The document announces changes to FHA's annual and up-front mortgage insurance premiums. It increases the annual premium by 10 basis points for case numbers on or after April 9, 2012. It also increases the up-front premium from 1% to 1.75% of the base loan amount for those same cases. For certain streamline refinances of loans from before May 31, 2009, it decreases the annual premium to 55 basis points and the up-front premium to 0.01% of the base loan amount. It provides tables outlining the new premium rates. Exceptions to the changes are listed for specific FHA loan programs.