The document summarizes the ExpressPay franchise opportunity. ExpressPay offers an 8-in-1 franchise model providing bills payment, money transfer, prepaid loading, ticketing, personal loans, insurance, and retail services. Franchisees earn commissions on transactions and can generate over $3,000 per month. Requirements include business registrations, equipment, and an initial load wallet deposit of $10,000. Franchise packages range from $196,000 to $280,000 with terms of 3 to lifetime years.

1. The Leader in
Payment Services
Franchising

2. AGENDA
1. About ExpressPay
2. The ExpressPay Franchise Opportunity
3. Earning Potential
4. What We Offer

3. Who We Are
 A subsidiary of Sagesoft Solutions Inc.

4. Who We Are
 Board of Directors
Anson Uy
Allen Mascenon
David Mascenon
Charles Mascenon
Andre Uy

5. Who We Are
 From 4 Payment Centers in 2011
to over 800 in 2015
 From 3 revenue streams in 2011
to 8 in 2015
 2015 Best Payment Center Franchise
 2016 Best Bills Payment Service
 2016 Best Payment Services Franchise

6.  Cooperatives
Partners/Franchisees

7.  Established Businesses
Partners/Franchisees

8.  Stand Alone
Partners/Franchisees

9. The ExpressPay Franchise Opportunity
Multiple Revenue Streams
BillsBills
PaymentPayment
BillsBills
PaymentPayment
MoneyMoney
TransferTransfer
MoneyMoney
TransferTransfer
PrepaidPrepaid
LoadingLoading
PrepaidPrepaid
LoadingLoading
CourierCourier
ServiceService
CourierCourier
ServiceService
Travel &Travel &
ToursTours
TicketingTicketing
Travel &Travel &
ToursTours
TicketingTicketing
MOREMOREMOREMORE

10. How We Earn

11. How We Earn

12. COMMISSION
YOUR
OUTLET
EXPRESSPAY
P5.00 P4.00 P1.00
Assuming you have 500 households paying 3 bills per month:
500 Households x 3 Bills = 1,500 Bills
1,500 Bills x P4.00 Income per bills
INCOME = P6,000/MonthINCOME = P6,000/Month
Bills Payment

13. Money Transfer
Example TransactionExample Transaction
Sending Outlet
P3,000
Service Fee
P100 (33%)
Sending Outlet
P33.33
Receiving Outlet
P33.33
Expresspay Inc.
P33.33

14. Prepaid Loading
7.4% - Smart;7.4% - Smart;
9% - Sun;9% - Sun;
5.5% - Globe5.5% - Globe

15. LOAD NETWORK COMMISSION
YOUR OUTLET
(90%)
EXPRESSPAY
(10%)
P500.00 SMART P47.00 P42.30 P4.70
P500.00 SUN P45.00 P49.50 P5.50
P500.00 GLOBE P27.50 P36.00 P4.00
Assuming you sell P 1, 500.00 load per day.
Smart P 42.30 x 24 days = P1, 015.20
Sun P 49.50 x 24 days = P1, 188.00
Globe P 36.00 x 24 days = P864.00
INCOME = P3,067.20/Month
Prepaid Loading

16. Assuming
10 tickets sold/month x P300.00 = P3,000.00/month
10 tickets sold/month x P1, 000.00 = P10, 000.00/month
INCOME = P 13,000/Month
Ticketing
DOMESTIC
INTERNATION
AL
P 300 per person P 1,000 per person

17. Retailing – XP Marketplace
Offer SIM Cards and Broadbands
• Smart & Sun
• Completes your Prepaid Loading store
Earn Commissions:
 Up to 30% discount

18. Personal Accident Insurance
ExpressCarePersonal Accident Insurance
P20 lang
Earn P10 for every cover

19. Personal Loans
Personal Loans

20. Retailing – XP Marketplace
Expresspay has partnered directly
with Distributors of leading brands
such as Lenovo, Kingcom, Hanabishi,
etc..

21. Offer PLDT HOME Subscriptions
• Offer Phone Lines and Wireless Bundles,
• DSL, FIBR, TelPad, myBro, Triple Play, and
• Cignal Plan subscriptions
Earn Commissions:
 From P150 – P2,000 / subscription
Retailing – XP Marketplace

22. Offer Kascash Scratch & Win Cards
• PCSO product
• Instant Winnings, up to P200,000.00
• P20.00 / card
Earn Commissions:
 Earn 6% discount / card
 Earn 2.0% of Prize amount
(P10,000.00 and up)
Retailing – XP Marketplace

23. ExpressPay System
 An Integrated Online e-Payment SystemAn Integrated Online e-Payment System
 A Single Funding AccountA Single Funding Account
 Reports (Detailed, Real-time)Reports (Detailed, Real-time)
 User-friendly SystemUser-friendly System
 A Growing Service PortfolioA Growing Service Portfolio

24. Requirements
Business Registration:
 DTI Or SEC
 Mayor’s Permit
 BIR Certificate
 Barangay Clearance (Owner & Clerk)
 Bio Data or Resume (Owner & Clerk)
 Valid ID (Owner & Clerk)
Equipment:
 Computer
 Printer
 Internet Connection (min. 2mbps-3mbps)
 Weighing Scale
Load Wallet
 Minimum of 10,000

25. Franchise Packages
Tenure Fees
Lifetime P280,000
5 Years P196,000
3 Years P140,000

26. Competitive Analysis
Name of Company
Year
Started
Services
Offered Franchise Fee
FRANCHISE
TERM
No. Of
Branches
EXPRESSPAY 2011 8-IN-1 P 280,000 LIFETIME 900+
CIS BAYAD CENTER 1987 1 SERVICE P 1, 200, 000 5 YEARS 233
WESTERN UNION 1990 3 SERVICES P 550, 000 3 YEARS 1000+
2GO EXPRESS 1967 1 SERVICE P 300, 000 3 YEARS 1200

27. Next Steps
 Identify proposed location for approvalIdentify proposed location for approval
 ‘‘Lock’ location by paying Franchise fee or reservation feeLock’ location by paying Franchise fee or reservation fee
 Submit an ExpressPay Franchise Application FormSubmit an ExpressPay Franchise Application Form
 Comply and submit Business Registration documentsComply and submit Business Registration documents
 Attend System TrainingAttend System Training
 Commence franchise operationCommence franchise operation