer may be needed. The document also stresses keeping APIs simple and focusing on understanding different types of users, like business analysts, developers, or CEOs. APIs should be available to all partners in an organization's ecosystem and allow customers to integrate payments into their own devices, systems, and applications seamlessly.
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This document discusses building an API-first service for payments subscriptions. It notes that consumer behavior favors usage over ownership. It recommends designing a flexible API framework to promote ease of use and innovation. The document contrasts top-down and bottom-up API design approaches and argues that legacy systems often force bottom-up designs that result in more complex APIs. It also states that open banking APIs may not truly open up banks due to legacy constraints.
FinTech Belgium MeetUp on APIs 16/11/17 - Case 2 ibanity
Ibanity has joined Isabel Group to help companies access bank data through APIs, enable new digital banking services, and assist banks in adapting to regulations and customer preferences as financial technology firms become partners rather than just competitors; this will involve reducing costs for third parties to integrate with banks and aggregating data from different sources to enrich APIs.
FinTech Belgium MeetUp on APIs 16/11/17 - API Overview - Ingenico ePayments
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This document discusses the evolution of APIs through four generations from the 1960s to today. The first generation consisted of internal APIs for programs to communicate. The second generation introduced remote procedure calls to allow programs to communicate over a network. The third generation included web APIs to allow communication over the internet using simpler and more scalable designs. The fourth generation is cloud APIs which build on web APIs to provide internet-accessible, shared, and scalable services in the cloud. The document also notes that APIs now drive user interfaces and interactions.FinTech Belgium MeetUp on APIs 16/11/17 - Supercharge your data with fintech ...
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This document discusses how banks can leverage APIs to improve their business. It outlines three key benefits that APIs provide: 1) Enriching customer data through business information APIs, 2) Improving user experience through automatic form filling and validation, and 3) Building whitelabel platforms through pre-filled digital forms and centralized databases. The document also provides examples of real-life fintech API applications that deliver business value through risk analysis, prospection automation, and email scoring.FinTech Belgium GDPR MeetUp - FitChain - 14/09/17
Fitchain.io aims to build a marketplace connecting data scientists with organizations needing data processing and modeling, while maintaining data governance and confidentiality. Their solution involves keeping data on-premise within organizations' infrastructure so it never leaves. Both organizations and data scientists can monetize their assets through this marketplace - organizations by allowing modeling on their data, and data scientists by monetizing models built using interesting datasets. Blockchain technology provides execution transparency and model validation to ensure data remains confidential.
FinTech Belgium GDPR MeetUp - deJurists - 14/09/17
The document discusses using software tools to perform audits of a company's GDPR compliance. It notes that using software like the Privacy Deep Scan allows audits to be done quicker, cheaper, and more efficiently than traditional audits. The software maps out all of a company's data flows and tests answers with implicit questioning to avoid human error. At the end, it provides a report on the company's Privacy Maturity Index score and compliance progress over time through a subscription model.
FinTech Belgium GDPR MeetUp - Daldewolf - 14/09/17
This document discusses profiling under the GDPR and provides examples of how profiling is used in fintech and insuretech. It defines profiling as gathering and analyzing data to assess personal aspects and predict behavior. Profiling qualifies as processing personal data, so the GDPR applies. Key points include ensuring a legal basis for profiling, respecting data subjects' rights, avoiding automated decisions with legal effects without human intervention, protecting sensitive data, and prohibiting unlawful discrimination. Reflexes for companies include establishing a valid legal basis, informing and empowering data subjects, and designing processes with data protection, accuracy, and non-discrimination in mind.
FinTech Belgium GDPR MeetUp - Laga - 14/09/17
The document discusses how the General Data Protection Regulation (GDPR) will affect the collection of financial data in the financial technology (FinTech) sector. It explains that GDPR does not prohibit collecting personal data, but special categories of data like biometric data require more restrictions. When collecting financial data, companies must define clear purposes, inform individuals, and only process data in accordance with these purposes. They must also establish a legal basis for collection such as consent, contract performance, or legitimate interest. GDPR also requires privacy by design principles like data protection impact assessments and privacy by default settings to be applied when collecting financial data.
FinTech Belgium GDPR MeetUp - PwC - 14/09/17
The General Data Protection Regulation (GDPR) will take effect on May 25, 2018 and will apply to any entity that processes personal data. Non-compliance with GDPR can result in fines of up to 4% of global annual revenue or 20 million Euros. The GDPR will have operational impacts for financial technology companies, including strengthening data subject rights like the "right to be forgotten" and requiring companies to demonstrate compliance through documentation of their processes to protect personal data. Companies will also need to ensure contracts are in place if they use other processors or sub-processors of personal data.
INSTANT PAYMENTS by SOPRA BANKING - FinTech Belgium MeetUp 29/06/17
Instant Payments allow for payments to be processed in real-time, typically within 10 seconds. While they provide benefits like convenience and the ability to pay without cards, their disruptive potential is uncertain as existing payment instruments also work well. Adoption depends on triggers for users and use cases with enough volume and value. Banks face challenges implementing Instant Payments due to costs of upgrading systems while non-banks have opportunities. For Instant Payments to succeed, the focus needs to be on the customer experience and specific high-value use cases, with cooperation across the industry to improve efficiency of infrastructure.
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This document discusses instant payments and their potential as a game changer for e-commerce. It provides background on Newpharma, a large online pharmacy in Belgium. Newpharma faces challenges from inconsistent payment methods across Europe and high costs of payment processing. Instant payments could help if they are seamlessly integrated, guarantee payment for merchants, and have lower costs than other options. Their potential impact will depend on technical capabilities and transaction fees, as competitors may lower fees in response. In closing, Newpharma sees opportunities for consumers and merchants but realizes adoption depends on several factors.
INSTANT PAYMENTS by IBANFIRST - FinTech Belgium MeetUp 29/06/17
This document is comprised of 17 short paragraphs, each containing a copyright statement for iBanFirst from the year 2017. The document repeats the same copyright statement for iBanFirst 17 times without any other substantive content.
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The document discusses trends towards faster payments in Europe and globally. It provides context on instant payments, defining them as payments that result in immediate or near-immediate crediting of the payee's account within seconds. Several countries have already implemented instant payment systems. The document outlines the development of the SCTinst scheme in Europe as well as countries' roadmaps for implementing instant payments, with many planning go-lives between 2017-2019. Faster payments are expected to impact other payment instruments like cards over time.
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financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
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• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
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• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
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There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
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Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
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Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
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快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
原版一模一样【微信：741003700 】【美国迈阿密大学牛津分校毕业证文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
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2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
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5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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1：1制作加拿大麦吉尔大学毕业证硕士学历证书原版一模一样
原版一模一样【微信：741003700 】【加拿大麦吉尔大学毕业证硕士学历证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
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在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
学校原件一模一样【微信：741003700 】《(GU毕业证书)美国贡萨加大学毕业证学历证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
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四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理
UCSB毕业证文凭证书【微信95270640】办理圣芭芭拉分校毕业证成绩单（Q微信95270640）毕业证学历认证OFFER专卖国外文凭学历学位证书办理澳洲文凭|澳洲毕业证,澳洲学历认证,澳洲成绩单 澳洲offer,教育部学历认证及使馆认证永久可查 ,国外毕业证|国外学历认证,国外学历文凭证书 UCSB毕业证，UCSB毕业证，UCSB毕业证，UCSB毕业证，UCSB毕业证，UCSB毕业证，UCSB毕业证，专业为留学生办理毕业证、成绩单、使馆留学回国人员证明、教育部学历学位认证、录取通知书、Offer、
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— — — 留学归国服务中心 — — -
【主营项目】
一.圣芭芭拉分校毕业证成绩单使馆认证教育部认证成绩单等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
国外毕业证学位证成绩单办理流程：
1客户提供圣芭芭拉分校圣芭芭拉分校毕业证成绩单办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
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- 1. Confidential - Do not duplicate or distribute without written permission from Edebex API introduction Confidential - Do not duplicate or distribute without written permission from Edebex
- 2. Confidential - Do not duplicate or distribute without written permission from Edebex What is Edebex? Edebex is an online marketplace for buying and selling outstanding receivables 2
- 3. Confidential - Do not duplicate or distribute without written permission from Edebex 3
- 4. Confidential - Do not duplicate or distribute without written permission from Edebex 4
- 5. Confidential - Do not duplicate or distribute without written permission from Edebex 5 API as a BUSINESS OPPORTUNITY
- 6. Confidential - Do not duplicate or distribute without written permission from Edebex 6 INTEGRATIONS as a NEW REVENUE STREAM
- 7. Confidential - Do not duplicate or distribute without written permission from Edebex 7
- 8. Confidential - Do not duplicate or distribute without written permission from Edebex 8
- 9. Confidential - Do not duplicate or distribute without written permission from Edebex 9 Iframe integration • Your visitors get an offer inside your website • Minimal IT skills and effort (5 minutes) • Generate revenues as an intermediary for new customers
- 10. Confidential - Do not duplicate or distribute without written permission from Edebex 10 Full API integration • Your visitors get OFFER and SELL inside your website • Medium effort (3-5 days) • Generate new revenues for new customers and their sales
- 11. Confidential - Do not duplicate or distribute without written permission from Edebex 11 Iframe • Offer • Minimal effort • Add-on to you website • Revenues on memberships API • Offer and Selling • Medium effort • Totally integrated in your customer’s journey • Revenues on memberships and sales 2 Models, which one fits your business ?
Editor's Notes
- Consider “the/an innovative cash flow solution”