Biblical principles on Finance

1. Financial Mastery – Work Ethics

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3. + Financial Mastery – Work Ethics
Heaven’s Citizens Standards
If the Old covenant had such exciting promises, what about the
new covenant? Deut 15:4-7 No poor among them, No debt but
lending to nations, Dispossessed 7 nations greater than them,
Real Estate, e.t.c.What do we stand to gain with new and better
covenant?
There is Gold in you? We need to remove all the dirt and locate
it. Jesus came so that you and I can be on the inheritance list of
the richest Person in the galaxy.
Rom 5:15-17 “For you did not receive the spirit of bondage
again to fear, but you received the Spirit of adoption by whom
we cry out,“Abba, Father.” 16 The Spirit Himself bears witness
with our spirit that we are children of God, 17 and if children,
then heirs—heirs of God and joint heirs with Christ, if indeed
we suffer with Him, that we may also be glorified together”

4. + Financial Mastery – Work Ethics
Heaven’s Citizens Standards
The Origin of WORK – Gen 2:15 – Labor/Work is a gift to us from
God! The Classroom Case Study!
The CURSE of WORK - Gen 3:17-19
ATONEMENT for the CURSE – Luke 22:44
The JESUS New Testament philosophy of WORK. Christ followers
work ethics. Matt 25: 14-31, Luke 19:17, Luke 12:13-34, Prov 31:16,
18, 31.
Work to please God – Rom 12: 1-2, All work is done for God!
How to REAP – Mark 4: 26-29
While men toil to “buy and sell” under the mark of a beastly
economic oppression, others will demonstrate the “powers of the
age to come” by showing the power of the Kingdom.

5. + Work Ethics!
Don’t work for Paycheck, work for God! Col 3:22-25 “Being a
follower of Jesus doesn’t cover up for bad work.
Take personal responsibility and be generous. Gal 6: 1-10. Love
starts from self – Matt 22:37-39, Luke 6:31 Golden rule
Centre your life around God! Luke 12:34 Not the social mirror
Populate your daily goals Prov 10:4 - He who has a slack hand
becomes poor, But the hand of the diligent makes rich.
Keep it in mind that you work for God! Col 3:23 – “And whatsoever
ye do, do [it] heartily, as to the Lord, and not unto men”
2 Thessalonians 3:7-12 - (10) For even when we were with you, this
we commanded you, that if any would not work, neither should he
eat.
Maximize the Use of Time Proverbs 18:9 - He also that is slothful in
his work is brother to him that is a great waster.

6. + Work Ethics
What do you do? Be wise as serpents. Learn to make your role
align with your prospect.The Elevator Pitch.Who do men say that
I am?
Learn to operate in your business with eternal principles. 1 Cor
14:4 He who speaks in a tongue edifies himself
1 Timothy 5:8 - But if any provide not for his own, and specially for
those of his own house, he hath denied the faith, and is worse than
an infidel.
Proverbs 21:25 - The desire of the slothful killeth him; for his
hands refuse to labour.
Have goals, what is your daily KPI? No excuses. Be proactive.
Proverbs 26:13-16 - The slothful [man] saith, [There is] a lion in the
way; a lion [is] in the streets
Set clear Goals! Proverbs 12:24 - The hand of the diligent shall
bear rule: but the slothful shall be under tribute.

7. +Q1. If Christ came to restore man to where Adam was, and we
are now redeemed from the curse of the law, why do we still
need to work? How do we balance work with the fact that Jesus
already paid the price for the curse of eating from our
sweat?(from Ademola)
Work was before the fall! Work is God ordained and instructed
and has as much value as any other spiritual activity.

8. +Q2. I want to ensure that what I save, is safe from me. Join a thrift
or use insurance, which do you advice? (Jeremiah)
Both are fine – Start with thrift and then later do insurance.You
can diversify.

9. +Q3.What I have is too small to save, I’m stuck, what do I do?
(Chike)
That is exactly the reason why you are stuck! Don’t wait for life
to unstick you, start behaving in a certain way.

10. +Q4.What do you mean when you say there are some things that
we need to answer No to? Can you please give a few examples?
(Nnamdi)
When you say yes to someone’s request who can fend for
themselves, you are saying no to a future desire you will have.
Learn to carry your load, and only bear someone else’s burden.

11. +Q5. Is there any clear relationship between poverty and sleep?
How many hours do you sleep, and how many hours is ok to
sleep? (Chidi)
Oversleeping is a character trait of lazy people Prov 6:10,11.

12. +Q6.What is the best tool to use to track your expenses and
income, what can we use? (Chidi O)
There are a few online apps – Expense Manager. I currently use
a physical workbook though.The one I developed.

13. +Q7.What do we do about praying for money? Didn’t the
prodigal son demand for his inheritance? What of give us this
day our daily bread? Aren’t we supposed to pray for money or
our needs? (Chidi O)
Prayer templates – The Lords Prayer, Pauline Prayers, God’s
template given to Solomon… The same way you don’t pray for
harvest, you don’t need to pray for money.

14. +Q8. I have a mindset about savings, I feel inflation always
destroys savings, is it that savings is good, or it’s the concept or
principle of it that is good? (Chucks)
The ideal thing to do is to invest, but you can only invest what
you have saved! If you don’t save, you won’t have anything to
invest!
Produce – Profit – Save – Invest Proverbs 31

15. +Q9.What are the practical things that people can do to manage
their currently high expenses, and to escape from the trap of the
social mirror (Kunle)
Evaluate your expenses and decide what needs to go and what
can be replaced. Be proactive.
Make God the center of your life, get approval from Him, not
the social mirror.

16. +Q10. How do I overcome the fear of disclosure? (ibidapo)
There is no fear in love, perfect love casts out fear. Love your
spouse more, help them grow, teach them what you know and
help them to do the same.

17. +Q11. How else can we keep reserves outside of the banking
system? (Tosin)
Save in the bank, invest what you have saved in other tangible
assets.Your reserve doesn’t have to be in naira and kobo.

18. +Q12. At what point does work become a problem – Health,
Social life? How does God judge workaholics?
Don't wear yourself out trying to get rich. Be wise enough to
know when to quit. Prov 23:4

19. +Q12. How do we make working for God our culture? Since we
live in a country where our work ethic is poor, and it’s even
worse for those claiming to be Christians. (Emeka)
All who know the truth have a moral responsibility to model it,
and be a witness of it.

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