Estonia has developed an innovative digital society where almost all government services are available online. This includes electronic IDs for citizens and a system called X-Road that allows different government databases to securely communicate and share information. Estonia also offers e-Residency, which provides non-Estonians digital identities and access to start EU-based companies completely online. There are over 27,000 e-Residency cardholders from 143 countries who use it for digital nomadism, EU market access, and other purposes. The program aims to grow Estonia's "digital nation" by incentivizing economic activity and network effects through a proposed "estcoin" cryptocurrency.

1. Estonia
E-Residency

2. essential
Best secret weapons.
©TaanielMalleus
+internet is a social right
+every Estonian resident has an
electronic ID
+99% of services are online
+Estonians trust e-solutions

3. empowering
Easiest life: only getting married or
divorced and selling real estate
cannot be done online.
Yet.
©TõnuRunnel

4. elaborated
Clear and honest principles.
©TõnuRunnel
+once-only
+digital by default
+truth-by-design
+open internet

5. ease of doing business
Simplest and fastest business environment.
©EAS
+a few hours to start a company
+hassle-free e-taxation
+full automatization in tax reporting by 2020
+e-Residency – Estonian e-services to every world
citizen

6. electronic ID
The strongest identity.
©estoniandesignhouse.ee
+98% of e-ID
+7% of mobile-ID
+15% of smart-ID
+e-Residency

7. exchange
+saving 800 years annually
+over 900 connected organizations,
databases
+over 500 million transactions per
year
+exported to Finland, Azerbaijan,
Kyrgyzstan, Namibia, Faroe Islands
The busiest highway of e-Estonia – X-
Road from 2001.

8. secure
ID-card & Mobile-ID
Smart ID, e-Residency
confidentiality
X-ROAD
availability
KSI Blockchain
integrity
The safest combination.

9. blockchain
Availability, Redundancy
Scalability
operational
from 2007
Accountability, attribution
and transparency
cloud
assurance
Insider threat
Data breach management
real-time awareness
The safest combination.

10. +27 000 + applicants
+143 countries
+4272 companies
+Embassy in Poland has handed out 462 e-residency
cards, in addition to Polish citizens it’s also citizens of
Ukraine, Turkey, India, Pakistan and some African
countries.
E-Residency

11. e-Residents can
Establish a company online
•Start a company 100% online from anywhere in the world
•Access business banking and online payment service providers, such as PayPal
•Be the full owner of your company. No local director needed, but legal contact address in Estonia
needed for handing over possible legal notices.
Manage remotely
Sign and authenticate documents anywhere
Encrypt and send documents securely. No more scanning and posting!
Easily declare taxes online
Achieve location independence
Continue operating your company online while traveling
No need to re-establish your company after moving abroad
Focus on your passion, not paperwork

12. Who are Estonia’s e-residents?
• Digital nomads
This group includes remotely contracted workers, freelancers, entrepreneurs and even self-employed expats
who may stay years in one place before wanting to move with their company to another country or back
home.
• Entrepreneurs who want EU access
The largest growth for e-Residency is currently coming from outside the EU where entrepreneurs want to
gain access to the EU market and benefit from its legal frameworks, access to financial services, and higher
level of trust when conducting business globally.
• Entrepreneurs within the EU
An increasing number of entrepreneurs across the continent are realising that they need an EU company,
but there’s often no reason to establish it within their jurisdiction, especially if the costs and hassle of
running it there are higher.
• Entrepreneurs facing Brexit
There’s been a sharp rise in applications from the UK since the country voted to leave the European Union.
Many British entrepreneurs discover e-Residency while searching for a way to ‘stay in the EU’, but soon
discover that the benefits of e-Residency are bigger than Brexit as it can often enable them to more easily
conduct business globally.

13. • Startup entrepreneurs
A startup established through e-Residency is location-independent because it can
be run within the EU business environment from anywhere on earth. This flexibility
allows startup entrepreneurs to start very lean, contract talent globally, and keep
their options open.
• Freelancers from emerging markets
Trust is one of the most valuable assets in business. Unfortunately, large numbers
of people around the world currently have difficulty using financial services just
because of their location. However, e-residents undergo background checks with
the Estonian Police and Border Guard Board and then gain access to an open and
transparent EU business environment where they can access all the tools needed to
conduct business globally, such as PayPal.
• Blockchain entrepreneurs
This is a broad category of companies, but one thing that many of them have in
common is the need to authenticate the online identities of users through a process
known as KYC or ‘Know Your Customer’. Fortunately, the secure government-
backed digital identities offered to e-residents means that they can be onboarded
faster and at lower cost.

14. How to apply for e-Residency
•Gather documents for application
Required documents for application
A copy of your government-issued ID
A passport-style digital photo
Motivation statement
Visa or Mastercard
•Submit your application using the secure online form
•Wait for your application to be approved and processed
•Receive confirmation that your application was approved
•Pick up your digital ID card in person from your chosen pick up location
Please keep in mind:
You must pick up the card at an Estonian embassy or consulate, or inside Estonia.
If you do not have a pick up location in your country, you can arrange to pick up the card
in another country.
This ID card is NOT valid as travel Document, cannot used for usual identification and doesn’t have a
photograph. Only for digital transactions.

16. We’re planning to launch estcoin — and that’s only the start
We’re working to make e-Residency the best option globally for
entrepreneurs launching a trusted ICO, while proceeding with three
variants of our own ‘estcoin’ under consideration.

17. Here’s an overview of the three estcoin variants and the thinking behind
them:
1. The community estcoin
The community estcoin would be structured to support the objective of
growing our new digital nation by incentivising more people around the
world to apply for and make greater use of e-Residency.
For example, e-residents should be able to earn estcoins if they drive web
traffic to e-Residency, successfully sign up a new e-resident, post a tender
within our community that provides work to another e-resident or Estonian
company, or spend time providing useful advice to other e-residents.
Estcoins will enable that platform to grow faster through a network effect,
but it’s possible that any funds raised could also be allocated to further
develop this platform, as well as provide investment into companies that
operate within Estonia’s business environment.
Crypto tokens used in this way enable vast numbers of people operate
independently to work together for the benefit of everyone

18. 2. The identity estcoin
At the heart of Estonia’s digital nation — and our e-Residency programme — is a
secure, government-issued digital identity.
In this model, estcoins would be the blockchain-based tokens used for activities
within our digital society, such as digitally signing documents, logging into services or
enforcing smart contracts.
Estonians and e-residents would receive a certain amount of tokens that are personal
and attached to their digital identity and can then acquire more when required
Here’s where these estcoins differ sharply from the previous model. Identity estcoins
can not be exchanged or sold because they are part of your identity. In fact, the value
of them would decrease as the e-Residency programme grows and more people join
the network. This would create an economy of scale, which constantly lowers the
cost of transactions over time.
Identity estcoins would eliminate some of the technology that is currently required to
operate our digital nation and that would also eliminate much of the costs and hassle
that this technology brings.
Estonians and e-residents would benefit from these lower costs and be able to do
almost anything online using their digital IDs with greater ease.

19. 3. The euro estcoin
We would never provide an alternative currency to the euro, but it’s possible that we
could combine some of the decentralised advantages of crypto with the stability and
trust of fiat currency and then limit its use within the e-resident community.
Banks would be required to move money in and out of euro estcoins, but transactions
could then take place independently of them through the blockchain. This means that
community-based value exchanges could take place globally for free. All that is
required is a digital wallet and the commitment of government to buy back every euro
estcoin for one euro.
E-residents could purchase euro estcoins within their new platform then trade them
with other e-residents and cash out when required, while ensuring that all necessary
banking and taxations rules are followed.

20. Apply for e-Residency now!
https://e-resident.gov.ee

21. J.K.Peter Pulawski Janina Drozd
Fryday – is an international network socializing for cosmopolitan professionals.
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