FCBS provides a comprehensive suite of banking solutions including: 1) A core banking system called Raj Bank that offers web-based branch automation and real-time online operations. 2) Additional online and mobile banking solutions called FinNet and FinMobile that allow customers to access their accounts through multiple channels. 3) A cloud-based payment portal called FinCloud that enables payments across multiple sectors through a secure cloud platform. 4) IT and business consulting services to assist clients with strategic decisions, capability extension, and implementation of their solutions.

1. FINCBS INC
Banking Systems & Consulting
Raj Bank
Universal Core Banking System
FCBS
www.fincbs.com
info@fincbs.com

2. FINCBS - Overview
SOLUTIONS CONSULTING
LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
WEB BASED CORE FinNet – FinCloud – IT CONSULTING
BANKING
ONLINE BANKING PAYMENT PORTAL BUSINESS
1234
FINCBS INC.
ACCESSIBILITY CONSULTING
FinMobile –
ADVANCE TELLER
LEVELS
MOBILE BANKING
MANAGEMENT
GLOBAL MODULES
FCBS – Core Banking Online Banking Cloud Computing Consulting
Web Based Solution Channels Serve Your Customer Highest Quality

3. LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
LEVEL 1 2 3 4
FIN Core Banking Solution
STAGE 1  Web Based - Branch Automation
 Customer centric Focus
Web Based Core
Banking  Easy to customize
1
Easily Accessible
 Enterprise Operations Overview
 Real time online operations
 Future proof solution

4. LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
LEVEL 1 2 3 4
FIN Core Banking Solution
STAGE 1  Branches
 Call Center
Accessibility
 Back office
1
Easily Accessible
 Remote Representatives
 Internet Banking – Shared Network
 IVR
 Mobile Banking
 ATM / POS / Cash Machines

5. LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
LEVEL 1 2 3 4
FIN Core Banking Solution
STAGE 1  Complete Customer Account - Single Screen
 Optimize work efficiency
Advanced Teller
Technology  Ergonomic design
1
Easily Accessible
 Authorization & Messaging
 Complete line of functionality - Teller
 Maker / Checker
 Advanced Tailor-made Functions

6. LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
LEVEL 1 2 3 4
FIN Core Banking Solution
STAGE 1 • Customer Management, Charges & Fees, Collateral
Management, Extended Cheque Processing, Fixed Assets
Management
Global Modules • G/L Management, Nostro Reconciliation, Photo &
Signature Imaging, Remittance Management, Retail
Deposits, Retail Lending, Standing & Balance Orders,
1
Teller Management
• Treasury Management, Trade Finance Management, SMS
& Email Alerts, Safe Locker Module, Payroll Management,
MIS, Internet Banking – Retail, Debit Card Management,
Credit Risk Management, Commercial Lending, Central
Bank Reporting, ATM-POS Interface, 24x7 Modules.
• Interest Management, EOD Process, Anti Money
Laundering
Easily Accessible

7. Overview of FCBS Architecture
Overview of FCBS Architecture
Service Delivery
Service Delivery
Microsoft .NET Framework 4
UNIX + J2EE Framework
Service Orchestration & Integration
.NET Framework (FCBS & Integration
Service Orchestration Integrator)
UNIX + J2EE (FCBS Integrator)
Core Transactional Common
Core Transactional Common
Business services
Business Services
Business Services
.NET Framework + C/C++ (CIF, SVS, services
Business SSO)
UNIX + C/C++ .NET Framework SSO)
(CIF, SVS, + C/C++
UNIX + J2EE
Database
Database
Microsoft - SQL
UNIX + Oracle
©Copyright – WFTS

8. LEVEL1 LEVEL 2 LEVEL 3 LEVEL 4
LEVEL 1 2 3 4
 Multiple Sectors – Retail & Business
FinNet – Internet Banking
STAGE 2  Customer friendly features
FinNet –
 Multiple Authentication
Internet Banking  Highly secured
2
 Online statements
 Multi Language
 Payroll engine – Corporate
 Bills payment
Channels

9. LEVEL1 LEVEL 2 LEVEL 3 LEVEL 4
LEVEL 1 2 3 4
 Multiple devices – All smart phones
FinNet – Mobile Banking
STAGE 2  Multiple sector – Retail & Business
FinNet –
 Tracking mechanism
Mobile Banking  Highest returns on investment. (ROI)
2
 Multi Platform
 Feature rich
 Highly Secured
Channels

10. LEVEL1
FEL 1 LEVEL2
FEL 2 LEVEL3
FEL 3 LEVEL4
FEL 4
LEVEL 1 2 3 4
 meCode – Infinite customers
STAGE 3
 Covering all service sectors
FinCloud Payment Portal
FinCloud –  Income generation
Payment Portal
 Cloud Advantage
3
Multiple Sectors
 Highly secured
 Multiple sectors covered of society
 Payment Gateway
 Bills Payment
 Works on recharge model

11. LEVEL 1 LEVEL 2 LEVEL 3 LEVEL 4
LEVEL 1 2 3 4
LEVEL 4  High Standards
 Strategic decisions
IT & Business Consulting
IT & Business
Consulting  Capability extension
4
 Multiple layer of consulting
 Cost effective
 Train and leave policy
 Onsite & Offshore consulting
Go Live

12. THANK YOU