Social, Mobile, Local: The Future Frontier of Financial Services.Matthew Dooley
The document discusses emerging trends in social, mobile, and local (SoMoLo) banking and financial services. It outlines four trends: 1) listening and engaging with customers on social media, 2) using social media as part of the purchasing process, 3) enabling banking directly through social media platforms, and 4) developing new business models through collaborative innovation and new distribution models to meet new customer needs. Banks are encouraged to listen to customers on social media, develop more integrated social banking experiences, and explore new products and ways of engaging customers through social media and mobile platforms.
Matt Dooley speaking @ "The Future of Digital Finance" , a Sitecore Event in...Matthew Dooley
This document discusses why banks need to embrace social media. It provides examples of both banks that were forced into social media due to crises (BP and HSBC) as well as willing participants (First Direct and American Express). BP initially struggled with its social media response during the Gulf oil spill but has since invested in building its presence. HSBC faced protests from students on Facebook over fee changes but ultimately reversed its decision. First Direct is seen as an innovative bank that has seamlessly integrated social media into its operations.
PDHPE (Personal Development, Health and Physical Education) teaches children healthy ways of living through maintaining good social, emotional, and physical well-being. Health is defined by the WHO as complete well-being, not just the absence of disease. While PDHPE is as important as other subjects, only 8-10% of school time is dedicated to it, though schools must provide 2 hours of vigorous activity per week for students ages 5-12. The "Crunch and Sip" program allows for fruit/veggie breaks to calm and refuel students at 10am. PDHPE aims to educate children on maintaining health and seeking help for problems.
- The document provides an overview of Acuma, a global IT services company that has been in operation for 20 years.
- It has resource centres in Manchester, Chennai, and NOIDA, India and is ISO 9001:2008 certified.
- Acuma provides information management, application development, and application testing solutions and services to over 200 customers in banking, finance, telecom, retail, government, and insurance globally.
CEO of Nutreco looks into the future for the feed company Nutreco and the salmon feed business in general. Is there a new competitive climate within the salmon feed business?
Jon Arne Grøttum fra FHL sitt foredrag på Havbrukskonferansen 2013. Temaet er produksjonsestimater for 2014 og Grøttum svarer på spørsmålet om det blir vekst i mengden slaktet laks i 2014.
Er laks sunt? Professor Edel Elvevoll ved Universitetet i Tromsø sitt foredrag fra Havbrukskonferansen 2013. Her forteller hun om hva forskningen sier om helse og sjømatkonsum og hvor mye laks man kan spise ut fra den siste forskningen rundt fremmedstoffer.
Social, Mobile, Local: The Future Frontier of Financial Services.Matthew Dooley
The document discusses emerging trends in social, mobile, and local (SoMoLo) banking and financial services. It outlines four trends: 1) listening and engaging with customers on social media, 2) using social media as part of the purchasing process, 3) enabling banking directly through social media platforms, and 4) developing new business models through collaborative innovation and new distribution models to meet new customer needs. Banks are encouraged to listen to customers on social media, develop more integrated social banking experiences, and explore new products and ways of engaging customers through social media and mobile platforms.
Matt Dooley speaking @ "The Future of Digital Finance" , a Sitecore Event in...Matthew Dooley
This document discusses why banks need to embrace social media. It provides examples of both banks that were forced into social media due to crises (BP and HSBC) as well as willing participants (First Direct and American Express). BP initially struggled with its social media response during the Gulf oil spill but has since invested in building its presence. HSBC faced protests from students on Facebook over fee changes but ultimately reversed its decision. First Direct is seen as an innovative bank that has seamlessly integrated social media into its operations.
PDHPE (Personal Development, Health and Physical Education) teaches children healthy ways of living through maintaining good social, emotional, and physical well-being. Health is defined by the WHO as complete well-being, not just the absence of disease. While PDHPE is as important as other subjects, only 8-10% of school time is dedicated to it, though schools must provide 2 hours of vigorous activity per week for students ages 5-12. The "Crunch and Sip" program allows for fruit/veggie breaks to calm and refuel students at 10am. PDHPE aims to educate children on maintaining health and seeking help for problems.
- The document provides an overview of Acuma, a global IT services company that has been in operation for 20 years.
- It has resource centres in Manchester, Chennai, and NOIDA, India and is ISO 9001:2008 certified.
- Acuma provides information management, application development, and application testing solutions and services to over 200 customers in banking, finance, telecom, retail, government, and insurance globally.
CEO of Nutreco looks into the future for the feed company Nutreco and the salmon feed business in general. Is there a new competitive climate within the salmon feed business?
Jon Arne Grøttum fra FHL sitt foredrag på Havbrukskonferansen 2013. Temaet er produksjonsestimater for 2014 og Grøttum svarer på spørsmålet om det blir vekst i mengden slaktet laks i 2014.
Er laks sunt? Professor Edel Elvevoll ved Universitetet i Tromsø sitt foredrag fra Havbrukskonferansen 2013. Her forteller hun om hva forskningen sier om helse og sjømatkonsum og hvor mye laks man kan spise ut fra den siste forskningen rundt fremmedstoffer.
Otto Andreassen fra NOFIMA sin presentasjon fra Havbrukskonferansen 2013. Tema er hva som må til for å kunne øke produksjonen av norsk laks frem mot 2030.
Norway manages its fisheries and aquaculture through an extensive legislative, regulatory, research, and control framework. Key aspects include:
1) Laws passed by Parliament governing marine resources, fishery participation, and aquaculture.
2) The Ministry of Fisheries oversees policy and management with advice from research institutions and the Directorate of Fisheries.
3) The Directorate of Fisheries regulates fisheries through quotas, licenses, and controls compliance through inspections and sales organizations.
The document discusses China's seafood industry and consumption trends. It notes that China imports large quantities of whitefish like pollock and cod from exporting countries like Norway and processes it into frozen fillets. However, the processing industry earns only small profits due to increasing labor costs and dependence on imported raw fish. Rising domestic consumption, urbanization, and popularity of restaurants like KFC are increasing demand for imported high-quality seafood products in China. Only high-value added processing will remain profitable in China in the long run.
13. Men ikke allt er svakt
En ytterligere svekkelse av euroen vil hjelpe euroomådet
14. NOK har styrket seg mot EUR
8.40
8.20
8.00
7.80
7.60
7.40
7.20
7.00
23Aug10 29Mar11 02Nov11 07Jun12 11Jan13 17Aug13
EURNOK Forw ard Nordea Consensus
14 •
15. Mind the gap!
Budsjettunderskudd (% av BNP)
15
14
13 Irland
12
11
10
9 Spania Hellas
8 USA UK
7 Slovakia Kypros
6 Frankrike
Slovenia
5 Portugal
Nederland Euro snitt
4 Italia
3 Malta Østerrike Belgia
2
Luxembourg Finland
1 Tyskland
0
-175 -150 -125 -100 -75 -50 -25 -1 0 25 50 75 100 125 150 175 200
-2
-3
-4
-5
-6
-7
-8
-9
-10
Norge
-11
-12
Statsgjeld (% av BNP)
19. Norgrs Bank vil gå forsiktig fram og argumentene for kronekjøp
svekkes
8.0
7.5
7.0
6.5
6.0
5.5
5.0
23Aug10 29Mar11 02Nov11 07Jun12 11Jan13 17Aug13
USDNOK Forw ard Nordea Consensus
19 •
Johnny Bo Jakobsen • 22/02/2012
20. Takk for oppmerksomheten
Les mer i vår rapport Økonomisk Oversikt 2/12 på www.nordea.com
som kommer 4 september
Erik Bruce
Sjefsanalytiker
Tlf. 22484449
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