Self employment well create income generation and to meet the livelihood expenditure. Differently abled persons are very rare in self employment activities, which is a micro level. Most of the differently abled persons are unable to involve in employment activities owing that lack of financial assistance and awareness. Therefore there is a need of creating awareness about the financial assistance available to them and how to obtain it. The present paper made an attempt to discuss financial assistance to differently abled persons for self employment activities.

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FINANCIAL ASSISTANCE TO DIFFERENTLY
ABLED PERSON FOR SELF EMPLOYMENT
ACTIVITIES
1
Dr. C. Paramasivan, 2
K. Arivalagan,
1
Assistant Professor, 2
Ph.D. Full Time Research Scholar,
PG and Research Department of Commerce,
Periyar E.V.R College (A), Tiruchirappalli-620023. Tamil Nadu, India
Abstract: Self employment well create income generation and to meet the livelihood expenditure. Differently abled persons are
very rare in self employment activities, which is a micro level. Most of the differently abled persons are unable to involve in
employment activities owing that lack of financial assistance and awareness. Therefore there is a need of creating awareness
about the financial assistance available to them and how to obtain it. The present paper made an attempt to discuss financial
assistance to differently abled persons for self employment activities.
Keywords: Self employment Differently abled person, Economic stability, work environment, wage employment, DDAWO,
DIC, DCCB, mentally impaired
I. INTRODUCTION
Great efforts are made for disabled people to empower in the developing country India. Especially in Tamil Nadu, many
disabled people are poor and unemployed. To empower them, Tamil Nadu government along with central government implements
disabled welfare schemes, policies and pre-determined programs. In many industrial countries, Self- employment gives great
contribution to economic development and source for job growth. By making them to do micro small self employment activities, it
will be useful to eradicate unemployment and poverty. Disabled people need Self confidence, assistance and guidance for
undertaking self-employment. Tamil Nadu government provides necessary facilities for self employed disabled people under
DDAWO, DIC, DCCB and other departments. Particularly, through DDAWO, in every district in Tamil Nadu many special
welfare schemes are made available for disabled people. In this article, financial assistance to self employment activities for
differently abled person was discussed.
II. SELF EMPLOYMENT
Self employment is a micro and small business started by an individual on his own with capital capacity, hard work and also by
his managing themselves. To sustain self employment, Economic stability, individual performance of creativity, skill, ability and
hard work are needed. Huge amount of money is not needed for doing self employment. Being his own boss, one can chose work
environment, working hours, and location as he wishes. There will be less work stress and more soul satisfaction in self
employment comparing with wage employment. Self employment provides income for individual to enhance their economic
development.
III. USE DIFFERENTLY ABLED PERSON
A differently abled person is one who is physically or mentally impaired suffering from doing his daily activities. An activity
limitation is a difficulty encountered by an individual in executing a task or action; while a participation restriction is a problem
experienced by an individual in involvement in life situation (WTO 2011).
IV. SELF EMPLOYED DIFFERENTLY ABLED PERSON
A differently abled person who is undertaking self employment activities is called self employed disabled person. Self
employment is an innovative approach for disabled person to sustain socio economically. It prevents disabled person from socio
exclusion and helps them to adjust disability status and narrow the gap between employment rates for disabled person on whole. By
doing a micro and small self employment activity by his/her own self employed disabled person will not have inferiority complex
and his/her self confidence, positive feeling, self esteem, self determination and self assessment will be increased. By doing this
they can lead their life normally with other people. Self employed disabled people’s own effort, skill, self motivation, stamina and
self belief will help them to sustain micro and small self employment activities. Disabled people have activity limitation,
impairment and participation restriction. Being self employed disabled person, they need personal, financial and technical support.
V. REVIEW OF LITERATURE
Cooney T (2008) highlighted that people with disabilities are less likely to be gainfully employed and will have lower
earnings than non-disabled people. These differentials are caused by a variety of factors, including perceived and actual
discrimination. An alternative career option for people with disabilities is to become self-employed, which has the benefits of the
freedom, flexibility, and independence associated with self-employment, as well as autonomy from access-related obstacles such as
transportation, fatigue, inaccessible work environments, and the need for personal assistance.
Cramm and Finkenflugel (2008) concluded that strengths and weaknesses of each scheme, NGOs and DPOs running ad-
hoc schemes appears to be the best option for people with disabilities at this stage, since they create social inclusion, participation
and empowerment. In the literature, ad-hoc schemes are seen as a second best solution but in order to fulfil the current needs of
people with disabilities; ad-hoc schemes should continue and even expand their work. The pragmatic solution is to work with the
available resources in order to change the situation of people with disabilities today, meanwhile the inclusion in mainstream
financing should continue to be promoted supported by the success people with disabilities have made within the ad hoc schemes.

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Doyel (2002) for these people, self-employment might offer the only opportunity for active labour market participation
and with it, improved income and living standard. Another important advantage of self-employment for those with disabilities is
that it provides a better adjustment between disability status and working life through more flexibility in work pacing, hours
worked and location of work. Thus, self-employment can provide a sense of self-empowerment because entrepreneurship can
provide a person with the opportunity to take control of their disability and labour market participation, and be socially and
economically active to the extent possible for their situation.
Handicap international (2006) people with disabilities who opt for self-employment should have their basic needs
covered prior to starting their project, food security, understood as guaranteed access to safe, sufficient and nutritious food, should
be the first priority, according to their personal situation, people with disabilities may also need assistive device, rehabilitation,
psychological support and social inclusion programmes prior to and or during their economic activity. Successful self employment
also requires motivation, adequate personal attitude, Self-confidence, some specific know-how (education, vocational training or
prior business experience) that will allow the persons successfully to develop a sustainable micro and small business.
Melanie K Jones and Paul L Latreille (2011) Self employment rates are higher for those who work with limiting
disabilities than for the nondisabled. It was argued that this may reflect the opportunities self employment affords for the former to
accommodate their disability by choice time, hours and location of work. Suggested consumer discrimination may be important.
However, particularly for men, we find strong evidence of the work- limiting nature of disability being an important positive
influence on self employment. Consistent with our main hypothesis that self employment offers greater opportunities for
individuals to accommodate their disability.
Pagán (2011) for these people, self-employment might offer an opportunity for active labour market participation and
with it, improved income and living standard. Another important advantage of self-employment for those with disabilities is that it
provides a better adjustment between disability status and working life through more flexibility in work pacing, hours worked and
location of work.
Rizzo Dennis C (2002) has explained that people with disabilities are utilizing self employment as a work option in
greater numbers than ever before. However, there has not been a concerted look at methods or practices which may open the option
of self employment for those with severe disabilities or severe support needs. While the unemployment rate for people with severe
disabilities remains at around 70 %. Employment efforts that intelligently combine business support system with personal social
support system more typical for people with severe disabilities can open the option of self employment and self directed
employment with this group.
VI. SELF EMPLOYMENT LOAN SUBSIDY FOR DIFFERENTLY ABLED PERSON
According to Person with Disability act 1995, district differently abled welfare office is created in all district is running
successfully and also given awareness, rehabilitation, training, guidelines for empowering disabled people. The scheme of self
employment loan subsidy for differently abled person is made through all DDAWO. This scheme is recommended for disabled
people who are willing to be self employed. In this scheme, nationalised bank provide loan amount and DDAWO provide subsidy
for disabled beneficiaries. As per the scheme, they are providing the 1/3 of loan amount or Rs. 10,000 whichever is less that the
subsidy will be given to disabled person. This self employment scheme is progressing successfully under the guidance and control
of chief commissioner of disabled person for economic empowerment. To be eligible for this self employment scheme any disabled
person in the group of 18 and above.
VII. OBJECTIVES
1. Promote economic development activity for disabled people.
2. Promote micro small scale self employment activities for the benefit of disabled person
3. To promote employment
4. To provide subsidy to grant of loans under the scheme enhance of self employment
VIII. SELF EMPLOYMENT ACTIVITIES:
 Petty shop
 Provisional store
 Fruit shop
 Flower shop
 Cycle shop
 Tailoring shop
 Computer/Xerox centre
 Wire basket/chair basket
 Dairy farming
 Goat farming

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IJRAR19J2721 International Journal of Research and Analytical Reviews (IJRAR) www.ijrar.org 1140
Table No. 1
Population of Differently Abled Person in Tamil Nadu
(Rs in lakh)
S. No District Name No. of Disabled Total Population Percentage
1 Ariyalur 15076 754894 2.00
2 Chennai 90064 4646732 1.94
3 Coimbatore 52452 3458045 1.52
4 Cuddalure 42632 2605914 1.64
5 Dharmapuri 25283 1506843 1.68
6 Dindigul 32953 2159775 1.53
7 Erode 35361 2251744 1.57
8 Kancheepuram 69061 3998252 1.73
9 Kanyakumari 35352 1870374 1.89
10 Karur 14042 1064493 1.32
11 Krishnagiri 28691 1942288 1.48
12 Madurai 46848 3038252 1.54
13 Nagapattinam 28223 1616450 1.75
14 Namakkal 26345 1726601 1.53
15 Nilgiris 10020 735394 1.36
16 Perambalur 10386 565223 1.84
17 Pudukkottai 24478 1618345 1.51
18 Ramanathapuram 23432 1353445 1.73
19 Salem 43668 3482056 1.25
20 Sivakangai 24122 1339101 1.80
21 Thanjavur 36312 2405890 1.51
22 Theni 20976 1245899 1.68
23 Thiruvallur 74549 3728104 2.00
24 Thiruvarur 26276 1264277 2.08
25 Thoothukudi 31370 1750176 1.79
26 Tiruchirappalli 40276 2722290 1.48
27 Tirunelveli 51547 3077233 1.68
28 Tirupur 33491 2479052 1.35
29 Tiruvannamalai 38172 2464875 1.55
30 Vellore 61158 3936331 1.55
31 Villupuram 58533 3458873 1.69
32 Virudhunagar 28814 1942288 1.48
Total 1179963 72209509 100
Source: Census India 2011
The above table no. 1 provides Population of Differently Abled Person in Tamil Nadu. As per the census 2011 there are
1179963 total disabled persons and 72209509 was total populations of Tamil Nadu.
As regards Ariyalur District, Number of disabled persons was recorded as 15076 and total population was 754894 and
2.00 per cent as number of disabled to total population. Followed by, Chennai with 90064 number of disabled, and 4646732 as total
population and 1.94 per cent as number of disabled to total population. Coimbatore with 52452 number of disabled, and 3458045
was total population and 1.52 per cent was number of disabled to total population. Cuddalure with 42632 number of disabled, and
2605914 was total population and 1.64 per cent was number of disabled to total population. Dharmapuri with 25283 number of
disabled, and 1506843 was total population and 1.68 per cent was number of disabled to total population. Dindigul with 32953
number of disabled, and 2159775 was total population and 1.53 per cent was number of disabled to total population. Erode with
35361 numbers of disabled, and 2251744 were total population and 1.57 per cent as number of disabled to total population.
Kancheepuram with 69061 number of disabled, and 3998252 was total population and 1.73 per cent was number of disabled to
total population. Kanyakumari with 35352 number of disabled, and 1870374 was total population and 1.89 per cent was number of
disabled to total population. Karur with 14042 number of disabled, and 1064493 was total population and 1.32 per cent was number
of disabled to total population. Krishnagiri with 28691 number of disabled, and 1942288 was total population and 1.48 per cent was
number of disabled to total population. Madurai with 46848 number of disabled, and 3038252 was total population and 1.54 per
cent was number of disabled to total population. Nagapattinam with 28223 number of disabled, and 1616450 as total population
and 1.75 per cent was 1726601 was total population and 1.53 per cent was number of disabled to total population. Nilgiris with
10020 number of disabled, and 735394 was total population, and 1.36 per cent was number of disabled to total population.
Perambalur with 10386 number of disabled, and 565223 was total population, and 1.84 per cent was number of disabled to total
population. Pudukkottai with 24478 number of disabled, and 1618345 was total population and 1.51 per cent as number of disabled
to total population. Ramanathapuram with 23432 number of disabled, and 1353445 as total population, and 1.73 per cent was
number of disabled to total population. Selam with 43668 number of disabled, and 3482056 was total population, and 1.25 per cent
as number of disabled to total population. Sivakangai with 24122 number of disabled, and 1339101 as total population, and 1.80
per cent was number of disabled to total population. Thanjavur with 36312 number of disabled, and 2405890 was total population,
and 1.51 per cent as number of disabled to total population. Theni with 20976 number of disabled, and 1245899 was total
population, and 1.68 per cent was number of disabled to total population. Thiruvallur with 74549 number of disabled, and 3728104
was total population, and 2.00 per cent as number of disabled to total population. Thiruvarur with 26276 number of disabled, and
1264277 was total population, and 2.08 per cent was number of disabled to total population. Thoothukudi with 31370 number of

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disabled, and 1750176 was total population and 1.79 per cent as number of disabled to total population. Tiruchirappalli with 40276
number of disabled, and 2722290 was total population, and 1.48 per cent was number of disabled to total population. Tirunelveli
with 51547 number of disabled, and 3077233 was total population and 1.68 per cent as number of disabled to total population.
Tirupur with 33491 number of disabled, and 2479052 was total population, and 1.35 per cent was number of disabled to total
population. Tiruvannamalai with 38172 number of disabled, and 2464875 was total population, and 1.55 per cent was number of
disabled to total population. Vellore with 61158 number of disabled, and 3936331 was total population, and 1.55 per cent was
number of disabled to total population. Villupuram with 58533 number of disabled, and 3458873 was total population, and 1.69 per
cent was number of disabled to total population. Virudhunagar with 28814 number of disabled, and 1942288 was total population,
and 1.48 per cent was number of disabled to total population.
Table No. 2
Self Employment Loan & Subsidy for Differently Abled Person in Tamil Nadu
(Rs. in Lakhs)
S.
No
Name of the
District
2013-14 2014-15 2015-16 2016-17 2017-18
B Amt B Amt B Amt B Amt B Amt
1 Ariyalur 50 5.0 20 2.0 30 3.0 20 2.0 30 3.0
2 Cuddalore 30 3.0 30 3.0 40 4.0 65 6.5 70 7.0
3 Dharmapuri 13 1.3 10 1.0 63 6.3 50 5.0 32 3.2
4 Erode 20 1.95 25 2.49 25 2.48 35 3.50 55 5.50
5 Madurai 21 2.00 32 3.00 60 6.00 30 2.94 31 3.00
6 Nagapattinam 54 4.82 38 3.80 35 3.50 25 2.50 44 4.40
7 Nilgiris 10 1.00 10 1.00 10 1.00 5 0.50 5 0.50
8 Perambalur 25 2.50 20 2.00 20 2.00 20 2.00 4 0.40
9 Pudukkottai 33 3.30 30 3.00 36 3.60 37 3.70 30 3.00
10 Ramanad 30 3.00 26 2.60 47 4.70 55 5.50 30 3.00
11 Theni 10 1.00 15 1.50 55 5.50 68 6.73 45 4.50
12 Thiruvallur 25 2.50 68 6.80 70 7.00 85 8.50 100 10.0
13 Ti Vannamalai 16 1.60 20 2.00 40 4.00 24 2.40 67 6.70
14 Tirunelveli 30 3.00 30 3.00 41 3.96 52 5.14 40 4.00
15 Tirupur 30 3.00 20 1.91 37 3.65 39 3.86 41 3.90
16 Tiruvarur 30 3.0 15 1.5 70 7.0 123 12.3 74 7.4
17 Trichy 35 3.50 45 4.50 68 6.80 70 7.00 76 7.60
18 Vellore 53 5.30 35 3.50 75 7.50 50 5.00 50 5.00
19 Villupuram 30 3.0 40 4.0 60 6.0 100 10.0 110 11.0
20 Virudhunagar 98 20.0 88 20.0 90 10.0 85 10.0 100 10.0
Total 643 73.77 617 72.6 972 97.99 1038 105.07 1034 103.1
Source: RTI Report
The above table no. 2 Explain the List of beneficiaries under the scheme of Self employment /micro small business loan & subsidy
for differently abled person in Tamil Nadu.
In the year of 2013-14, the maximum number of disabled beneficiaries belongs to Virudhunagar 98 and Rs.20.0 Lakh was
subsidy disbursed, followed by Nagapattinam 54 and Rs.4.82 Lakh was subsidy disbursed, Vellore 53 and Rs.5.30 Lakh was
subsidy disbursed, Ariyalur 50 and Rs.5.0 Lakh was subsidy disbursed and Trichy 35 and Rs.3.50 Lakh was subsidy disbursed. The
minimum number of disabled beneficiaries belongs to Nilgiris 10 and Rs.1.0 Lakh was subsidy disbursed, followed by Theni 10
and Rs.1.0 Lakh was subsidy disbursed, Dharmapuri 13 and Rs.1.30 Lakh was subsidy disbursed, Ti vannamalai 16 and Rs.1.60
Lakh was subsidy disbursed and Erode 20 and Rs.1.95 Lakh was subsidy disbursed. On the whole there were 643 beneficiaries and
Rs.73.77 Lakh was subsidy disbursed.
In the year of 2014-15, the maximum number of disabled beneficiaries belongs to Virudhunagar 88 and Rs.20.0 Lakh was
subsidy disbursed, followed by Thiruvallur 68 and Rs.6.80 Lakh was subsidy disbursed, Trichy 45 and Rs.4.50 Lakh was subsidy
disbursed, Villupuram 40 and Rs.4.0 Lakh was subsidy disbursed and Nagapattinam 38 and Rs.3.80 Lakh was subsidy disbursed.
The minimum number of disabled beneficiaries belongs to Dharmapuri 10 and Rs.1.0 Lakh was subsidy disbursed, followed by

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Nilgiris 10 and Rs.1.0 Lakh was subsidy disbursed, Theni 15 and Rs.1.50 Lakh was subsidy disbursed, Thiruvarur 15 and Rs.1.50
Lakh was subsidy disbursed and Ariyalur, Perambalur and Ti vannamalai 20 and Rs.2.0 Lakh was subsidy disbursed. On the whole
there were 617 beneficiaries and Rs.72.6 Lakh was subsidy disbursed.
In the year of 2015-16, the maximum number of disabled beneficiaries belongs to Virudhunagar 90 and Rs.10.0 Lakh was
subsidy disbursed, followed by Vellore 75 and Rs.7.50 Lakh was subsidy disbursed, Thiruvallur, Thiruvarur 70 and Rs.7.0 Lakh
was subsidy disbursed, Trichy 68 and Rs.6.80 Lakh was subsidy disbursed and Dharmapuri 63 and Rs.6.30 Lakh was subsidy
disbursed. The minimum number of disabled beneficiaries belongs to Nilgiris 10 and Rs.1.0 Lakh was subsidy disbursed, followed
by Perambalur 20 and Rs.2.0 Lakh was subsidy disbursed, Erode 25 and Rs.2.48 Lakh was subsidy disbursed, Ariyalur 30 and
Rs.3.0 Lakh was subsidy disbursed and Nagapattinam 35 and Rs.3.50 Lakh was subsidy disbursed. On the whole there were 972
beneficiaries and Rs.97.99 Lakh was subsidy disbursed.
In the year of 2016-17, the maximum number of disabled beneficiaries belongs to Thiruvarur 123 and Rs.12.30 Lakh was
subsidy disbursed, followed by Villupuram 100 and Rs.10.0 Lakh was subsidy disbursed, Virudhunagar 85 and Rs.10.0 Lakh was
subsidy disbursed, Thiruvallur 85 and Rs.8.5 Lakh was subsidy disbursed and Trichy 70 and Rs.7.0 Lakh was subsidy disbursed.
The minimum number of disabled beneficiaries belongs to Nilgiris 5 and Rs.0.50 Lakh was subsidy disbursed, followed by
Ariyalur, Perambalur 20 and Rs.2.0 Lakh was subsidy disbursed, Ti vannamalai 24 and Rs.2.40 Lakh was subsidy disbursed,
Nagapattinam 25 and Rs.2.50 Lakh was subsidy disbursed and Madurai 30 and Rs.2.94 Lakh was subsidy disbursed. On the whole
there were 1038 beneficiaries and Rs.105.07 Lakh was subsidy disbursed.
In the year of 2017-18, the maximum number of disabled beneficiaries belongs to Villupuram 110 and Rs.11.0 Lakh was
subsidy disbursed, followed by Thiruvallur, Virudhunagar 100 and Rs.10.0 Lakh was subsidy disbursed, Trichy 76 and Rs.7.6
Lakh was subsidy disbursed, Thiruvarur 74 and Rs.7.4 Lakh was subsidy disbursed and Cuddalore 70 and Rs.7.0 Lakh was subsidy
disbursed. The minimum number of disabled beneficiaries belongs to Perambalur 4 and Rs.0.40 Lakh was subsidy disbursed,
followed by Nilgiris 5 and Rs.0.50 Lakh was subsidy disbursed, Ariyalur, Pudukottai and Ramnad 30 and Rs.3.0 Lakh was subsidy
disbursed, Madurai 31 and Rs.3.0 Lakh was subsidy disbursed and Dharmapuri 32 and Rs.3.20 Lakh was subsidy disbursed. On the
whole there were 1034 beneficiaries and Rs.103.01. Lakh was subsidy disbursed.
Table No. 3
Self Employment Loan & Subsidy for Differently Abled Person
in Perambalur District
(Rs. in Thousands)
S.
No
Years No. of
Person
Subsidy Disbursed Percentage
1 1997-98 21 21000 1.14
2 1998-99 10 10000 0.54
3 1999-00 40 40000 2.17
4 2000-01 80 79995 4.35
5 2001-02 60 59332 3.22
6 2002-03 30 30000 1.63
7 2003-04 50 50000 2.71
8 2004-05 25 75000 4.07
9 2005-06 10 30000 1.63
10 2006-07 26 78000 4.24
11 2007-08 25 75000 4.07
12 2008-09 30 90000 4.89
13 2009-10 40 120000 6.52
14 2010-11 25 75000 4.07
15 2011-12 25 75000 4.07
16 2012-13 4 40000 2.17
17 2013-14 25 250000 13.59
18 2014-15 20 200000 10.87
19 2015-16 20 200000 10.87
20 2016-17 20 200000 10.87
21 2017-18 4 40000 2.17
Total 590 1838327 100
Source: DDAWO Perambalur
The above table no. 3 indicates that the List of beneficiaries under the scheme of Self Employment /micro small business
loan & subsidy for differently abled person in Perambalur District.
As regards the year of 1997-98, Self Employment Loan Subsidy Scheme beneficiaries were recorded as 21 and subsidy
was Rs.21000 (1.14 %). With regards to the year of 1998-99, It scheme beneficiaries were recorded as 10 and subsidy was
Rs.10000 (0.54 %) In the year 1999-00, It scheme beneficiaries were recorded as 40 and subsidy was Rs.40000 (2.17 %) In the year
2000-01, It scheme beneficiaries were recorded as 80 and subsidy was Rs.79995 (4.35 %) In the year 2001-02, It scheme
beneficiaries were recorded as 60 and subsidy was Rs.59332 (3.22 %). In the year 2002-03, It scheme beneficiaries were recorded
as 30 and subsidy was Rs.30000 (1.63 %). In the year 2003--04, It scheme beneficiaries were recorded as 50 and subsidy was
Rs.50000 (2.71 %). In the year 2004-05, It scheme beneficiaries were recorded as 25 and subsidy was Rs.75000 (4.07 %). In the
year 2005-06, It scheme beneficiaries were recorded as 10 and subsidy was Rs.30000 (1.63 %). In the year 2006-07, It scheme
beneficiaries were recorded as 26 and subsidy was Rs.78000 (4.24 %). In the year 2007-08, It scheme beneficiaries were recorded
as 25 and subsidy was Rs.75000 (4.07 %). In the year 2008-09, It scheme beneficiaries were recorded as 30 and subsidy was
Rs.90000 (4.89 %). In the year 2009-10, It scheme beneficiaries were recorded as 40 and subsidy was Rs.120000 (6.52 %). In the
year 2010-11, It scheme beneficiaries were recorded as 25 and subsidy was Rs.75000 (4.07 %). In the year 2011-12, It scheme

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beneficiaries were recorded as 25 and subsidy was Rs.75000 (4.07 %). In the year 2012-13, It scheme beneficiaries were recorded
as 4 and subsidy was Rs.40000 (2.17 %). In the year 2013-14, It scheme beneficiaries were recorded as 25 and subsidy was
Rs.250000 (13.59 %). In the year 2014-15, It scheme beneficiaries were recorded as 20 and subsidy was Rs.200000 (10.87 %). In
the year 2015-16, It scheme beneficiaries were recorded as 20 and subsidy was Rs.200000 (10.87 %). In the year 2016-17, It
scheme beneficiaries were recorded as 20 and subsidy was Rs.200000 (10.87 %). In the year 2017-18, It scheme beneficiaries were
recorded as 4 and subsidy was Rs.40000 (2.17 %).On the whole there were 590 beneficiaries and Rs.1838327 was subsidy
disbursed in Perambalur District.
IX. CONCLUSION
Self employment for the differently abled persons is one of the unique and innovative approaches
which will help them to sustainable person in the society. State government and central government bring
many disabled welfare schemes, policies, programme and budget allocation to empower disabled people.
Particularly state Government implements self employment loan subsidy for differently abled welfare
office. But most of the disabled people being unemployed stay at house. Many self employed disabled
people give up self employment activities without continuing the micro and small business. Tamil Nadu
Government should consider giving effective implementation, extensive mechanism, self employment
training, personal and technical support and guidelines to continue the self employment activities.
Awareness of self employment should be brought to disabled person. Society should take away the
negative thought and opinion about disabled person and encourage them to self employed and help them to
lead their life happily and successfully. Society has to treat them respectfully and equally. State government
society and voluntary organisation should find disabled people who deserve to be self employed and give
them training, guidance and assistance to give life, soul satisfaction and success to disabled people.
Therefore there is a need of many self employment programmes to empower the differently abled person in
the concern place. Differently abled persons should be properly trained and motivated to engage themselves
in self employment activities to enrich their economic status.
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Website:
www.scd.tn.gov.in