Mahesh Jhawar has nearly 8 years of experience in auditing retail banking operations at ICICI Bank Limited in Kolkata. He has significant experience auditing retail liabilities and implementing sound audit practices. He is skilled in reviewing audit reports, developing audit plans and procedures, and monitoring compliance. He has designed audit checklists for retail branches and processing centers. Mahesh holds a B.Com and is a Chartered Accountant with proficiency in auditing software and financial analysis.

1. Mahesh Jhawar
Phone: 09830341466/09903644664 (M)
E-Mail: maheshjhawar@gmail.com
MANAGEMENT PROFILE: BANKING
Snapshot: Qualified Chartered Accountant & accomplished banker with nearly 8 years of experience in
auditing of retail banking operations.
Core Competencies include…
Core/ Retail Banking ~ KYC Compliance ~ Anti-Money Laundering Parameters ~ Compliance
Management ~ Customer Relationship Management ~ Cross Functional Team Coordination
EXECUTIVE SUMMARY
⇒ Significant exposure in auditing of retail liabilities operations & implementing sound audit practices
⇒ Possess sound knowledge in analysis, comprehension/ deduction of insights from activity based as
well as overall performance metrics and reports in graphical/ numerical form
⇒ Ability to develop a detailed audit plan & scoreboard to monitor progress & flag issues, train the new
team & develop detailed procedures, flowcharts, develop a measurement framework to smoothen
the process
⇒ Skilled in reviewing and analyzing of audit reports
⇒ Creating and sustaining a dynamic environment that fosters development opportunities and
motivates high performance amongst team members
PROFESSIONAL EXPERIENCE
ICICI Bank Limited, Kolkata : Manager Band II (Internal Audit Group) : Jan 2008 till Date
As Internal Auditor- Jan 2008 till date
 Execute audit assignment within planned timelines for Retail Branches, Regional Processing Center,
Central Processing Center, Currency Chests, ATM, Phone Banking, Internet and Mobile Banking etc
 Facilitate audits executed by Chartered Accountant Firms as Concurrent Auditors at Branches and
review their reports
 Review/analyze audit reports and report Key Audit Findings to the Compliance Committee
 Review/analyze SQL’s and suggest improvement to the existing processes
 Test prescribed controls for effectiveness and verify compliance to standard operating procedures
 Verify KYC required for various processes including new sourcing.
 Monitor Office accounts including sundry assets and sundry liabilities and charges accounts
 Monitoring SOX compliance
 Monitoring RBI compliances on Forex Transaction at Branches
 Review of adherence to AML and KYC Guidelines of Bank vis-à-vis RBI Guidelines
 Review compliance with Internal Circulars and Policies of the Bank and ensuring compliance
 Review of all the operations carried out at Branch particularly in the area of Cash / Credit/ Forex /
Trade Finance/KYC /Depository Operations/Locker Operations
 Review of the activities carried out at Decentralized Centers in the area of Clearing/ Account
Opening/ Expense Processing/TDS.
Quality/ Training
 Conducting
− Continuous audits on MIS to ensure compliance and sound functioning of the process.

2. − Quality checks, providing feedback to team members and preparing the weekly quality
report.
 Ensuring the teams adhere to all the quality tool and procedures.
 Conducting Audit and ensuring adherence to SOX (Sarbanes & Oxley Act) compliance.
 Actively participating in execution of quality improvements projects for continual improvements.
Team Management
 Identify potential areas for grooming Team supervisors & Members through regular assessments &
mentoring.
 Analyzing the training need & accordingly preparing training modules for imparting training on soft
skills / product / process
The Attainments
 Designed Regional Processing Center Checklist for Internal Audit Department of ICICI bank for FY
14-15 and FY 15-16
 Designed Audit Checklist for Retail Branch Banking for each FY.
 Selected for Auditing Retail Branches for ICICI Bank UK PLC in 2010
 Selected for Special Investigation Audit for a group company
 Proficient with the use of auditing related software
 Computer proficiency in Microsoft Outlook, Excel, Word, and PowerPoint
 Excellent time management and organizational skills
 Strong analytical and auditing skills
 Completed the General Management and Communication Skills course of the Institute of Chartered
Accountants of India in February 2007
ACADEMIA
 Chartered Accountant from May 2007 Batch.
 B.Com (Hons) from St. Xavier’s College, Kolkata with 62.25 % in 2003.
PERSONAL DETAILS
Date of Birth : April 04, 1982
Address : 150/1 Cotton Street, 1st
Floor, Kolkata-700007